Author: Rohan Malhotra
Rohan Malhotra
Rohan Malhotra is a Certified Information Systems Auditor (CISA) and Digital Payments Specialist with over 8 years analyzing retail payment architectures across India. He focuses on UPI transaction limits, BHIM architectures, IMPS settlement exception handling, and consumer protections under the RBI Digital Payment Security Controls Directions.
Comprehensive 2026 guide to RBI digital payment guidelines, zero liability framework, Rs 100/day delay compensation, TAT auto-reversal, and consumer rights.
Comprehensive 2026 guide to resolving failed IMPS fund transfers in India. Learn RBI auto-reversal TAT rules, Rs 100/day compensation, RRN tracking, and complaint escalation.
Comprehensive 2026 comparison of Google Pay vs PhonePe vs Paytm. Compare transaction limits, payment success rates, UPI Lite features, and security protocols.
Essential 2026 net banking security guide. Learn 15 actionable practices to stop phishing, SIM-swap scams, remote app fraud, and understand RBI zero liability rules.
Complete 2026 guide to the BHIM UPI app by NPCI. Learn step-by-step account setup, Aadhaar OTP onboarding, limits, security rules, and troubleshooting failed transfers.
Comprehensive 2026 directory of bank-wise UPI transaction limits in India. Compare daily caps, per-transaction limits, cooling-off rules, and new Rs 5 Lakh categories.
Discover how to resolve common digital banking problems efficiently with expert troubleshooting tips for login errors, transaction delays, and security alerts.
Learn how to set up internet banking safely, manage your bank account online, secure your funds, and navigate digital financial tools easily.
Master how to use mobile banking safely for everyday transactions with expert security tips, practical strategies, and essential protection steps.
RM Written by Rohan Malhotra Fact-Checked Digital Payments & Security Researcher • Reviewed by Technical Desk • 2026 NPCI Standards Certified Information Systems Auditor (CISA) and Digital Payments Specialist with over 8 years analyzing retail payment architectures across India. He focuses on UPI transaction limits, BHIM architectures, IMPS settlement exception handling, and consumer protections under the RBI Digital Payment Security Controls Directions. Net banking is defined as a facility offered by banks which allow its customers to conduct banking transactions over the internet. This facility greatly reduces the physical presence at the bank, and that’s the reason it’s also called…