Privacy Policy

Last updated: December 13, 2025

1. Introduction

    Welcome to IFSC.CO (“us”, “we”, or “our”).

    We operate the website ifsc.co (“Service”).

    This Privacy Policy explains how we collect, use, safeguard, and disclose information resulting from your use of our Service, including IFSC code search and financial calculators (EMI, FD, GST, Lumpsum, SIP, Mutual Fund Returns, PPF, RD, SWP, etc.).

    By using our Service, you agree to the practices described in this Privacy Policy.

    Our Terms and Conditions, together with this Privacy Policy, constitute your agreement with us (“Agreement”).

2. Definitions

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • Service: The website ifsc.co operated by IFSC.CO.
  • Personal Data: Any information that can identify an individual.
  • Usage Data: Information collected automatically when using the Service (e.g., IP address, browser details).
  • Cookies: Small files stored on your device to improve user experience.
  • User: The individual using our Service.

3. Information We Collect

We collect very limited data and do not collect personal information such as your name, phone number, address, or financial details.

3.1 Usage Data (Automatically Collected)

When you access our Service, we may collect:

  • IP address (may be anonymized)
  • Browser type and version
  • Device type
  • Pages visited
  • Time spent on pages
  • Referring websites
  • General analytics data

3.2 Cookies & Tracking

We may use:

  • Session Cookies — to operate the Service
  • Preference Cookies — to store preferences
  • Analytics Cookies — to understand usage
  • Advertising Cookies — to display relevant Google ads

You may disable cookies in your browser settings.

3.3 No Optional Personal Data Collection

We do not ask for:

  • Email address
  • Phone number
  • Name
  • Address
  • Identification documents
  • Payment or financial information

All tools are accessible without registration.

4. How We Use Your Data

We use collected analytics and usage data to:

  • Maintain and improve our Service
  • Analyze user activity
  • Fix technical issues
  • Enhance calculator accuracy
  • Show relevant advertisements via Google AdSense

We do not:

  • Sell data
  • Rent data
  • Share personal information

5. Data Retention

  • Usage Data is retained for analytics and site optimization.
  • Cookies remain until deleted or expired.
  • No personal data is stored because we do not collect any.

6. Transfer of Data

Your data may be processed in India or other locations where our service providers operate. By using our Service, you consent to such transfers.

7. Disclosure of Data

We may disclose anonymized usage data:

  • To comply with legal obligations
  • To protect our rights and users
  • To trusted service providers (e.g., analytics, hosting)

We do not disclose personal data because we do not collect it.

8. Security of Data

We implement standard security measures.

However, no internet transmission is completely secure.

We strive to protect data but cannot guarantee absolute protection.

9. GDPR Rights (EU Users)

Although we do not collect identifiable personal data, EU users may contact us at support@ifsc.co to request:

  • Access
  • Correction
  • Deletion
  • Restriction of processing

We will comply to the extent applicable.

10. CCPA Rights (California Residents)

We do not:

  • Sell personal information
  • Collect identifiable data

California users may contact us to request any information collected in the last 12 months (if any).

11. Third-Party Services

We may use trusted service providers for:

  • Website hosting
  • Analytics (e.g., Google Analytics)
  • Advertising (Google AdSense)

These providers process non-personal data according to their policies.

12. Advertising

We may use Google AdSense or similar services.

Advertising cookies may be used to:

  • Show personalized or non-personalized ads
  • Measure ad performance

Users can opt out at:

https://www.google.com/settings/ads

13. Links to Other Websites

Our Service may contain links to third-party websites.

We are not responsible for their:

  • Content
  • Privacy policies
  • Practices

14. Children’s Privacy

Our Service is not intended for users under 13 years.

We do not knowingly collect data from children.

15. Changes to This Privacy Policy

We may update this Privacy Policy at any time.

Updates will be posted here with a revised “Last Updated” date.

16. Contact Us

If you have questions about this Privacy Policy, please contact us:

support@ifsc.co

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