Select Branch for Bank Of India in Pune, Maharashtra

Choose a branch to view IFSC code and details

Branch
Amanora Park Town

BKID0000832

SHOWROOM NO 4,KONARK ICON BLD,SURVEY NO 134/1D/2,MAGARPATTA ROAD,HADAPSAR,TAL-HAVELI,PUNE 411028
Branch
Aundh Baner

BKID0000536

S NO 2742 H NO 594 DONGRE PATIL BUNGLOWBANER
Branch
Bavdhan

BKID0000833

GALORE TECH,UNIT NO 4 AND 5,S NO 22,BAVDHAN KHURD,TALUKA MULSHI,DIST PUNE 411021
Branch
Bhavani Peth

BKID0000501

KALPA TARU PLAZA224 BHAVANI PETH
Branch
Bhor

BKID0000529

161 MANGALWAR PETHDHANWANTARI PLAZA TALUKA BHOR
Branch
Bremen Chowk

BKID0000522

BREMEN CHOWK BRANCH BREMEN BUSINESS CENTRECTS NO 2562 NEXT TO BREMEN SQUARE UNIVERSI
Branch
Chakan

BKID0000601

OLD PUNE NASIK HIGHWAYTALUKA KHED CHAKAN
Branch
Dehu Road

BKID0000602

NEAR RAILWAY STATIONPOST BOX NO 45
Branch
Divisional Office Pune

BKID000DO66

DIVISIONAL OFFICE PU
Branch
Fergusson Road C And P Branch

BKID0000514

1201 CA SHIVAJINAGARPUNE
Branch
Hadapsar

BKID0000502

HADAPSAR INDUSTRIAL ESTATEPOST BAG NO 1
Branch
Harishchandri

BKID0000831

GULMOHOR BUNGLOW AT AND POST HARISHCHANDRI KAPURHOL BHOR PHATA PUNE BANGALORE HIGHWAY TALUKA BHOR DISTRICT PUNE 412205
Branch
Hinjavadi

BKID0008321

VANTAGE CAPITAL,SHOP NO 12,13,NEAR LAXMI CHOWK,MARUNJI ROAD,HINJAVADI PHASE I,HINJAVADI,PUNE 411057
Branch
Ittc Pune Training Centre

BKID000TC66

ITTC PUNE TRAINING CEN
Branch
Jangli Maharaj Road

BKID0000518

VASANT VIHAR APARTMENTS120526 SHIVJI NAGAR
Branch
Karve Nagar

BKID0000552

SHRINIWAS KAPIL VASTU SNO1151CST 694HINGNE BK KARVE NAGAR
Branch
Karve Road C And P Banking Branch

BKID0000503

651B ERANDVANAKARVE ROAD
Branch
Khadki

BKID0000504

233 GANGA HEIGHTSC BLG OPP BABA SAH
Branch
Kharadi

BKID0000555

YASHWANT PLAZA SNO 8 YASHWANT NAGAROPPRADISON KHARADI PUNE 411014
Branch
Koregaon Park C And P Branch

BKID0000512

285KOREGAON ROADTARABAUG
Branch
Kothrud Gujarat Colony

BKID0000523

1331 BEHEDE COMPLEX PUNENEAR ANANDNAGAR PAUD ROAD
Branch
Kunal Icon Chs

BKID00KICHS

PIMPLESAUDAGARPUNE
Branch
Laxmi Road

BKID0000505

592 NEW SADASHIVPETHLAXMI ROAD
Branch
Maeer Rajbaug Loni Kalbhor

BKID0000625

GAT NO 140 KADAMVAK VASTI RAJBAUG VISHWASGURUKUL EDUCATIONAL COMPLEX LONI KALBHOR TA
Branch
Manjri

BKID0000624

SHOP NO 26272829 30 CHOURANG SMIT SHILSNO 93 MANJRI BK
Branch
MiraNagar Koregaon Park

BKID0000541

PLOT NO 354 SNO 261301 1 B LANE NO 6KOREGAON PARK PUNE 411001
Branch
National Banking Group West Ii

BKID000NB66

NATIONAL BANKING GROUP
Branch
Navi Peth C And P Banking Branch

BKID0000511

RAVI BUILDING 82 SADASHIV PETHNEAR ALKA TALKIES
Branch
Nigdi

BKID0000556

PLOT NO 158 SECTOR NO 23 PCNTDATRANSPORT NAGAR NIGDI PUNE 411044
Branch
Pashan Road

