Select Branch for Axis Bank in Ernakulam, Kerala

Choose a branch to view IFSC code and details

Branch
Aluva (kerala)

UTIB0000485

THEMPADAM HYDROSE MEMORIAL BUILDING, OPPOSITE ST. FRANCIS HIGH SCHOOL, 367/4, PALACE ROAD, ALUVA ,KERALA,683101
Branch
Angamaly

UTIB0001646

NO.21/245 - B, ANGEL RUDHY TOWER, OPP. ST. JOSEPH'S HIGH SCHOOL, N H 47,ANGAMALY - 683572 DIST- ERNAKULAM,STATE-KERALA
Branch
Banerjee Road

UTIB0003715

AXIS BANK LTD, GROUND FLOOR, COCHIN DENTAL CLINIC BUILDING, MARKET ROAD TOWARDS KOMBARA JN KOCHI 682031
Branch
Edappally

UTIB0003197

VITHAYATHIL BUILDING NELSON MANDELA ROAD EDAPPALLY ERNAKULAM KOCHI KERALA PIN 682024
Branch
Elamakkara

UTIB0003578

GROUND FLOOR SUNRISE BUILDING DESABHIMANI ROAD KEERTHI NAGAR ELAMAKKARA KOCHI 682026
Branch
Infopark Branch

UTIB0003426

GROUP MUKKADAN NO9 418 INFOPARK EDACHIRA ROAD KAKKANAD
Branch
JawaharNagar

UTIB0003377

LEELA TOWRES JAWAHAR NAGAR PONNURINI ROAD
Branch
Kadavanthara

UTIB0003714

AXIS BANK LTD, NO.55 689A, S A ROAD, KOCHI 682036
Branch
Kalady

UTIB0003212

NO 936A MAIN CENTRAL ROAD KALADY ERNAKULAM KERALA PIN 683574
Branch
Kalamaserry

UTIB0001647

R.S. NO.505/3, PATHADI PALAM, SOUTH KALAMASSERY, KOCHI - 682033 ERNAKULAM ,KERALA.
Branch
Kaloor, Kochi

UTIB0001904

DOOR NO. 36/2692 - F,SHAMNA TOWERS, K K ROAD, KALOOR,KOCHI - 682 017 DISTRICT : ERNAKULAM STATE : KERALA
Branch
Kizhakkambalam

UTIB0003577

ANNS TOWER PALLIKARA ROAD KIZHAKKAMBALAM
Branch
Kochi

UTIB0000081

41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM
Branch
Kolenchery

UTIB0004050

NECHUPADAM SPIRE KSEB ROAD KOLENCHERY 682311
Branch
Kothamangalam

UTIB0001960

SY. NO. 1011/17, BUILDING NO. 381/C/D/E/F/G, PERUMPILLICHIRA BUILDINGS, ANGADI, KOTHAMANGALAM - 686 691
Branch
M G Road Kochi

UTIB0005159

38 1581 RAVIS ARCADE , PADMA JUNCTION , M G ROAD ,ERNAKULAM
Branch
Mulanthuruthy

UTIB0004176

AMBATS CHOTTANIKARA MULANTHURUTHY MAIN ROAD KANAYANNUR TALUK ERNAKULAM DIST 682314
Branch
Muvattupuzha

UTIB0002992

DNO16IIIA MC RD BESIDE CANTON MALL MUVATTUPUZHA PIN 686661
Branch
North Paravur

UTIB0001959

BUILDING NO. XXI / 1294 / 2, SY. NO. 245 / 50, MATHEW PAULO ARCADE, K.M.K. JUNCTION, NORTH PARAVUR - 683 513.
Branch
Palarivattom, Kerala

UTIB0000691

PUKALAKKAT CITY CENTRE & SIVADAS TOWER NEAR ALAPATT REGENCY, M.K.K. NAIR ROAD PALARIVATTOM, KOCHI 682 025 DIST. ERNAKULAM, KERALA
Branch
Panampilly Nagar, Kochi

UTIB0001499

NO. 27 / 704, A/A1/B/B1, G-282, PANAMPILLY NAGAR, MAIN AVENUE, KOCHI - 682 036. DIST. ERNAKULAM, STATE - KERALA
Branch
Perumbavoor, Kerala

UTIB0000803

CHEMMANAM SQUARE DOOR NO.XVII/1437, P P ROAD PERUMBAVOOR, DIST. ERNAKULAM KERALA, PIN 683542
Branch
Pettah

UTIB0003576

V M COMPLEX NEAR PETTA JUN THRIPUNITHURA ROAD POONITHURA P O KOCHI 682038
Branch
Piravom

UTIB0003991

KOLANGAYAL BUILDING MUVATTUPUZHA ROAD PIRAVOM P.O
Branch
Service Branch, Kochi

UTIB0001509

V FLOOR, CHICAGO PLAZA, KOCHI - 682 035. DIST - ERNAKULAM. STATE - KERALA
Branch
Thammanam

UTIB0004381

2967 A,THAMMANAM KATHRIKADAVU ROAD, NEAR THAMMANAM JUNCTION 688032
Branch
Thoppumpady

UTIB0004260

BUILDING NO 11/3319 B PALLICHAL ROAD THOPPUMPADY KOCHI ERNAKULAM 682005
Branch
Thrikkakara

UTIB0001161

X / 110 - E 1,VALIYAKULANGARA BUILDINGS,OPPOSITE C.S.E.Z.,SEAPORT-AIRPORT ROAD,KAKKANAD,KOCHI - 682 037.KERALA STATE
Branch
Thrippunithura

UTIB0001098

MERIDIAN FORT CENTRE , MARKET JUNCTION, EAST FORT GATE , HILL PALACE ROAD , THRIPPUNITHURA, KERALA, PIN 682 301
Branch
Vennala

UTIB0002748

NEDUMKALLEL ESTATE 33 144 A CIVIL LANE ROAD EDAPPALLY POST KOCHI ERNAKULAM PIN 682024
Branch
Vytilla, Kochi

UTIB0000827

KASMISONS ESTATE, JANATHA JUNCTION, VYTILLA KOCHI, DIST. ERNAKULAM KERALA, PIN 682019
Branch
Willingdon Island

UTIB0000562

NO. 24/1352, BRISTOW ROAD, WILLINGDON ISLAND, KOCHI 682003

What are Axis Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Axis Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Axis Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Axis Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Axis Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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