Select Branch for Bank Of India in Lucknow, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Aishbagh

BKID0006803

CHANDRANAGRI 27881AISHBAGH ROAD
Branch
Alambagh

BKID0006832

SHYAM PLAZA 47 C SRINGAR NAGARNR AVADH HOSPITAL
Branch
Aliganj

BKID0006810

PRAGATI KENDRA KAPOORTHALA BAGHCOMMERCIAL COMPLEX
Branch
Aliganj

BKID0AG0006

892 SHEKHUPURA KURSI RD VIKAS NAGAR PIN226022
Branch
Aminabad

BKID0006801

SHAKTI BUILDING35 NIYAMATULLA ROAD
Branch
Amrai

BKID0AG0032

TAKROHI BAZAR SECT11 INDIRA NAGAR PIN227105
Branch
Anwari

BKID0AG0354

BEHTA BAZAR P.O. BEHTA LUCKNOW , PIN225302
Branch
Ashok Marg

BKID0006805

2814 NEW JANPATH COMPLEX9 A ASHOK MARG
Branch
BaddooPur

BKID0AG0355

AT,POSTBADDOOPUR BARABANKI , PIN225306
Branch
Bakshi Ka Talab

BKID0006874

SITAPUR ROADPOST BAKSHI KA TALAB
Branch
Banthara

BKID0AG0003

ATPOSTBANTHARA LUCKNOWPIN227101
Branch
Banthara Lucknow

BKID0007552

BLOCK TEHSIL SAROJINI NAGAR DISTRICT LUCKNOW PINCODE 226401
Branch
Barawan Kala Jehta

BKID0007557

IIM HARDOI BYPASS POST KAKORI PIN 226101 CAMPUS OF M C SAXENA GROUP OF COLLEGES LUCKNOW
Branch
Belhara

BKID0007524

BANK OF INDIA BELHARA BRANCHTEHSIL TEHSIL FATEHPUR DISTRICT BARABANKI
Branch
Belhara

BKID0AG0356

AT,POSTBELHARA BARABANKI , PIN225305
Branch
Bhadras

BKID0AG0039

VILL BHADRASBLOCK VINDURA BARABANKI 225306 PIN225306
Branch
Bhagauli

BKID0AG0357

AT,POSTBAGAULI BARABANKI , PIN225306
Branch
Bhagu Kheda

BKID0007566

VILLAGE BHAGHU KHEDA BLOCK SAROJINI NAGAR
Branch
Bhilwal

BKID0AG0359

VILL BHILWAL P.O.GARHI , PIN227131
Branch
Bhitauli Khurd

BKID0AG0020

60 FEET RD JANKIPURAM EXT PIN226021
Branch
Bijnaur

BKID0006819

AT POST BIJNAURDISTRICT LUCKNOW
Branch
Bijnaur

BKID0AG0029

ATPOST BIJNAUR LUCKNOW PIN227202
Branch
Buxi Ka Talab

BKID0AG0025

BUXI KA TALAB SITAPUR RD PIN227202
Branch
Chandan

BKID0AG0026

PLOT NO 2A 2B VIMAL KUNJ FAREEDINAGAR PIN226015
Branch
Chaubisi

BKID0AG0360

AT,POSTCHAUBISI BARABANKI , PIN227301
Branch
Chinhat

BKID0007530

FAIZABAD ROADCHINHAT CHAURAHA
Branch
Chinhat

BKID0AG0009

MATIYARI CHAURAHA LUCKNOW PIN227105
Branch
Chowk

BKID0006802

PLOT NO 5 KHUNKHUNJI ROADGONPATI BHAWAN CHOWK
Branch
Dewa

BKID0AG0361

AT,POSTDEWA BARABANKI BARABANKI , PIN227301
Branch
Emerging Corporate Credit Branch Lucknow

