Select Branch for Axis Bank in Surat, Gujarat

Choose a branch to view IFSC code and details

Branch
A K Road

UTIB0004901

GROUND FLOOR SHOP NO 5 TO 7 FP NO 21A SP NO2 TPS NO 04 ASHWANI KUMAR NEAR ANKUR CHAR RASTA
Branch
Aai Mata

UTIB0004756

SUDARSHAN COMPLEX 3, TP NO 34, FP NO 43,BLOCK 119 AND 121, RS NO 67 OR 1 AND 67 OR 2, AAI MATA RD, MAGOB
Branch
Adajan

UTIB0000566

18,19,20, SHRIDHAR COMPLEX, ANAND MAHAL ROAD, OPP SANSKAR BHARTI SCHOOL, PALANPUR, PATIA, ADAJAN, SURAT 395009
Branch
Adajanpatia

UTIB0004514

GROUND FLOOR, SHOP NO. G1, G2 & G3, REVENUE, VILLAGE ADAJAN, ADAJAN PATIA, RANDER
Branch
Althan

UTIB0002996

GROUND FLOOR WESTERN SHOPPERS SHOP NO1 VIP ROAD ALTHAN SURAT GUJARAT PIN 395017
Branch
Amroli

UTIB0003118

GROUND FLOOR SHOP NO 12 99 SHOPPING AMROLI SAYAN MAIN ROAD AMROLI SURAT GUJARAT PIN 394107
Branch
Asnabad

UTIB0002492

OPP.GIDC,OLPAD SURAT ROAD,VILLAGE ASNABAD,TALUKA OLPAD,DISTRICT SURAT,GUJARAT,PIN 394 540
Branch
Athwalines

UTIB0001587

SHOP NO.3, PLATINUM PLAZA, PARLE POINT, SURAT, GUJARAT, PIN 395007
Branch
Bardoli (gujrat)

UTIB0000470

MANCHHABA SANKSKRUTI BHAVAN, SARDAR BAUG,
Branch
Bhagal, Surat

UTIB0001683

GROUND FLOOR & FIRST FLOOR, CITY SURVEY NO 2604, WARD NO 10, CHAUTA POOL, RAJMARG, BHAGAL TALAO, BHAGAL, SURAT - 395003
Branch
Citylight

UTIB0004323

GROUND FLOOR THE EMINENCE OPPOSITE CITYLIGHT COMPLEX CITYLIGHT SURAT GUJARAT 395007
Branch
Dabholi Road Surat

UTIB0005271

GROUND FLOOR, SHOP NO 22 TO 27, KEDAR BUSINESS HUB, RS NO 126, PAIKEE 2, TPS 49, FP NO 116, BAPA SITARAM CHAWK, OPP GOVARDHAN HAVELI, KATARGAM
Branch
Dindoli Surat

UTIB0006173

GF,SHOP NO 19 TO 22,MADHURAM ARCADE,MOJE VILLAGE DINDOLI,SUBDISTRICT SURAT CITY,UDHNA
Branch
Dungra

UTIB0002468

GROUND FLOOR, NAVY FALIYA, VILLAGE: DUNGRA, TALUKA: KAMREJ, DISTRICT: SURAT, GUJARAT, PIN 394180
Branch
Gajera Road

UTIB0003992

GF, SHOP NO 1 4 5, ZIRCON PLUS, NEAR SAMASTH PATIDAR WAD,I KATARGAM, GAJERA ROAD - SURAT
Branch
Gaurav Path Road

UTIB0005954

GF, SHOP NO 1, 2 AND 3, PIRAMYD SERENITY, NEAR FIRE STATION, GAURAV PATH, SURAT
Branch
HariPura

UTIB0002361

GROUND FLOOR, PAYAL SHOPPING CENTRE, NEAR BUS STAND, VILLAGE: HARIPURA, TALUKA: ANKLESHWAR, DISTRICT: BHARUCH, GUJARAT, PIN 393 020
Branch
Ichchapore

UTIB0001642

GROUND FLOOR,123,AMBIKA NAGAR, NEAR HOTEL SAINEE, ICHCHAPORE,SURAT -394510
Branch
JahangirPura

UTIB0006127

GF, SHOP NO 10 TO 12, RAJGREEN HEIGHTS, OLPAD MAIN ROAD, JAHANGIRPURA, SURAT
Branch
Kadodara Road

