Select Branch for Bank Of India in Orai, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Aata

BKID0AG2949

VILL AATA BLOCKKADAURA POAATA TAHSILKALPI PIN285202
Branch
Ait

BKID0AG2919

VILL. AIT BLOCKDAKOR POAIT TAHSILORAI , PIN285201
Branch
Ajnari Rd Orai Timro

BKID0AG2934

VILL AJNARI RD ORAI BLOCKDAKOR POORAI TAHSILORAI PIN285001
Branch
Badagaonkaithri

BKID0AG2924

VILL. BADAGAON BLOCKDAKOR POBADAGAON TAHSILORAI , PIN285001
Branch
Bangra

BKID0AG2950

VILL BANGRABLOCKMADHOGARH POBANGRATAHSILMADHIGARH PIN285121
Branch
Churkhi

BKID0AG2930

VILL. CHURKHI BLOCKMAHEWA POCHURKHI TAHSILKALPI , PIN285196
Branch
Churkhi Road Orai

BKID0AG2938

VILL ORAI BLOCKORAI POORAI TAHSILORAI PIN285001
Branch
Dakor

BKID0AG2941

VILL DAKOR BLOCKDAKOR PODAKOR TAHSILORAI PIN285122
Branch
Damras

BKID0AG2929

VILL. DAMRAS BLOCKMAHEWA PODAMRAS TAHSILKALPI , PIN285103
Branch
Gadhar

BKID0AG2905

VILL. GADHAR BLOCKDAKOR POGADHAR TAHSILORAI , PIN285001
Branch
Hardoi Gujar

BKID0AG2902

VILL. HARDOI GOOJAR BLOCKDAKOR POHARDAOI GUJAR TAHSILORAI , PIN285131
Branch
Iton

BKID0AG2947

VILL ITO BLOCKKUTAUNDH POITO TAHSILJALOUN PIN285129
Branch
JagammanPur

BKID0AG2904

VILL. JAGAMMANPUR BLOCKRAMPURA POJAGAMMANPUR TAHSILMADHOGARH , PIN285124
Branch
Jalaun

BKID0AG2921

VILL. JALAUN BLOCKJALAUN POJALAUN TAHSILJALOUN , PIN285123
Branch
Jhanda Chauraha

BKID0AG2943

VILL JHANDA CHAURAHA BLOCKJALAUN POJALAUN TAHSILJALOUN PIN285123
Branch
Kadaura

BKID0AG2913

VILL. KADAURA BLOCKKADAURA POKADAURA TAHSILKALPI , PIN285203
Branch
KagjiPurakalpi

BKID0AG2909

VILL. KAGJIPURA , KALPI BLOCKMAHOBA POKALPI TAHSILKALPI , PIN285204
Branch
Kailia

BKID0AG2912

VILL. KAILIA BLOCKNADIGAON POKAILIA TAHSILKONCH , PIN285251
Branch
Kalpi

BKID0AG2917

VILL. TARNANGANJ BLOCKMAHEWA POKALPI TAHSILKALPI , PIN285204
Branch
Kanasi

BKID0AG2940

VILL KANASI BLOCKKANASI POKANASI TAHSILJALOUN PIN285125
Branch
Keolari

BKID0AG2911

VILL. KEOLARI BLOCKNADIGAON POKEOLARI TAHSILJALOUN , PIN285123
Branch
Khaksiskhasis Khas

BKID0AG2923

VILL. KHAKSIS BLOCKJALAUN POKHAKSIS TAHSILJALOUN , PIN285123
Branch
Konch

BKID0AG2933

VILL BHAGAT SINGH NAGAR BLOCKKONCH POKONCH TAHSILKONCH PIN285205
Branch
Konch Mand Samiti

BKID0AG2951

VILL KONCH MAND SAMITI BLOCKKONCH POKONCH TAHSILKONCH PIN285205
Branch
Konch Road Orai