BKID0007029

BANK OF INDIA ECCB LUCKNOW 2ND FLOOR,R K PLAZA1 NAVAL KISHORE ROAD,HAZRATGANJ LUCKNOW 2260001
Branch
FatehPur

BKID0AG0362

AT,POSTFATEHPUR BARABANKI , PIN225305
Branch
Ftp Bus Stand

BKID0AG0363

AT,POSTFATEHPUR TEHSIL BARABANKI , PIN225305
Branch
Gangaganj

BKID0AG0037

VILL GANGAGANJ PO SALEMPUR PIN226501
Branch
Gauri Bazar

BKID0006833

NEAR HIRALAL YADAV GIRI DEGREE COLLEGESAROJINI NAGARKANPUR ROAD LUCKNOW
Branch
Gauri Bazar

BKID0AG0027

SCOOTER INDIA CHURAHA GAURIBAZAR PIN227205
Branch
Ghunghter

BKID0AG0364

VILLGHUNGHTER P.O.BABAGANJ , PIN225302
Branch
Gomti Nagar

BKID0006828

STAR HOUSE GROUND FLOORVIBHUTI KHAND
Branch
Gomti Nagar

BKID0AG0002

1 54 VIKAS KHAND GOMTI NAGARPIN226010
Branch
Gomti Nagar Vistar

BKID0007533

120 VARDAN KHAND GOMTI NAGARLUCKNOW UTTAR PRADESH
Branch
Gosaiganj

BKID0007532

LUCKNOW SULTANPUR HIGHWAY VILLAGE POST GOBLOCK GOSAIGANJ DISTRICT LUCKNOW PIN 2265
Branch
Gosainganj

BKID0AG0030

ATPOSTGOSAINGANJ LUCKNOW PIN226002
Branch
Gudamba

BKID0AG0015

PHOOLBAGH COLONY KURSI RD PO JANKIPURAM PIN226026
Branch
Haidergarh

BKID0AG0365

AT,POSTHAIDERGARH BARABANKI , PIN227301
Branch
Iim Road

BKID0007560

IIM ROAD POST DIGURIYA TEHSIL SADAR BLOCK CHINHAT LUCKNOW PINCODE 226020 U P
Branch
Indaurabagh

BKID0007558

VILLAGE INDAURABAGH BLOCK TEHSIL BAKSHI KA TALAB PIN 226062
Branch
Indira Nagar C And P Banking

BKID0006852

C 1759 INDIRA NAGARLUCKNOW
Branch
Itaunja

BKID0007550

ITAUNJA BLOCK TEHSIL BAKSHI KA TALAB DISTRICT LUCKNOW PINCODE 226203
Branch
Itaunja

BKID0AG0021

OPP RPS INTER COLLEGE ITAUNJA PIN227205
Branch
JankiPuram Vistar

BKID0006842

MUKUT TRADE CENTRE CP 1 SECTOR 5NEAR BHITAULI CROSSING SITAPUR ROAD
Branch
Kaiserbagh

BKID0006807

GHASIYARI MANDI 5 CANTT ROADLUCKNOW
Branch
Kakori

BKID0AG0013

DURGAGANJ CHURAHA KAKORI PIN227107
Branch
Kallipashchim

BKID0AG0017

JAGAT KHERA RAIBARELLY RD PIN227305
Branch
KalyanPur

BKID0AG0024

NEAR KHURRAM NAGAR CROSSING RING RD PIN227202
Branch
Kamela

BKID0AG0368

AT,POSTKAMELA BARABANKI , PIN227301
Branch
Kamlabad

BKID0AG0022

KRISHNA PLAZA LUCKNOW PIN221060
Branch
KanhiPur

BKID0AG0369

VILL KANHIPUR SHAHPUR MANODHARPUR , PIN227131
Branch
Kasmandi Kalan

BKID0AG0033

ATPOST KASMANDI KALAN LUCKNOW PIN227111
Branch
Kathwara

BKID0AG0031

ATPOSTKATHWARA LUCKNOW PIN227202
Branch
Khairakankoo

BKID0AG0370

AT,POSTKHIRAKANKOO LUCKNOW , PIN227131
Branch
KhargaPur

BKID0006848

VILLAGE KHARGAPURPOST MALESEMAU
Branch
KhargaPur

BKID0AG0038

VILL KHARGAPUR POST MALSEMAU PIN226010
Branch
Khinjhna

BKID0AG0371

AT,POSTKHINJHANA BARABANKI , PIN225306
Branch
Khujauli Chouraha

BKID0007547

POST MOHARI KHURD BLOCKMOHANLALGANJDISTRICT LUCKNOW UP PINCODE 226301
Branch
KhuramNagar

BKID0007531

C 875 RAHIM NAGAR CHAURAHAMAHANAGAR LUCKNOW 226006
Branch
Khurdahi

BKID0AG0034

ATPOSTKHURDAHI BAZAR LUCKNOW PIN226002
Branch
Khurdahi Bazar

BKID0007571

BANK OF INDIA KHURDAHI BAZAR,LUCKNOW-SULTANPUR ROAD,LUCKNOW,DIST LUCKNOW 226002
Branch
Khushhalganj

