Select Branch for Axis Bank in Bangalore, Karnataka
Choose a branch to view IFSC code and details
Adugodi
UTIB0005008
UPPER GROUND FLOOR, NO 59 2, VIMRATH TOWER, LASKAN HOSUR ROAD, ADUGODI, BANGALORE
Aecs Layout
UTIB0003362
SITE NO 302 KHATA NO 298 275 302 AECS LAYOUT WARD NO 85 BANGALORE 560037
Agara Ring Road
UTIB0004405
GROUND FLOOR,NO152 RING ROAD, 5TH SECTOR,HSR LAYOUT BANGALORE 560102
Akshay Nagar
UTIB0004226
GROUND FLOOR NO 9 BBMP KHATHA NO 218 9 AKSHAYNAGAR YELANAHALLI 560068
Amruthahalli
UTIB0004648
GROUND FLOOR, 598/16/2/4, AMRUTHAHALLI JAKKUR MAIN ROAD, AMRUTHAHALLI, BANGAORE 560092
AnanthaNagar
UTIB0003404
NO 1388 ANANTHNAGAR PHASE II 12TH CROSS HEBBAGODI PANCHAYATH ELECTRONIC CITY POST BANGALORE 560100
Army Service Center VivekNagar
UTIB0004328
GROUND FLR BLDG NO. MH3SHOPPING COMPLEX ASC CENTRE SOUTHNO2 ASC TRAINING CENTRE AGARAM PT BANGALORE 500064
Attur Layout
UTIB0003265
NO81 YELAHANKA MAIN ROAD 116 ATTUR LAYOUT ATTUR YELAHANKA BANGALOR 560064
Ayyappa Nagar
UTIB0003665
GROUND FLOOR 59, 2ND CROSS, AYYAPPA NAGAR BANGALORE 560036
Bagalur Road
UTIB0004492
GROUND FLOOR,DRARAKANGAR, BAGALUR MAIN ROAD YELAHANKA, BANGALORE 560063
Balagere
UTIB0005689
SY NO 6 5,6 6,7 3,KATHA NO 3631,BALAGERE VARTHUR ROAD,BALAGERE VILLAGE
Banaswadi
UTIB0003198
NO 307 HRBR LAYOUT 1ST BLOCK100 FEET ROADBANASWADI BANGALORE 560043
Belathur Road
UTIB0005690
GROUND FLOOR,CANARY WOODS APARTMENTS,BELATHUR MEDAHALLI MAIN ROAD,K DOMMASANDRA
Beml Layout
UTIB0004631
UPPER GROUND FLOOR, 321, JAWAHALAL NEHRU ROAD, BEML LAYOUT, 5TH STAGE, RAJARAJESHWARI NAGAR, BANGALORE 560098
Bhattarahalli
UTIB0004821
GROUND FLOOR, NO 30, BHATTARAHALLI GATE, OLD MADRAS ROAD, VIRGONAGAR POST BANGALORE
Bhodanahosahalli
UTIB0004923
GROUND FLOOR SY NO1811, HOSKOTE TALUK CHIKKATHIRUPATHI MAIN ROAD BHODANAHOSAHALLI, BANGALORE
Binny Mill Road Branch
UTIB0005765
GROUND FLOOR, NOS 11, 12 AND 13, NO 8, SANKALP BUSINESS BAY, MAGADI ROAD, BANGALORE 560023
Bommasandra
UTIB0004238
1 FLR SITE NO 115 2 117 118 4 PROP 440 115 442 443 1 BOMMASANDRA VIL ATTIBELE HOBLI ANEKAL TAL 560099
Cambridge Layout Bangalore
UTIB0004426
G-1, ASHIRWAD COMPLEX, NO.12, 6 TH CROSS, 3RD MAIN, SOMESHWARPUR, CAMBRIDGE LAYOUT BANGALORE- 560008
Chamarajapet
UTIB0E00009
CHAMARAJAPET SRI RAMA MANDIRA ASSOCIATION, NO. 114, 5TH MAIN ROAD,6TH CROSS, BANGALORE 560 018