BKID0000516

PLOT NO 5BHUVANESHWAR CO OP HSG SOCIETY
Branch
Pimple Saudagar

BKID0000558

PARVASAKSHI BLUDG A SNO 1641 4 SHIV SPIMPLE SAUDAGAR PUNE 411027
Branch
Pimpri

BKID0000507

PIMPRI P FPOST BAG NO 1101 PIMPRI
Branch
Pune

BKID0000500

8A DR GOYAJI ROADPOST BOX NO 56
Branch
Pune

BKID0000559

SURATWALA MARK PLAZZOS NO28 BY 1 456HINJEWADINEXT TO HPPETROL PUMPHINJEWADIPUNE 411057
Branch
Pune City

BKID0000506

181 BUDHWAR PETHPOST BOX NO 508
Branch
Pune Eccb

BKID0000560

BANK OF INDIA BUILDING,1ST FLOOR 8A DR.COYAJI ROAD,PUNE 411 001
Branch
Pune Large Corporate

BKID0000540

CTSNO 1290 PLOT NO 675 NEAR SWAN HOTELOFF J M ROADSHIVAJINAGAR PUNE
Branch
Pune Lcb

BKID000ASOC

SHIVAJI NAGAR PUNE
Branch
Pune Lcb

BKID000MPST

SHIVAJI NAGAR PUNE
Branch
Pune Lcb

BKID000NMUM

SHIVAJI NAGAR PUNE
Branch
Pune Mit

BKID0000530

S NO 123 SARASWATHI VISHWAMIT CAMPUS KOTHRUD
Branch
Pune Recovery

BKID0000531

11626 SHIVAJINAGARUNIVERSITY ROAD NEAR OBSERVATORY
Branch
Pune Retail Hub

BKID0000535

11626 SHIVAJINAGARZONAL OFFICE BUILDING 2UNIVERSITY ROADNEAR OBSERVATORY PUNE
Branch
Pune Service Branch

BKID0000550

592 SADASHIV PETH LAXMI ROADPUNE MAHARASHTRA PIN 411 030
Branch
Pune Zonal Audit Office

BKID000ZA66

PUNE ZONAL AUDIT OFFIC
Branch
Pune Zonal Office

BKID000ZO66

592 SADASHIV PETH 4TH FLOOR BOI BUILDING
Branch
Rasta Peth

BKID0000510

OPP APPOLLO THEATRE501B RASTA PETH
Branch
Sahakar Nagar C And P Banking Br

BKID0000513

PLOT NO4 CTS 1894PARVATI PUNE
Branch
Salunke Vihar

BKID0000542

ARMY WELFARE CO OP HSG SOCEITYSALUNKE VIHAR KONDHWA PUNE 411022
Branch
Satara Road

BKID0000553

KADAM PLAZA SHRADDHANEKETAN OPP BHARATIVIDYAPEETH PLOT NO X A1 SURVEY NO 71 KAT
Branch
Shanipar

BKID0000515

1439 SHUKRAWAR PETHPUNE 411 002
Branch
ShivajiNagar

BKID0000517

FP NO 361 BOMBAY PUNE ROADWAKDE WADI
Branch
Sinhagad Road

BKID0000538

LAXMINARAYAN SANKUL S NO 120 ABPLOT NO 545 NEAR NAVASHAYA MARUTI TEMPLE
Branch
Sme City Centre Pune

BKID000SM66

SME CITY CENTRE PUNE
Branch
Ssc Board

BKID000SSCB

SHIVAJI NAGAR PUNE
Branch
Ssc Board

BKID000MSBP

SHIVAJI NAGAR PUNE
Branch
Stes Ambegaon Bk

BKID0000554

NEW INSTITUTIONAL BUIDLING NO1 SINHGAD TECHNEDUCATION SOCIETYS CAMPUS SURVEY NO 10 AMB
Branch
Swargate

BKID0000508

3435 PARWATI DARSHAN ROADSWAR GATE
Branch
Tilak Road

BKID0000509

431112 SHUKRAWAR PETHTILAK ROAD
Branch
Uruli Kanchan

BKID0000608

PUNE SOLAPUR ROADURULI KANCHAN
Branch
UttamNagar

BKID0000613

SHREE COMPLEX SURVEY NO 100 NDA ROAD AHIRE GATE SHIVANE
Branch
VimanNagar

BKID0000537

NIRMAL PLOT NO 681 SURVEY NO 199 204 205209P NEAR TELEPHONE EXCHANGEVIMANNAGAR
Branch
Vishrantwadi

BKID0000539

SHOWROOM NO 56 AT SHOPPERS ORBITSNO44 A9 SUB PLOT NO1 PUNE ALANDI ROAD
Branch
Wagholi

BKID0000557

9 KRISHNAKUNJGAT NO 6481 NEAR SHREYAS GARPUNE NAGAR HIGHWAY TALUKA HAVELIWAGHOLI PU
Branch
Wakad

BKID0000830

THE HUB S NO 391 2 DANGE CHOWK THERGAON PUNE
Branch
Wanawadi C And P Branch

BKID0000520

9ANCHOR HOUSE LULLA NAGARWANAWADI
Branch
Warje Malwadi

BKID0000533

SN 1391OPP NATIONAL HIGHWAY NO 4

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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