What to Do If Money is Transferred to Wrong IFSC Code?
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Published on Aug 09, 2025

What to Do If Money is Transferred to Wrong IFSC Code?

Money sent to wrong IFSC? Don't panic! Learn what steps to take immediately to recover your funds and prevent future mistakes.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Unified Apps for All Your Banking Needs: 2026 Guide
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Published on Aug 05, 2025

Unified Apps for All Your Banking Needs: 2026 Guide

Explore unified banking apps combining NEFT, RTGS, UPI, and more. Simplify your finances with integrated digital banking in 2026.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Understanding Central KYC (CKYCR) in Indian Banking
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Published on Aug 02, 2025

Understanding Central KYC (CKYCR) in Indian Banking

Learn about Central KYC Registry (CKYCR) in India. Understand its role, benefits, and how it streamlines banking KYC process.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Understanding the 11-Digit IFSC Structure: Why is the 5th Character Zero?
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Published on Jul 27, 2025

Understanding the 11-Digit IFSC Structure: Why is the 5th Character Zero?

Decode the IFSC structure! Understand why the 5th character is always zero and what each digit means for fund transfers.

Author

Arjun Sharma

Content Lead – Banking & Payments

Top 10 High-Yield Fixed Deposits in India 2026: Maximize Your Returns
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Published on Jul 22, 2025

Top 10 High-Yield Fixed Deposits in India 2026: Maximize Your Returns

Discover the best high-yield fixed deposits in India for 2026. Compare rates, tenure options, and maximize your investment returns.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Steps to Reset Your MPIN: A Complete Security Guide
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Published on Jul 18, 2025

Steps to Reset Your MPIN: A Complete Security Guide

Forgot your MPIN? Learn how to reset it safely. Step-by-step guide for all banks to recover your mobile banking access securely.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

The Role of RBI in Regulating Digital Payment Codes
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Published on Jul 14, 2025

The Role of RBI in Regulating Digital Payment Codes

Learn how the RBI regulates digital payment codes like IFSC, UPI, and SWIFT. Understand compliance and security in Indian banking.

Author

Arjun Sharma

Content Lead – Banking & Payments

No-Nonsense Guide for New Banking Users in India
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Published on Jul 12, 2025

No-Nonsense Guide for New Banking Users in India

New to banking? This practical guide covers essentials like accounts, cards, digital banking, and safety tips for Indian users.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Impact of 2025-2026 Bank Mergers on IFSC and Branch Details
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Published on Jul 08, 2025

Impact of 2025-2026 Bank Mergers on IFSC and Branch Details

Understand how bank mergers in 2025-2026 affect IFSC codes and branch details. Update your banking information to avoid transaction failures.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

How to Update Your KYC in SBI Online Without Visiting the Branch
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Published on Jul 05, 2025

How to Update Your KYC in SBI Online Without Visiting the Branch

Update your SBI KYC online easily. Follow our step-by-step guide to complete KYC verification without visiting the branch in 2026.

Author

Arjun Sharma

Content Lead – Banking & Payments

How to Securely Manage Your Account and Find Branch IFSC
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Published on Jul 02, 2025

How to Securely Manage Your Account and Find Branch IFSC

Learn best practices for secure account management and how to find your branch IFSC code. Protect your banking information effectively.

Author

Arjun Sharma

Content Lead – Banking & Payments

How to Detect and Avoid Digital Banking Scams in 2026
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Published on Jun 28, 2025

How to Detect and Avoid Digital Banking Scams in 2026

Protect your finances! Learn how to detect and avoid digital banking scams in 2026. Recognize phishing, fraud, and secure your accounts today.

Author

Arjun Sharma

Content Lead – Banking & Payments

How to Choose the Best Savings Account in 2026: A Comprehensive Comparison
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Published on Jun 24, 2025

How to Choose the Best Savings Account in 2026: A Comprehensive Comparison

Find the best savings account for 2026. Compare interest rates, features, and services to make the right choice for your financial goals.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

How to Add a Beneficiary and Enable International Transactions Safely
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Published on Jun 23, 2025

How to Add a Beneficiary and Enable International Transactions Safely

Learn how to add beneficiaries and enable international transactions safely. Step-by-step guide to secure remittances and fund transfers abroad.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Future of Banking: AI and Biometrics Replacing Passwords in 2026
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Published on Jun 22, 2025

Future of Banking: AI and Biometrics Replacing Passwords in 2026

Explore how AI and biometrics are transforming banking security in 2026. Learn about passwordless authentication and secure digital banking.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Punjab National Bank (PNB) Digital Transformation: Navigating the PNB ONE App in 2026
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Published on Jun 19, 2025

Punjab National Bank (PNB) Digital Transformation: Navigating the PNB ONE App in 2026

Master PNB ONE app in 2026. Learn setup, new security protocols, troubleshooting, and how to use IFSC codes for seamless digital banking.

Author

Arjun Sharma

Content Lead – Banking & Payments

Digital Rupee (e₹) vs. UPI: Understanding the Future of Indian Currency
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Published on Jun 15, 2025

Digital Rupee (e₹) vs. UPI: Understanding the Future of Indian Currency

Understand the difference between Digital Rupee (e₹) and UPI in 2026. Learn when to use each, privacy benefits, and how to adopt e₹ today.

