How We Verify Data

Our process for validating IFSC codes, branch details, and banking information — with safety-first guidance for users.

check_circle Format Checks sync_alt Consistency Validation update Regular Refresh edit_note Corrections Supported

IFSC.co helps users find bank details and follows a structured verification process to ensure the accuracy of banking information across thousands of branches nationwide. We bridge the gap between complex banking records and end-users looking for reliable transfer details.

1. Our Data Sources

We compile data from multiple reliable streams, including public datasets, official government publications, and direct bank records to maintain a comprehensive repository of Indian banking codes. This data is aggregated from the Reserve Bank of India (RBI) and scheduled commercial banks.

2. Verification Before Publishing

fact_check

IFSC Format Validation

  • • Must be exactly 11 characters
  • • 5th character must be zero
  • • Validating against bank codes
account_balance

Bank & Branch Consistency

  • • Cross-referencing MICR codes
  • • Validating branch names
  • • Ensuring district/state match
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Address & Readability

  • • Standardizing address formats
  • • Checking for phone numbers
  • • Geographical pinpointing

3. Updates and Refresh Cycle

Banking data is dynamic. We refresh our database monthly, or sooner if significant changes occur due to:

New branch openings
Relocation of existing branches
Discontinuation of services
MICR/IFSC code re-assignments
schedule Last Updated: Oct 2023

4. Bank Mergers and Code Changes

In light of recent mega-mergers in the Indian banking sector, many old IFSC codes have been deactivated. We proactively update these based on bank-issued migration lists.

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Important for High-Value Transfers

If you are making a transfer to a bank that has recently merged (e.g., Syndicate Bank into Canara Bank), we strongly suggest double-checking the new IFSC with the beneficiary directly before confirming the transaction.

5. Corrections and Reporting

Found an error or a branch that moved? Our community helps us keep the data pin-sharp.

What You Should Verify Before Transferring Money

person Beneficiary Name
numbers Account Number
vpn_key IFSC Code
store Branch Name & City
verified_user

Frequently Asked Questions

Do IFSC codes change? expand_more
Yes, IFSC codes can change due to bank mergers, branch relocation, or reorganization of bank codes by the RBI. It is essential to use current codes for NEFT/IMPS.
How often is data updated? expand_more
Our master database is updated once a month to reflect the latest changes published by official sources.
What if I find incorrect branch details? expand_more
Please use the "Report a Correction" button to notify our team. We usually verify and update corrections within 48-72 hours.
Is IFSC.co affiliated with RBI or banks? expand_more
No, IFSC.co is an independent information portal. We are not affiliated with the RBI or any specific bank.
Should I verify IFSC before high-value transfers? expand_more
Absolutely. For significant amounts, we recommend a small test transfer or direct verification with the bank branch.

Important Disclaimer

IFSC.co is an independent website and is not associated with the Reserve Bank of India (RBI) or any commercial bank. The information provided here is for informational purposes only. While we strive for 100% accuracy, users are advised to verify all banking details with the respective bank branches before initiating any financial transactions. IFSC.co is not responsible for any financial loss resulting from incorrect data usage.