UTIB0006174

GF,SHOP NO 5,CHHATRALA BUSINESS CENTER, MOJE VILLAGE KADODARA, SUB DISTRICT PALSANA
Branch
Kapodra, Surat

UTIB0002083

J R SQUARE, MAMTA PARK - 1 KAPODRA, VARACHHA MAIN ROAD, SURAT - 395 006
Branch
Katargam

UTIB0001440

GROUND FLOOR, HARI KRISHNA EXPORTS, A - 19, PATEL INDUSTRIAL CO OP SOCIETY LTD.,NEAR ANNATH ASHRAM, KATARGAM, SURAT - 395004
Branch
Kharvasa

UTIB0002218

GROUND FLOOR, DESAI PHOTIYU, VILLAGE: KHARVASA, TALUKA: CHORIYASI, DIST: SURAT, GUJARAT, PIN- 394 210
Branch
Kos

UTIB0005424

GROUND FLOOR,MILKAT NO 633,HOUSE NO 34 AND 35,DESAI FALIYA,VILLAGE KOS,TALUKA MAHUVA,DIST SURAT
Branch
Laal Darwaaza

UTIB0004401

GROUND FLOOR, SHOP NO. 4 AND SHOP NO. 26,INFINITY TOWER, NEAR AYURVEDIC COLLEGE, LAAL DARWAAZA 395003
Branch
Lh Road

UTIB0005428

GROUND FLOOR,SHOP NO 1,UNICORN EMPIRE,OPP SHYAM NAGAR VADI,L.H.ROAD MOJE NAVAGAM,
Branch
Lp Savani Road

UTIB0004630

GROUND FLOOR SHOPNO 6 7 UNIVERSAL BUSINESS CENTER ADAJAN NEAR MADHUVAN CIRCLE LP SAVANI ROAD SURAT
Branch
Magob, Surat

UTIB0001050

GROUND FLOOR, AALAY,PUNA KUMBHARIYA ROAD , SURAT,GUJARAT , PIN 395010
Branch
Mahuva

UTIB0001049

GROUND & FIRST FLOOR, "SHREEJI KRUPA", NUTAN NAGAR HOUSING COOP SOCIETY, KUBERBAUG ROAD , PLOT NO.200, MAHUVA, DIST. BHAVNAGAR , GUJARAT , PIN 364 290
Branch
Mota Varachha

UTIB0002641

GD FLOOR SHOP NO 5 TO 9 GARDEN VALLEY SATELLITE ROAD MOTA VARACHHA SURAT GUJARAT PIN 394101
Branch
Pal

UTIB0003117

GROUND FLOOR G12 HELIOS PAL SURAT GUJARAT PIN 394510
Branch
PalanPur Patia, Surat

UTIB0001949

MODERN SHOPPE, OPP. VIJAY DAIRY, PALANPUR PATIA, RANDER ROAD, SURAT 395 009
Branch
Palod

UTIB0002232

GROUNDFLOOR,D2,D3,D4,SANJARSQUARESHOPPING CENTRE,KIMCHARRASTA,VILLAGE-PALOD, TALUKA-MANGROL,DIST.-SURAT,PIN-394111
Branch
Pandesara

UTIB0002864

GR FLOOR PLOT NO 7 GUJARAT HOUSING BOARD PIYUSH POINT SURAT 394221
Branch
Parle Point

UTIB0005112

KAKADIYA COMPLEX 14 ADARSH SOCIETY OPP GHOD DOD RD
Branch
Piplod

UTIB0001772

GROUND FLOOR, STATUS C , NEAR REGENCY TOWER, GAURAV PATH, PIPLOD, SURAT 395007
Branch
Sachin

UTIB0003360

GR FLR, PLOT NO 414 1, RD NO 4, BANK CROSS RD, SACHIN GIDC, SURAT 394230
Branch
Sahara Darwaja

UTIB0003218

GROUND FLOOR PART OF SHOP NO G1 SURANA INTERNATIONAL RING ROAD SURAT GUJARAT PIN 395001
Branch
SalabatPura

UTIB0004665

G18 KOHINOOR TEXTILE HOUSES CS NO 2157A 2158A2A 2158A1D 2885C178 2885C17A8 WARD NO 3 SALABATPURA
Branch
Saroli

UTIB0003890

G 7 SHYAM SANGINI TEXTILE MKT , OPP KUMBHARIA GAON , SAROLI
Branch
Sarthana Branch

