IFSC Code of Bank Of India, West Bengal, Kolkata, Ruby Park

BKID0004030

Bank Of India

Bank Of India

IFSC Code

BKID0004030
MICR Code

700013058
Bank Name Bank Of India
District Kolkata
State West Bengal
Address 207 Kasba Roadkolkata
Phone +912442415315

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of India Branch Near You

List of all Bank Of India Branch IFSC Code

AliPur

BKID0004076

23 B BAKER ROAD GROUND FLOORALIPUR
Bagha Jatin

BKID0004047

BAGHAJATIN SUPER MARKET 2ND FLOORKMC BLDGRAJA SC MULLICK ROADKOLKATTA
Baguiati Tegharia

BKID0004135

PREMISES OF SHRI SUNIL MONDAL T 98 RAJARHATTEGHARIAPOST HATIARA PS BAGUIATI DIST NOR
Ballygunge Circular Road

BKID0004035

67B BALLYGUNGE CIRCULAR ROADKOLKATA 700 019
Bangur Avenue

BKID0004025

PLOT NO415413 414BANGUR AVENUE VIP BLOCK C
Bansdroni

BKID0004065

SPRINGDALE 1ST FLOOR 2 NNDUTTA ROAD
Bara Bazar

BKID0004001

210212 JAMANALAL BAJAJ STREETCALCUTTA 700 007
Baranagore

BKID0004042

DATTA VILLA39 TOBIN ROAD
Barasat

BKID0004242

COLONY MORE BARASAT NABAPALLYP O BARASATDIST 24 PARGANAS NORTH
Barasat Zonal Office

BKID000ZO82

BANK OF INDIA BARASAT ZO BLOCK DD 2 SECTOR I KOLKATA 700064
BaruiPur

BKID0004140

PREMISES OF SHRI RATAN KARMAKAR RAJANIGANDHABHATTACHARJEE PARA KULPI ROAD POST BARUIPUR
BataNagar

BKID0004354

1ST FLOOR, MAHESHTALA MUNICIPAL INSTITUTE OF NURSING SCIENCES, BATA MORE, MAHESHTALA MUNICIPALITY, WARD NO 29,SOUTH 24 PARGANAS, KOLKATA 700141, WEST BENGAL
Behala

BKID0004020

391 DIAMOND HARBOUR ROADBEHALA
Beliaghata

BKID0004022

PLOT NO 27CIT SCHEME NOIV M2 HEMCHANDRA NASKAR ROAD
BhowaniPur

BKID0004002

101 ASHUTOSH MUKHERJEE ROADKOLKATA 700 025
Bhupendra Bose Avenue

BKID0004036

55 BHUPENDRA BOSE AVENUEKOLKATA 700 004
Bidhan

BKID0004055

BIDHANNAGAR BRANCHSALT LAKE CITY DIST 24 PARAGANAS N
Birati

BKID0004064

344 MB ROAD 1ST FLOORBIRATI
Biswa Bangla Sarani

BKID0004162

BANK OF INDIA BISWA BANGLA SARANI ASTRA TOWERS II C 1 STREET NO 4444 ACTION AREA IIC , NEWTOWN WEST BENGAL , KOLKATA PIN- 700161
Bow Bazar

BKID0004003

167 167CBEPIN BEHARI GANGULY STREET
Chakdah

BKID0004221

CHAKDAH BONGAON ROADCHAKDAH
Chinsurah

BKID0004289

DUTTA SUPER MARKET 1ST FLOORAKHAN BAZAR P O CHINSURAH
Chittaranjan Avenue

BKID0004004

RAJA BHAVAN111 CHITTARANJAN AVENUE
Chowringhee Square

BKID0004005

3 CHITTARANJAN AVENUEDHARAMTOLLA
Cit New Road

BKID0004006

PLOT NO 12SCHEME NO 52
College Street

BKID0004029

89 BANKIM CHATTERJEE STREETKOLKATA 700 073
Debendra Chandra Dey Road

BKID0004049

105 DEBENDRA CHANDRA DEY ROADKOLKATA PIN 700 015
Dharamtolla Street

BKID0004007

502 DHARAMTOLLA STREETKOLKATA 700 013
Dobson Lane

BKID0004031

P 4DOBSON LANENEW HOWARH BRIDGE APPROACH ROAD
Dumdum

BKID0004141

PREMISES OF SHRI PIYUSH SHAHA 17 MANUJENDRADUM DUM CANTONMENT POST OFFICE DUM DUM DIS
Eastern Zonal Audit Office