Chandralayout
UTIB0003189
UJJNI PEGASUS GROUND FLOOR NO 1557 8TH CROSS CHANDRA LAYOUT BANGALORE 560040
Channasandra Main Road
UTIB0004628
UPPER GOUND FLOOR, 301, 7 TH CROSS, DOMLUR, BANGALORE, 560071
Chickpet
UTIB0003409
NO 5 7 KOMARLA TOWERS NO 349 OTC RD CHICKPET BANGALORE 560053
Chikkabidarakallu Branch
UTIB0006101
NO 95 50 FT ROAD BUDHA JYOTHI LAYOUT CHIKKABIDARAKALLU NAGASANDRA POST
Corporate Banking Branch
UTIB0001541
EXPRESS BUILDING, SECOND FLOOR, NO 1, QUEEN'S ROAD, BANGALORE 560 001
DeviNagar
UTIB0004326
UPPER GR FLR NO211 SRI MARUTHI COMPLEX MARUTHI NAGAR MAIN RD NAGASHETTY HALLI VILLAGE 560094
DodballaPur Main Raod
UTIB0005019
GROUND FLOOR, NO 492B3, AVALAHALLI VILLAGE, OPP TO BMSIT COLLEGE, YELAHANKA, BANGALORE 560064
Dollars Colony Jp Nagarbranch
UTIB0006067
GROUND FLOOR,NO 95,THIRD MAIN ROAD,DOLLARS COLONY,JP NAGAR,BANGALORE
Domlur
UTIB0004650
UPPER GOUND FLOOR, 4, S V TOWERS, KRISHNAGAR INDUSTRIAL LAYOUT, HOSUR MAIN ROAD, BANGALORE, 560029
Dommasandra
UTIB0004632
UPPER GROUND FLOOR, OPP MVJ ENGG COLLEGE, CHANNASANDRA MAIN ROAD, CHANNASANDRA, WHITEFIELD BANGALORE, 560067
Doubleroad IndiraNagar
UTIB0002969
LANAR PRIDE 549 E DOUBLE ROAD INDIRANAGAR 2 ND STAGE BANGALORE 560038
Dr. Modi Hospital Road
UTIB0004290
GROUND FLOOR SKYLINE 879 DR MODI HOSPITAL ROAD BASVESHWARNAGAR BENGALURU 560079
Eighty Ft Rd Shantiniketan Layout Arekere
UTIB0006070
GROUND AND MEZZANINE FLOORS,NO 49,50,51,58,59 AND 60,BDA 80 FT ROAD,NEAR SAI BABA TEMPLE,AREKERE,OFF BANNERGHATTA ROAD
Gandhibazaar
UTIB0003570
GROUND FLOOR SHAM SINGH COMPLEX 535457 GANDHI BAZAAR MAIN ROAD BASAVANAGUDI BANGALORE 560004
GangaNagar
UTIB0003311
NO 326 BELLARY ROAD GANGANAGAR RT NAGAR POST OFFICE BANGALORE PIN560032
Garvebhavipalya
UTIB0003500
FIRST FLR SRI VARAADI TOWERS NO5 9 10 HOSUR MAIN RD GARVEBHAVIPALAYA BANGALORE 560068
Gottigere
UTIB0004071
GR FLR JAYAVIJAYA NO 132 JYOTINAGAR BOHRA LAYOUT GOTTIGERE EXTENSION GOTTIGERE OFF BANNERGHATTA RD BENGALURU 560083
GovindarajaNagar
UTIB0004289
UPPER GR FLR,SRI KRISHNA BLDG NO 29, MAGADI MAIN ROAD,OPP├╜REHEJA PARK, GOVINDARAJANAGAR, BANGALORE 560040
Gunjur Main Road
UTIB0004291
GR FLR APPLE CITYSHOP NOB5 SY NO 2146 KHATHA 86 VARTHUR SARJAPUR MAIN RD OPP HP PETROL BUNK GUNJUR 560087
Halasuru
UTIB0004880
GOUND FLOOR, PRANAVA LAKE VIEW, NO 4, MEANEE AVENUE ROAD, HALASURU BANGALORE
