Select Branch for Bank Of India in Bahraich, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
AshwamohamadPur

BKID0AG1706

VILL. ASHWAMOHAMADPUR BLOCKSHIVPUR POASHWA MOHAMADPUR TAHSILBAHRAICH , PIN271882
Branch
Badrauli

BKID0AG1708

VILL. BADRAULI BLOCKKAISARGANJ POBADRAULI TAHSILKAISARGANJ , PIN271903
Branch
Bahraich Dighiya

BKID0AG1701

VILL. BAHARAICH. BLOCKCHHITTAURA POBAHRAICH TAHSILBAHRAICH , PIN271801
Branch
Baidora

BKID0AG1765

VILL. BAIDURA, AP BAIDAURA_x000B_,BLOCK FAKHERPUR THE. KAISERGANJ, DIST.BAHRAICHPIN271806
Branch
Banwari GopalPur

BKID0AG1753

VILL. BANWARI GOPALPUR BLOCKCITTAURA POSABLAPUR TAHSILBAHRAICH , PIN271875
Branch
Baraipara

BKID0AG1758

VILL. BARAIPARA BLOCKRISIA POBHAWANIPUR RAMGADHI TAHSILNANPARA , PIN271865
Branch
Bardaha Ka

BKID0AG1759

VILL. BARDAHA KALANBLOCKSHIVPUR POBARDAHA TAHSILNANPARA , PIN271830
Branch
Baundi FatehullaPur

BKID0AG1749

VILL. BAUNDI FATEHULLAPUR BLOCKTEJWAPUR POSOHARWA TAHSILMAHSI , PIN271875
Branch
Begam Pur

BKID0AG1721

VILL. BEGAM PUR BLOCKCHHITTAURA POBEGAM PUR TAHSILBAHRAICH , PIN271801
Branch
Behra

BKID0AG1712

VILL. BEHRA BLOCKSHIVPUR POBEHRA TAHSILMAHASI , PIN271851
Branch
Bhaggarwa Bazar

BKID0AG1719

VILL. BHAGGARWA BAZAR BLOCKHUJOORPUR POBHAGGARWA BAZAR TAHSILBAHRAICH , PIN271872
Branch
Bhediari

BKID0AG1764

VILL. BHEDIARIBLOCKHUZURPUR PONEWASITAHSILKAISERGANJ , PIN271872
Branch
Bhilaura Basu

BKID0AG1715

VILL. BHILAURA BASU BLOCKFAKARPUR POBHILAURA BASU TAHSILFAKARPUR , PIN271801
Branch
BirhimPur

BKID0AG1748

VILL. BIRHIMPURBILHOURA BLOCKJAVARAL POBIRHAMPURTAHSILKAISARGANJ , PIN271903
Branch
Bulbul Newaj

BKID0AG1751

VILL. BULBUL NEWAJBLOCKRISIA POBULBUL TAHSILNANPARA , PIN271882
Branch
Chakujot

BKID0AG1742

VILL. CHAKUJOT BLOCKHUJOORPUR POCHAKUJOT TAHSILBAHRAICH , PIN271801
Branch
Chawani Bazar

BKID0AG1745

VILL. CHAWANI BAZAR BLOCKCHAWANI BAZAR POCHAWANI BAZAR TAHSILBAHRAICH , PIN271801
Branch
Civil Lines Hospital Chauraha

BKID0AG1704

VILL. CIVIL LINES BLOCKCHHITTAURA POCIVIL LINESTAHSILBAHRAICH , PIN271801
Branch
DharmanPur

BKID0AG1760

VILL. DHARMANPURBLOCKCHITTAURA PODHARMANPUR TAHSILBAHRAICH , PIN271875
Branch
Diha

BKID0AG1734

VILL. DIHA BLOCKCHHITTAURA PODIHA TAHSILBAHRAICH , PIN271801
Branch
Dihwa

BKID0AG1757

VILL. DIHWA BLOCKRISIA PODIHWA TAHSILNANPARA , PIN271865
Branch
FakherPur

BKID0AG1725

