Terms of Service

Welcome to IFSC.CO (“us”, “we”, “our”).

By accessing or using our website http://ifsc.co (“Service”), you agree to these Terms & Conditions.

If you do not agree with any part of these Terms, please discontinue using the Service.

---

1. About the Service

IFSC.CO provides:

• IFSC Code Finder & Bank Branch Details
• Free financial calculators, including:
• EMI Calculator
• FD Calculator
• GST Calculator
• Lumpsum Calculator
• Mutual Fund Returns Calculator
• PPF Calculator
• RD Calculator
• SIP Calculator
• SWP Calculator

These tools are offered for general information and educational purposes only.

They are not a substitute for professional financial, legal, or banking advice.

---

2. Accuracy of Information

We strive to provide accurate and updated information.

However:

• Bank details may change over time
• IFSC codes may be updated, merged, or discontinued
• Calculator outputs are estimates based on standard formulas

Therefore, we do not guarantee the accuracy, completeness, or usefulness of the information. You agree to verify banking and financial information with the respective official sources (e.g., RBI, banks).

We are not liable for any decisions made based on information from our website.

---

3. Use of the Service

You agree not to:

• Use the website for unlawful or malicious purposes
• Attempt to scrape, copy, or extract website data
• Interfere with the functionality or security of the Service
• Circumvent access restrictions or security mechanisms
• Use calculators for deceptive activities

You may use the Service for personal, non-commercial use unless explicitly permitted otherwise.

---

4. Intellectual Property Rights

Unless stated otherwise:

• All content
• Website design
• Data presentation
• Calculators, tools, and formulas
• Logos, brand elements
• Text and graphics

are the intellectual property of IFSC.CO.

You may not copy, reproduce, modify, or redistribute any part of the Service without written permission.

---

5. Third-Party Links & Ads

Our website may display:

• Google AdSense advertisements
• Links to third-party websites
• External financial tools or references

We do not endorse or control third-party content.

We are not responsible for:

• Their accuracy
• Their services or products
• Their privacy policies

Users access third-party links at their own risk.

---

6. Disclaimer of Warranties

The Service is provided “as is” and “as available”, without any warranties.

We do not guarantee:

• Continuity of the website
• Error-free operation
• Accuracy of data, calculators, or bank information
• That the Service will meet your expectations

Your use of the Service is solely at your own risk.

---

7. Limitation of Liability

To the maximum extent permitted by law, IFSC.CO is not liable for:

• Financial loss
• Incorrect calculations
• Errors in IFSC codes or bank details
• Loss of data
• Business loss
• Indirect, incidental, or consequential damages

This limitation applies even if we were advised of the possibility of such damages.

---

8. Privacy

Your use of the Service is also governed by our Privacy Policy, available at:

http://IFSC.CO/privacy-policy

The Privacy Policy is considered part of these Terms.

---

9. Modifications to the Service

We reserve the right to:

• Change or update any calculator
• Modify tool formulas
• Add or remove features
• Update website content
• Temporarily or permanently discontinue the Service

We may do so without prior notice.

---

10. Changes to Terms & Conditions

We may update these Terms from time to time.

Updated Terms will be posted on this page with a new “Last Updated” date.

Continued use of the Service after such changes constitutes acceptance of the revised Terms.

---

11. Governing Law

These Terms shall be governed and interpreted according to the laws of India.

Any disputes shall fall under the jurisdiction of courts located in Karnataka, India.

---

12. Contact Us

For questions about these Terms, contact us at:

support@ifsc.co