Author: Dr. Sneha Kulkarni

Dr. Sneha Kulkarni holds a Ph.D. in Financial Economics and is a Certified Financial Planner (CFP) with over 11 years advising retail investors on sovereign savings, tax optimization under Section 80C, and retirement strategies. Her research covers Public Provident Fund (PPF), National Pension System (NPS), Sukanya Samriddhi Yojana (SSY), and Senior Citizen Savings Schemes.

SK Written by Dr. Sneha Kulkarni Fact-Checked Certified Financial Planner (CFP) • Reviewed by Editorial Desk • 2026 RBI Standards Dr. Sneha Kulkarni holds a Ph.D. in Financial Economics and is a Certified Financial Planner (CFP) with over 11 years advising retail investors on sovereign savings, tax optimization under Section 80C, and retirement strategies. Her research covers Public Provident Fund (PPF), National Pension System (NPS), Sukanya Samriddhi Yojana (SSY), and Senior Citizen Savings Schemes. According to a recent survey by SEBI, 95% of Indians prefer to invest in an FD or savings account. This enormous percentile showcases that people are…

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SK Written by Dr. Sneha Kulkarni Fact-Checked Certified Financial Planner (CFP) • Reviewed by Editorial Desk • 2026 RBI Standards Dr. Sneha Kulkarni holds a Ph.D. in Financial Economics and is a Certified Financial Planner (CFP) with over 11 years advising retail investors on sovereign savings, tax optimization under Section 80C, and retirement strategies. Her research covers Public Provident Fund (PPF), National Pension System (NPS), Sukanya Samriddhi Yojana (SSY), and Senior Citizen Savings Schemes. If you want to stay tax compliant and make sure that your books are in order, you need to file your income tax returns correctly. Generally,…

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SK Written by Dr. Sneha Kulkarni Fact-Checked Certified Financial Planner (CFP) • Reviewed by Editorial Desk • 2026 RBI Standards Dr. Sneha Kulkarni holds a Ph.D. in Financial Economics and is a Certified Financial Planner (CFP) with over 11 years advising retail investors on sovereign savings, tax optimization under Section 80C, and retirement strategies. Her research covers Public Provident Fund (PPF), National Pension System (NPS), Sukanya Samriddhi Yojana (SSY), and Senior Citizen Savings Schemes. Investing wisely is the key to building a secure financial future. This is why Indian investors prefer mutual funds, which usually offer high returns compared to…

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