Haralurroad
UTIB0003199
SURVEY NO 23 HARALUR ROAD AMBALIPURA BANGALORE 560102
Hbr Layout
UTIB0003405
RAIYAAN OPEL NO 119 HBR LAYOUT 1STSTAGE 1ST BLOCK BANGALORE 560043
Hebbal Road
UTIB0005536
SRI RAJARAJESHWARI ARCADE, VEERANNA PLAYA, NAGAWARA, OPP LUMBINI GARDEN, BANGALORE 45
HegdeNagar
UTIB0002980
NO 149 80 FT ROAD SHIVARAM KARANTH NAGAR POST HEGDE NAGAR OFF THANISANDRA MAIN ROAD BANGALORE 560077
Hesaraghatta Main Road
UTIB0005495
NO 23 MEI EMP HBCS LAYOUT BAGALGUNTE VILLAGE HESARAGHATTA MAIN ROAD
Hoodi Branch
UTIB0004162
GRD FLR SY NO 20 DODDANAKUNDI 2ND PHASE INDUSTRIAL AREA HOODI VILLAGE K R PURAM HOBLI BANGALORE 560048
Hsr Iv Sector Bangalore
UTIB0004823
UPPER GOUND FLOOR, ENKAY ARCADES, 17TH CROSS, SECTOR IV, HSR LAYOUT, BANGALORE
Hsr Sector
UTIB0006001
1174,24 MAIN HSR SECTOR TWO
Hulimavu
UTIB0004163
RAJA PLAZA GROUND FLOOR SY NO 145 1 KAMMANAHALLI VILLAGE OFF BANNERGHATTA RAOD
Infantry Road
UTIB0003412
NO 73 1 1 GROUND FLOOR KRISHNA INFANTRY RD BANGALORE 560001
Iti Layout
UTIB0004217
GROUND FLOOR 98 ITI LAYOUT HL TANK ROAD NEAR DEEPAK COMPLEX MARTHAHALLI 560056
Itpl Bangalore
UTIB0002971
SHOP 1 CONCOURSE AREA PHASE 2 INFORMATION TECHNOLOGY PARK LTD WHITEFIELD RD BANGALORE 560066
J C Road
UTIB0001688
NO 36, UPPER GROUND FLOOR, J C ROAD, BANGALORE-560002
Jai Bharath Nagar
UTIB0005362
ANDRADE 36, D COSTA LAYOUT, 2ND CROSS, COOKE TOWN, BANGALORE 560084
Jayamahal Extension
UTIB0003079
DF SILVERLINE SILVER RD 12 4 JAYAMAHAL EXTENSION 1 MAIN RD BENGALURU 560046
JayaNagar Fifthblock
UTIB0003283
SITE NO 650 11TH MAIN 5TH BLOCK JAYANAGAR BENGULURU 560041
JayaNagar Third Block
UTIB0003567
SIT NO 71 NEW NO 5 DIAGONAL ROAD 3RD BLOCK JAYANAGAR BANGALORE 560011
Jayangar Fourth T Block
UTIB0006103
991, 981 3912, UNIT NO 003, GROUND FLOOR, RR ELEGANCE AND 23 RD MAIN ROAD, JAYANGAR 4TH T BLOCK, BANGALORE
Jp Nagar
UTIB0004575
UPPER GROUND FLOOR, S.S.A.R TOWERS, 5, 24TH MAIN, 5TH PHASE, OPPOSITE TO ROYAL SCHOOL, JPNAGAR, BANGALORE _x0013_ 560078
Jp Nagar Eight Phase Bangalore
UTIB0005201
30 31 MAHAVEER KOTHNUR MAIN ROAD BK CIRCLE JP NAGAR 8 PHASE BANGALORE
Jp Nagar First Phase
UTIB0005896
NO 10, 2, 9TH CROSS, SARAKKI MAIN ROAD, JP NAGAR 1ST PHASE, BANGALORE
Judicial Layout
UTIB0004994
UPPER GROUND FLOOR NO 1796 8 TH MAIN
Kadubeesanahalli
UTIB0004891
