Select Branch for Bank Of India in MainPuri, Uttar Pradesh
Choose a branch to view IFSC code and details
Agra Road MainPuri
BKID0AG0701
AGRA RD MAINPURI , PIN205001
Ajeetganj
BKID0AG0702
AT,POSTAJEETGANJ MAINPURI , PIN205120
AliPur Khera
BKID0AG0703
AT,POSTALIPURKHERA MAINPURI , PIN205262
Aong
BKID0AG0704
AT,POSTAONG MAINPURI , PIN205262
AshokPur
BKID0AG0705
AT,POSTASHOKPUR MAINPURI , PIN205265
Asrohi
BKID0AG0706
AT,POSTASHROHI MAINPURI , PIN205264
Barnahal
BKID0AG0707
AT,POSTBARNAHAL MAINPURI , PIN205261
Beelon
BKID0AG0708
VILL FARDPUR PO SULTANGANJ , PIN205267
Bewar
BKID0AG0709
BEWAR MAINPURI , PIN206301
Bhanwat
BKID0AG0710
AT,POSTBHANWAT MAINPURI , PIN205120
Bhogaon
BKID0007726
MADAN INTER COLLEGE BHOGAON
Bhongaun
BKID0AG0711
BHOGAON MAINPURI , PIN205262
Bichhwan
BKID0AG0712
AT,POSTBICHHAWAN MAINPURI , PIN205267
Chhachha
BKID0AG0713
AT,POSTCHHACHHA MAINPURI , PIN205262
Chitayan
BKID0AG0714
AT,POSTCHITAYAN MAINPURI , PIN206302
Civil Lines MainPuri
BKID0007724
NEAR CDO OFFICE MAINPURI
Dihuli
BKID0AG0715
AT,POSTDEHULI MAINPURI , PIN205261
Ghiror
BKID0AG0716
GHIROR MAINPURI , PIN205121
JagatPur
BKID0AG0717
AT,POSTJAGATPUR MAINPURI , PIN205267
Jasmai
BKID0AG0718
AT,POSTJASMAI MAINPURI , PIN209725
Kalhore
BKID0AG0719
AT,POSTKALHORE MAINPURI , PIN205121
Karhal
BKID0AG0720
KARHAL MAINPURI , PIN205264
Karhal Road MainPuri
BKID0AG0721
MAINPURI MAINPURI , PIN205001
Karimganj
BKID0007730
VILL AND POST KARIMGANJ MAINPURI KURAOLI ROADDISTT MAINPURI
Kishini
BKID0AG0722
KISHANI MAINPURI , PIN206302
Kosma Muslemeen
BKID0AG0741
AT POSTKOSMA MUSLEMEEN MAINPURI 205119 PIN 205001
Kuchela
BKID0007725
VILLAGE POST KUCHELAMAINPURI
Kuraoli
BKID0AG0723
KURAOLI MAINPURI , PIN205265
Kurra
BKID0AG0724
AT,POSTKURRA MAINPURI , PIN205268
Kushmara
BKID0AG0725
AT,POSTKUSHMARA MAINPURI , PIN206303
Kusma Khera
BKID0007762
KUSMA KHERA
Ldm Office MainPuri
BKID000L132
LDM OFFICE MAINPURI
LekhrajPur
BKID0AG0726
AT,POSTLEKHRAJPUR MAINPURI , PIN205120
Madhan
BKID0AG0727
AT,POSTMADHAN MAINPURI , PIN205263
MainPuri
BKID0007700
JP MANSION KRISHNA TALKIES ROADNEAR BARA CHAURAHA MAINPURI
MainPuri
BKID0AG0728
MAINPURI MAINPURI , PIN205001
Nabiganj
BKID0AG0742
ATPOSTNABI GANJ MAINPURI PIN CODE 205301STD 05673 PIN205001
Nanamau
BKID0AG0729
AT,POSTNANAMAU MAINPURI , PIN205265
Nawathera
BKID0AG0730
AT,POSTNAWATERHA MAINPURI , PIN205261
Ouncha
BKID0AG0731
AT,POSTAUNCHHA MAINPURI , PIN205263
Paronkha
BKID0AG0732
AT,POSTNAGLA KEHRI MAINPURI , PIN205301
PartaPur
BKID0AG0743
ATPOST ARTATPOST UR P BHOGAON MAINPURI PINCODE 206302 STD 05672 PIN205001
Railway Road MainPuri
BKID0007275
CO SHIV PAL SINGH YADAV BYE PASS ROADRAGHURAJPURIRAILWAY ROAD MAINPURI
Ramnager
BKID0AG0733
AT,POSTRAMNAGAR MAINPURI , PIN206303
RatanPur Bara
BKID0AG0734
AT,POSTRATANPURBARA MAINPURI , PIN205120
RatibhanPur
BKID0AG0735
AT,POSTRATIBHANPUR MAINPURI , PIN205001
Ro MainPuri
BKID0AG0799
DADA RAMAN ROAD NEAR RAGHUVEER COLD STORAGE MAINPURI PIN CODE 205001
Rui Sinora
BKID0AG0736
AT,POSTRUESINORA MAINPURI , PIN205262
Sahara
BKID0AG0737
AT,POSTSAHARA MAINPURI , PIN205267
Saung
BKID0AG0744
ATPOSTSAUNJ BLOCK KARHAL TEHSIL KISHNI MAINPURI PIN205268
ShahjahanPur
BKID0AG0738
GHIROR MAINPURI , PIN205121
Station Road MainPuri
BKID0AG0739
MAINPURI PIN205001
Vyonti Khurd
BKID0AG0740
ATPOSTVYOTIKHURD MAINPURI PIN205001
What are Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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