Select Branch for Bank Of India in Firozabad, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Asfabad

BKID0AG0831

AT ASFABAD BLOCK FIROZABD FIROZABAD 283203 STD 05612 PIN283203
Branch
Bachhgaon

BKID0AG0832

AT BACHHGAON PO BACHHGAONJALESER RD FIROZABAD 283204 STD05612 PIN283203
Branch
Bada Bazar

BKID0AG0801

SHIKOHABAD FIROZABAD , PIN205135
Branch
Dhatri

BKID0AG0802

AT,POSTDHATRI FIROZABAD , PIN205135
Branch
Eka

BKID0AG0803

AT,POSTEKA FIROZABAD , PIN205152
Branch
Firozabad

BKID0007252

54 CHHINGA MAL KA BAGHFIROZABAD
Branch
Firozabad Agra Road

BKID0007277

SETH VIMAL CHANDRA JAIN SHOPPING COMPLEXSUHAG NAGAR
Branch
Firozabad City

BKID0AG0824

RATAN BIHAR, NEAR OM APARTMENT , PIN283203
Branch
Firozabad Main

BKID0AG0825

42, KNJAR HOUSE SHIVAJI MARG , PIN283203
Branch
Hathwant

BKID0AG0804

AT,POSTHATHWANT FIROZABAD , PIN205145
Branch
Jajumai

BKID0AG0805

AT,POSTJAJUMAI FIROZABAD , PIN205145
Branch
Jasrana

BKID0AG0806

AT,POSTJASRANA FIROZABAD , PIN215126
Branch
Jondhari

BKID0AG0826

VILL.AND PJONDHARY BLOCK NARKHI , PIN283204
Branch
Kesari

BKID0AG0807

AT,POSTKESRI FIROZABAD , PIN205130
Branch
Khairghar

BKID0AG0808

AT,POSTKHAIRGARH FIROZABAD , PIN205145
Branch
Kotla

BKID0AG0834

AT KOTLA BLOCK NARKHGEE FIROZABAD PIN283203
Branch
Labaua

BKID0AG0809

AT,POSTLABHAUA FIROZABAD , PIN205145
Branch
Lauharai

BKID0AG0833

LAUHARAI P GARSAN TAHSILSIRSAGANJ FIROZABAD 283142 STD 05676 PIN283203
Branch
MakkhanPur

BKID0AG0810

AT,POSTMAKKHANPUR FIROZABAD , PIN205145
Branch
Mustafabad

BKID0AG0811

AT,POSTMUSTAFABAD FIROZABAD , PIN205130
Branch
Nagla Khanger

BKID0AG0812

AT,POSTN KHANGER FIROZABAD , PIN205142
Branch
Naglabeach

BKID0AG0835

VILLNAGLABEACHBLOCK NARKHGEE PIN283203
Branch
NizamPur Garuma

BKID0AG0813

AT,POSTNIZAMPURGARUMA FIROZABAD , PIN205135
Branch
Okhra

BKID0AG0827

AT,POSTOKHARA BLOCKNARKHI , PIN283204
Branch
Paigu

BKID0AG0814

AT,POSTPAIGU FIROZABAD , PIN205151
Branch
Parham

BKID0AG0815

AT,POSTPARHAM FIROZABAD , PIN205130
Branch
Phariha

BKID0AG0816

AT,POSTPHARIHA FIROZABAD , PIN205145
Branch
Rajgarh

BKID0AG0817

AT,POSTRAJGARH FIROZABAD , PIN205122
Branch
Ro Firozabad

BKID0AG0899

RS PLAZA RAM KRISHNA NAGAR JALESAR ROAD PIN CODE 283203
Branch
Shikohabad

BKID0AG0818

SHIKOHABAD FIROZABAD , PIN205135
Branch
Sirsaganj

BKID0AG0819

SIRSAGANJ FIROZABAD , PIN205151
Branch
Sothra

BKID0AG0820

AT,POSTSOTHRA FIROZABAD , PIN205151
Branch
Tiliyani

BKID0AG0821

AT,POSTTILIYANI FIROZABAD , PIN205142
Branch
Tundla

BKID0AG0828

92 STATION RD TUNDLA PIN283204
Branch
Ukhrend

BKID0AG0822

AT,POSTUKHREND FIROZABAD , PIN205142
Branch
Uresar

BKID0AG0823

AT,POSTURESAR FIROZABAD , PIN205152
Branch
Vibhav Nagar

BKID0AG0830

VIBHUNAGAR FIROZBAD FIROZABAD PIN 283203 STD 05612 PIN283203

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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