BKID0AG2942

VILL KONCH RD BLOCKDAKOR POORAI TAHSILORAI PIN285001
Branch
Kotra

BKID0AG2946

VILL KOTRA BLOCKKOTRA POKOTRA TAHSILORAI PIN285001
Branch
Kukargaon

BKID0AG2927

VILL. KUKARGAON BLOCKDAKOR POKUKARGAON TAHSILORAI , PIN285001
Branch
Kuthaund

BKID0AG2914

VILL. KUTHAUND BLOCKKUTHAUND POKUTHAUND TAHSILJALOUN , PIN285125
Branch
MadariPur

BKID0AG2922

VILL. MADARIPUR BLOCKKUTHAUND POMADARIPUR TAHSILJALOUN , PIN285103
Branch
Madhogarh

BKID0AG2928

VILL. MADHOGARH BLOCKMADHOGARH POMADHOGARH TAHSILMADHOGARH , PIN285126
Branch
Medical College Orai

BKID0AG2945

VILL ORAI BLOCKORAI POORAI TAHSILORAI PIN285001
Branch
Mohammdabad

BKID0AG2918

VILL. MOHAMMDABAD BLOCKDAKOR POMOHAMMDABAD TAHSILORAI , PIN285122
Branch
Musmriya

BKID0AG2906

VILL. MUSAMRIYA BLOCKMAHEVA POMUSMRIYA TAHSILKALPI , PIN285196
Branch
Nadigaon

BKID0AG2944

VILL NADIGAON BLOCKNADIGAON PONADIGAON TAHSILMADHOGARH PIN285001
Branch
Naya RamNagar Orai

BKID0AG2936

VILL NAYA RAMNAGAR ORAI BLOCKDAKOR PODVC ORAI TAHSILORAI PIN285001
Branch
Orai

BKID0006964

GURJAR COMPLEXRAJ MARG ORAI
Branch
Orai Main Branch Orai

BKID0AG2901

VILL. RATH RD BLOCKDAKOR POORAI TAHSILORAI , PIN285001
Branch
Pahargaon

BKID0AG2926

VILL. PAHADGAON BLOCKKONCH POPAHARGAON TAHSILKONCH , PIN285205
Branch
Parasan

BKID0AG2908

VILL. PARASAN BLOCKKADAURA POPARASAN TAHSILKALPI , PIN285202
Branch
Patel Nagar Orai

BKID0AG2937

VILL PATEL NAGAR ORAI BLOCKDAKOR POPATEL NAGAR ORAI TAHSILORAI PIN 285001
Branch
Pirauna

BKID0AG2903

VILL. PIRAUNA BLOCKKONCH POPIRAUNA TAHSILKONCH , PIN285202
Branch
Rajendra Nagar Orai

BKID0AG2939

VILLORAI BLOCK ORAI PO ORAI TAHSILORAI PIN285001
Branch
RamPura

BKID0AG2935

VILL RAMPURA BLOCKRAMPURA PORAMPURA TAHSILMADHOGARH PIN285127
Branch
Rendhar Khas

BKID0AG2925

VILL. RENDAR BLOCKNADIGAON PORENDHAR TAHSILMADHOGARH , PIN285121
Branch
Ro Orai

BKID0AG2999

VILLAGERATH ROAD BLOCKDAKOR POST OFFICEORAI TAHSILORAI PIN CODE 285001
Branch
Sahav

BKID0AG2910

VILL. SAHAB BLOCKJALAUN POSAHAV TAHSILMADHOGARH , PIN285123
Branch
SaidNagar

BKID0AG2948

VILL SAIDNAGAR BLOCKDAKOR POSAIDNAGAR TAHSILKONCH PIN285223
Branch
Sami

BKID0AG2916

VILL. SAMI BLOCKNADIGAON POSAMI TAHSILKONCH , PIN285205
Branch
Sarawan

BKID0AG2907

VILL. SARAWAN BLOCKMADHOGARH POSARAWAN TAHSILMADHOGARH , PIN285123
Branch
ShekhPur Bujurg

BKID0AG2932

VILL SHEKHPUR BUJURG BLOCKJALAUN POSHEKHPUR BUJURG TAHSILJALOUN PIN285128
Branch
ShekhPur Jagir

BKID0AG2931

VILL. SHEKHPUR JAGIR BLOCKKUTHAUND POSHEKHPUR JAGIR TAHSILJALOUN , PIN285125
Branch
Sikri Raja

BKID0AG2915

VILL. SIKRI RAJA BLOCKJALAUN POSIKRI RAJA TAHSILJALOUN , PIN285123
Branch
Titra KhalilPur

BKID0AG2952

VILL TITRA KHALILPUR BLOCKKONCH POKONCH TAHSILKONCH PIN585123
Branch
Usargaon

BKID0AG2920

VILL. USARGAON BLOCKKADAURA POUSARGAON TAHSILKALPI , PIN285202

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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