Select Branch for Bank Of India in JaiPur, Rajasthan

Choose a branch to view IFSC code and details

Branch
Acharawala

BKID0007496

SHOP NO 24 25 VILLAGE ACHARAWALA DIGGI ROAD JAIPUR RAJASTHAN PIN CODE 302029

Branch
Bagru Rajasthan

BKID0006673

RAMA COMPLEX LINK ROAD BAGRUTEHSIL SANGANER DIST JAIPUR

Branch
Barkat Nagar

BKID0006613

936937 KISAN MARGJAIPUR RAJASTHAN

Branch
Bhankrota

BKID0006659

JEEVAN NIWAS J P CIRCLE WARD NO29BHANKROTA AJMER ROAD JAIPUR

Branch
Bichoon

BKID0007495

PLOT NO17 A WARD NO 3 VILLAGE POST BICHOON TEHSIL DUDU PIN CODE 303604

Branch
Chaksu

BKID0006658

SHOP ON PLOT NO70 KOTKHAWADA ROADCHAKSU TOWN TEHSIL CHAKSU

Branch
Dantli

BKID0006672

NEAR BAINADA SERVICE STATION GONER ROAD VILVILLAGE DANTLI TEHSIL SANGANER DISTRICT JAI

Branch
Eccb JaiPur

BKID0007456

SB-52, KRISHNA ENCLAVE, NEAR RAMBAGH CIRCLE, BAPU NAGAR, TONK ROAD, JAIPUR

Branch
JaiPur

BKID0007833

CENTRAL SPINE, BLOCK-BC-07, SHOP NO.100 TO 103, & 132 TO 135, OPPOSITE AKSHAY PATRA, JAIPUR

Branch
JaiPur

BKID0006600

CHOWDHARI HOTEL BLDGMIRZA ISMAIL ROAD

Branch
JaiPur Service Branch

BKID0006616

POORI BHAWAN HOTEL SAVOY LANEMI ROAD JAIPUR

Branch
JaiPur Zonal Office

BKID000ZO68

STAR HOUSE JAWAHAR NAGAR B4 SECTOR 2

Branch
Jatwara

BKID0006698

NEAR JAIPUR THAR GRAMIN BANKVILLAGE ANDPOST JATWARATEHSIL BASSIDISTRICT JAIPUR

Branch
Jawahar Nagar

BKID0006645

B 4 SECTOR NO 2 NEAR WHITE HOUSEJAWAHAR NAGAR JAIPUR 302004

Branch
Jhotwara

BKID0006619

ANAND LAXMI KALWAR ROADJHOTWARA JAIPUR

Branch
Johri Bazar

BKID0006605

66 PANSARI CHAMBERSJOHRI BAZAR

Branch
Kalwar Road

BKID0007453

SHOP NO 17 GOKUL TOWER KARDHANI GOVINDPURA SCHEME JHOTWARA JAIPUR 302012

Branch
Kanota

BKID0007463

GANGA RAM MARKETNAYLA TOWERNEAR GOVT HIGHERSEC SCHOOLAGRA ROAD KANOTA

Branch
Kukas

BKID0006657

SHOPS ON PLOT NO51 AND 51 A VILLAGE KUKASTEHSIL AMER DIST JAIPUR

Branch
Maharani Farm

BKID0007497

PLOT NO 302 MAHAVEER NAGAR II MAHARANI FARM JAIPUR RAJASTHAN PIN CODE 302018

Branch
Malviya Nagar JaiPur

BKID0006648

SP 1 MALVIYA NAGAR INDUTRIAL AREAAPPEX CIRCLE

Branch
Mansarovar

BKID0006644

47148 KRIAN PATHMANSAROVAR JAIPUR

Branch
Military Cantonment Area

BKID0007481

B 94BHAN NAGARNEAR KANHA SWEETSQUEENS ROADJAIPURRAJASTHAN 302021

Branch
Mozmabad

BKID0007464

MAIN ROAD DUDU PHAGINEAR VISHVKARMA MANDIRVILLAGEMOZMABADTEHSIL MOZMABAD

Branch
MurliPura

BKID0007482

PLOT NO 4DEVDHARA COLONYMURLIPURAJAIPURRAJASTHAN 302039

Branch
New Sanganer Road

BKID0006629

202 NRUSIHA TOWEROPP SANGEEVANI HOSPITAL

Branch
Nirman Nagar

BKID0007485

103 AND 123PANDIT TNMISHRA MARGSANTOSH NAGARNIRMAN NAGARJAIPUR 302019

Branch
Palawala Jatan

BKID0007451

BANK OF INDIA PALAWALA JATAN BRANCH AT PO PALAWALA JATAN TEL BASSI DIST JAIPUR RAJASTHAN 303301

Branch
Phagi

BKID0007489

VILLAGE POST PHAGI MAIN JAIPUR DIGGI ROAD TEHSIL PHAGI 303005

Branch
Phulera

BKID0007466

OPPOSITE PHULERA NAGAR PALIKA SAMBHAR ROADPHULERA

Branch
RamchandPura

BKID0006654

POORNIMA UNIVERSITY CAMPUSPLOT NO IS 2027 TO IS 2031 GRAM RAMCHANDPURA

Branch
Sanganer

BKID0006601

GULAB NIWAS 35 OPP NAGARPALIKA STADIUMSANGANER TOWN DIST JAIPUR

Branch
ShivdasPura

BKID0007478

SHANTI BHAWANKALYAN VIHAR BUS STANDPO SHIVDASPURATEHSIL CHAKSUJAIPURRAJASTHAN 303903

Branch
Singod Kalan

BKID0007452

BANK OF INDIA SINGOD KALAN BRANCH AT PO SINGOD KALAN JATAN TEL CHOMU DIST JAIPUR RAJASTHAN 303702

Branch
Subhash Nagar

BKID0007484

PLOT NO D 4 SWARANKAR COLONY RPA ROAD NEHRU NAGAR JAIPUR 302016 RAJASTHAN

Branch
Tonk Road

BKID0006639

PLOT NO9MAKER TOWER BASANT BAHARNEAR GOPALPURA CIRCLE TONK ROAD JAIPUR

Branch
Vaishali Nagar

BKID0006646

SHOP NO G2 AND G3 PLOT NO A 4HANUMAN NAGAR JAIPUR

Branch
Vidhyadhar Nagar

BKID0006634

A 11GANPATI PARADISECENTRAL SPINE SCHEMEVIJAIPUR RAJASTHANPINCODE 302023

Branch
Virat Nagar

BKID0007450

NEAR MAIN BUS STAND VIRAT NAGAR DISTRICT JAIPUR RAJASTHAN PIN 3030102

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.