Select Branch for Axis Bank in Raigad, Maharashtra

Choose a branch to view IFSC code and details

Branch
Alibag

UTIB0001700

SWATI' BUILDING, GROUND FLOOR OPP. CONGRESS BHAVAN MAHARSHI KARVE ROAD, ALIBAG, DIST RAIGAD,MAHARASHTRA, PIN 402201

Branch
Dombivli Midc

UTIB0003581

GROUND FLOOR, SHOP NOS. 7, 8, 9 AND 10, YASHASVI PREMISES CO-OP. SOC., MIDC, DOMBIVLI (EAST)

Branch
Kamothe, Navi Mumbai

UTIB0000885

GROUND & FIRST FLOOR, SAI PRASAD ARCADE, PLOT NO.2, SECTOR 7, KAMOTHE, NAVI MUMBAI, DIST. RAIGAD, MAHARASHTRA PIN 410206

Branch
Karanjade

UTIB0003956

GR FLR,SHOP NO 4,5 & 6,NEEL ASHIMA,PLOT NO.14,SECTOR 2A,URAN PANVEL ROAD,KARANJADE,PANVEL 410206

Branch
Karjat

UTIB0003525

GR FLR, RAJWADA RECOME, MAHAVIR PETH, STATION RD, KARJAT, DISTRICT RAIGAD, PIN CODE 402 301

Branch
Kharghar

UTIB0002925

GR FLOOR SHOP NO AND PATEL PARA DISESECT 35 PLOT 32 KHARGHAR RAIGAD 410210

Branch
Kharghar Sector Twelve

UTIB0003526

GR FLR SHOP NO 1 2 3 TULSI MANGAL COOP SOCIETY LTD SECT 12 PLOT NO 51 KHARGHAR PIN CODE 410210

Branch
Khopoli

UTIB0002655

PLOT 117 GROUND FLOOR SHASTRI NAGAR KHOPOLI PIN 410203

Branch
Mahad

UTIB0003318

GRD FLR SAI ARCADE SHOP NOS 1 2 3 SHIVAJI CHOWK OPP POST OFF TAL MAHAD RAIGAD 402301

Branch
Mohpada Rasayani

UTIB0003104

GR FLR PLOT NO 1548 DARSHAN HOTEL MOHPADA KHALAPUR RAIGAD MAHARASHTRA PIN 410222

Branch
New Panvel (maharashtra)

UTIB0000652

TULSI POOJA, PLOT NO. 5 & 7, S C MARG, SECTOR 1, NEW PANVEL 410 206, DIST. RAIGAD, MAHARASHTRA

Branch
Panvel

UTIB0000036

RAJE COMPLEX, PLOT NO 198A SHIVAJI CHOWK,

Branch
Pen

UTIB0000774

GROUND FLOOR, CENTRE POINT CHINCHPADA, PEN DIST. RAIGAD, PIN 402107 MAHARASHTRA

Branch
Roha Astami

UTIB0003103

GROUND FLOOR LG SHOPPING COMPLEX ROHA RAIGAD MAHARASHTRA PIN 402109

Branch
Sec Fifteen Kharghar

UTIB0004721

GROUND FLOOR, SHOP NO 8 AND 9,├╜MILLENNIUM EMPIRE, PLOT NO 47, SECTOR 15, KHARGHAR, NAVI MUMBAI, MAHARASHTRA 410210

Branch
Sector Fourteen Taloja

UTIB0004753

GROUND FLOOR AND FIRST FLOOR, SHOP NO 1 AND 2, NIDHI RESIDENCY, PLOT NO 103, SERCTOR 14 TALOJA, TALUKA PANVEL, DIST RAIGHAD, PINCODE 410208

Branch
Taloja

UTIB0002170

GROUND FLOOR & FIRST FLOOR, GALA NO. 27, KOHINOOR INDUSTRIAL ESTATE, MIDC, TALOJA, NAVI MUMBAI, DIST. RAIGARH, PIN 410208

Branch
Ulwe

UTIB0002917

GR FL SHOP NO 11 AND 12 PRATHMESH PRIDE PLOT NO 6 SECTOR NO 19 ULWE NAVI MUMBAI RAIGAD410206

Branch
Uran

UTIB0002573

GROUND FLOOR, VENKATESH APARTMENT, KOT NAKA ROAD, URAN, DIST RAIGAD, MAHARASHTRA, PIN 400702

What are Axis Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Axis Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Axis Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Axis Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Axis Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

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  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
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  • Interest calculator yearly: Calculates the annual interest on loans or investments.

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  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
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Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.