BKID0AG0014

MOHAN RD KHUSHHALGANJ PIN227107
Branch
Kumhrawan

BKID0AG0028

ATPOSTKUMHRAWAN LUCKNOW PIN226008
Branch
Kursi

BKID0AG0373

AT,POSTKURSI BARABANKI , PIN225302
Branch
L D A Colony

BKID0006834

CMS CAMPURKANPUR ROAD LUCKNOW
Branch
Laulai

BKID0AG0035

ATPOSTMALLHAUR LUCKNOW PIN226028
Branch
Ldm Lucknow

BKID000L057

LDM OFFICE LUCKNOW
Branch
Ldm Office BaraBanki

BKID000L157

LDM OFFICE BARABANKI
Branch
Lucknow

BKID0006800

MOHINI MANSIONSPOST BOX NO 170
Branch
Lucknow Recovery

BKID0006827

STAR HOUSEVIBHUTI KHANDGOMTI NAGARLUCKNOW
Branch
Lucknow Retail Hub

BKID0006829

KAPOORTHALA BAGHCOMMERCIAL COMPLEXLUCKNOW UTTAR PRADESH 226 020
Branch
Lucknow Service

BKID0006825

1ST FLOOR MOHINI MANSIONPB NO 272 1 NAWAL KISHORE ROAD
Branch
Lucknow Zonal Office

BKID000ZO57

STAR HOUSE 1 VIBHUTI GOMTI NAGAR
Branch
MahaNagar

BKID0006804

M 3 CIVIC CENTRE 1ST FLOOR GOLE MARKETMAHANAGAR
Branch
Majhgawan Sharif

BKID0AG0375

AT,POSTMAJHGAWANSHARIF BARABANKI , PIN225305
Branch
Malhore

BKID0006844

MALHORE CHINHAT ROADNEAR MALHORE RLY STN
Branch
Malihabad

BKID0007555

MALIHABAD BLOCK TEHSIL MALIHABAD DISTRICT LUCKNOW PINCODE 226102 U P
Branch
Malihabad

BKID0AG0004

ATPOSTMALIHABAD LUCKNOWPIN227111
Branch
Mall

BKID0007554

LOCALITY MUNISPAL WARD MALL VILLAGE TEHSIL MALL DISTRICT LUCKNOW PINCODE 226104 U P
Branch
Mall

BKID0AG0007

ATPOSTMALL LUCKNOW PIN227115
Branch
Mati

BKID0AG0376

VILL MATI P.O. TINDOLA , PIN225301
Branch
Mau Mohanlalganj

BKID0AG0019

MAU MOHANLALGANJ RAIBARELLY RD PIN227305
Branch
Mittai

BKID0AG0377

AT,POSTMITTAI BARABANKI , PIN225301
Branch
Mohan Road

BKID0007561

BHUDHESWAR CROSSING MOHAN ROAD POST RAJAJIPURAM TEHSIL LUCKNOW PIN 226017
Branch
Mohd Pur BishunPur

