Select Branch for Axis Bank in KancheePuram, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Adambakkam

UTIB0003259

PLOT NO1477 BALAJI NAGAR MAIN ROAD ADAMBAKKAM CHENNAI PIN 600088
Branch
Chengalpattu

UTIB0001027

DOOR NO. 18, 19 & 20, G.S.T. ROAD,CHENGALPATTU,DIST. KANCHEEPURAM,TAMIL NADU, PIN 603 001
Branch
Chettinad Health City Branch

UTIB0002784

B3Z CHETTINAD HEALTH CITY RAJIV GANDHI SALAI KELAMBAKKAM CHENNAI
Branch
Guduvanchery

UTIB0002201

NO.125 & 126-A, GST ROAD, GUDVANCHERY, DIST.KANCHEEPURAM, TAMIL NADU, PIN 603202
Branch
Irungattukottai

UTIB0000843

NO. 1, BAJANAI KOIL STREET CHENNAI-BANGALORE HIGHWAY IRUNGATTUKOTTAI, DIST. KANCHEEPURAM TAMIL NADU, PIN 602105
Branch
Kalpakkam

UTIB0003596

NO 293 1 A B OLD VITTALAPURAM ROAD KALPAKKAM PUDHUPATTINAM CHENNAI 603102
Branch
KancheePuram

UTIB0000534

S NO. 60A GANDHI ROAD, KANCHEEPURAM 631 501
Branch
Karanai Puduchery

UTIB0003804

NO 47 48 49 HINDU AVENUE EXTN KARANAI PUDUCHERY VILLAGE CHENGALPATTU TALUK
Branch
Kelambakkam

UTIB0001373

2/21, SUSEELA NAGAR, RAJIV GANDHI SALAI,( OLD MAHABALIPURAM ROAD ), KELAMBAKKAM,DIST. KANCHEEPURAM, TAMIL NADU, PIN 603103.
Branch
Kolapakkam

UTIB0004494

NO 20 LAVENDER STREET MATHA NAGAR 4TH EXTENSION KOLAPAKKAM PORUR CHENNAI 600125
Branch
Maduranthakam

UTIB0001120

DOOR NO.52A, CAR STREET , MADURANTHAKAM, DIST. KANCHEEPURAM, TAMIL NADU, PIN 603306
Branch
Medavakkam

UTIB0001119

PLOT NO. 1, PUSHPA NAGAR VELACHERY-TAMBARAM MAIN ROAD , MEDAVAKKAM, DIST, ANCHEEPURAM, TAMIL NADU, PIN 600100
Branch
Neelankarai

UTIB0003331

NO 20 EAST COAST ROAD NEELANKARAI
Branch
Pallavaram

UTIB0000851

NO. 66, PAMMAL MAIN ROADPALLAVARAM, CHENNAI DIST. KANCHEEPURAM, TAMIL NADU PIN 600043
Branch
Perumbakkam

UTIB0004200

SHOP NO 6 INDIRA PRIYADARSHINI NAGAR PERUMBAKKAM CHENNAI 600100
Branch
Perungalathur

UTIB0004199

NO 28 SHIVALI BUILDING GANDHI ROAD SRINIVASAN NAGAR PEERKANKARANAI VILLAGE NEW PERUNGALATHUR 600063
Branch
Selaiyur

UTIB0001181

DOOR NO.47, SUNDARAM COLONY,CAMP ROAD , SELAIYUR,DIST. KANCHEEPURAM, CHENNAI,TAMIL NADU, PIN 600073
Branch
Sholing Anallur

UTIB0003002

NO 132 MEDAVAKKAM ROAD SHOLING ANALLUR
Branch
Sirukaveripakkam

UTIB0004220

PLOT NO 5 SF NO 1 22 BALAJI NAGAR SIRUKAVERIPAKKAM POST KANCHEEPURAM DISTRICT 631502
Branch
Sriperumbudur

UTIB0003125

SS COMPLEX GR FL NO 3449 THERADI STREET SRIPERUMBUDUR KANCHEEPURAM TAMILNADU 602105
Branch
Tambaram (chennai)

UTIB0000428

VALLUVAR GURUKULAM GIRLS H S SCHOOL NO.220 G.S.T ROAD, TAMBARAM (WEST)
Branch
Zamin Pallavaram

UTIB0004302

NO 45 DARGHA ROAD RAJAJI NAGAR ZAMIN PALLAVARAM CHENNAI 600043

What are Axis Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Axis Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Axis Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Axis Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Axis Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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