VILL. FAKHERPUR BLOCKFAKHERPUR POFAKHERPUR TAHSILBAHRAICH , PIN271902
Branch
Gadwa

BKID0AG1738

VILL. GADWA BLOCKMEHSI PONAUTALA TAHSILMAHASI , PIN271851
Branch
GajadharPur

BKID0AG1729

VILL. GAJADHARPUR BLOCKFAKARPUR POGAJADHARPUR TAHSILBAHRAICH , PIN271801
Branch
Gambhirwa Bazar

BKID0AG1723

VILL. GAMBHIRWA BAZAR BLOCKCHHITTAURA POGAMBHIRWA BAZAR TAHSILBAHRAICH , PIN271801
Branch
Gandara

BKID0AG1714

VILL. GANDARA BLOCKJARWAL POGANDARA TAHSILKAISARGANJ , PIN271903
Branch
Gulariha GaziPur

BKID0AG1762

VILL. GULARIHA GULRAHA BLOCKKAISARGANJ POSUTAULI TAHSILKAISERGANJ , PIN271903
Branch
HajoorPur

BKID0AG1709

VILL. HAJOORPUR BLOCKHAJOORPUR POHAJOORPUR TAHSILBAHRAICH , PIN271872
Branch
Harchanda

BKID0AG1763

VILL. HARCHANDA BLOCKJARWAPOHARCHANDATAHSILKAISERGANJ , PIN271904
Branch
Hardi

BKID0AG1726

VILL. HARDI BLOCKMAHSI POGADAMARKHURD TAHSILBAHRAICH , PIN271801
Branch
Itahabasthanwa

BKID0AG1722

VILL. ITAHA BLOCKSHIVPUR POPAKARA DEWARIA TAHSILBAHRAICH , PIN271882
Branch
JaitaPur

BKID0AG1710

VILL. JAITAPUR BLOCKFAKARPUR POJAITAPUR TAHSILBAHRAICH , PIN271902
Branch
Jarwal Kasba

BKID0AG1717

VILL. JARWAL KASBA BLOCKJARWAL POJARWAL KASBA TAHSILKAISARGANJ , PIN271904
Branch
Jarwal Road

BKID0AG1731

VILL. JARWAL RD BLOCKJARWALPOJARWAL RD TAHSILBAHRAICH , PIN271901
Branch
Kaisarganj

BKID0AG1730

VILL. KAISARGANJ BLOCKKAISARGANJ POKAISARGANJ TAHSILKAISARGANJ , PIN271801
Branch
Kandaila

BKID0AG1718

VILL. KANDAILA BLOCKKAISARGANJ PORANIGANJ TAHSILKAISARGANJ , PIN271903
Branch
Katiliya Bhoop Singh

BKID0AG1756

VILL. KATILIYA BHOOP SINGH BLOCKCITTAURA POVARI TAHSILBAHRAICH , PIN271877
Branch
Khaira Bazar

BKID0AG1724

VILL. KHAIRA BAZAR BLOCKTEJWAPUR POKHAIRA BAZAR TAHSILBAHRAICH , PIN271801
Branch
Khasaha MohammadPur

BKID0AG1746

VILL. KHASAHA MOHAMMADPURBLOCKBALWAPUR POKHASHA MOHAMMADPUR TAHSILMAHASI , PIN271825
Branch
KishunPur Mitha

BKID0AG1743

VILL. KISHUNPUR MITHA BLOCKSHIVPUR POKISHUNPUR MITHA TAHSILMAHASI, PIN271851
Branch
Kundasar

BKID0AG1702

VILL. KUNDASAR. BLOCKKAISARGANJ POKUNDASAR. TAHSILKAISARGANJ , PIN271903
Branch
Kutti Premdas

BKID0AG1720

VILL. KUTTI PREMDAS BLOCKHUJOORPUR POKUTTI PREMDAS TAHSILBAHRAICH , PIN271801
Branch
Laukahi

BKID0AG1732

VILL. LAUKAHI BLOCKHOJOORPUR POLAUKAHI TAHSILBAHRAICH , PIN271801
Branch
Lauki

BKID0AG1728

VILL. LAUKI BLOCKRISIA POLAUKI TAHSILBAHRAICH , PIN271801
Branch
