Select Branch for Axis Bank in Pune, Maharashtra

Choose a branch to view IFSC code and details

Branch
Ajmera Complex

UTIB0001435

RENUKA ROYAL, SHOP NO.1 & 3,PLOT NO.52, CTS 6258,AJMERA COMPLEX, PIMPRI, PUNE,MAHARASHTRA , PIN 411018.

Branch
Amanora

UTIB0004937

GROUND FLOOR BANK HALL NO 1, T SQUARE, SR NO 172, TUPE PATIL ROAD, NEAR AMANORA MALL, HADAPSAR, DIST PUNE

Branch
Ambegaon

UTIB0003058

GROUND FLOOR SHOP NO 7 8 9 AAROH DWELLING DATTANAGAR AMBEGAON BUDRUK PUNE PIN 411046

Branch
Appa Balawant Chowk

UTIB0002840

MAHLAXMI CHAMBER SHOP NO 1013 GR FLR BUDHWAR PETH APPA BALWANT PUNE 411002

Branch
Balewadi

UTIB0002754

SPECIALITY BUSINESS CENTER LOWER GROUND NO 3 ADJ MAIN 100 D P ROAD OPP SKP CAMPUS BALEWADI 411045

Branch
Baner (pune)

UTIB0000338

SAPPHIRE CHAMBERS,GROUND FLOOR, S.NO: 2/3/1, BANER

Branch
Baramati (maharashtra)

UTIB0000135

PLOT NO 485,CITY SURVEY NO 881 BHIGWAN ROAD

Branch
Bavdhan

UTIB0001918

NAVKAR AVENUE, NR ADITYA SHAGUN MALL, NDA ROAD, BAVDHAN, PUNE- 411021

Branch
Bhigwan

UTIB0001612

GROUND FLOOR, ANIKET COMPLEX, SHOP NO 7,8 & 11, OFFICE NO 1&3, PUNE-SOLAPUR NH9,BHIGWAN-413130

Branch
Bhosale Nagar

UTIB0004385

UNIT NO. 101, TRIMURTI HONEYGOLD, ASHOK NGR, PLOT NO. 44, RANGE HILLS RD, BHOSALE NGR, SHIVAJI NGR 411007

Branch
Bhosari

UTIB0005474

GROUND FLOOR SHOP NO 8 TO 12 PARVATI HEIGHTS SR NO 680 5A LANDEWADI

Branch
Bhugaon Pune

UTIB0004716

GROUND FLOOR S NO 529 2 PUNE PAUD ROAD NEAR HIRA GARDEN BHUGAON TAL MULSHI

Branch
Bibwewadi

UTIB0002952

GR FL S NO 5691 PLOT NO 9 B BHAGYANAGAR OPP KHUSHBOO HOTEL BIBWEWADI KONDHWA ROAD BIBWEWADI 411037

Branch
Blueridge Hinjewadi

UTIB0003597

GROUND FLOOR SHOP NO 3 35 BLUERIDGE HINJEWADI PUNE 411 057

Branch
Bt Kawade Road, Pune

UTIB0001954

GRAN EXITO, SHWOROOM NO-1A & 1B, SURVEY NO-172, B T KAWADE ROAD, GHORPADI, PUNE-411 001

Branch
Bund Garden Road Branch,pune

UTIB0000073

ASHOKA GALAXY, PLOT NO 1, GALAXY SOCIETY DHOLE PATIL ROAD,BUNDGARDEN

Branch
Camp (pune)

