Terms of Service

1. Acceptance of Terms

By accessing and using IFSC Finder ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

IFSC Finder provides users with access to:

• IFSC code finder and bank branch locator
• Financial calculators including EMI, SIP, FD, GST, and more
• Banking information and branch details
• Financial planning tools and resources

3. User Responsibilities

3.1 Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Transmit any viruses, malware, or harmful code
• Use automated systems to access the Service without permission

3.2 Account Security

If you create an account, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of IFSC Finder and its licensors. The Service is protected by copyright, trademark, and other laws.

5. Data Accuracy and Limitations

While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of all data provided through our Service. Users should verify critical information independently.

6. Financial Information Disclaimer

The financial calculators and information provided on our Service are for educational and informational purposes only. They should not be considered as financial advice. Users should consult with qualified financial advisors before making financial decisions.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

8. Service Availability

We strive to maintain the availability of our Service, but we do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or technical issues.

9. Limitation of Liability

In no event shall IFSC Finder, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless IFSC Finder and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

11. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

12. Governing Law

These Terms shall be interpreted and governed by the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.