Author

Arjun Sharma

Content Lead – Banking & Payments

The Difference Between IFSC, MICR, and SWIFT Codes: When to Use Which?
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Published on Jun 10, 2025

The Difference Between IFSC, MICR, and SWIFT Codes: When to Use Which?

Master IFSC, MICR, and SWIFT codes in 2026. Learn their differences, when to use each, and avoid transaction failures with our expert guide.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Understanding PPF Withdrawals: How to Plan Your Partial Withdrawals
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Published on Jun 02, 2025

Understanding PPF Withdrawals: How to Plan Your Partial Withdrawals

Learn the rules and strategies for partial PPF withdrawals to meet financial goals without compromising long-term savings.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Understanding How to Calculate EMI Accurately
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Published on May 24, 2025

Understanding How to Calculate EMI Accurately

Whether personal or home, loans offer everyone easy access to cash to complete their dreams and needs. Understand how to calculate EMI easily and accurately.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Tips on How to Calculate Monthly EMI for Any Loan
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Published on May 18, 2025

Tips on How to Calculate Monthly EMI for Any Loan

Struggling to understand your EMI amount? This blog covers all the necessary tips on how to calculate your monthly EMI to help you stay ahead of your finances.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

PPF vs. Other Tax-Saving Instruments: A Comparative Analysis
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Published on May 15, 2025

PPF vs. Other Tax-Saving Instruments: A Comparative Analysis

Discover the key differences between PPF vs. other tax-saving instruments like NPS, ELSS, and FDs. Learn about PPF benefits, tax-saving options, and more.

Author

Arjun Sharma

Content Lead – Banking & Payments

Personal EMI Calculators: What You Need to Know
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Published on May 10, 2025

Personal EMI Calculators: What You Need to Know

Personal loans come in handy for meeting the urgent needs of the time but with higher interest rates. This necessitates using a personal loan EMI calculator.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Monthly EMI Calculators: A Detailed Overview
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Published on Apr 25, 2025

Monthly EMI Calculators: A Detailed Overview

Monthly EMI calculators allow you to get a pre-hand idea of the EMI you must pay monthly. In return, an EMI calculator per month helps manage monthly finances better.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

How to Maximise Your FD Returns: Tips for Choosing the Right Tenure?
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Published on Apr 22, 2025

How to Maximise Your FD Returns: Tips for Choosing the Right Tenure?

Learn how to maximise your FD returns by selecting the right tenure. Discover strategies like FD laddering, cumulative interest, and reinvestment tips to grow your wealth effectively.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

How to Calculate GST on Digital Goods and Services?
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Published on Apr 18, 2025

How to Calculate GST on Digital Goods and Services?

Discover the applicable tax rates, common challenges, and compliance strategies, ensuring you navigate the digital marketplace confidently.

Author

Arjun Sharma

Content Lead – Banking & Payments

How PPF Interest Rates Affect Your Long-Term Savings? A Complete Guide
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Published on Apr 15, 2025

How PPF Interest Rates Affect Your Long-Term Savings? A Complete Guide

Learn about the benefits of PPF returns, the impact of compounding, and strategies to maximise your investments for a secure financial future.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Financial Planning: Using SIP Calculators Effectively
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Published on Apr 10, 2025

Financial Planning: Using SIP Calculators Effectively

Confused about future finances? Learning how to use SIP Calculators can help you reach your goals! Invest small, grow big.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

FD vs. Savings Account: How an FD Calculator Can Help You Decide?
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Published on Apr 02, 2025

FD vs. Savings Account: How an FD Calculator Can Help You Decide?

FD vs. Savings Account: Learn how an FD calculator can help you make the right choice by comparing interest rates, returns, and benefits.

Author

Arjun Sharma

Content Lead – Banking & Payments

SIP Explained: How SIP is Calculated for Indian Investors
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Published on Mar 22, 2025

SIP Explained: How SIP is Calculated for Indian Investors

Invest smart in India with SIPs! Learn how SIP is calculated, the benefits, and grow your wealth through cost averaging & compounding

Author

Priya Nair

Senior Compliance Editor at IFSC.co

How to Use a SIP EMI Calculator: A Comprehensive Guide
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Published on Mar 18, 2025

How to Use a SIP EMI Calculator: A Comprehensive Guide

SIP EMI Calculator allows you determine the returns on your mutual fund investments that are made through SIP. Discover how you can use the SIP EMI calculator.

Author

Arjun Sharma

Content Lead – Banking & Payments

How to Calculate SIP Returns in 3 Effective Ways
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Published on Mar 15, 2025

How to Calculate SIP Returns in 3 Effective Ways

Confused about how to calculate SIP returns? Fret not. We cover 3 effective ways, tips and tricks and more to help you on this journey seamlessly.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

How SIP Calculators Work: A Comprehensive Guide
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Published on Mar 10, 2025

How SIP Calculators Work: A Comprehensive Guide

Wondering how SIP calculators work? We break down every core detail about them along with the mathematical formulas to help you use them with ease.