UTIB0000305

PARMAR HOUSE,2413, EAST STREET, GEN. THIMAYYA ROAD,CAMP

Branch
Chakan

UTIB0000512

PARDESHI BUILDING, MAYARAM SHET MARKET, NR MAHATMA PHULE MARKET YARD, CHAKAN,,MAHARASHTRA,410501

Branch
Charoli Phata

UTIB0005631

GROUND FLOOR SHOP NO 5 AND 6, SANKALP VASTU, SR NO 5 P PIMPRI CHINCHWAD, DIST PUNE

Branch
Chikhli Road Pimpri Chinchwad

UTIB0002654

GROUND FLOOR GMC VASTU SHOP NO 6 TO 11 PLOT NO1221 PURNA NAGAR PIMPRI CHINCHWAD PUNE PIN 411019

Branch
Corporate Banking Branch - Pune

UTIB0001636

214 / 215 CITY MALL, 2ND FLOOR, PLOT NO 1, GANESH KHIND ( UNIVERSITY ) ROAD, PUNE 411 007

Branch
Dapodi

UTIB0002841

GANESH HEIGHTS SHOP NO 4 5 6 A WING, GR MEZZANINEFL DAPODI 411012

Branch
Daund

UTIB0001952

VIMAL SADAN, PLOT NO.11 DAUND-PATAS ROAD, DAUND-413801 DIST-PUNE MAHARASHTRA

Branch
Dehu Road

UTIB0003723

BRAHMAPURAN GROUND FLOOR, SR NO.28, MUMBAI PUNE HIGHWAY, 412101

Branch
Dhankawadi

UTIB0001168

GROUND FLOOR AND BASEMENT,DHANKAWADE PATIL HOUSE,SURVEY NO. 20/2, PUNE SATARA ROAD,PUNE, MAHARASHTRA , PIN 411043.

Branch
Dhanori Pune

UTIB0004160

SHOWROOM NO 1 GOODWILL SQUARE S NO 17 H NO 1A1P DHANORI 411015

Branch
Dhayariphata

UTIB0003186

GR FL CHAKANKAR BLDG DHYARESHWAR MANGAL KARYALAY PUNESINHAGAD RD DHAYARI PHATA PUNE PIN 411051

Branch
Dudulgaon

UTIB0006109

GROUND FLOOR, DESTINATION OSTIA COMMERCIAL F1 WING, SHOP NO LG18, GAT NO 216, LATE NIVRUTTI GANPAT SASTE PATIL ESTATE

Branch
Eon Kharadi

UTIB0004153

GROUND FLR SR NO 57 11 FORTUNE PLAZA OPP VASCON FOREST COUNTY SHOP NO 2 EON FREE ZONE RD KHARADI 411014

Branch
Fursungi Pune

UTIB0004624

GROUND FLOOR SHOP NO 1A 1B AND 2, CITY POINT PUNESASWAD ROAD, BHEKARI NAGAR FURSUNGI

Branch
Gokul Nagar Pune

UTIB0005320

GROUND FLOOR SHOP NO 6 AND, CHORDIYA RESIDENCY, S NO 65, NEAR SALAVE GARDEN, GANGADHAM SHATRUNJA ROAD, KONDHWA, BK KATRAJ, DIST PUNE

Branch
Hadapsar (pune)

UTIB0000404

ARYAN CENTRE, OPP : VAIBHAV THEATRE PUNE SOLAPUR ROAD, HADAPSAR

Branch
Handewadi

UTIB0005196

GROUND FLOOR SHOP NO 7 AND 8 AND MEZZANINE OFFICE NO 102, FORTUNE EMPRESS, SR NO 1611245, HANDEWADI MANTARWADI ROAD

Branch
High Street Bavdhan

UTIB0006025

GROUND FLOOR,SHOP NO 1,2,3,RA CASA SURVEY NO 53,HISSA NO 5,BAVDHAN KHURD,PUNE

Branch
Hinjewadi

UTIB0001034

GROUND FLOOR, GANGA ESTATE,MARUNJE ROAD , HINJEWADI,DIST. PUNE, MAHARASHTRA , PIN 411057

Branch
Indrayani Nagar

UTIB0002490

SHUBH COMPLEX,PLOT NO SDC 6,SECTOR 1,PCNTDA,INDRAYANI NAGAR,BHOSARI,PUNE 411039

Branch
Kalyani Nagar (pune)

