Select Branch for Punjab National Bank in Dehradun, Uttarakhand
Choose a branch to view IFSC code and details
Anfiled Grant
PUNB0166110
ANFILED GRANT, AGGAWRA UNION OFFICE, LUXMANPU 248198
Balawala-distt Dehradun
PUNB0032110
VILL & PO,BALAWALA DEHRADUN 248161
Brinad Bastil
PUNB0916100
V & PO TITUNI DEHRADUN UL DEHRA 248199
Cac Dehradun
PUNB0837500
DEHRADUN UL DEHRA
Cbb Race Course Dehradun
PUNB0921200
RACE COURSE DEHRADUN UL DEHRA 248001
Chaktunwala Grant-dist Dehradun
PUNB0175610
VILL-CHAKTUNWALA GRANT PO-TUNWALA, 248001
Chhiderwala
PUNB0939900
PNB CHHIDERWALA OPPOSITE NAINITAL BANK UL DEHRA 248001
Circle Office Dehradun - East
PUNB0903700
CIRCLE OFFICE DEHRADUN - EAST
Circle Sastra Dehradun East
PUNB0821800
DEHRADUN EAST UL DEHRA 248001
Circle Sastra Dehradun West
PUNB0821900
DEHRADUN WEST UL DEHRA 248001
Clpc Dehradun
PUNB0628100
ASHLEY HALL NEAR PALTAN BAZAAR
Coaec Dehradun West
PUNB0861600
OPP VIDHAN SABHA 1ST FLOOR DEHRA 248001
Dak Pather- Dehradun
PUNB0093010
SISHU VIDYA MANDIR NEHRU MARKET DAKPATHER 248125
Dalanwala
PUNB0210210
16-CURZON ROAD PO-DALANWALA 248001
Dehra Doon
PUNB0081920
35-36 TAGOREVILLA,CHAKRATA ROAD
Dehradun Tilak Road, Distt. De
PUNB0108700
TILAK ROAD,
Dehradun Vasant Vihar Phase Two
PUNB0514710
THE ASIAN SCHOOLINDIR A NAGAR COLONY 248006
Dehradun- Clock Tower
PUNB0064910
34/A OPP.PUNJAB NATION AL BANK, RACECOURSE 248001
Dehradun- RajPur Road
PUNB0000210
17, SAKLANI MANSION, RAJPUR ROAD 248001
Dehradun-clement Town
PUNB0002510
TURNER ROAD CLEMENT TOWN 248002
Dehradun-herbertPur
PUNB0120110
HERBERTPUR NAGAR PANCHAYAT 248142
Dehradun-ims
PUNB0517210
21-NEW CANTT. ROAD 248001
Dehradun-karanPur
PUNB0041010
12,E.C.ROAD DEHERADUN 248001
Dehradun-nehru Colony
PUNB0518810
A-160, NEHRU COLONY, 248001
Dehradun-prem Nagar
PUNB0155110
UV PLAZA, THAKURPUR RO PREMNAGAR, 248001
Dehradun-raiPur
PUNB0002410
RAIPUR DEHRADUN 248008
Dehradun-saket
PUNB0101010
78, RAJPUR ROAD 248002
Dehradun-service Branch
PUNB0801410
17- RAJPUR ROAD, OPP. GANDHI PARK 248001
Dehradun-shivalik Int. School
PUNB0521610
SHIVALIK INT SCHOOL 28/32 PATELNAGAR 248001
Dehradun-subhash Nagar
PUNB0076910
ARYA INTER COLLEGE SUBHASH NAGAR 248002
Dharmawala
PUNB0160410
KHASRA NO281VILLDHA POHERBERTPUR TEHSIL 248142
Doiwala-dehradun
PUNB0146310
HOUSE NO 126,DEHRADUN WARD NO 3, DOIWALA 248140
Gbv Dehradun
PUNB0815600
DEHRADUN UL DEHRA
Gujrara Mansingh
PUNB0150510
GUJRARA MANSINGH SAHASTRADHARA ROAD 248001
IndiraNagardehradun
PUNB0144320
CHAUHAN COMPLEX C2-203,INDIRANAGAR COM COMPLE
Kotra Santaur Chakrata
PUNB0595500
NANDA KI CHOWKI NR PETROL PUMP CHAKRATA ROAD PO CHANWARI DIST DEHRADUN UTTARANCHAL 248007
Krishan Nagar Chowk Dehradun
PUNB0207310
902/880 (OLD NO. 150), KRISHAN NAGAR, 248001
Makkawala
PUNB0152610
VILL-MAKKAWALA, PO-BHA D.DUN-MUSSORRIE DIV RD 248001
Mcc KashiPur
PUNB0900000
BAZPUR ROAD KASHIPUR UL KASHI 244713
Miyanwala Dehradun
PUNB0742500
PNB MIYANWALA
Motharowala Distt-dehradun
PUNB0201910
KH. NO.848/188,OPP DIR LIFE STOCK MOTHAROWALA 248008
NatthanPur
PUNB0160310
KHASRA NO276VILLNAT DISTTDEHRADUN 248001
Nawada-dehradun
PUNB0191710
NAWADA,NAWADA CHOWK VILL NAWADA 248005
NiranjanPur Dist- Dehradun
PUNB0207210
MAHADEV VIHAR, GMS ROA NIRANJANPUR, DEHRADUN 248001
Pondha, Distt-dehradun
PUNB0221410
OPP RAJKIYEY INTER CLG PO PONDHA,TEH-VIKAS NG 248077
Rishikesh- Distt-deharadun
PUNB0057210
DEHRADUN ROAD 249201
RudraPur
PUNB0078610
LANGHA ROAD VPO RUDRAPUR 248197
Selaqui
PUNB0473100
SAHASPUR DEHRADUN ROAD, SELAQUI
Selaqui
PUNB0127910
PLOT NO10092SELAQUI IND AREASELAQUI 248198
ShyamPur
PUNB0202210
SHYAMPUR,BYE-PASS RD NDS SCH. TEH-RISHIKESH 249204
Subhash Road, Dehradun
PUNB0469500
SAHKARI GANNA VIKAS SAMITI,
Vikas Nagar
PUNB0001010
63, WARD NO.7,CHAKRATA ROAD, MAIN MARKET 248198
Zonal Office Dehradun
PUNB0900400
ZONAL OFFICE DEHRADUN
Zonal Sastra Dehradun
PUNB0834200
DEHRADUN UL DEHRA 248001
Zrmc Dehradun
PUNB0842300
1ST FLOOR RADHA PALACE 78 RAJPUR ROAD UL DEHRA 248001
What are Punjab National Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Punjab National Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Punjab National Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Punjab National Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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