Machhiyahi

BKID0AG1741

VILL. MACHHIYAHI BLOCKCHHITTAURA POCHILWARIA TAHSILBAHRAICH , PIN271870
Branch
Maharajganj

BKID0AG1740

VILL. MAHARAJGANJ BLOCKMAHSI POMAHARAJGANJ TAHSILMAHASI , PIN271825
Branch
Mahasi

BKID0AG1705

VILL. MAHASI BLOCKMAHASI POMAHASI TAHSILMAHASI , PIN271824
Branch
Marocha

BKID0AG1713

VILL. MAROCHA BLOCKTEJWAPUR POMAROCHA TAHSILBAHRAICH , PIN271902
Branch
Moglaha

BKID0AG1752

VILL. MOGLAHA BLOCKTEJWAPUR PODEORA TAHSILMAHSI , PIN271825
Branch
Narhargaud

BKID0AG1761

VILL. NARHAR GAUDA BLOCKTEJWAPUR POKHASHA MOHAMMADPUR TAHSILMAHSI , PIN271825
Branch
Narsingh Diha

BKID0AG1736

VILL. NARSINGH DIHA BLOCKRISIA PONARSINGH DIHA TAHSILBAHRAICH , PIN271875
Branch
Newada

BKID0AG1733

VILL. NEWADA BLOCKTEJWAPUR PONEWADA TAHSILMAHASI , PIN271825
Branch
Purainee

BKID0AG1739

VILL. PURAINEE BLOCKKAISARGANJ POBAIRI MAHESHPUR TAHSILBAHRAICH , PIN 271871
Branch
RaiPur Thalia

BKID0AG1716

VILL. RAIPUR THALIA BLOCKMAHSI PORAIPUR THALIA TAHSILMAHASI , PIN271851
Branch
RamPurwa

BKID0AG1707

VILL. RAMPURWA BLOCKTEJWAPUR PORAMPURWA TAHSILMAHASI , PIN271825
Branch
Rasulabad

BKID0AG1744

VILL. RASULABAD BLOCKJARWAL POSONARI TAHSILKAISARGANJ , PIN271904
Branch
Rehua BishunPur

BKID0AG1727

VILL. KATRA BAHADURGANJ BLOCKCHHITTAURA POKALAPIPARA TAHSILBAHRAICH , PIN271801
Branch
Ro Bahraich

BKID0AG1799

VILLAGE KACHEHRI ROAD BLOCK BAHRAICH POST OFFICE BAHRAICH TAHSIL BAHRAICH PIN CODE 271801
Branch
Sapsa

BKID0AG1754

VILL. SAPSA BLOCKJARWAL POBANKASAHI TAHSILKAISARGANJ , PIN271902
Branch
Shankar Pur

BKID0AG1711

VILL. SHANKAR PUR BLOCKBALHA POAMAVA MAULVI TAHSILBAHRAICH , PIN271882
Branch
ShivPur

BKID0AG1703

VILL. SHIVPUR. BLOCKSHIVPUR POSHIVPUR. TAHSILBAHRAICH , PIN271830
Branch
Singhai

BKID0AG1750

VILL. SINGHAI BLOCKTEJWAPUR PORAIPURA TAHSILKAISARGANJ , PIN271902
Branch
Sisai Salon

BKID0AG1737

VILL. RISIA BLOCKRISIA PORISIA TAHSILBAHRAICH , PIN271875
Branch
Tendwa BasantPur

BKID0AG1735

VILL. TENDWA BASANTPUR BLOCKTEJWAPUR POTENDWA BASANTPUR TAHSILBAHRAICH , PIN271801
Branch
Vairi MaheshPur

BKID0AG1755

VILL. BARI MAHESHPUR BLOCKKAISARGANJ POMUSFAFABAD TAHSILKAISARGANJ , PIN271903
Branch
Wajirganj

BKID0AG1747

VILL. WAJIRGANJ BLOCKFAKHARGANJ POSARIJGANATAHSILKAISARGANJ , PIN 271903

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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