UTIB0000269

MARIGOLD PREMISES,GRND FLR,SURVEY:15 VADGAONSHERI, KALYANI NAGAR

Branch
KarveNagar

UTIB0001436

STILT FLOOR, C.T.S. NO. 1189/25,PLOT NO.3-ARIHANT, KARVE NAGAR,PUNE, MAHARASHTRA , PIN 411052

Branch
Karwanchiwadi Pomendi

UTIB0005269

GROUND FLOOR, GRAM PANCHAYAT NO 536, MANGALAYANAND, MAHALAXMI NAGAR, KHEDSHI, VILLAGE KARWANCHIWADI, POMENDI, DIST RATNAGIRI

Branch
Keshav Nagar, Pune

UTIB0004499

UPPER GROUND FLOOR, VASTURESHREE ADRINA, SHOP NO. 9, 10 & 11, KESHAV NAGAR 411036

Branch
Kharadi

UTIB0001576

GROUND FLOOR, "PATHARE COMPLEX", S.N.-8, MUNDHWA BYPASS ROAD, PUNE, MAHARASHTRA, PIN 411014

Branch
Khed-shivaPur

UTIB0001039

GROUND FLOOR, "MUKTANGAN", KONDHANPUR PHATA, A/P, KHED SHIVAPUR, DIST.PUNE, MAHARASHTRA , PIN 412205

Branch
Kirkee

UTIB0003722

GRND FLR 46 GOYAL NIWAS OPP GANAPATI MANDIR AUNDHJ ROAD KIRKEE 411020

Branch
Kondhwa

UTIB0002904

MADHAV BHAVAN GR FLR SURVEY NO 71 KONDHWANIBM ROAD KONDHWA 411048

Branch
Koregaon Park

UTIB0002136

ROW HOUSE NO. 1 & 2, SWAN LAKE CO-OP HSG. SOCIETY, NORTH MAIN ROADKOREGAON PARK, GHORPADI VILLAGE,PUNE-411 001

Branch
Kothrud (pune)