GROUND FLOOR, CLASSIC AURA, KADUBEESANAHALLI VILLAGE, OUTER RING ROAD, BANGALORE
Kadugodi
UTIB0003050
S NO 84 KHATA NO 84 1 NO 09 SRIRAM ARCADE SEEGHALLI MAIN ROAD KADUGODI BANGALORE 560067
KaggadasaPura Main Road
UTIB0003270
NO 51 KAGGADASAPURA MAIN ROAD 12TH CROSS KAGGADASAPURA BANGALORE 560093
Kalkere
UTIB0004822
UPPER GOUND FLOOR, NO 9 KVG TOWER, RAGHAVENDRA CIRCLE, RM NAGAR TC PALYA MAIN ROAD, RAMAMURTHY NAGAR, KALKERE BANGALORE
Kammanahalli
UTIB0004879
UPPER GROUND FLOOR, NO 1C, 301, 3RD MAIN, 3RD BLOCK, NEHRU ROAD, KAMMANAHALLI BANGALORE
KanakaPura Road
UTIB0003264
J R PLAZA GROUND FLOOR NORTHERN SIDE NO 6 KANAKAPURA MAIN ROAD RAGHUVANAHALLI BENGALURU 560062
Kasavanahalli
UTIB0005150
GROUND FLOOR, 52 AND 61, KASAVANAHALLI NEXT TO BRS SCHOOL VARTHUR HOBLI
KasturibaNagar Mysore Road
UTIB0004842
UPPER GOUND FLOOR KCM TOWER, MYSORE ROAD, AZAD NAGAR WARD, KASTURIBANAGAR BANGALORE
Kathriguppe
UTIB0003190
SITE NO 116 100 FEET ROAD 5HT BLOCK 3RD PHASE BANASHANKARI 3RD STAGE BANGALORE 560085
Kengeri Satellite Town
UTIB0003126
NO 140 1ST MAIN ROAD KENGERI SATELLITE TOWN BANGALORE 560060
Kodichikkanahalli
UTIB0003266
ARVIND SHARAVATHI GR FL G3 80FEET ROAD KODICHIKKANAHALLI VIJAYA BANK COLONY, BANNERGHATTA ROAD 560076
Kodigehalli
UTIB0005941
NO 1628, RAILWAY PARELLE ROAD, C BLOCK, CQAL LAYOUT, SAHAKARNAGAR, BANGALORE 560092
Konanakunte
UTIB0005011
GROUND FLOOR, CENTURY CENTRAL, KANAKAPURA ROAD, KONANAKUNTE VILLAGE TOWER F, BANGALORE
Koramangala Bda Complex
UTIB0004846
UPPER GOUND FLOOR ANUGRAHA BUILDING, NO 87, 7TH CROSS, 4TH B BLOCK, KORAMANGALA 560034
Koramangala Sixth Block
UTIB0003407
NO 468 80FEET ROAD 6TH BLOCK KORAMANGALA BENGALURU 560034
Kothanur
UTIB0005369
308 1, 2 32, ANNAPOORNESHWARI ARCADE, KOTHANUR JUNCTION, KOTHANUR, BANGALORE 560077
Kothanur Jp Nagar Branch
UTIB0006068
GROUND FLOOR, NO 417 47, OPP HM WORLD CITY APARTMENTS, KOTHANUR VILLAGE JP NAGAR, BENGALURU
Ksrtc Layout Jp Nagar
UTIB0004070
GRD FLR SREE GURURAYA MANSION SHOP NO 1 SOUTH WING NO 759 8TH MAIN JP NAGAR 3RD PHASE BENGALURU 560078
Kumarswamy Layout
UTIB0004455
1764, GROUND FLOOR, 14TH MAIN, KUMARSWAMY LAYOUT, 1ST STAGE, BANGALORE - 560078
Kundalahalli Gate
UTIB0003077
SY NO 5 5 KATHA NO 309 THUBARAHALLI VILLAGE VARTHUR HOBLI WARD 85 BENGALURU 560037
Madiwala
UTIB0003271
S N PRIDE NO 65 1ST CROSS STREET WARD NO 66 MADIWALA EXTENSION BENGALURU 560068
