Select Branch for Bank Of Baroda in Kolkata, West Bengal
Choose a branch to view IFSC code and details
A R M B,kolkata
BARB0VJARKO
NO 17A , TEMPLE TOWER , A C AVENUE , KOLKATA , 700019
Alipore
BARB0VJALPO
RAJAHANSA BUILDING , 6,HASTINGS PARK ROAD , ALIPORE,KOLKATA , KOLKATA , 700027
Alipore Branch
BARB0ALICAL
ALIPORE BRANCH,38/1/E, GOPAL NAGAR ROAD,CALCUTTA,700027
Arobindo Sarani Wb
BARB0AROBIN
215 B,AROBINDO SARANI,KOLKATA,WEST BENGAL 700006
Asset Recovery Branch, Kolkata
BARB0DBKLKT
3 MRIGENDRALAL MITRA ROADKOLKATA 700017 KOLKATA KOLKATA WEST BENGAL 700017
B T Road, Kolkata, West Bengal
BARB0BTROAD
94 1 BT ROAD KOLKATA WEST BENGAL
Bagbazar,kolkata,wb
BARB0BAGBAZ
547 A,RABINDRA SARANI,KOLKATA,WEST BENGAL 700003.
Bagha Jatin
BARB0BAGHAJ
MATRI BHAWAN,90 BLOCK EAST,BAGHA JATIN STATION ROAD,KOLKATA, WEST BENGAL 700 086
Baguiati
BARB0BAGUIA
114 RAJARHAT GOPALPUR BAGUIATI KOLKATA WEST BENGAL 700059
Baishnabghata, Kolkata
BARB0BAISHN
D-6 BAISHNABGHATA PATULI TOWNSHIP PS - JADAVPUR, KOLKATA, WEST BENGAL
Ballygunj Branch
BARB0BALLYG
BALLYGUNJ BRANCH,226-C, RASH BEHARY AVENUE,CALCUTTA,700019
Bangur, Kolkata, Wb
BARB0BANGUR
3-BANGUR AVENUE,BLOCK A,KOLKATA,WEST BENGAL - 700065.
Bansdroni M Branch
BARB0CALBAN
BANSDRONI M BRANCH,174/1/3 N.S.C BOSE RD,,HOWRAH,700040
Beck Bagan
BARB0DBBECK
PARK CIRCUS3MMITRA ROAD KOLKATA KOLKATA WEST BENGAL 700017
Bediapara,kolkata
BARB0DBBEDI
61 RABINDRANATH TAGORE RDBEDIAPARA KOLKATA KOLKATA WEST BENGAL 700077
Behala
BARB0VJBEHA
1ST FLOOR , NO 4 DIAMOND HARBOUR ROAD , SILPARA KOLKATA , KOLKATA , 700008
Behala Branch
BARB0BEHALA
BEHALA BRANCH,293/2,DIAMOND HARBOUR RD,,KOLKATA,700034
Behala, Kolkata
BARB0DBBEHA
437A DIAMOND HARBOUR ROADBEHALA KOLKATA KOLKATA WEST BENGAL 700034
Belghoria Branch
BARB0BELGHO
BELGHORIA BRANCH,76, FEEDER RD, BELGHORIA,KOLKATA,700056
Beliaghat Branch
BARB0BELIAG
BELIAGHAT BRANCH,P 344, C.I.T. ROAD, SCH NO -VI (M),KOLKATA,700054
BhawaniPur Branch
BARB0BHOWAN
BHAWANIPUR BRANCH,29, S.P.MUKHERJEE ROAD,CALCUTTA,700025
Bhowanipore,kolkata
BARB0DBBHOW
109D ASHUTOSH MUKHERJEE ROADBHOWANIPORE KOLKATA KOLKATA WEST BENGAL 700025
Birati, Kolkata
BARB0BIRATI
584-M B ROAD BIRATI, PS-NIMTA, KOLKATA 700 051
Brabourn Rd. Branch
BARB0BRABOU
BRABOURN RD. BRANCH,4, BRABOURNE ROAD,CALCUTTA,700001
Brabourne Rd Kolkatta
BARB0DBBRAB
16A11BRABOURNE RDPBNO32 KOLKATA KOLKATA WEST BENGAL 700001
Brabourne Road
BARB0VJBRAB
MRTIN BURN BUILDING, 1ST FLOOR , 1,R N MUKHERJEE ROAD , BRABOURNE ROAD , KOLKATA , 700001
BrahmaPur Branch
BARB0BRAPUR
