IFSC Code of Punjab National Bank, Punjab, Amritsar, Abadi Baba Darshan Singh Kale

PUNB0987500

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0987500
MICR Code

143024067
Bank Name Punjab National Bank
District Amritsar
State Punjab
Address Dera Baba Darshan Singh Kale Near Mahl Ram Tirath Road Amrit Punjab 143001
Phone +919815802550

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Ajnala

PUNB0128910

AJNALA AMRITSAR 143102
Algon Kothi. Distt. Amritsar (

PUNB0051300

ALGOAN KOTHI
Amritsar

PUNB0066020

UPPAL BLDG,9,SHASTRI MARKET
Amritsar South R M Office

PUNB0381200

REGIONAL OFFICE MCCLAUD ROAD
Amritsar Batala Road, Distt. A

PUNB0052000

BATALA ROAD, AMRITSAR
Amritsar Cantt Nccload Road,

PUNB0339500

MCLEOD ROAD,
Amritsar Dav College

PUNB0400600

AMRITSAR DAV COLLEGE
Amritsar Ghee Mandi

PUNB0289600

PUNJAB NATIONAL BANK, GHEE MANDI
Amritsar Green Avenue

PUNB0339600

GREEN AVENUE, AMRITSAR
Amritsar Hall Bazar

PUNB0001800

HALL BAZAR
Amritsar Ind. Focal Point

PUNB0227100

DISTT. AMRITSAR (PUNJAB)
Amritsar Jallianwala Bagh

PUNB0097600

JALLIANWALA BAGH
Amritsar Katra Ahliwalia

PUNB0001900

PNB, KATRA AHLUWALIA, AMRITSAR
Amritsar Katra Bhai S Singh,

PUNB0116000

KATRA BHAI SANT SINGH,AMRITSAR
Amritsar Katra Jaimal Singh,

PUNB0341200

KATRA, JAIMAL SINGH
Amritsar Kot Khalsa

PUNB0339700

PNB, KOT KHALSA
Amritsar Majith Mandi, Distt.

PUNB0179400

PUNJAB
Amritsar Majitha Road

PUNB0340000

MAJITHA ROAD
Amritsar Mewa Mandi, Distt. Am

PUNB0052300

PUNJAB
Amritsar Putlighar, Distt. Amr

PUNB0002600

PUNJAB
Amritsar Queens Road, Distt. A

PUNB0341100

QUEENS ROAD
Amritsar Sultanwind Road

PUNB0050800

PNB, SULTANWIND ROAD
Amritsar- Amritsar College Of

PUNB0524910

AMRITSAR COLLEGE OF ENGG. & TECH, MANAWALA 143115
Amritsar-basant Avenue

PUNB0090710

483,BASANT AVENUE 143001
Amritsar-bbk Dav College-women

PUNB0135810

BBK DAV COLLEGE FOR WOMEN, LAWRENCE RD 143001
Amritsar-chowk Shakti Nagar Maj

PUNB0013110

POOJA PATRANGA, CHOWKSHAKTI NAGAR 143001
Amritsar-guru Harkishan Public School

PUNB0515910

SRI GURU HARKISHAN PUB SCHOOL,GOLDEN AVENUE 143001
Amritsar-hall Bazar

PUNB0076110

HALL BAZAR 143006
Amritsar-jail Road

PUNB0072410

OLD JAIL ROAD GREEN AVENUE 143001
Amritsar-majitha Road

PUNB0118310

SHARDA HOUSE 6, DIAMOND AVENUE 143001
Amritsar-maqbulPura

PUNB0059910

SARPAL PALACE, G.T.RD MAQBOOL PURA 143001
Amritsar-overseas Branch Amrits

PUNB0087010

1STFLOOR,AVENTURA MALL MALL ROAD 143001
Amritsar-putlighar

PUNB0018610

OPP RLY WORKSHOP GT ROAD PUTLIGHAR 143001
Amritsar-ranjit Avenue

PUNB0097710

PLOT NO-10,DISTT SHOP COMPLEX,RANJIT AVENUE 143001
Amritsar-service Branch

PUNB0800510

2ND FLR,10 ADMIN BLOCK DSC, RANJIT AVENUE 143001
Amritsar-sharif Pura

PUNB0015610

GT ROAD SHARIFPURA 143001
Amritsar-ssi Batala Road Amritsar

PUNB0059810

KASHMIRI PLAZA BATALA ROD,VIJAYANAGAR 143036
Amritsar, Gumtala

PUNB0616600

GUMTALA, RAJA SANSI ROAD
Amritsarcivil Lines

PUNB0013010

CIVIL LINES QUEENS ROAD 143001
Attari

PUNB0140810

ADJOINING ICE FACTORY MAN G.T.RD,NR BUS STAN 143108
Basant Avenue, Distt. Amritsar