Magadi Road
UTIB0004051
GR FLR NO 116 2 ANJANA NAGAR MAGADI RD BENGALURU 560091
MahadevPura
UTIB0003075
SLN HVP ASTER WHITEFIELD MAIN RD BENGALURU 560048
Mahalakshmi Layout
UTIB0003361
SURYADEV 11 23 20 MAIN I R BLOCK RAJAJINAGAR BANGALORE 560010
Manyata Tech Park
UTIB0003051
UNIT G15 MFAR MANYATA TECH PARK MANYATA EMBASSY TECH PARK NAGAWARA BANGALORE 560045
Mathikere
UTIB0004052
UPPER GR FLR SITE NO 4 OLD NO 313 1ST CROSS GOKULA 1ST STAGE 2ND PHASE MATHIKERE WARD NO 36 BENGALURU 560054
Mico Layout
UTIB0004216
GROUND FLOOR VAISHNO RAM NO 318 7TH MAIN MICO LAYOUT EHBCS BTM LAY OUT 2ND STAGE 560078
N R Road Bangalore
UTIB0004885
GROUND FLOOR, NO 28, 4TH CROSS, N R ROAD, BANGALORE
Nagadevanahalli
UTIB0003770
NO.23, GROUND FLOOR, SL NAIK COMPLEX, RAJARAJESWARI LAYOUT, KENGERI MAIN ROAD, NAGADEVANAHALLI, BENAGALURU 560056
Nagarbhavi Second Stage
UTIB0003267
NO 7 OUTER RING ROAD NAGARBHAVI 2ND STAGE 2ND BLOCK EXTENSION BANGALORE 560072
Nagawara Ring Road
UTIB0004227
GROUND FLOOR 1353 433 4TH BLOCK HBR 2ND STAGE BDA LAYOUT NAGAWARA RING ROAD BANGALORE 560045
Nandini Layout
UTIB0005425
12 141 D OR 71 DOLLARS SCHEMES 15 TH MAIN ROAD NANDHINI LAYOUT
Naruhalli
UTIB0005492
SR ARCADE SY NO 659 NALLURHALLI MAIN ROAD NEXT TI SV MAYFAIR APT KR PURAM HOBLI
Neeladri Road
UTIB0003473
ZEUS ALLIANCE 227 2ND ELECTRONIC CITY PHASE I DODDATHOGURU PANCHAYAT BENGALURU 560100
Omkar Layout SrinivasPura
UTIB0005411
NO 66 AND 67, GF 1 MBM SQAURE, ONKAR LAYOUT, UTTARHALLI KENGERI MAIN ROAD, SRINIVASPURA, BANGALORE
PadmanabhNagar
UTIB0005968
NO 33, SUBRAMANYAPURA MAIN ROAD, PADMANABHNAGAR, BANGALORE 560070
Peenya Fourth Phase
UTIB0004406
GROUND FLOOR, 486/C-1, 14TH CROSS ROAD, 4TH PHASE, PEENYA INDUSTRIAL AREA BANGALORE - 560058
Prashanth Nagar
UTIB0003729
GROUND FLOOR, NO 2,60 FEET ROAD, KEMPAGOWDA LAYOUT, WARD NO 104, GOVINDRAJ NAGAR, BANGALORE 560079
Pritech Park
UTIB0004776
PRITECH PARK SEZ, FOODCOURT, GR FLOOR, SURVEY NO 51 & 64 OR 4, OUTER RING ROAD, BELLANDUR VILLAGE, VARTHUR HOBLI, BANGALORE 560103
RajajiNagar Third├╜block
UTIB0003568
NO 27 967 GROUND FLOOR 3RD BLOCK RAJAJINAGAR SRIRAMPURA WARD BANGALORE 560079
Rajarajeshwari Nagar
UTIB0001770
NO 483, SEETHA COMPLEX, IDEAL HOMES HOMES CO-OPERATIVE BUILDING SOCIETY LTD LAYOUT, RAJARAJESHWARI NAGAR, BANGALORE-560 098.