Author

Arjun Sharma

Content Lead – Banking & Payments

Buying a Car? Here's How to Use a Vehicle EMI Calculator the Smart Way
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Published on Mar 02, 2025

Buying a Car? Here's How to Use a Vehicle EMI Calculator the Smart Way

Plan your car or bike loan with ease. Learn how to use a vehicle EMI calculator, input values correctly, and get accurate monthly EMI instantly.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Why You Should Use a Loan EMI Calculator for Every Type of Loan
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Published on Feb 22, 2025

Why You Should Use a Loan EMI Calculator for Every Type of Loan

From home to education loans, EMI calculators help manage repayments smartly. Discover why using a loan EMI calculator is essential for every loan type.

Author

Arjun Sharma

Content Lead – Banking & Payments

Master EMI Calculators: How to Estimate Your Monthly Payments with Ease
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Published on Feb 17, 2025

Master EMI Calculators: How to Estimate Your Monthly Payments with Ease

Learn how EMI calculators work to estimate monthly payments accurately. Explore EMI formulas, examples, and factors to make smart financial decisions.

Author

Arjun Sharma

Content Lead – Banking & Payments

Ultimate EMI Calculator Guide for India: Understand EMIs for Home, Car & Personal Loans
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Published on Feb 10, 2025

Ultimate EMI Calculator Guide for India: Understand EMIs for Home, Car & Personal Loans

Use our EMI calculator guide to estimate your monthly loan payments for home, car, or personal loans in India. Plan better with accurate, fast results.

Author

Arjun Sharma

Content Lead – Banking & Payments

A Detailed Guide on How to Calculate Home Loan EMI
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Published on Feb 02, 2025

A Detailed Guide on How to Calculate Home Loan EMI

Home loan EMIs have a greater influence on your monthly and overall financials. Here is a complete guide that teaches you how to calculate home loan EMI.

Author

Arjun Sharma

Content Lead – Banking & Payments

How to Calculate SIP Interest: A Step-by-Step Guide
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Published on Jan 28, 2025

How to Calculate SIP Interest: A Step-by-Step Guide

Learn how to calculate SIP interest using formulas and calculators. Understand components like tenure, compounding, and returns to grow your investments wisely.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Smart Home Buying: How to Calculate Your EMI and Plan Your Loan Like a Pro in India
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Published on Jan 25, 2025

Smart Home Buying: How to Calculate Your EMI and Plan Your Loan Like a Pro in India

Calculating EMIs for home loans is important for budget planning, decision-making, and prepayment planning. Know how to calculate EMIs for home loans in India.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Planning Term Insurance? Here's How to Use a Premium Calculator the Smart Way in India
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Published on Jan 22, 2025

Planning Term Insurance? Here's How to Use a Premium Calculator the Smart Way in India

Learn how to use a term insurance premium calculator to plan smartly. Estimate costs, compare policies, and secure your family's future with confidence.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

Monthly EMI Calculation Explained: Everything You Must Know
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Published on Jan 19, 2025

Monthly EMI Calculation Explained: Everything You Must Know

Understand how monthly EMI calculation works with formulas and examples. Use EMI calculators to plan loans better and manage repayments efficiently.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

A Guide on How to Use a Mortgage Loan EMI Calculator
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Published on Jan 15, 2025

A Guide on How to Use a Mortgage Loan EMI Calculator

Learn how to use a mortgage loan EMI calculator step by step. Estimate monthly payments, compare loans, and plan better with accurate EMI calculations.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

How to Accurately Calculate EMIs for Car Loans
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Published on Jan 12, 2025

How to Accurately Calculate EMIs for Car Loans

Learn how to calculate car loan EMIs with precision. Understand key factors, use EMI formulas or calculators, and plan repayments confidently.

Author

Arjun Sharma

Content Lead – Banking & Payments

Home Loans vs SIP Investments: Choose the Smarter Option for Your Future
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Published on Jan 10, 2025

Home Loans vs SIP Investments: Choose the Smarter Option for Your Future

Confused between SIP investments and home loans? Learn the pros and cons of each to make smarter, goal-based financial decisions. Find out what suits you best.

Author

Arjun Sharma

Content Lead – Banking & Payments

Car Loan EMI Calculation Made Simple: Save More with Smart Planning
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Published on Jan 07, 2025

Car Loan EMI Calculation Made Simple: Save More with Smart Planning

Calculate your car loan EMIs in seconds! Use our smart EMI calculator to compare options, save on interest, and plan your finances confidently.

Author

Arjun Sharma

Content Lead – Banking & Payments

Advance EMIs Explained: How Early Payments Can Save You Money & Strengthen Your Credit
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Published on Jan 05, 2025

Advance EMIs Explained: How Early Payments Can Save You Money & Strengthen Your Credit

Paying EMIs in advance reduces loan interest, boosts your credit score, and lightens monthly burdens. Discover how advance EMIs improve your financial health.

Author

Priya Nair

Senior Compliance Editor at IFSC.co