UTIB0000104

BUSINESS SQUARE PLOT NO-57, MAYUR COLONY, NEXT TO JOG HIGH SCHOOL, KOTHRUD

Branch
Lonavala

UTIB0002773

SHOP NO G 16 AND 17 LONAVALA SQUARE MALL M G ROAD NEAR KUMAR RESORT LONAVALA PUNE 410401

Branch
Loni

UTIB0003185

GR FL TEJASWINI APRT LONI STATION KADAM VASTI NEAR SURYA TASAR MALL LONIKALBHOR HAVELIPUNEPIN 412201

Branch
Magarpatta

UTIB0003142

NAREN PEARL, SHOP 12, S NO135, NEAR SEASONS MALL, MAGARPATTA ROAD, HADAPSAR, PUNE

Branch
Manchar

UTIB0002653

POONAM COMPLEX PIMPALGAON PHATAINFRONT MARKET YARDMANCHARPUNE NASHIK HIGHWAY TALAMBEGAON 410503

Branch
Model Colony Pune

UTIB0006023

GRAND HELIOS, UPPER GROUND FLOOR, 1102 A 7, LAKAKI ROAD, MODEL COLONY, PUNE

Branch
Mohamadwadi Pune

UTIB0003184

GROUND FLOOR SHOP NO 4 GAGAN ARENA SR NI 12 UNDRIMOHAMAD WADI PUNE MAHARASHTRA PIN 411060

Branch
Mohan Nagar

UTIB0005615

GROUND FLOOR SHOP NO 7 AND 8 ,K P SQUARE TELCO ROAD,OPP DOUBLE TREE HOTEL,MOHAN NAGAR PIMPRI CHINCWAD

Branch
Mohol, SolaPur

UTIB0004558

SHOP 3 4 SHUBHAM LODGE, NATIONAL HIGHWAY NO 65, OPP MARKET YARD GATE SIDDHARTH NAGAR, MOHOL

Branch
Moshi Pune

UTIB0004875

GROUND FLOOR, SHOP NO 1 P, GK PALACIO S NO 111, BORADEWADI, DEHU ALANDI ROAD MOSHI PIMPRI CHINCHWAD DIST PUNE 412105

Branch
N M Road Koregaon Park

UTIB0005144

GROUND FLOOR, ONYX TOWER, 37 BY 3, GHORPADI NR WESTIN HOTEL, NORTH KOREGAON PARK MAIN ROAD, PUNE

Branch
Nalstop Pune

UTIB0004859

GROUND FLOOR, SHOWROOM NO 2 AND 3, PINNACLE, PADMANABH, NALSTOP, PUNE 411004

Branch
Nanded City Pune

UTIB0006030

GROUND FLOOR SHOP NO G2, DESTINATION CENTRE, NANDED CITY, PUNE

Branch
Narayan Chincholi SolaPur

UTIB0004773

GROUND FLOOR VYAPARI SANKULAN NARAYAN CHICHOLI SOLAPUR TAL PANDHRPUR DIST SOLAPUR

Branch
Narhe Pune

UTIB0004625

GROUND FLOOR SHOP NO8 AND 9, CHAKANKAR CORNER SURVEY NO 46 2, OPP GANDHARVA HOTEL NARHE

Branch
Navipeth

UTIB0003284

GR FLR SK CHAMBERS 265 SHOP NO 5 6 7 LAL BAHADUR SHASTRI RD NEAR JANJIRA HOTEL NAVIPETH PUNE 411030

Branch
Nibm Annexe

UTIB0004915

GROUND FLOOR AND MEZZANINE FLOOR, SHOP NO 008 AND 009, VISTAS CENTER POINT, SURVEY NO 37/3 AND 4, NIBM ANNEXE, MOHAMMADWADI

Branch
Nigdi

UTIB0001494

GROUND FLOOR, KALYANI CHAMBERS, SECTOR 27 A, PLOT NO. 80, NIGDI, PCNT, PCMC, PUNE, MAHARASHTRA , PIN 411044

Branch
Pan Card Club Road Baner

UTIB0004566

GROUND FLOOR SNO 33 2P 1 PAN CARD CLUB ROAD NEAR BEVERLY HILLS SOCIETY NEAR HDFC BANK BANER

Branch
Pashan

UTIB0002093

YASH RESIDENCY PASHAN SUS ROAD PASHAN PUNE PIN 411021

Branch
Paud Road, Pune

UTIB0001894

GROUND FLOOR VENTURE BHUSARI COLONY, SURVEY NO.94/4, PLOT NO-5/2+6, PAUD ROAD,KOTHRUD, PUNE-411029

Branch
Phoenix Mall Road Wakad

UTIB0006037

SHOP NO 101, 102, STILT FLOOR, ASHIRWAD HOUSE, 130 IC 1, KALAKHADAK, SHANKAR KALAT NAGAR, WAKAD PUNE

Branch
Pimple Nilakh

UTIB0005224

GROUND FLOOR 2 AND 3, AISHWARYA TRADE CENTRE, S NO 26, VISHAL NAGAR, PIMPLE NILAKH, PIMPRI CHINCHWAD

Branch
Pimple Saudagar

UTIB0004832

GROUND FLOOR SHOP NO 18 LIFEVILEE PK CHOWK WAKD BHOSARI BRT RD PIMPLE SAUDAGAR

Branch
Pimpri Chowk

UTIB0002905

KAMALA CROSS ROAD BWING SHOP N 8 41 OPP PCMC BLDG PUNEMUMBAI RD PIMPRICHINCHWAD 411017

Branch
Pimpri-chinchwad (pune)

UTIB0000103

BALWANT CHAPEKAR CHOWK,STATION ROAD (PIMPRI-CHINCHWAD) , CHINCHWAD GAON.