BKID000ZA56

EASTERN ZONAL AUDIT OF
Elliot Road

BKID0004037

108A ELLIOT ROADKOLKATA 700 016
Free School Street

BKID0004032

41FREE SCHOOL STREETKOLKATA 700 016
Garden Reach

BKID0004008

J 207 PAHARPUR ROADGARDEN REACH
Garia

BKID0004265

P 138 RAJA SUBODH CHANDRA MULLICK ROADKANUNGO PARK GARIA
Ghatakpukur

BKID0004138

VILL GHATAKPUKUR POBHANGORE GOBINDAPURPANCHAYAT JAGULGACHHI BLOCK BHANGORE I DIST
Harish Mukherjee Road

BKID0004040

135A135D 1ST FLOORHARISH MUKHERJEE ROAD
Hiland Park

BKID0004057

48 ESAMMILANI PARK SURVEY PARK SANTOSHPUR
Howrah Zonal Office

BKID000ZO45

4TH FLOOR 5 T M SARANBRABOURNE ROAD KOLKATA
James Long Sarani

BKID0004153

JAMES LONG SARANI BRANCH 34 34 JAMES LONG SARANI THAKURPUKUR POST THAKURPUKUR
Jawaharlal Nehru Road

BKID0004026

44 JAWHARLAL NEHRU ROADKOLKATA 700 016
JodhPur Park

BKID0004010

1424 GARIAHAT ROADJODHPUR PARK
Kaikhali

BKID0004073

GOLDERS GREEN COMPLEX FIRST FLOOR1 NAZRUL ISLAM SARANI KOLKATA
KalikaPur

BKID0004074

354 PURBACHAL KALITALA ROADKALIKAPUR KOLKATA
Kamarhatty

BKID0004011

172 BT ROADKOLKATA 700 058
Kolkata

BKID0004000

23A B NETAJI SUBASH ROADPOST BOX NO 220
Kolkata Asset Recovery

BKID0004054

BANK OF INDIA BUILDING 5 BTM SARANIBRABOURNE ROAD3RD FLOOR KOLKATTA
Kolkata Lcb

BKID0004044

5 B T M SARANIKOLKATA
Kolkata Mcb

BKID0004048

BANK OF INDIA BLDG5BTM SARANI KOLKATA
Kolkata Overseas

BKID0004075

23A N S ROAD KOLKATA 700001 WEST BENGAL
Kolkata Retail Hub

BKID0004058

2ND FLOOR BOI BUILDING DD 2 SECTOR ISALT LAKE KOLKATTA
Kolkata Service

BKID0004100

5 BTM SARANI 3RD FLOORKOLKATA 700 001
Kolkata Sme

BKID0004070

23A NETAJI SUBHAS ROADKOLKATA
Kolkata Zonal Office

BKID000ZO56

5TH FLOOR BTM SARANI BRABOURNE ROAD
Lindsay Street

BKID0004012

8 LINDSAY STREETKOLKATA 700 087
MadhyamGram

BKID0004105

BADU ROAD MADHYAMGRAM AT POST MADHYAMGRAPARGANASPIN 700129 WEST BENGAL
Malancha

BKID0004129

VILL MADARI MALANCHA PO MALANCHA PS MDIST NORTH 24 PARGANAS
Manicktolla

BKID0004013

225 A BVIVEKANAND ROADKOLKATA 700 006
Maulali

BKID0004024

812 ACHARYA JAGDISH BOSE ROADKOLKATA 700 014
Metropolitan

BKID0004033

1ST FLOOR OF MUNICIPAL PREMISES NO A/P-4/B,CANAL SOUTH ROAD WARD NO 57,PRAGATI MAIDAN,PIN-700105
Michael Nagar

BKID0004325

