IFSC Code of Bank Of India, Uttar Pradesh, BaraBanki, Teergaon

BKID0AG0399

Bank Of India

Bank Of India

IFSC Code

BKID0AG0399
MICR Code

226448602
Bank Name Bank Of India
District BaraBanki
State Uttar Pradesh
Address At Post Teergaon Tahsil Nawabganj Barabanki Pin 225122
Phone +918896870096

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of India Branch Near You

List of all Bank Of India Branch IFSC Code

AhmadPur Neochhana

BKID0AG0303

VILL. AHMADPUR P.O. AHMADPUR , PIN225405
Aihar

BKID0AG0304

VILL. AIHAR P.O. AIHAR , PIN225411
Aliabad

BKID0AG0305

VILL. ALIABAD P.O. ALIABAD , PIN225401
Anoopganj

BKID0AG0306

VILL. ANOOPGANJ P.O. SAADATGANJ , PIN225206
Asandra

BKID0AG0307

VILL. ASANDRA P.O. ASANDRA , PIN225416
Badel

BKID0AG0901

ATPOSTBADEL TAHSILNAWABGANJ BARABANKI 225002 STD 05248 PIN225002
Badosarai

BKID0AG0308

VILL. BADOSARAI P.O. BADOSARAI , PIN225205
Banki

BKID0AG0903

MOHAMMADPUR BANKIP SRI RAMBANKUTI BARABANKI225001 STD05248 PIN225001
Bansgaon

BKID0007522

VILLAGE POST BANSGAON BLOCK PUREDALAIDISTRICT BARABANKIUP
BaraBanki

BKID0007500

MISHRA MARKETGHANTA GHAR ROAD
BaraBanki

BKID0AG0300

SANT SADAN DHANOKHAR CHAURAHA DEWA RD PIN225001
Barauli Jata

BKID0AG0309

AT,POST JATA , PIN225003
Barauli Malik

BKID0007521

VILLAGE AND POST BARAULI MALIKBLOCK SIDHAUR DISTRICT BARABANKI
Bhanmau

BKID0AG0358

VILL BHANMAU BARABANKI , PIN225121
Bhayara

BKID0AG0310

VILL. BHAYARA P.O. BHAYARA , PIN225204
Bhitaria

BKID0AG0311

VILL. BHITARIA P.O. R.S.GHAT , PIN225409
BibiPur

BKID0AG0312

VILL. BIBIPUR P.O. BIBIPUR , PIN225120
Bilakhia

BKID0AG0313

VILL BILAKHIA PO BILAKHIA PIN225208
Chandauli Road

BKID0AG0314

930, KRISHNA BHAWAN CIVIL LINES , PIN225001
Chheda

BKID0AG0396

VILL CHHEDA BARABANKI PIN225305
Chheda Nagar

BKID0007539

VILLAGE CHEDDA NAGAR POST BADEL BLOCK BADISTRICT BARABANKI UP PINCODE 225001
Dadra

BKID0AG0315

VILL. DADRA P.O. DADRA , PIN225412
Dariyabad

BKID0AG0316

VILL. DARIYABAD P.O. DARIYABAD , PIN225403
Dilwal

BKID0AG0317

VILL. DILWAL P.O. DILWAL , PIN225408
Gadia

BKID0AG0318

VILL. GADIA P.O. GADIA , PIN225003
Handori

BKID0007529

SHRI RAMSWAROOP MEMORIAL UNIVERSITY CAMPUSLUCKNOW DEWA ROAD VILL HADAURI TINDOLA
Harak

BKID0AG0366

VILLHARAKH P.ONAWABGANJ , PIN225121
Hasaur

BKID0007537

VILLAGE POST PURE DALAITEHSIL RAMSANEHIGHATAK DISTRICT BARABANKI
Ibrahimabad

BKID0AG0367

VILLIBRAHIMABAD P.O.NAWABGANJ , PIN225121
Jahangirabad

BKID0AG0319

AT,POSTJAHANGIRABAD BARABANKI , PIN225203
JiyanPur

BKID0007534

NAI SARAK JIYANPUR POST PURECHANDRAMAN TESIDDHAUR DISTRICT BARABANKI PINCODE 2254
Kasba Ichauli

BKID0AG0320

AT,POSTKASBA ICHAULI BARABANKI , PIN225415
Khajuri

BKID0AG0321

VILL. KHAJURI P.O. KHAJURI , PIN225207
Khutauli

BKID0AG0322

VILL. KHUTAULI P.O. KHUTAULI , PIN225401
Kola

BKID0AG0372

VILLKOLA P.ONAWABGANJ , PIN225414
Kothi UsmanPur

BKID0AG0323

VILL KOTHI PO KOTHI PIN225119
Kotwa Sarak

BKID0AG0324

VILL KOTWA SARAK PO HATAUNDHA PIN225405
LalPur Karauta

BKID0007523

RSVILLAGE POST LALPUR KARAUTA BLOCKSURATGANJ DISTRICT BARABANKI
Mahadewa

BKID0AG0374

VILL. MAHADEWA P.O. LODAUHRA , PIN225304
Markamau

BKID0007528

VILLAGE MARKAMAU BLOCK SIRAULI GAUSPURDISTRICT BARABANKI UTTAR PRADESH
