Select Branch for Bank Of India in Farrukhabad, Uttar Pradesh
Choose a branch to view IFSC code and details
Achara Khalwara
BKID0AG0403
AT,POSTKHALWARA FARRUKHABAD , PIN209501
AjmatPur
BKID0007626
VILLAGE KUAIYA BOOT PO PACHPOKHARA NEAR MAHADEV COLD STORAGEFARRUKHABAD STATE UP 209625
AmritPur
BKID0AG0404
AT,POSTAMRITPUR FARRUKHABAD , PIN209622
Awas Vikas
BKID0AG0402
AWAS VIKAS LOHIYAPURM FARRUKHABAD , PIN209625
BahorikPur
BKID0AG0457
AT BAHORIKPUR PO JAHANGANJ JAHANGANJ FARRUKHABAD 209739 PIN209739
Barakeshav
BKID0AG0459
ATPOSTBARAKESHAV BLOCK MOHAMMADABAD TEHSIL SADAR PIN209651
Bararik
BKID0AG0454
VILL.BARARIK POST JYOTA , PIN209743
Barjhala
BKID0AG0405
AT,POSTBARJHALA FARRUKHABAD , PIN209502
BholePur
BKID0AG0447
NEAR BHOLEPUR RAILWAY STATION FARRUKHABAD , PIN209601
BirahimPur Jagir
BKID0AG0407
BIRAHIMPUR BR. POST PAITHAN , PIN209502
Chaurasiya Majhola
BKID0AG0408
AT,POSTKHINMINI FARRUKHABAD , PIN209504
Chilsara
BKID0AG0453
AT,POSTCHILSARA FARRUKHABAD , PIN209745
DheerPur
BKID0AG0409
AT,POSTDHEERPUR FARRUKHABAD , PIN209743
Faizbagh
BKID0AG0410
AT,POSTKUIYAN KHERA FARRUKHABAD , PIN209503
Farrukhabad
BKID0007600
FARRUKHABAD FATEHGAR42BRINDABAN STREETFARRUKHABAD
Farrukhabad
BKID0AG0400
NAYA KOTA PARCHA209625, PIN209625
Fatehgarh
BKID0AG0411
MOHALLA JAFARI FARRUKHABAD , PIN209601
Gandhi
BKID0AG0412
AT,POSTGANDHI FARRUKHABAD , PIN209621
Ghatiyaghat
BKID0AG0413
AT,POSTGHATIYAGHAT FARRUKHABAD , PIN209601
HathiyaPur
BKID0AG0449
AT,POSTBARAUN FARRUKHABAD , PIN209625
Jahanganj
BKID0AG0414
AT,POSTJAHANGANJ FARRUKHABAD , PIN209739
Jarari
BKID0AG0415
AT,POSTJARAI FARRUKHABAD , PIN209739
Kaimganj
BKID0AG0416
AT,POSTKAIMGANJ FARRUKHABAD , PIN209502
Kamalganj
BKID0AG0417
AT,POSTKAMALGANJ FARRUKHABAD , PIN209724
KhimsePur
BKID0AG0418
AT,POSTKHIMSEPUR FARRUKHABAD , PIN209743
Khudaganj
BKID0AG0419
AT,POSTKHUDAGANJ FARRUKHABAD , PIN209724
Kisroli
BKID0AG0420
AT,POSTKISROLI FARRUKHABAD , PIN209503
Kutra
BKID0AG0421
AT,POSTDISTT. JAIL FARRUKHABAD , PIN209601
Ldm Office Farrukhabad
BKID000L131
LDM OFFICE FARRUKHAB
Linjiganj
BKID0AG0450
LINJIGANJ FARRUKHABAD , PIN209625
MadanPur
BKID0AG0422
AT,POSTMADANPUR FARRUKHABAD , PIN209743
Mandi Samiti Kaimganj
BKID0AG0446
KRISHI UTPADAN MANDI SAMITI FARRUKHABAD , PIN209502
Manjhana
BKID0AG0423
AT,POSTMANJHANA FARRUKHABAD , PIN209504
Maudarwaja
BKID0AG0448
BAZARIA RD FARRUKHABAD , PIN209625
MeraPur
BKID0AG0424
AT,POSTMERAPUR FARRUKHABAD , PIN209652
Mohammadabad
BKID0AG0425
AT,POSTMOHAMMADABAD FARRUKHABAD , PIN209651
Murhas
BKID0AG0426
AT,POSTJAITPUR FARRUKHABAD , PIN209602
NarainPur
BKID0AG0427
AT,POSTCENTRAL JAIL FARRUKHABAD , PIN209602
NasratPur Naugawan
BKID0AG0455
V NASRATPUR NAUGAWAN P KAYAMGANJ STD05690 PIN CODE 207502, PIN209724
Nawabganj
BKID0AG0428
AT,POSTNAWABGANJ FARRUKHABAD , PIN209501
Neebkarori
BKID0AG0429
AT,POSTNEEBKARORI FARRUKHABAD , PIN209652
Pilkhana
BKID0AG0458
ATPOST PILKHANA BLOCK NAWABGANJ PIN209501
Pipergaon
BKID0AG0430
AT,POSTPIPERGAON FARRUKHABAD , PIN209625
R.o. Farrukhabad
BKID0AG0401
ARYAVART BHAWAN, AWAS VIKAS, LOHIYAPURAM, FARRUKHABAD , PIN CODE 209601
RaiPur ChinghatPur
BKID0AG0431
AT,POSTKAMPIL FARRUKHABAD , PIN209505
RaiPur Khas
BKID0AG0456
AT RAIPUR KHASPO KAIMGANJ PIN 207502 STD 05690 PIN209505
Rajendra Nagar
BKID0AG0432
AT,POSTRAJENDRA NAGAR FARRUKHABAD , PIN209652
RajePur
BKID0AG0433
AT,POSTRAJEPUR FARRUKHABAD , PIN209739
RajePur Saraimeda
BKID0AG0460
VILLRAJEPUR SARAIMEDA POST JAHANGANJ BLOCK KAMALGANJ TEHSIL BARHPUR PIN209739
RajiPur
BKID0AG0434
AT,POSTRAJIPUR FARRUKHABAD , PIN209724
RajPur
BKID0AG0435
AT,POSTHARSINGHPUR FARRUKHABAD , PIN209622
Roshanabad
BKID0AG0436
AT,POSTROSHANABAD FARRUKHABAD , PIN209745
Rudain
BKID0AG0437
AT,POSTRUDAIN FARRUKHABAD , PIN209505
Runi Chursai
BKID0AG0438
BR. POST SITAULI FARRUKHABAD , PIN209602
SalemPur
BKID0AG0439
AT,POSTBHARKHA FARRUKHABAD , PIN209601
Sankisa
BKID0AG0451
AT,POSTSANKISA FARRUKHABAD , PIN209652
SeeganPur
BKID0007619
S D MEDICAL COLLEGE CAMPUSVILL SEEGANPUR
Shamsabad
BKID0AG0440
AT,POSTSHAMSABAD FARRUKHABAD , PIN209503
ShukrullahPur
BKID0AG0441
AT,POSTSHUKRULLAHPUR FARRUKHABAD , PIN209504
Siroli
BKID0AG0442
AT,POSTSIROLI FARRUKHABAD , PIN209651
Siwara Mukut
BKID0AG0452
AT,POSTSIWARA KHAS FARRUKHABAD , PIN209505
TajPur
BKID0AG0444
AT,POSTTAJPUR FARRUKHABAD , PIN209651
Yakootganj
BKID0AG0445
AT,POSTYAKOOTGANJ FARRUKHABAD , PIN209749
What are Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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