Select Branch for Bank Of India in Bhinga, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Bada Gaon

BKID0AG1822

VILL BADA GAON BLOCKBISHESHWARGANJ POBADA GAON TAHSILMAHASI PIN271821
Branch
Badhaia Kalan

BKID0AG1820

VILL BADHAIA KALAN BLOCKBALHA POKALANDARPUR TAHSILMAHASI PIN271855
Branch
Bankashi

BKID0AG1827

VILL BANKASHIBLOCKNAWABGANJ POSOHARWA TAHSILNANPARA PIN271865
Branch
BeerPur

BKID0AG1916

VILL BEERPUR BLOCKIKAUNA POBEERPUR TAHSILBHINGA PIN271801
Branch
Bhangha

BKID0AG1905

VILL BHANGHA BLOCKHARIHAR RANI POBHANGA TAHSILBHINGA PIN271631
Branch
Bhartha Kalan

BKID0AG1930

VILL BHARTHA KALAN BLOCKSIRSIYA POTITHARIYA TAHSILBHINGA PIN271840
Branch
Bhinga

BKID0AG1918

VILL BHINGA BLOCKHARIHAR RANI POBHINGA TAHSILBHINGA PIN271831
Branch
Bhinga

BKID0007848

BOI BHINGA BRANCH,NEAR GLOBAL HOSPITAL BUILDING,PARGANA,KESHAV NAGAR,BHINGA,SHRAVASTI,UP 271831
Branch
Bhujanga

BKID0AG1921

VILL BHUJANGA BLOCKHARIHAR RANI POBHUJANGA TAHSILBHINGA PIN271831
Branch
Chaffaria

BKID0AG1806

VILL CHAFFARIA BLOCKMIHINPURWA POCHAFFARIA TAHSILBAHRAICH PIN271841
Branch
Charda

BKID0AG1811

VILL CHARDA BLOCKNAWABGANJ POCHARDA TAHSILBAHRAICH PIN271881
Branch
Chaudhary Ram Bihari Budha College

BKID0AG1934

VILL KATRA BLOCKSHRASVASTI POSHRASVASTI TAHSILSHRASVASTI PIN271845
Branch
Chichdi

BKID0AG1925

VILL CHICHDI BLOCKGILAULA POCHICHDI TAHSILBHINGA PIN271835
Branch
Devraniya

BKID0AG1923

VILL DEVRANIYA BLOCKJAMUNAHA PODEVRANIYA TAHSILBHINGA PIN271875
Branch
Emiliya KaranPur

BKID0AG1928

VILL EMILIYA KARANPUR BLOCKJAMUNAHA POKARANPUR TAHSILBHINGA PIN271875
Branch
Gaighat

BKID0AG1812

VILL GAIGHAT BLOCKBALHA POGAIGHAT TAHSILNANPARA PIN271865
Branch
Gangwal

BKID0AG1808

VILL GANGWAL BLOCKBISHESHWARGANJ POGANGWAL TAHSILMAHASI PIN271821
Branch
Gendharia

BKID0AG1830

VILL GENDHARIA BLOCKVISHVESHWAR GANJ PORANIPUR GOBRAHI TAHSILBAHRAICH PIN271821
Branch
Ghurma Parsia

BKID0AG1910

VILL GHURMA PARSIA BLOCKGILAULA POCHETTIAMURRA TAHSILBHINGA PIN271835
Branch
Goorh

BKID0AG1815

VILL GOORH BLOCKBAHRAICH MIHIRPUR POGOORH TAHSILMAHASI PIN271855
Branch
Gothwa

BKID0AG1914

VILL GOTHWA BLOCKHARIHAR RANI POGOTHWA TAHSILBHINGA PIN271801
Branch
Gulara

BKID0AG1920

VILL GULARA BLOCKSIRSIYA POGULARA TAHSILBHINGA PIN271840
Branch
HarbanshPur

BKID0AG1931

VILL HARBANSHPUR BLOCKJAMUNAHA PORAHMATU TAHSILBHINGA PIN271865
Branch
HardattNagar

BKID0AG1906

VILL HARDATTNAGAR BLOCKJAMUNAHA POHARDATTNAGAR TAHSILBHINGA PIN271875
Branch
HarkhaPur

BKID0AG1823

VILL HARKHAPUR BLOCKMIHINPURWA POHARKHAPUR TAHSILNANPARA PIN271855
Branch
JahannathPur

BKID0AG1816

VILL JAGANNATHPUR SHERE BECHAI BLOCKBALHA POHADA BASEHRI TAHSILNANPARA PIN271865
Branch
Jamunaha

BKID0AG1901

VILL JAMUNHA BLOCKJAMUNHA POJAMUNHA TAHSILBHINGA PIN271801
Branch
Jc Katghara

BKID0AG1908

VILL JAICHANDPUR KATGHARA BLOCKIKAUNA POJAICHANDPUR KATGHARA TAHSILNANPARA PIN271865
Branch
Jhala

BKID0AG1824

VILL JHALA BLOCKMIHINPURWA POMANGOURIHA TAHSILJHALA PIN271855
Branch
Jokhawa Bazar

BKID0AG1917

VILL JOKHAWA BAZAR BLOCKSIRSIYA POJOKHAWA BAZAR TAHSILBHINGA PIN271801
Branch
Kakri

BKID0AG1818

VILL KAKRI BLOCKBALHA PONANPARA TAHSILNANPARA PIN271865
Branch
Kamla Bhari

BKID0AG1932

VILL KAMLA BHARI BLOCKGILAULA PORAMPUR PAIRA TAHSILBHINGA PIN271835
Branch
Khajurar

BKID0AG1807

VILL KHAJURAR BLOCKPAYAGPUR POKHAJURAR TAHSILBAHRAICH PIN271801
Branch
Khutehna

BKID0AG1809

VILL KHUTEHNA BLOCKPAYAGPUR POSARASA TAHSILBAHRAICH PIN271870
Branch
LakshamanPur Bazar