Masauli

BKID0AG0325

VILL. MASAULI P.O. MASAULI , PIN225204
Mau

BKID0AG0326

VILL. MAU P.O. GAURPUR , PIN225409
Mawai

BKID0AG0327

VILL. MAWAI P.O. MAWAI , PIN225406
Meermau

BKID0AG0328

VILL MEERMAU PO MEERMAU PIN225407
Mehmoodabad

BKID0AG0394

VILL MEHMOODABAD BARABANKI , PIN225412
Mohd Pur Khala

BKID0AG0379

AT,POSTMOHD. PUR KHALA BARABANKI , PIN225303
Motik Pur

BKID0AG0329

VILL. MOTIK PUR P.O. MOTIK PUR , PIN225416
Mushkabad

BKID0AG0397

VILL MUSHKABAD BARABANKI PIN225206
Naka Paisar

BKID0AG0330

FAIZABAD RD PAISAR CIVILLINES DEWA RD PIN225001
Neola Karsanda

BKID0AG0331

AT,POSTNEOLA KARSANDA BARABANKI , PIN225204
Neora

BKID0AG0332

VILL. NEORA P.O. NEORA FAIZABAD , PIN225406
Palhari

BKID0AG0333

VILL. PALHARI P.O. PALHARI BARABANKI , PIN225412
Panchayat Bhavan

BKID0007518

ZILA PANCHAYAT BHAVANCIVIL LINESLUCKNOW FAIZABAD ROAD
Patranga Mandi

BKID0AG0334

ATPOSTPATRANGA MANDI FAIZABAD PIN225408
R.o. BaraBanki

BKID0AG0301

C-930 & 931, KRISHNA BHAWAN CIVIL LINES, DEWA ROAD , PIN CODE 225001
Ram Nagar

BKID0AG0335

VILL. RAM NAGAR P.O. RAM NAGAR BARABANKI , PIN225205
Rani Ganj

BKID0AG0336

VILL. RANI GANJ P.O. SAFDARGANJ , PIN225412
Rani Katra

BKID0AG0337

VILL. RANI KATRA P.O. RANI KATRA , PIN225415
Rudauli

BKID0AG0338

VILL RUDAULI PO RUDAULI PIN225411
SadruddinPur Tera

BKID0AG0339

VILL. SADRUDDINPUR TERA P.O.TERA , PIN225204
Said KhanPur

BKID0AG0340

AT,POSTSAID KHANPUR BARABANKI , PIN225207
SaidanPur

BKID0AG0341

VILL. SAIDANPUR P.O. SAIDANPUR , PIN225412
SaidPur

BKID0AG0342

VILL SAIDPUR PO SAIDPUR PIN225411
Sarai Barai

BKID0AG0343

AT,POSTSARAI BARAI BARABANKI , PIN225406
Satrikh

BKID0AG0385

VILLSATRIKH P.ONAWABGANJ , PIN225122
Satrikh Dehat

BKID0007527

SATRIKH THANA CHAURAHA VILL SATRIKHBLOCK HARAKH DISTT BARABANKI
Seemrawan

BKID0AG0344

VILL. SEEMRAWAN P.O. SEEMRAWAN , PIN225119
ShahabPur

BKID0AG0345

VILL. SHAHABPUR P.O. SHAHABPUR , PIN225001
Shujaganj

BKID0AG0346

VILL. SHUJAGANJ P.O. SHUJAGANJ , PIN225409
Siddhaur

BKID0007526

PANDEY MARKET DENPANAH TIARAHA SIDDHAURDISTT BARABANKI PIN CODE 225413
Siddhaur

BKID0AG0347

VILL. SIDDHAUR P.O. SIDDHAUR , PIN225413
Subeha Bazar

BKID0007525

HAIDERGARH SUBEHA ROAD SUBEHA BAZARTEHSIL HAIDERGARH DISTRICT BARABANKI
SukhiPur

BKID0AG0348

VILL. SUKHIPUR P.O. SUKHIPUR , PIN225411
Sundhiamau

BKID0AG0388

VILL. SUNDHIAMAU P.O. SUNDHIAMAU , PIN225304
SurajPur

BKID0AG0349

VILL SURAJPUR PO DEVIGANJ PIN225409
Suratganj

BKID0AG0389

VILL. SURATGANJ P.O. SURATGANJ , PIN225304
Surwari

BKID0AG0350

VILL. SURWARI P.O. SIRAULI , PIN225205
Tendwa

BKID0AG0902

AT TENDWA PO TIKARIASAID KHAN BARABANKI 225416 STD 05244 PIN225416
Tikra

BKID0AG0398

V TIKRAP KHEWRAJPUR BARABANKI 225416STD 05241 PIN225416
TilokPur

BKID0AG0351

VILL. TILOKPUR P.O. TILOKPUR , PIN225208
Udhauli

BKID0AG0352

VILL. UDHAULI P.O. UDHAULI , PIN225405
UmaPur

BKID0AG0353

VILL. UMAPUR P.O. UMAPUR , PIN225406
Yakootganj

BKID0AG0395

VILL YAKOOTGANJ POST YAKOOTGANJ , PIN225412
ZaidPur

BKID0AG0393

VILL ZAIDPUR POST ZAIDPUR BARABANKI , PIN225414

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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