BRAHMAPUR BRANCH,SUVADA HOUSING ESTATE,NIVA PARK,CALCUTTA,700071
Burra Bazar
BARB0DBKBUR
112RABINDRA SARANIPB704BURRA BAZAR KOLKATA KOLKATA WEST BENGAL 700073
Burrabazar
BARB0VJBURR
NO.49 KALI KRISHNA TAGORE , STREET,BESIDE ASHARAM HOSPITAL , BURRABAZAR , KOLKATA , 700007
Burrabazar Branch
BARB0BURRAB
BURRABAZAR BRANCH,8/C, MAHARSHI DEBENDRA ROAD,CALCUTTA,700007
C R Avenu(s) Branch
BARB0CHITTA
C R AVENU(S) BRANCH,33, C.R.AVENUE (SOUTH),CALCUTTA,700012
Camac Street Branch
BARB0CAMACS
CAMAC STREET BRANCH,MANSAROWAR, 3B, CAMAC STREET.,CALCUTTA,700016
Cbb Kolkata
BARB0DBCORK
238 B A J C BOSE ROAD KOLKATA KOLKATA WEST BENGAL 700020
Cbb-i, Kolkata
BARB0VJBKOL
GILLANDER HOUSE, NO8, , N S ROAD , KOLKATA , KOLKATA , 700001
Cbb-ii, Kolkata
BARB0VJBKOP
NO 1251, A G TOWERS, , PARK STREET, , KOLKATA , KOLKATA , 700017
Chakraberia Branch
BARB0CHAKRA
CHAKRABERIA BRANCH,23/3,CHAKRABERIA RD.(S),CALCUTTA,700025
Charu Mkt Branch
BARB0CHARUM
CHARU MKT BRANCH,9, D.P SASHMAL ROAD,,CALCUTTA,700033
Chittaranjan Avenue
BARB0VJCHAV
NO.126 , CHITTARANJAN AVNUE , KOLKATA , KOLKATA , 700001
College Str. Branch
BARB0COLCAL
COLLEGE STR. BRANCH,2.BIDHAN SARANI,CALCUTTA,700006
Coolotala Branch
BARB0CALCBS
COOLOTALA BRANCH,6, COOLOTALA STREET,CALCUTTA,700073
Dharamtalla,kolkata
BARB0DBDTAL
P15 GANESH CHANDRA AVENUEDHARAMTALLA KOLKATA KOLKATA WEST BENGAL 700013
Dharamtolla
BARB0VJDHKO
NO 371 , N C STREET , DHARMATOLLA , KOLKATA , 700013
Dharmtalla Branch
BARB0DHACAL
DHARMTALLA BRANCH,6A, RAJA SUBODH MULLICK SQR,CALCUTTA,700013
Dunlop
BARB0DBDUNL
PRASANTA IST FLOOR 3 BT ROADPO BELGHORIA KOLKATA KOLKATA WEST BENGAL 700056
Duttapukur, Kolkata
BARB0DUTTAP
HATKHOLA JESSORE ROAD,PO. DUTTAPUKUR,DIST : 24 PARGANAS SOUTH,KOLKATA,WEST BENGAL 743248.
E K T P Area,kolkata
BARB0VJEAST
32B,RASHBEHARI CONNECTOR , BOSE PUKUR ROAD , KASABA,KOLKATA , KOLKATA , 700042
Em Bypass,kolkata
BARB0DBEAST
DEVALAYA GROUNDFLOORC219 SURVEY PARKNEAR SANTOSHPURAJAYNAGAREM BYPASS KOLKATA KOLKATA WEST BENGAL 700075
Garia
BARB0DBGAIA
SURESH BHAVAN 36 GARIA MAIN ROAD OPPOSITEHINDUSTAN HEALTH POINT NURSING HOMEPO GARIA GARIA KOLKATA WEST BENGAL 700084
Garia Station Road, Kolkata
BARB0STAGAR
BIJOY KIRAN, 215, GARIA STATION ROAD, PO GARIA, KOLKATA, WEST BENGAL 700 084
Garia,kolkata
BARB0VJGARI
HABITAT COMPLEX , 2770,N S C ROAD,OLD NO.32 , GARIA MAIN ROAD,GARIA , KOLKATA , 700084
Gariahat Road
BARB0VJGARR
P17A,TEMPLE TOWERS , A C AVENUE , GARIAHAT ROAD , KOLKATA , 700019
Gen Next Br., Salt Lake, Kolkata
BARB0GENSAL
DN-14,SECTOR - V, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 091.
