Select Branch for Bank Of Baroda in Ernakulam, Kerala

Choose a branch to view IFSC code and details

Branch
Aluva

BARB0VJALUV

MUKKATH PLAZA , BYPASS JUNCTION , ALUVA , ALUVA , 683101
Branch
Alwaye Branch

BARB0ALWAYE

ALWAYE BRANCH,LOURDE CENTRE;1 ST FLOOR; SOUTH WING;SUB JAIL ROAD.,ALWAYE. EKM (DIST),683101
Branch
Angamali, Dist Ernakulam

BARB0ANGAMA

1ST FLOOR, S.M. BOOK CENTRE, NH47, ANGAMALY PO DIST ERNAKULAM 683572
Branch
Angamally

BARB0DBAMLY

KPBS PRIME TRADE CENTRETB ROAD ANGAMALY ERNAKULAM KERALA 683572
Branch
Angamaly

BARB0VJANGA

GROUND FLOOR, MENACHERY PLAZA, , OPP. H.P. PUMP, NEAR KSRTC BUS , STATION, ANGAMALY, ERNAKULAM, , ANGAMALY , 683572
Branch
Chottanikkara

BARB0VJCHOT

WOODLANDS BLDG , CHOTTANIKKARA , ERNAKULAM DIST , KOCHI , 682312
Branch
Cochin Branch

BARB0COCHIN

COCHIN BRANCH,PB 222 PALACE ROAD, MATTANCHERY (ERNAKULAM DT.),CNCHIN,682002
Branch
Ernaku-north Branch

BARB0ERNPOR

ERNAKU-NORTH BRANCH,36/637-A BANNERJI RD. ERNAKULAM NORTH COCHI,ERNAKULAM,ERNAKULAM.,682018
Branch
Ernakulam Branch

BARB0ERNAKU

ERNAKULAM BRANCH,PALLIMUKKU, M G ROAD, ERNAKULAM, COCHIN.,ERNAKULAM.,682016
Branch
Ernakulam North

BARB0VJERNN

GROUND FLOOR, MATHER SQUARE , OPP. TOWN RAILWAY STATION , ERNAKULAM NORTH , ERNAKULAM , 682018
Branch
Kaippattoor

BARB0VJKAIP

ST. GEORGE BUILDING , VATTAPPARA, KAIPPATTOR PO, , VIA ARAKKUNNAM , KAIPPATTOOR , 682313
Branch
Kakkanad

BARB0DBKAKK

BHASKARASEAPORT AIRPORT ROAD MAVELIPURAM KAKKANAD PO KOCHI ERNAKULAM KERALA 682030
Branch
Kakkanad, Ernakulam

BARB0KAKKAN

X/13,SRI NARAYANA SAMSKARIKA SAMITHI BLDG, KINFRA ROAD, KAKKANAD, KOCHI - 682 030
Branch
Kalamassery

BARB0VJKAER

MEHRAZ PLAZA, ALFIYA NAGAR, , COCHIN UNIVERSITY ROAD, SOUTH KALAMASSERRY, , COCHIN , KALAMASSERY , 682022
Branch
Kalamassery Branch

BARB0KALAMA

KALAMASSERY BRANCH,P.B.NO.5.ELOOR ROAD,KALAMASSERY-683104,KERALA.,KALAMASSERY.,683104
Branch
Kaloor

BARB0KALOOR

PARIYATH BUILDING,KUMARANSAN JUNCTION,KALOOR-KADAVANTHARA ROAD,KALOOR (PO),ERNAKULAM DISTRICT,KERALA 682017
Branch
Kochi Branch

BARB0KOCHBS

KOCHI BRANCH,28/94,PANAMPILLY AVENUE,PANAMPILLY NAGAR,KOCHI,682036
Branch
Kochi Main

BARB0VJKOCH

P B NO 335 , CHAMBER OF COM BLDG , KOTUKULAM ROAD , ERNAKULAM , 682002
Branch
Koothattukulam

BARB0KOOKUL

TRINITY ARCADE MC ROAD KOOTHATTUKULAM ERNAKULAM KERALA 686662
Branch
Kothamangalam

BARB0VJKOER

THILLERY SQUARE, NEAR ST. GEORGE HSS, , MUNNAR ROAD, , KOTHAMANGALAM , KOTHAMANGALAM , 686691
Branch
Kothamanglam, Dist Ernakulam

BARB0KOTMAN

POTHANIKKAT BUILDING, HIGHRANGE JUNCTION, KOTHAMANGALAM - 686691
Branch
Maradu

BARB0MARADU

E J MANUAL ARCADE KUNDANOOR JN PO MARADU ERNAKULAM KERALA 682304
Branch
Mattoor

BARB0VJMATT

VIDYA BHARATI NAGAR , MATTOOR , EARNAKULAM , MATTOOR , 683574
Branch
Mid Corporate Branch, Ernakulam