Branch
Pink City Road Wakad

UTIB0006042

GROUND FLOOR AND MEZZANINE FLOOR, ASWANI GALAXY, A B SR NO 201 P, NEAR EURO SCHOOL, WAKAD PUNE

Branch
Pirangut

UTIB0003141

GR FL GUT NO 1131 SHOP NO 1 AND 2 PIRANGUT GHOTWADE PHATA ROAD PIRANGUT PUNE 412115

Branch
Pisoli

UTIB0003285

SERVE NO 34 PISOLI VILLAGE KONDHWA SASWAD BYPASS PISOLI OPP TRENDZ FURNITURE PUNE 411060

Branch
Porwal Road Pune

UTIB0005958

GROUND FLOOR, SHOP NO 4 AND 5, J D GAATHA, S NO 296, 3, 1, PORWAL ROAD, LOHEGAON PUNE

Branch
Prabhat Road

UTIB0001877

GROUND FLOOR, IVORY TOWERS, PRABHAT ROAD, PUNE-411004

Branch
Punawale

UTIB0005033

GROUND FLOOR, SHIV CONSTRUCTIONS, SHOP NO 128, SAI MILLENIUM , PUNAWALE, TAL MULSHI, DIST PUNE

Branch
Pune

UTIB0000037

STERLING PLAZA 1262/B, J M ROAD DECCAN GYMKHANA

Branch
Rahatani

UTIB0001641

GROUND FLOOR, RAINBOW PLAZA, SHOP NO. 22, RAHATANI PIMPLE SAUDAGAR, PUNE, MAHARASHTRA, PIN 411017

Branch
RajguruNagar

UTIB0003143

GROUND FLOOR GURUKRUPA COMPLEX WADA ROAD RAJGURUNAGAR KHED PUNE MAHARASHTRA PIN CODE 410505

Branch
Ranjangaon Pune

UTIB0004224

GR FLR SHRIKRISHNA SHOP NO 1 2 3 4 GAT NO 1793 PUNE NAGAR RD RANJANGAON TAL SHIRUR DIST PUNE 412209

Branch
Rastapeth

UTIB0004106

SUNRISE SKYLINE BESIDE SAMARTH POLICE STATION RASTAPETH 411011

Branch
Ravet

UTIB0003144

GR FL SHOP NO04 05 AND 06 BIZ SNO 2031 RAVET PIMPRI CHINCHWAD PUNE MAHARASHTRA 412101

Branch
Sadashivpeth

UTIB0001437

SHOP NO. 1, 2 & 3, GROUND FLOOR,FLAT NO. 4, 2149, KEYUR APARTMENTS,SADASHIV PETH, PUNE, MAHARASHTRA , PIN 411030

Branch
Sahakar Nagar [pune]

UTIB0000350

A C COLLEGE OF COMMERCE, JALPAIGURI PUNE SATARA ROAD, SAHAKAR NAGAR,

Branch
Salisbury Park

UTIB0005629

GROUND FLOOR,SHOP NO 1,SUYOG CENTER,PLOT NO 34 B 1 34 B 2,AND 34 C,FINAL PLOT NO 473 A,S NO 557 A1,GULTEKDI

Branch
Sambhaji Nagar Wagholi

UTIB0005613

GROUND FLOOR AND FIRST FLOOR,SHOP NO 1 2 3 AND 4,BLUE SKY ICON,GAT NO 1180,BAIF ROAD,WAGHOLI,PUNE

Branch
Saswad

UTIB0002985

GR FL VAISHANAVI PLOT47 S NO 61922A2 CTS NO 4439 SASWAD PALKHI ROAD SASWAD 412301 DIST PUNE

Branch
Senapati Bapat Marg [pune]

