Select Branch for Bank Of India in Hathras, Uttar Pradesh
Choose a branch to view IFSC code and details
AdarshNagar
BKID0AG1537
ADARSHNAGAR MAINDU RDHATHRAS 204101 STD 05722, PIN204101
Agsauli
BKID0AG1501
AT,POST AGSAULI HATHRAS , PIN 204210
Bajna
BKID0AG1601
MOHALLA SHIVAJI NAGAR BAJNA , PIN 281201
Baldev
BKID0AG1602
JAWAHAR RD, NEW PO BLDG. BALDEV , PIN 281301
Bamnai
BKID0AG1502
AT,POST LUHETA HATHRAS , PIN 204101
Bandhnoo
BKID0AG1503
AT,POST KGW SASNI HATHRAS , PIN 202139
Baraus
BKID0AG1504
VILL. BARAUS POBANS AMRU , PIN281306
Bastoi
BKID0AG1505
AT,POSTBASTOI HATHRAS , PIN204215
Bati
BKID0AG1603
AT,POST BATI, MAIN RD , PIN 281004
Bisawar
BKID0AG1506
MOHALLA PENTH BAZAR, BISAWAR BLOCKSADABAD , PIN 281302
Chandpa
BKID0AG1507
AT,POST CHANDPA HATHRAS , PIN 204101
Chhonda Gadua
BKID0AG1508
VILL. CHHONDA GADUA P.O. GADUA , PIN 204216
DamodarPura
BKID0AG1604
VILL. DAMODARPURA POAURANGABAD , PIN 281006
DeviNagar
BKID0AG1509
AT,POST HATHRAS JUNCTION HATHRAS , PIN 204102
Eihan
BKID0AG1510
AT,POST EIHAN HATHRAS , PIN 204102
Farah
BKID0AG1605
NEAR BUS STAND POST FARAH PIN├╜281122
Goverdhan
BKID0AG1606
SARAI BARA BAZAR GOVERDHAN PIN├╜281502
Hasayan
BKID0AG1538
HASAYANSIKANDRA RAO HATHRASPIN 204212 STD CODE 05721, PIN204212
Hathras Agra Road
BKID0AG1511
AGRA RD HATHRAS , PIN 204101
Hathras Aligarh Road
BKID0AG1512
MUNSHI GAJADHAR MARG ALIGARH RD , PIN 204101
Hathras Mursan Gate
BKID0AG1513
MURSAN GATE HATHRAS HATHRAS , PIN 204101
Hathras Service Branch
BKID0AG1514
MUNSHI GAJADHAR MARG ALIGARH RD , PIN 204101
Hatisa BhagwantPur
BKID0AG1515
AT,POST HATISA BHAGWANTPUR HATHRAS , PIN 204101
Jajan Patti
BKID0AG1616
ATJAJANPATTI BLOCK GOATERDHANMATHURAPIN CODE 281123 PIN281123
Jaleser Road
BKID0AG1539
JALESER RDPJALESERRS TAHSILSADABADPIN 281104 STD 05745, PIN281104
Jarera
BKID0AG1516
AT,POSTNAGLA VEER SAHAI HATHRAS , PIN 204214
Komari
BKID0AG1517
AT,POST KOMRI HATHRAS , PIN 202139
Kota
BKID0AG1518
AT,POSTKOTA BLOCK MURSAN , PIN 204213
LadPur
BKID0AG1519
AT,POST LADPUR HATHRAS , PIN 204101
Maant
BKID0AG1607
RAYA NAUJHIL RD MAANT PIN├╜281202
MahamayaNagar Hathras
BKID0007760
OPP HATHRAS GATE POLICE STATIONALIGARH ROAD HATHRAS
Mahow
BKID0AG1520
AT,POST ,MAHOW HATHRAS , PIN204121
Mathura City
BKID0AG1608
17 A RADHA NAGAR OPPOSITE MADHUVAN HOTEL KRISHNA NAGAR PIN├╜281004
Mathura Laxmi Nagar
BKID0AG1609
BEHIND MAA CHANDRAWALI PETROL PUMP LAXMI NAGAR PIN├╜281001
Meetai
BKID0AG1521
AT,POST MEETAI HATHRAS , PIN 204101
Mendu
BKID0AG1522
AT,POST MENDU HATHRAS , PIN 204105
Mughal Garhi
BKID0AG1523
AT,POST MUGHALGARHI TEHSILS. RAO , PIN 204215
Mursan
BKID0AG1524
AT,POSTMURSAN HATHRAS , PIN 204213
Naugaon
BKID0AG1540
AT,POSTNAGAONN TAHSILSAHABAD HATHRAS.PIN 281502 STD 0565, PIN281502
Pali Kheda
BKID0AG1610
OM NAGAR COLONY PALIKHERA SONKH RD PIN├╜281004
Parsara
BKID0AG1525
AT,POSTPARSARA BLOCKHATHRAS , PIN 204101
Pora
BKID0AG1526
AT,POST PORA HATHRAS , PIN 204215
Purdil Nagar
BKID0AG1527
AT,POST PURDILNAGAR HATHRAS , PIN 204214
R.o. Hathras
BKID0AG1599
MUNSHI GAJADHAR MARG ALIGARH ROAD , PIN CODE 204101
RatibhanPur
BKID0AG1528
AT,POSTPIPAL GAVAN HATHRAS , PIN 204215
Raya
BKID0AG1611
SUBEDAR ATAR SINGH MARKET HATHRASMATHURA RD RAYA PIN├╜281204
Ronchi Bangar
BKID0AG1612
KADAMB VIHAR RD RONCHI BANGAR PIN├╜281006
Ruheri
BKID0AG1529
AT,POST RUHERI HATHRAS , PIN 204101
Sadabad
BKID0AG1530
HIGHWAY PLAZA, AGRAALIGARH RD SADABAD , PIN281306
Sahpau
BKID0AG1531
MAIN RD, MOHALLABAJARIA VILL.AND P.O. SAHPAU , PIN 281307
SalemPur
BKID0AG1532
AT,POST SALEMPUR HATHRAS , PIN 202124
Sasni
BKID0AG1533
AT,POST SASNI HATHRAS , PIN 204216
Sikandra Rao
BKID0AG1534
AT,POSTS.RAO HATHRAS , PIN 204215
Sikandra Rao Branch
BKID0007276
RAM SHRI PALACENEAR SHIV MANDIROPPOSITE DRCLINIC PANT CHAURAHA SIKANDRA RAO HATHRAS ROA
Sonai
BKID0AG1613
ATPOST SONAI MATHURA PIN├╜281206
Tarsi
BKID0AG1614
VILL TARSI PODHANGAO MATHURA PIN├╜281005
Tuksan
BKID0AG1535
AT,POST TUKSAN HATHRAS , PIN 204101
Vrindavan
BKID0AG1615
MUDGAL RISHI BHAWAN MOTI JHEEL MARG VRINDAVAN PIN281121
WazidPur
BKID0AG1536
AT,POST WAZIDPUR HATHRAS , PIN 204215
What are Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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