BKID0AG0378

AT,POSTBISHUNPUR BARABANKI , PIN225301
Branch
MohibullaPur

BKID0AG0023

MOHIBULLAPUR SITAPUR RD PIN226022
Branch
Nabi Panah

BKID0AG0036

ATPOSTNABI PANAH MALL RD PIN227115
Branch
National Banking Group North Ii

BKID000NB57

NATIONAL BANKING GROUPNORTH 2
Branch
National Banking Group North Ii

BKID000NBXX

NATIONAL BANKING GROUP
Branch
Nigohan

BKID0AG0008

ATPOSTNIGOHAN RAIBARELLY RD PIN227309
Branch
Nirala Nagar

BKID0AG0001

6 COMMERCIAL NEAR 8 NO.CHAURAHAPIN226020
Branch
Nirala Nagar C And P

BKID0006806

4 COMMERCIALNIRALA NAGAR
Branch
Para

BKID0007563

VILLAGE PARA POST KINTOOR BLOCK RAMNAGAR TEHSIL SIRAULI GAUSHPUR PIN 225207
Branch
Pareewan

BKID0AG0040

ADDRESS AP PAREEWAN BARABANKI227131 PIN225306
Branch
PatrakarPuram

BKID0006838

PATRAKARPURAMPO GOMTINAGAR LUCKNOW
Branch
Peedh

BKID0AG0380

AT,POSTPEEDH BARABANKI , PIN225301
Branch
Pokhara

BKID0AG0381

AT,POSTPOKHARA BARABANKI , PIN227131
Branch
Raheemabad

BKID0AG0010

ATPOSTRAHEEMABAD LKO HARDOI RD PIN227116
Branch
RahimNagar Padiyana

BKID0007565

BANK OF INDIA RAHIMNAGAR PADIYANA VILLAGE RAHIMNAGAR PADIYANA RAHIMNAGAR BLOCK SAROJINI NAGAR
Branch
Rajaji Puram

BKID0006835

CITY MONTESSORI SCHOOLSECTOR 1 RAJAJIPURAM LUCKNOW
Branch
RajajiPuram

BKID0AG0005

D 14 SECT D RAJAJIPURAM LUCKNOW PIN226017
Branch
Rakabganj

BKID0AG0012

253 127 KUNDARI LUCKNOW PIN226004
Branch
Reewanseewan

BKID0AG0382

VILL REEWAN SEEWAN POKATURIKALAN , PIN225306
Branch
Ro Lucknow

BKID0AG0302

REGIONAL OFF ARYAVART BHAVAN 569 20K 1 SNEH NAGAR NEAR AWADH HOSPITAL ALAMBAGH LUKCNOW 226005
Branch
Sadar

BKID0006817

40 SADAR BAZARLUCKNOW
Branch
SadruddeenPur

BKID0AG0383

VILLSADRUDDEENPUR PO KABOOLPUR , PIN227131
Branch
Sameshi

BKID0AG0018

ATPOSTSAMESHI LUCKNOW LUCKNOW PIN227308
Branch
Sarojini Nagar

BKID0006813

5 D SAROJINI NAGARCO OPHSGSOCLTD
Branch
Sarsawan

BKID0AG0384

AT,POSTSARSAWAN BARABANKI , PIN225305
Branch
Sarvodaya Nagar

BKID0006836

CHIEF DEVOLOPMENT OFFICESARVODAYA NAGAR LUCKNOW
Branch
Service Branch

BKID0AG0098

6 COMMERCIAL NEAR 8 NOCHAURAHA PIN226020
Branch
Sgpgi

BKID0007559

NEAR SGPGI RAEBARELI ROAD POST SGPGI TEHSIL LUCKNOW DISTRICT LUCKNOW PIN 226014
Branch
ShahPurgwari

BKID0AG0386

VILL SHAHPUR GWARI P.O. GWARI , PIN225301
Branch
Sihali

BKID0AG0041

VILL SIHALI BLOCK AND TEHSIL FATEHPUR PIN227131
Branch
SitaPur Road

BKID0006839

538 KA30AMAUSAMBAGH
Branch
Subeha

BKID0AG0387

AT,POSTSUBEHA BARABANKI , PIN227302
Branch
Subhanikheda

BKID0006815

LUXMI NIWAS RAEBARELI ROADTELIBAGH LUCKNOW
Branch
Terakalan

BKID0AG0390

AT,POSTTERAKALAN , PIN225301
Branch
Terhi Pulia

BKID0006821

SHREE PLAZA COMPLEX LOHIA NAGARPLOT NO 2C 37 38 VIKAS NAGAR
Branch
Tindola

BKID0AG0391

AT,POST TINDOLA BARABANKI , PIN225003
Branch
Tiwariganj

BKID0007549

TIWARIGANJ BRANCHVILL AND POST TIWARIGANJ CHINHATBLOCK CHINHATLUCKNOWUP227105
Branch
Trivediganj

BKID0AG0392

AT,POSTTRIVEDIGANJ BARABANKI , PIN227131
Branch
Up Zonal Audit Office

BKID000ZA57

UP ZONAL AUDIT OFFICE
Branch
Utrethia

BKID0AG0016

SHRI KRISHNA BIHAR COLONY LUCKNOW PIN226002
Branch
VikasNagar

BKID0AG0011

HNO 898 SECT 8 PICNICSPOT RD VIKAS NAGAR PIN226022
Branch
Viraj Khand

BKID0007553

VIRAJ KHAND BRANCH GOMTI NAGAR BLOCK TEHSIL SADAR DISTRICT LUCKNOW PIN 226010 U P

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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