UTIB0000315

GR. & 1ST FLOOR,SAI CAPITAL SENAPATI BAPAT MARG,PUNE

Branch
Service Branch, Pune

UTIB0000239

BASEMENT,PLOT:75/2/2B,BUILDING:Y SACRED HEART TOWN, WANWADI

Branch
Shankarseth Road

UTIB0003182

GR FLSHOWROOM NO 3 SUYOG NAVKAAR FINAL PLOT NO 394 395A MOUJE GULTEKDI SEVEN LOVES CHOWK 411037

Branch
ShikraPur, Maharashtra

UTIB0000862

BANDAL COMPLEX, SHIKRAPUR TEHSIL SHIRUR, DIST. PUNE MAHARASHTRA , PIN 412208

Branch
Shirur

UTIB0002094

HOTEL SURAJ EXECUTIVE, OLD PUNE-NAGAR HIGHWAY, SHIRUR PUNE-412 210

Branch
Shivane

UTIB0004928

GROUND FLOOR, SHOP NO 15, 16, 17, PRITHVIRAJ COMPLEX, SNO.31 2 2 NDA ROAD, SHIVANE, TAL HAVELI, DIST PUNE

Branch
ShriNagar Kalewadi Rahatani Road

UTIB0006022

GROUND FLOOR , SHOP NO 1A, SURVEY NO 48, 4 TO 10, SQUARE ONE, A WING, NEAR K KSHRIRAM SOCIETY, SHRI NAGAR KALEWADI RAHATANI ROAD, RAHATANI PUNE 411017

Branch
Sinhagad Road, Pune

UTIB0000828

SENATE , S.NO. 118A JAIDEV NAGAR, SINHAGAD ROAD, PARVATI, PUNE, MAHARASHTRA PIN 411030

Branch
Talegaon, Pune

UTIB0002137

SHOP NO. 1 & 2, SHRINATHJI BUILDING, CHAKAN ROAD, TALEGAON,PUNE-410 507

Branch
Thermax Chowk Pimpri

UTIB0002762

OMKAR PLAZA GRND FLR PLOT NO GP 77 G BLOCK MIDC NR THERMAX CHOWK PIMPRI CHINCHWAD PUNE 411019

Branch
Thite Nagar Kharadi

UTIB0006029

GROUND FLOOR SHOWROOM NO 6, RIVER DALEGROVE, THITE NAGAR KHARADI PUNE

Branch
Treasure Park Parvati

UTIB0004847

GROUND FLOOR, SHOWROOM NO 3, TRESURE PARK BUILDING K S NO 61, CTS NO 3446, PUNE SATARA ROAD, PARVATI PUNE

Branch
Uruli Kanchan

UTIB0004225

GROUND FLOOR SHOP NO 2 AND 3 BAGADE IMPERIAL GUT NO 1002 PUNE SOLAPUR HIGHWAY URULI KANCHAN 412202

Branch
Vadgaon Sheri

UTIB0005221

GROUND FLOOR, JJ CHAMBERS, OLD MUNDHWA ROAD, S NO 49 BY 2 BY 6, 50 BY 2A VADGAON SHERI, DIST PUNE

Branch
Viman Nagar, Pune

UTIB0001032

GROUND FLOOR, LALWANI HOUSE,PLOT NO. 79, VIMAN NAGAR,PUNE, MAHARASHTRA , PIN 411014

Branch
Vishrantwadi

UTIB0002774

SHOP NO6 GROUND FLOOR MHADA COMPLEX PHULE NAGAR ALANDI ROAD VISHRANTWADI PUNE411001

Branch
Wagholi

UTIB0003191

GR FL GUT NO 648 NANASHREE J J NAGAR PUNENAGAR ROAD WAGHOLI PUNE HAVELI PUNE MH 411014

Branch
Wanawadi (pune)

UTIB0000110

PLOT NO 75/2/2-B ,BUILDING NO -Y SACRED HEART TOWN WANAWADI

Branch
Warale

UTIB0005197

GROUND FLOOR, SHOP NO 11 12, C BLDG, ROSHAN ONE ,WARALE, CHAKAN , DIST PUNE 410203

Branch
Warje Pune

UTIB0002652

SPANDANSHOWROOMNO 1 NO 1171 POPULAR NAGAR OPP MAIMANGESHKAR HOSP PUNE PIN 411058

Branch
Yewat, Maharashtra

UTIB0000872

BHULESHWAR MARKET, BUILDING NO. 2 , PUNE-SOLAPUR ROAD , TALUKA DAUND , YEWAT, DIST. PUNE, MAHARASHTRA , PIN 412214

What are Axis Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Axis Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Axis Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Axis Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Axis Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.