PUNB0133900

BASANT AVENUE, AMRITSAR
Bo Vein Poin

PUNB0962300

BO VEIN POIN BABA BEER SINGH GURUDWARA VILVEIN POINOPP KUKAARORA KIRYANA KHADOR SHB PB TRAN 143417
Cac Amritsar

PUNB0836500

AMRITSAR PB AMRIT
Chawinda Devi

PUNB0990700

CHAWINDA DEVI, TAHLI SAHIB ROAD, MAIN MARKET NEAR HDFC BANK,CHAWINDA DEVI, AMRITSAR PUNJAB 143001
Chogawan-amritsar

PUNB0134810

CHOGAWAN ADJ PREET HOSPITAL.DISTT 143001
Chogawan,distt. Amritsar (pb)

PUNB0637900

BDPO OFFICE
Circle Office Amritsar North

PUNB0901700

CIRCLE OFFICE AMRITSAR NORTH
Circle Sastra Centre Amritsar North

PUNB0818500

AMRITSAR NORTH PB AMRIT 143001
Circle Sastra Centre Amritsar South

PUNB0818600

REGIONAL OFFICE MCCLAUD ROAD PB AMRIT 143001
Clpc Amritsar

PUNB0655600

OPP ST FRANCIS SCHOOL MCLEOD ROAD PUNJAB 143001
Dharar

PUNB0153710

VEROWAL ROAD, VPO-DHARAR 143115
Golden Temple Comp, Amritsar

PUNB0747900

GOLDEN TEMPLE COMPLEX AMRITSAR
Guru Nanak Dev Hospital,amrits

PUNB0416400

GURU NANAK DEV HOSPITAL,AMRITSAR
HamidPur-po Chehrta Amritsar

PUNB0019510

HAMIDPUR CHHEHARTA 143001
Harsha Chinna Distamritsar

PUNB0158110

HARSHA CHINNA AJNALA RD DIST AMRITSAR 143106
Jandiala Guru

PUNB0022600

PNB, JANDIALA GURU, DISTT- AMRITSAR
Jandiala Guru

PUNB0024210

SARAIN ROAD 143115
Khasa-distt Amritsar

PUNB0038510

BHAKNA KALAN ROAD KHASA 143107
Khem Karan (amritsar)

PUNB0074200

KHEM KARAN, DISTT: TARAN TARAN
Lcb Amritsar

PUNB0814100

MCLEAD ROAD AMRITSAR
Loharka Road Loharka Kalan

PUNB0867600

LOHARKA ROAD LOHARKA KALAN OPPSITE MANDIR WALI GALI AMRITSAR PUNJAB 143001
Mahal Dist-amritsar

PUNB0194310

MAHAL,V.MAHAL RAMTIRATH ROAD,AMRITSA 143005
Majitha

PUNB0145710

FATEHGHAR CHURIAN ROAD OPP. GUPTA HOSPITAL 143601
Mehta Chowk

PUNB0139110

MEHTA CHOWKBATALA RD VILLMEHTAAMRITSAR 143114
Nangli Distt Amritsar

PUNB0176210

NANGLI, FATEHGARH CHUR AMRITSAR 143006
Nawanpind

PUNB0097810

MEHTA ROAD NAWANPIND DISTAMRITSAR 143114
New Amritsar

PUNB0751500

OPP ITBP FORCE GT ROAD AMRITSAR
New Amritsar

PUNB0004110

SCO-45, B BLOCK,NEW AMRITSAR COLONY 143001
New Grain Mkt,bhagtanwal,asr

PUNB0751600

NEW GRAIN MARKET,BHAGTANWAL
Pandori Waraich

PUNB0751100

VPO PANDORI WARAICH
Rayya Amritsar

PUNB0133810

GTROAD RAYYA 143112
Sp. Agri. Finance, Verka,amrit

PUNB0497000

VERKA, AMRITSAR
Tangra

PUNB0795100

GT ROAD TANGRA AMRITSAR PUNJAB 143193
Tarsikka Distamritsar

PUNB0158010

TARSIKKA DISTAMRITSAR 143116 143116
Vallah

PUNB0015110

P.O. VALLAH,AMRITSAR, PUNJAB 143501
Verka Distamritsar

PUNB0157910

BATALA ROAD VERKA VERKA 143501 143501
Zao - Amritsar

PUNB0817100

MISPBMI
Zoaec Amritsar

PUNB0844400

ZOAEC 1ST FLOOR BLOCK B ZONAL OFFICE RANJIT AVENUE PB AMRIT 143001
Zonal Recovery Centre Amritsar

PUNB0833700

ZONAL RECOVERY CENTRE SECOND FLOOR MCLEOD ROAD PB AMRIT 143001
Zrmc Amritsar

PUNB0841800

ZRMC 2ND FLOOR MCLEAD ROAD OPP ST FRANSIC SCHOOL PB AMRIT 143001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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