Girish Park Branch
BARB0GIRISH
GIRISH PARK BRANCH,219, C.R.AVENUE,CALCUTTA,700006
HaridevPur
BARB0DBHDEV
350 KMC M G ROAD RAMCHANDRAPURPO R CTHAKURANI PS HARIDEVPUR WARD NO144KOLKATA KOLKATA KOLKATA WEST BENGAL 700104
HaridevPur, Kolkata
BARB0HARIDE
KABARDANGA, OPP VIVEKANANDA SCHOOL, KOLKATA, WEST BENGAL 700 104
Hazra Road Branch
BARB0HAZRAR
HAZRA ROAD BRANCH,47/1/C, HAZRA ROAD,CALCUTTA,700019
Ibb Calcutta Branch
BARB0INTCAL
IBB CALCUTTA BRANCH,8, INDIA EXCHANGE PLACE (RUBY HOUSE),KOLKATA,700001
Indiaexchang Branch
BARB0INDIAE
INDIAEXCHANG BRANCH,4,INDIA EXCHANGE PLACE,,CALCUTTA,700001
J.m.avenue Branch
BARB0JATIND
J.M.AVENUE BRANCH,20, J.M.AVENUE,CALCUTTA,700006
JadavPur
BARB0JADAVP
23 RAJA SC MALLIK ROAD KOLKATA WEST BENGAL 700032
JadavPur,kolkata
BARB0VJJADA
1ST FLOOR , RAJA S C MULLICK ROAD , JADAVPUR,KOLKATA , KOLKATA , 700032
James Long Sarani,kolkata
BARB0JAMKOL
6,SATYEN PARK,JAMES LONG SARANI,KOLKATA,WEST BENGAL 700104.
Jessor Road, Kolkata
BARB0JESSOR
SONAL PLAZA, 75 JESSOR ROAD, KOLKATA, WEST BENGAL
JodhPur Park Branch
BARB0JODCAL
JODHPUR PARK BRANCH,A/419A, GARIAHAT ROAD (SOUTH),CALCUTTA,700068
Jorabagan
BARB0JORABA
43 A NEEMTALA GHAT STREET KOLKATA KOLKATA DT WEST BENGAL 700006
KalikaPur, West Bengal
BARB0KALIKA
980, KALIKAPUR ROAD,KOLKATA,WEST BENGAL 700099.
Kankulia Rd,kolkata
BARB0DBKLUJ
12 FERN PLACEKANKULIA ROAD KOLKATA KOLKATA WEST BENGAL 700019
KestoPur Branch
BARB0KESTOP
KESTOPUR BRANCH,BLOCK AC48, KRISHNAPUR, RAJARHAT GOPALPUR,PRAFULLAKANAN,700059
Kidderpore Branch
BARB0KIDDER
KIDDERPORE BRANCH,25, KARL MARX SARANI,CALCUTTA,700023
Kolkata,west Bengal
BARB0PARNAS
1ST FLOOR,FLAT NO A ,161 BANAMALI,NASKAR ROAD,KOLKATA,WEST BENGAL - 700060
Lake Market Branch
BARB0LAKEMA
LAKE MARKET BRANCH,79/B, RASH BEHARI AVENUE,CALCUTTA,700026
Lake Town
BARB0VJLAKE
P205,BBLOCK , LAKE TOWN , KOLKATA , KOLKATA , 700089
Lansdown Mkt Branch
BARB0LANSDO
LANSDOWN MKT BRANCH,63/3 B, SARAT BASU ROAD,CALCUTTA,700025
MadhyamGram West Bengal
BARB0MADHYA
DEBOJYOTI DHAM, CHNDANAGAR, KOLKATA
Manicktalla Kolkata
BARB0DBMTAL
P241CIT RDSCHEME 6KANKURGACHI KOLKATA KOLKATA WEST BENGAL 700054
Maniktalla Branch
BARB0MANIKT
MANIKTALLA BRANCH,159/A, VIVEKANANDA ROAD,KOLKATA,700006
Mg Road(cal) Branch
BARB0MGROAD
MG ROAD(CAL) BRANCH,172, M.G.ROAD,CALCUTTA,700007
Mid Corporate Cluster Office East
BARB0MIDCLK
A G TOWER 125/1 PARK STREET
Midcorporate Branch
BARB0MIDKLK
A-1, GILLANDER HOUSE, GROUND FLOOR 8, N S ROAD,KOLKATA-700 001
Moore Avenue Branch
BARB0MOOREA
MOORE AVENUE BRANCH,63-N.S.C BOSE RD,,CALCUTTA,704040
N S Road Branch
BARB0VJNSRO
GILLANDER HOUSE NO 8 N S ROAD KOLKATA KOLKATA 700001
Nager Bazar
BARB0DBNBZR
1ST FLOOR 81 JESSORE ROADNAGER BAZAR OPP UCO BANK KOLKATA KOLKATA WEST BENGAL 700028
Narkeldanga
BARB0NARKEL
GROUND FLOOR,SHOP NO 6 & 7,SATYA VATIKA,149 RAJA RAJENDRA,KOLKATA,WEST BENGAL 700010.