AT POST MICHAEL NAGARDISTNORTH 24 PARGANAS
Mission Row

BKID0004014

15 GANESH CHANDRA AVENUEKOLKATA 700 013
MukundaPur

BKID0004072

1217 RAMKRISHNA PALLYMUKUNDAPUR
Nager Bazar

BKID0004244

4681 JESSORE ROADCALCUTTA 700 028
NarendraPur

BKID0004078

NARMADA COMPLEX GROUND FLOOR778 SONARPURSTATION ROAD PO NARENDRAPUR KOLKATA
National Banking Group East

BKID000NB56

NATIONAL BANKING GROUPEAST
New Alipore

BKID0004045

82 TOLLYGUNGE CIRCULAR ROADNEW ALIPORE
Newtown

BKID0004159

BANK OF INDIA,NEWTOWN BRANCH,ACTION AREA I,KOLKATA,PIN 700156
Park Circus

BKID0004028

73A THEATRE ROADSHAKESPEARE SARANI
Patuli

BKID0004146

CO PREMISES OF MRS INDRANI HALDER 17 BAIPATULI TOWNSHIP BLOCK H KOLKATA
Rash Behari Avenue

BKID0004015

1613 RASH BEHARI AVENUEKOLKATA 700 019
Salt Lake

BKID0004249

BLOCK DD 2SECTOR I 1ST FLOOR
SantoshPur

BKID0004066

159 A SURVEY PARK SANTOSHPURKOLKATA
Sarat Bose Road

BKID0004041

26 SARAT BOSE ROADKOLKATA 700 020
Sealdah

BKID0004027

2B MAHATMA GANDHI ROADSEALDAH
Sector V

BKID0004071

PLOT NO Y6 BLOCK EPSECTOR V BIDHANNAGAR
Serampore

BKID0004252

89 G T ROADSIRISHTALASERAMPORE
Shakuntala Park

BKID0004154

SHAKUNTALA PARK BRANCH 4 3K 1 HO CHI MIN SARANI 1ST FLOOR SHAKUNTALA PARK POST SARSUNA
Sham Bazar

BKID0004018

1401 BIDHAN SARANISHAM BAZAR
Shapoorji Action Area

BKID0004160

VILL KADA PO AKANDA KESHARI PS RAJARHAT PIN 700135
Shibalaya

BKID0004133

VILL SHIBALAYA PO ADI KASHIMPUR PS BARASAT DIST NORTH 24 PARGANAS PIN 743248
SodePur

BKID0004148

MANGALDEEP 7 INDRALOKESODEPUR BARASAT ROADNORTH 24 PARGANAS WEST BENGAL
Southern Avenue

BKID0004019

MEHTA HOUSE32 SOUTHERN AVENUE
Staff Training Centre Kolkatta

BKID000TC56

STAFF TRAINING CENTREKOLKATA
Tangra

BKID0004038

15 C109SEAL LANEKOLKATA 700 015
Tea Board

BKID000TEAB

23A NETAJI SUBHASH ROAD KOLKATA 700 001
Tiljala

BKID0004046

97 PICNIC GARDEN ROADKOLKATA 700 039
Tollygunge

BKID0004077

CITY HIGH 1ST FLOOR85 PRINCE ANWAR SHAH ROAD
Ultadanga

BKID0004039

85D ULTADANGA MAIN ROADKOLKATA 700 067
Unnayan Bhawan

BKID0004056

DJ11 SECTOR IISALT LAKE
Vivekanand Road

BKID0004021

362 VIVEKANAND ROADKOLKATA 700 007

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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