Select Branch for Bank Of India in Kannauj, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Agaus

BKID0AG0501

AT,POSTAGAUS KANNAUJ , PIN209723
Branch
AkbarPur

BKID0AG0540

GRAM AND POST AKBARPUR KANNAUJ , PIN209721
Branch
AliPur Saurikh

BKID0AG0502

ALIPUR TEH. CHHIBRAMAU , PIN209728
Branch
Amolar

BKID0AG0541

GRAM AND POST AMOLAR KANNAUJ , PIN209731
Branch
AnnaPurna Anogi

BKID0007634

VILLAGE ANAUGI KHEDA POST ANAUGI JAIL ROAD DISTT KANNAUJ UTTAR PRADESH 209733
Branch
Auser

BKID0AG0503

AT,POSTAUSER TEH. KANNAUJ , PIN209736
Branch
Behsora

BKID0AG0547

FINAL V BAHSORA P BASTAKANNAUJ PIN 209738
Branch
Bhunna

BKID0AG0543

AT,POSTBHUNNA BLOCKUMARDA DISTT KANNAUJ209734 STD 05694 , PIN209734
Branch
Bishungarh

BKID0AG0504

BISHUNGARH TEH.CHHIBRAMAU , PIN209720
Branch
Chhibramau

BKID0AG0505

NEAR KOTWALI CHHIBRAMAU , PIN209721
Branch
Faguha

BKID0AG0546

FINAL VFAGUHAPLOHAMARH BLOCK TEHSIL KANNAUJPIN 209727
Branch
GosaidasPur

BKID0AG0539

AT,POSTGUGRAT,POST UR KANNAUJ , PIN209733
Branch
Gursahaiganj

BKID0AG0507

TIRWA RD GURSAHAIGANJ , PIN209722
Branch
HarbhanPur

BKID0007624

CBS ROAD VILLAGE AND POST KHADNI DISTT KANNAUJ STATE UP 209728
Branch
Haseran

BKID0007633

VILLAGE POST HASERAN KHADINI ROAD DISTT KANNAUJ UTTAR PRADESH 209728
Branch
Haseran

BKID0AG0508

AT,POST HASSERAN KANNAUJ , PIN209728
Branch
Indergarh

BKID0AG0509

GRAM AND POST INDERGARH KANNAUJ , PIN209723
Branch
Jalalabad

BKID0AG0538

GRAM AND POST JALALABAD KANNAUJ , PIN209733
Branch
JalalPur Panwara

BKID0AG0511

JALALPUR P.O.PANWARA , PIN209727
Branch
Jasoda

BKID0AG0506

AT,POSTFATEHPUR JASODA KANNAUJ , PIN209733
Branch
JasPuraPur Saraiya

BKID0AG0512

AT,POSTJASPURAT,POST UR SARAIA KANNAUJ , PIN209727
Branch
Kannauj

BKID0007602

MOHALLA BUDHWARIP O KANNAUJ
Branch
Kannauj

BKID0AG0500

MOHALLA JAFRI KANNAUJ , PIN209725
Branch
Kasawa

BKID0AG0513

CHHIBRAMAN TALGRAM RD KASAWA , PIN209721
Branch
Khadani

BKID0AG0514

GRAM AND POST KHADANI KANNAUJ , PIN209728
Branch
KhairNagar

BKID0AG0515

AT,POSTKHAIRNAGAR KANNAUJ , PIN209736
Branch
Makrand Nagar

BKID0AG0536

MAKRAND NAGAR NEAR RAIL STATION , PIN209726
Branch
MalikPur

BKID0AG0545

VILL MALIKPUR POST SAMDHANKANNAUJ PIN 209722 STD 05691 PIN209731
Branch
Manimau

BKID0AG0517

VILL MANIMAU POST SARAIMEERA , PIN209725
Branch
Ms Chhibramau

BKID0AG0516

OPP. SHANKAR CINEMA CHHIBRAMAU , PIN209721
Branch
Mugra

BKID0AG0548

VILLMUGRA POST MIRUAN MARHA BLOCK UMARDA PIN209738
Branch
Nademau

BKID0AG0520

GRAM AND POST NADEMAU CHHIBRAMAU , PIN209728
Branch
Nadsiya

BKID0AG0519

AT,POSTMATAULI NADSIYA , PIN209733
Branch
NazraPur

BKID0AG0521

GRAM AND POST NAZRAPUR KANNAUJ , PIN209727
Branch
PremPur

BKID0AG0522

G.T.RD PREMPUR , PIN209721
Branch
Ro Kannuaj

BKID0AG0599

ARYAVART BHAWAN TIRWA CROSSING SARAIMEERAKANNAUJ PIN CODE 209727
Branch
Sakrawa

BKID0AG0524

AT,POSTSAKRAWA KANNAUJ , PIN209747
Branch
Samdhan

BKID0007635

BANK OF INDIA SAMDHAN BRANCH VILLAGE SAMDHAN GURSAHAIGANJ FARRUKHABAD ROAD SAMDHAN
Branch
Samdhan

BKID0AG0525

GRAM AND POST SAMDHAN KANNAUJ , PIN209748
Branch
Sarai Daulat

BKID0007631

VILLAGE POST SARAI DAULAT BLOCK TALGRAM G51 TEHSIL CHHIBRAMAU G T ROAD
Branch
Sarai Prayag

BKID0AG0537

GRAM AND POST SARAI PRAYAG KANNAUJ , PIN209735
Branch
Saraimeera

BKID0AG0526

NEAR TIRWA CROSSING SARAIMEERA , PIN209727
Branch
Sataura

BKID0AG0542

AT,POST SATAURABLOCK JALALABAD KANNAUJ, 209733 STD 05691 , PIN209731
Branch
SikandarPur

BKID0AG0527

GRAM AND POST SIKANDERPUR KANNAUJ , PIN209729
Branch
Sorotop

BKID0007623

VILLAGE JALALPUR PANWARA GTRDKANNAUJ STATE UP 209724
Branch
TahPur

BKID0AG0528

GRAM AND POST TAHPUR KANNAUJ , PIN209731
Branch
TalGram

BKID0AG0529

GRAM AND POST TALGRAM KANNAUJ , PIN209731
Branch
Terajaket

BKID0AG0531

GRAM AND POST TERAJAKET KANNAUJ , PIN209735
Branch
Thathia

BKID0AG0532

JAINPUR THATHIA , PIN209734
Branch
Tirwa Khas

BKID0AG0533

DURGA NAGAR,TIRWA KHAS TIRWA , PIN209732
Branch
Tirwaganj

BKID0AG0534

TIRWA APTIWARIGANJ , PIN209732
Branch
Umarda

BKID0AG0535

AT,POST UMARDA TEH KANNAUJ , PIN209738
Branch
UmarPur

BKID0AG0544

VILL UMERPUR POST TALGRAM KANNAUJPIN 209731 STD 05691 PIN209731

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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