New Alipore,kolkata,wb
BARB0NEWALI
GANGES RESIDENCY,GROUND FLOOR,36 TOLLY GUNGE CIRCULAR ROAD,KOLKATA,WEST BENGAL 700053.
New Market, Kolkatta
BARB0VJNMKO
NO.53D,MIRZA GHALIB STRERT , ET,NEW MARKET,KOLKATTA , KOLKATTA , KOLKATA , 700016
Nsb Airport,kolkata
BARB0VJNSBX
NEW OPERATIONS BUILDING , SHISH MAHAL, AAI , NSCBI AIRPORT, KOLKATA , KOLKATA , 700052
Overseas,kolkata
BARB0VJOKOL
FIRST FLOOR , A G TOWERS , 1251,PARK STREET , KOLKATA , 700017
P.a.s. Raod Branch
BARB0PRICAL
P.A.S. RAOD BRANCH,187, PRINCE ANWAR SHAH ROAD,CALCUTTA,700033
Paikpara Branch
BARB0PAIKPA
PAIKPARA BRANCH,59 A, B.T. ROAD,CALCUTTA,700002
Palm Avenue,kolkata
BARB0DBPALM
13PALM AVENUEOLD BALLYGUNGE KOLKATA KOLKATA WEST BENGAL 700019
Park Circus Branch
BARB0PARKCI
PARK CIRCUS BRANCH,83 LINTON STREET,KOLKATA,700014
Park Street Branch
BARB0VJPARK
NO 1251 , A G TOWERS , PARK STREET , KOLKATA , 700017
Park Street,kolkata
BARB0DBPARK
APEEJAY HOUSEGROUND FLOOR3 PARK STREET KOLKATA KOLKATA WEST BENGAL 700016
Patipukur Branch
BARB0PATIPU
PATIPUKUR BRANCH,847 LAKE TOWN,BLOCK-A,KOLKATA,700089
Pt.crosing Branch
BARB0FIVEPO
5-PT.CROSING BRANCH,4A, BHABA NATH SEN STREET,CALCUTTA,700004
Rabindra Sarani
BARB0VJRABI
P B NO 12313 , 2B,T C DUTTA STREET , RABINDRA SARANI , KOLKATA , 700073
Ramlal Bazar
BARB0RAMBAZ
├╜21 GARFA MAIN ROAD RAMLAL BAZAR HALTU KOLKATA WEST BENGAL 700078
Rashbehari Avenue
BARB0VJRASH
FIRST FLOOR , NO 175 , SARAT BOSE ROAD , KOLKATA , 700026
Rashbehari Avenue,kolkatta
BARB0DBRASH
41(A)C RASHBEHARI AVENUEAVENUE KOLKATA KOLKATA WEST BENGAL 700026
Regional Stressed Asset Recovery Branch
BARB0SARKOL
4 BRABOURNE ROAD, KOLKATA,WEST BENGAL-700001
Retail Asset Branch Kolkata
BARB0DBTCOL
109D ASHUTOSH MUKHERJEE ROADBHOWANIPUR KOLKATA KOLKATA WEST BENGAL 700025
Rosarb Kolkata Metro
BARB0SARKMT
1ST FLOOR 3 RIGENDRA LAL MITRA ROAD
Sadananda Rd Branch
BARB0SADANA
SADANANDA RD BRANCH,21/A, SADANANDA ROAD,CALCUTTA,700026
Salt Lake Ct Branch
BARB0SALTLA
SALT LAKE CT BRANCH,BJ MARKET,SEC.-II, SALTLAKE CT.,CALCUTTA,700091
Salt Lake Sector I, Kolkata
BARB0SALKOL
DB 17 SALT LAKE KOLKATA, WEST BENGAL
Salt Lake, Kolkata
BARB0VJSALT
DA31,SECTOR1, , SALT LAKE , KOLKATA , KOLKATA , 700064
Saltlake S-3 Branch
BARB0SALCAL
SALTLAKE S-3 BRANCH,HA-10, SALT LAKE SEC-III,KOLKATA,700097
Samudragarh
BARB0SAMUDR