BKID0AG1904

VILL LAKSHAMANPUR BAZAR BLOCKSIRSIYA POLAKSHAMANPUR BAZAR TAHSILBHINGA PIN271831
Branch
LalPur Prahlada

BKID0AG1933

VILL LALPUR PRAHLADA BLOCKGILAULA POVISHANPUR TAHSILIKAUNA PIN271804
Branch
Laxman Nagar

BKID0AG1913

VILL LAXMAN NAGAR BLOCKGILAULA PORAMNAGAR TAHSILBHINGA PIN271801
Branch
Lengari Gular

BKID0AG1927

VILL LENGARI GULAR BLOCKGILOULA POVIJAYPUR TAHSILIKAUNA PIN271835
Branch
Majhaua

BKID0AG1919

VILL MAJHAUA BLOCKIKAUNA POIKAUNA TAHSILBHINGA PIN271845
Branch
MalhiPur

BKID0AG1922

VILL MALHIPUR BLOCKJAMUNHA POMALHIPUR TAHSILBHINGA PIN271834
Branch
MihinPurwa

BKID0AG1804

VILL MIHINPURWA BLOCKMIHINPURWA POMIHINPURWA TAHSILMAHSI PIN271855
Branch
MohiniPur

BKID0AG1926

VILL MOHINIPUR BLOCKIKAUNA POMADARA TAHSILIKAUNA PIN271845
Branch
Muderwa Thakurain

BKID0AG1817

VILL MUDERWA THAKURAINBLOCKBISHESHWARGANJ POMUDERWA THAKURAIN TAHSILMAHASI PIN271821
Branch
Nanpara

BKID0AG1802

VILL NANPARA BLOCKBALHA PONANPARA TAHSILNANPARA PIN271865
Branch
Nasirganj Mahadeva

BKID0AG1903

VILL NASIRGANJ BLOCKJAMUNAHA PONASIRGANJ TAHSILBHINGA PIN271801
Branch
Nauwa Gaon

BKID0AG1826

VILL NAUWA GAONBLOCKNAWABGANJ PONEWAJ TAHSILNANPARA PIN271881
Branch
Nawabganj

BKID0AG1819

VILL NAWABGANJ BLOCKNAWABGANJ PONAWABGANJ TAHSILNANPARA PIN271865
Branch
PandePurwa

BKID0AG1907

VILL PANDEPURWABLOCKHARIHAR RANI POHARIHARPUR RANI TAHSILBHINGA PIN271829
Branch
ParevPur

BKID0AG1929

VILL PAREVPURBLOCKGILAULA PODHARSANVA TAHSILIKAUNA PIN271835
Branch
Parsa Dehriya

BKID0AG1924

VILL PARSA DEHRIYA BLOCKJAMUNAHA POPARSA DEHRIYA TAHSILBHINGA PIN271831
Branch
PayagPur

BKID0AG1803

VILL PAYAGPUR BLOCKPAYAGPUR POPAYAGPUR TAHSILBAHRAICH PIN271871
Branch
PayagPur Bus Adda

BKID0AG1813

VILL PAYAGPUR BUS STATION BLOCKPAYAGPUR POPAYAGPUR TAHSILBAHRAICH PIN271871
Branch
Purena

BKID0AG1814

VILL PURENA BLOCKBISHESHWARGANJ POPURENA TAHSILKAISARGANJ PIN271903
Branch
RajwaPur

BKID0AG1821

VILL RAJWAPUR BLOCKBALHA PONANPARA DEEWAN KOTHI TAHSILMAHASI PIN271855
Branch
RatnaPur

BKID0AG1912

VILL RATNAPUR BLOCKGILAULA PODIKAULI TAHSILBHINGA PIN271801
Branch
Raybojha

BKID0AG1828

VILL RAYBOJHABLOCKBALHA POROYBOJHATAHSILNANPARA PIN271865
Branch
Ro Bhinga

BKID0AG1899

VILLAGE NEAR HANUMAN GHADI BLOCK BHINGA POST OFFICE BHINGA TAHSIL SRAVASTI PIN CODE271831
Branch
Rupaidiha

BKID0AG1805

VILL RUPAIDIHA BLOCKNAWABGANJ PORUPAIDIHA TAHSILBAHRAICH PIN271881
Branch
Shivdaha

BKID0AG1829

VILL SHIVDAHABLOCKPAYAGPUR POPIPRA PADARATH TAHSILBAHRAICH PIN271871
Branch
Sonwa

BKID0AG1902

VILL SONWA BLOCKGILAULA POSONWA TAHSILBHINGA PIN271801
Branch
Sorahiya

BKID0AG1825

VILL SORAHIYABLOCKNAVABGANJ POBABAGANJ TAHSILNANPARA PIN271881
Branch
Subikha

BKID0AG1911

VILL GILAULA BLOCKGILAULA POGILAULA TAHSILBHINGA PIN271835
Branch
Tal Baghel

BKID0AG1801

VILL TALBAGHEL BLOCKPAYAGPUR POKOT BAZAR TAHSILBAHRAICH PIN271801
Branch
TrilakPur

BKID0AG1915

VILL TILAKPUR BLOCKIKAUNA POBHATPURWAN KALAN TAHSILBHINGA PIN271801
Branch
TulsiPur

BKID0AG1909

VILL TULSIPUR BLOCKGILAULA POTULSIPUR TAHSILBHINGA PIN271801
Branch
Urra

BKID0AG1810

VILL URRA BLOCKMIHINPURWA POURRA TAHSILMAHASI PIN271855

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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