UTIB0003488

GR FLR SHOP NO 66 67 68 67A 68 AVADDH VICEROY SARTHNA JAKATNAKA NEAR D MART 395006
Branch
Someshwar Textile Market

UTIB0005139

GROUND FLOOR, SHOP NO P3 P4, TP 07, FP NO 81, SOMESHWAR TEXTILE MARKET, ANJANA, TALUKA CHORIYASI, SURAT
Branch
Surat

UTIB0005712

GROUND FLOOR, GURUKRUPA VIDYALAYA, SWAMINARAYAN CHOWK, MORA BHAGAL, VILLAGE RANDER, DIST SURAT
Branch
Surat

UTIB0005796

GROUND FLOOR, PAIKI, P N 3 4, VARACHHA KAMREJROAD, NEAR SHYAMDHAN TEMPLE, SURAT
Branch
Surat

UTIB0000047

DIGVIJAY TOWERS, OPP. ST XAVIERS' SCHOOL GHOD DOD ROAD
Branch
Surat Diamond Bourse

UTIB0005189

GROUND CITY, SHOP NO G006 AND G007, PLOT NO 177P, DREAM CITY, BH SURAT EXHIBITION CENTER, NH NO 53
Branch
Surat Service Branch

UTIB0001400

DIGVIJAY TOWERS, OPP. ST. XAVIERS SCHOOL, GHOD DOD ROAD, SURAT - 395 001.
Branch
Tarasadi

UTIB0001321

SHRADDHA PLAZA,NR. V S HIGH SCHOOL,TARASADI - 394120
Branch
Tathithaiya, Surat

UTIB0001672

GROUND FLOOR, BLOCK NUMBER 125, KADODARA BARDOLI ROAD, VILLAGE: TATHITHAIYA, TALUKA: PALSANA, DIST: SURAT 394305
Branch
Textile Market Branch, Surat

UTIB0000301

F-WING, MILLENIUM TEXTILE MARKET RING ROAD,UMARWADA, KAMELA DARWAJA,
Branch
U M Road Surat

UTIB0004345

GROUND FLOOR SHOP NO 1 2 3 REVENUE SR NO 50 51 52 TPNO 6 FPNO 109 C S 1076 1 SOMNATH SOCIETY UM ROAD 395002
Branch
Udhna

UTIB0001710

G-29, SILICON SHOPPERS, UDHNA MAIN ROAD, TALUKA-CHORYASI, SURAT, GUJARAT, PIN 394 210
Branch
Uttran Surat

UTIB0004515

GROUND FLOOR SHOP NO 8 TO 11 R S NO 1952 ANGEL SQUARE NEAR BRTS STAND UTTRAN
Branch
Vanz

UTIB0002306

GANDHIWAD, VANZ, TALUKA: CHORIYASI, DISTRICT: SURAT,GUJARAT, PIN 394230
Branch
Varachha Road, Surat

UTIB0000848

RUDRAX ARCADE, 6, HANS SOCIETY VARACHHA ROAD, VARACHHA SURAT, GUJARAT, PIN 395006
Branch
Ved Road

UTIB0002891

GR FL NO 499500 TPS NO 18 FP NO 82 83 84 85 86 KATARGAM SITUATED AT GR FL C 28 RADH SOC 4 RASTA 395004
Branch
Vesu

UTIB0002640

GD FLOOR G 3 G 4 SHUBH UNIVERSAL VESU MAIN ROAD VESU SURAT GUJARAT 395007
Branch
Vip Road

UTIB0004666

GROUND FLOOR SHOP NO G1 SUN ARCADE PAIK SUB PLOT NO 2 VIP ROAD VESU SURAT
Branch
Vyara

UTIB0001033

SHOP NO. G 70, HYPER CITY,STATION ROAD, VYARA,DIST. TAPI, GUJARAT , PIN 394650
Branch
Yogi Chowk Branch

UTIB0003732

SHOP NO.1,2,4,5, GR FLR, ANUPAM THE BUSINESS HUB, PUNA GAM, YOGI CHOWK, VARACHHA,SURAT 395006

What are Axis Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Axis Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Axis Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Axis Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Axis Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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