NASRATPUR RAIL BAZAR, SAMUDRAGARH
SantoshPur,kolkata
BARB0SANTOS
B- 195, SURVEY PARK,SANTOSHPUR, KOLKATA, WEST BENGAL - 700 075
Sealdah
BARB0VJSEAL
53ABC,TOWER PLAZA , SURYA SEN STREET , NEAR MITRA HIGH SCHOOL , KOLKATA , 700009
Sealdah Branch
BARB0DBSEAL
20ARAMNATH BISWASLANESEALDAH KOLKATA KOLKATA WEST BENGAL 700009
Sealdah Branch
BARB0SEALDA
SEALDAH BRANCH,156 B.B.GANGULY STREET,CALCUTTA,700012
Service Branch Kolkata
BARB0SERCAL
38 CAMAC STREET KOLKATA
Shakuntala Park
BARB0SHAKUN
E7-82-391, 1ST FLOOR, NEW SUBHAYAN PARK ROAD, BIREN ROY ROAD (W), KOLKATA - 700141
Sham Bazar Branch
BARB0SHAMBA
SHAM BAZAR BRANCH,78, BIDHAN SARANI,CALCUTTA,700006
Shyam Bazar
BARB0VJSHYA
54A,FIRST FLOOR , BHUPEN BOSE AVENUE , SHYAM BAZAR , KOLKATA , 700004
Shyambazar
BARB0DBSHYA
831BIDHAN SARANI KOLKATA KOLKATA WEST BENGAL 700004
SodePur Branch
BARB0SODEPU
SODEPUR BRANCH,STATION RD,SODEPUR DT.24PGS(N),SODEPUR,KOLKATA,700110
Ssi Kasba Ie Branch
BARB0SSIKAS
SSI KASBA IE BRANCH,KASBA INDUSTRIAL ESTATE,CALCUTTA,700078
Stressed Asset Management
BARB0SAMKOL
1ST FLOOR AVANI HEIGHTS 59ACHOWRI NGHEE ROAD KOLKATA 700020
Suryasen St. Branch
BARB0SURYAS
SURYASEN ST. BRANCH,32,SURYA SEN STREET,CALCUTTA,700009
Suryasen Street Extension Counter, Kolkata
BARB0EXTCOL
SURYASEN STREET EC, 92 ACHRYA PRAFULLA CHANDRA RD CALCUTTA UNIVERSITY CAMPUS KOLKATA 700 009.
Talapark Branch
BARB0TALAPA
TALAPARK BRANCH,2A, NORTHERN AVENUE,CALCUTTA,700037
Thakur Pukur Kolkata
BARB0THAKOL
NIMANTRAN VILLA, 148/3, D H ROAD, PO-THAKUR PUKUR, KOLKATA, WESTBENGAL-700063
Tollygunj Branch
BARB0TOLLYG
TOLLYGUNJ BRANCH,200-T, S.P.MUKHERJEE ROAD,KOLKATA,700026
U C Road Branch
BARB0UPPERC
U C ROAD BRANCH,107, B.K.PAL AVENUE,CALCUTTA,700005
Ultadanga Branch
BARB0ULTADA
ULTADANGA BRANCH,P-188, ULTADANGA MAIN ROAD,CALCUTTA,700067
Wholesale Banking Branch, Kolkata
BARB0WHLKOL
4, INDIA EXCHANGE PLACE, 1ST FLOOR, KOLKATA, WEST BENGAL - 700001
What are Bank Of Baroda IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Bank Of Baroda IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Bank Of Baroda IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Bank Of Baroda Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Bank Of Baroda Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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