Last Updated: June 06, 2026
Welcome to ifsc.co!
These terms and conditions outline the rules, regulations, and guidelines for the use of the ifsc.co website, accessible at https://ifsc.co.
By accessing this website, we assume you accept these terms and conditions in their entirety. Do not continue to use ifsc.co if you do not agree to abide by all the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement, Disclaimer Notice, and all Agreements: “Client”, “You”, and “Your” refer to you, the person logging onto this website and remaining compliant with the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our”, and “Us” refer to ifsc.co. “Party”, “Parties”, or “Us” refer to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect to the provision of the Company’s stated services, in accordance with and subject to the prevailing laws of India. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they, are taken as interchangeable and therefore as referring to the same.
1. Nature of the Website and Financial Disclaimer
ifsc.co is strictly an independent, informational platform. We are not a bank, a non-banking financial company (NBFC), or a government-affiliated regulatory authority.
All banking data, including but not limited to Indian Financial System Codes (IFSC), Magnetic Ink Character Recognition (MICR) codes, SWIFT codes, and branch addresses, are provided for general informational and educational purposes only. While we strive to keep our database updated alongside the Reserve Bank of India (RBI) notifications and banking sector changes, we do not guarantee absolute real-time accuracy. Users are solely responsible for independently verifying all critical routing details directly with their official banking institution before initiating any financial transactions.
2. Cookies
We employ the use of cookies. By accessing ifsc.co, you agree to use cookies in agreement with the ifsc.co Privacy Policy.
Most interactive websites use cookies to retrieve user details for each visit. Cookies are used by our website to enable the functionality of specific areas, making it easier and faster for people visiting our platform. Some of our affiliate or advertising partners (such as Google AdSense) may also use cookies to serve personalized content and advertisements.
3. Intellectual Property Rights and License
Unless otherwise stated, ifsc.co and/or its licensors own the intellectual property rights for all material, database structures, and written content on ifsc.co. All intellectual property rights are strictly reserved. You may access this from ifsc.co for your personal use subject to restrictions set in these terms and conditions.
You must not:
- Republish material or financial data frameworks from ifsc.co.
- Sell, rent, or sub-license material from ifsc.co.
- Reproduce, duplicate, scrape, or copy material from ifsc.co for commercial use.
- Redistribute content from ifsc.co (unless content is specifically made for redistribution).
This Agreement shall begin on the date hereof.
4. User Comments and Contributions
Parts of this website may offer an opportunity for users to post and exchange opinions, feedback, or information in certain areas. ifsc.co does not actively filter, edit, publish, or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of ifsc.co, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts them. To the extent permitted by applicable laws, ifsc.co shall not be liable for the Comments or for any liability, damages, or expenses caused and/or suffered as a result of any use of, posting of, or appearance of the Comments on this website.
ifsc.co reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, spam, or a breach of these Terms and Conditions.
You warrant and represent that:
- You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
- The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;
- The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material which is an invasion of privacy;
- The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant ifsc.co a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.
5. Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:
- Government agencies;
- Search engines;
- News organizations;
- Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
- System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Website.
These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from commonly-known consumer and/or business information sources, dot.com community sites, associations representing charities, online directory distributors, internet portals, accounting/law/consulting firms, and educational institutions.
If you are interested in linking to our website, you must inform us by sending an e-mail to our official support address. Please include your name, your organization name, contact information, the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link.
No use of the ifsc.co logo or other brand artwork will be allowed for linking absent a commercial trademark license agreement.
6. iFrames
Without prior approval and specific written permission, you may not create frames around our Webpages that alter in any way the visual presentation, layout, or overall appearance of our Website.
7. Content Liability
We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.
8. Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any given time without prior notice. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
9. Removal of Links from Our Website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to do so or to respond to you directly.
10. General Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
- Limit or exclude our or your liability for death or personal injury;
- Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- Limit any of our or your liabilities in any way that is not permitted under applicable law; or
- Exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature, including any direct or indirect financial losses stemming from the use of the banking codes provided on this platform.