BARB0MIDERN

6TH FLOOR, MG ROAD METRO STATION COMPLEX, MG ROAD, ERNAKULAM, KERALA 68203
Branch
Muvattupuzha

BARB0DBMUVA

B7B8 VETTUVAZHI PLAZAT B JUNCTION MUVATTUPUZHA ERNAKULAM KERALA 686661
Branch
Muvattupuzha

BARB0VJMUER

VETTUKATTIL THEATRE , COMPLEX , VELLO0RKUNNAM , MUVATTUPUZHA , 686673
Branch
Muvattupuzha, Dist Ernakulam

BARB0MUVATT

GR FLOOR, MADASSERIL COMPLEX, M C ROAD, MUVATTUPUZHA 686 661
Branch
Naval Base,kochi

BARB0DBNCOC

P160 I ST FLOOR OLD DCDA BUILDINGNEAR NAVAL KG SCHOOL NAVAL BASE KOCHI ERNAKULAM KERALA 682004
Branch
Nettoor

BARB0VJNETT

1993F,INTUC JUNCTION , N H BYPASS , NETTOOR , KOCHI , 682304
Branch
North Paravur

BARB0VJPARN

MADHAV KRISHNA BUILDING, , REPUBLIC ROAD, NEAR SAMOOHAM HIGH SCHOOL , NORTH PARAVUR , NORTH PARAVUR , 683513
Branch
North Paravur, Dist Ernakulam

BARB0NORTHP

1ST FLOOR, RKG BLDG, K M K JUNCTION, NORTH PARAVUR 683 513
Branch
Palarivattom, Ernakulam, Kerala

BARB0PALARI

FIRST FLOOR, 34/1860 A,ALWAYE ERNAKULAM MAIN ROAD,MAMANGALAM, PALARIVATTOM PO,ERNAKULAM 682 025
Branch
Perumbavoor

BARB0VJPERU

DREAM TOWER, KUNJUVITTYKUDY , THOMBRA, NEAR ASHRAM SCHOOL , A M ROAD, PERUMBAVOOR, , PERUMBAVOOR , 683542
Branch
Piravom

BARB0VJPIVO

PUNCHOLATH COMMERCIAL COMPLEX , 1ST FLOOR , MAIN ROAD , PIRAVOM, DIST.ERNAKULAM , PIRAVOM , 686664
Branch
Pivrom, Kr

BARB0PIRVOM

SURYA TOWERS,NEAR MINI VIVIL STATION, PIRAVOM, MAIN ROAD, PIRAVOM - 686664
Branch
Puthiyakavu

BARB0VJPUER

CHURCH BUILDING , VAIKOM ROAD , POST TRIPUNITHURA , KOCHI , 682301
Branch
Rosarb Ernakulam

BARB0SARERN

CRK BUILDING MG ROAD PALLIMUKKU JUNCTION ERNAKULAM KERALA
Branch
Spl.mf Branch,kochi

BARB0VJSMKO

MARUNNUKADA STOP, , PALLURUTHY , KOCHI , KOCHI , 682006
Branch
SrimoolaNagaram

BARB0DBSRIM

CHRIST THE KING CHURCHRAJAGIRISRIMOOLANAGARAMKERALA SRIMOOLANAGARAM ERNAKULAM KERALA 683580
Branch
Thrikkakara

BARB0VJTHRK

ABM TOWERS, , EDACHIRA JUNCTION THENGODE PO, , KOCHI , KAKKINAD , 682030
Branch
Thripunithura,ernakulam,kerala

BARB0THRIPU

GROUND FLOOR,PALATHINKAL COMPLEX,NORTH FORT GATE,THRIPUNITHURA,DT. ERNAKULAM,THRIPUNITHURA,KERALA 682301.
Branch
Tripunithura

BARB0VJTRTH

419A1,GRACE TOWERS , OPPNEW BUS STAND , HOSPITAL ROAD , KOCHI , 682301
Branch
Udyogamandal Branch

BARB0DBUDYO

FACT SHOPPING CENTREUDYOGMANDALELOOR KOCHI ERNAKULAM KERALA 683501
Branch
Vazhakkala

BARB0VAZHAK

VIJAYA COMPLEX PALARIVATTOM CIVIL LANE ROAD VAZHAKALA ERNAKULAM 682030
Branch
Willingdon Island

BARB0VJWILL

TEEPEEYEM CENTRE , NEAR AIYAPPA TEMPLE , NAVAL ROAD , KOCHI , 682003
Branch
Ziad Ernakulam

BARB0ZICERN

FIFTH FLOOR KMRL METRO STATION COMLEX MG ROAD ERNAKULAM KERALA 682035

What are Bank Of Baroda IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of Baroda IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of Baroda IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of Baroda Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of Baroda Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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