Ramamurthy Nagar
UTIB0003569
GROUND FLOOR NO 41 RAMAMURTHY NAGAR MAIN ROAD BANGALORE 560016 RAMAMURTHY NAGAR
Ranga Complex M G Road
UTIB0005157
NO 5 , M G ROAD
Richards Park
UTIB0003408
NO 12 2 CLARKE ROAD RICHARDS TOWN OPP RICHARDS PARK BENGALURU 560005
SarjaPura
UTIB0005682
ROUND FLOOR, SANDS NUMBER 520 OR 4, SARJAPUR MAIN ROAD, SOMPURA GATE
SeshadriPuram
UTIB0003733
NO 161, 2ND CROSS, 1ST MAIN ROAD, SESHADRIPURAM, BANGALORE 560020
Shantiniketan
UTIB0002946
PRESTIGE SHANTINIKETAN CRESCENT 1 GR FLR WHITEFIELD MAIN RD HOOBLI BANGALORE 560048
Siddartha Layout
UTIB0003341
NO 825 13A CROSS SIDDARTHA ├╜LAYOUT NAZARABAD MOHALLA MYSORE 570011
Singasandra
UTIB0004723
UPPER GROUND FLOOR, 176, 2ND MAIN, AECS LAYOUT, B BLOCK, SINGASANDRA, HOSUR ROAD, BANGALORE 560068
Southendroad JayaNagar
UTIB0005110
NO 91 , PRESTIGE SOUTH END , SOUTH END ROAD , OPPOSITE SURANA COLLEGE , JAYANAGAR
Sree Charan Souhardha Co-operative Bank Limited
UTIB0SSCB01
NO. 87/1, H B SAMAJA ROAD, BASAVANAGUDI, BANGALORE,PIN-560 004
Sree Charan Souhardha Co-operative Bank Limited
UTIB0SSCB02
SUBBAMMA KRUPA, PRS LANE, NAGARTHPET CROSS, BANGALORE,PIN-560 002
Sree Charan Souhardha Co-operative Bank Limited
UTIB0SSCB03
NO. 48, OLD SRINGERI SHANKARMATH,K V TEMPLE STREET, SULTHANPET, BANGALORE ,PIN -560 053
Sree Charan Souhardha Co-operative Bank Limited
UTIB0SSCB04
NO. 632/18, 10TH D MAIN, 4TH BLOCK, JAYANAGAR, BANGALORE, PIN -560 011
St. Marks Road, Bangalore
UTIB0004454
UPPER GROUND FLOOR, NO.3 MANANDI PLAZA, ST.MARKS ROAD,BANGALORE- 560002
Sultanpalya
UTIB0003200
NO 20 SULTANPALYA MAIN ROAD R T NAGAR BANGALORE 560032
TalaghattaPura
UTIB0005488
520 OR 3, JUDICIAL LAYOUT, 60 FT ROAD, TALAGHATTAPURA, KANAKPURA MAIN ROAD, BANGALORE
Tavarekere
UTIB0004541
UPPER GOUND FLOOR, BANGALORE, 560029
Tc Palya├╜
UTIB0003406
LORVEN LEO SURVEY NO 11 2 KHATA NO 5 TC PALYA MAIN ROAD KOWDENAHALLI K R PURAM HOBLI BENGALURU 560016
Thirumenahalli
UTIB0005935
SY NO 14, THIRUMENAHALLI VILLAGE, YELAHANKA TALUK, BANGALORE 64
V V Puram
UTIB0004878
UPPER GOUND FLOOR, NO 33, VASAVI TEMPLE STREET, V V PURAM, BANGALORE
Varthur Road
UTIB0003749
GROUND FLOOR NO 33, SUNDARI ARMADAL, NEXT TO FEMINT HOSPITAL, WHITEFIELD MAIN ROAD, BANGALORE 560066
Victoria Layout
UTIB0003411
SILVER PALMS 3 PALM GROVE RD VICTORIA LAYOUT BENGALURU 560047
VijayaNagar 2nd Stage Mysuru
UTIB0004404
UR GRD FLR, 4585, HI TENSION DOUBLE ROAD VIJAYANAGAR 2ND STAGE CROSS ROAD DEVARAJA MOHALLA, MYSURU 570017
Yelahanka
UTIB0005608
SY NO 54, RE SURVEY NO 54 3, BBMP KHATA NO 1361 54 3, WARD NO 1, SHIVANAHALLI VILLAGE, YELAHANKA HOBLI, BANGALORE
Yelenahalli
UTIB0005828
THE HUB RAJ SERENITY LG 03,NO 10,SURVERY NO 51 1,51 2A,59 2,61 10,BEGUR HOBLI,BEGUR KOPPA ROAD,YELENAHALLI
Yemalur
UTIB0006044
303, MATHRUSHREE ORCHID HOMES, YEMALUR BANGALORE 560037
What are Axis Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Axis Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Axis Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Axis Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Axis Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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