IFSC Code of Canara Bank, Kerala, ThiruvananthaPuram, ThiruvananthaPuram Sasthamangalam Ii

CNRB0014018

Canara Bank

Canara Bank

IFSC Code

CNRB0014018
MICR Code

695015937
Bank Name Canara Bank
District ThiruvananthaPuram
State Kerala
Address Sasthakripa Office Complex Ramakrishna Hospital Road Sasthamangalam Thiruvananthapuram 695 010
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Canara Bank Branch Near You

List of all Canara Bank Branch IFSC Code

Accounts Section ThiruvananthaPuram Ii

CNRB0014015

FIRST FLR PAVITHRA TC NO 13 BY 1791 PATTOM TVM 695004
Accounts Section, Trivandrum

CNRB0001729

SPENCER TOWER, 4TH FLOOR, CIRCLE OFFICE ANNEXE, M G ROAD,TRIVANDRUM - 695001
Amaravila

CNRB0014007

D NO NMC XX BY 16 AMARAVILA P O NEYYATTINKARA TALUK THIRUVANANTHAPURAM 695 122
Anad, Nedumangad

CNRB0002967

NEAR MOHANDAS COLLEGE OF ENGG ANAD, NEDUMANGAD - 695544
Anchamada

CNRB0001163

V.P.NO.382/9, KODUNGANOOR P.O, ANCHAMADA, TRIVANDRUM 695013
Aroor Ii

CNRB0014112

NO 5 BY 415D OPP ARROR RESIDENCY ALAPPUZHA DIST AROOR KERALA 690001 INDIA
Arumanoor

CNRB0001700

SIMIS, P.P. 573/2, ARUMANOOR,, POOVAR P.O. 695525, ,
Aryanad

CNRB0014039

BUILDING NO 494B SREEVINAYAKA TOWER POST OFFICE JUNCTION ARYANADU THIRUVANATHAPURAM KERALA INDIA 695542
Attingal

CNRB0002790

I FLOOR, POLIMEL TOWER,, NEAR MUNICIPALITY OFFICE,, ATTINGAL 695101
Attingal Ii

CNRB0014020

AMC 12 NH 47 KUTCHERY JUNCTION ATTINGAL CHIRAYINKIL TALUK THIRUVANANTHAPURAM 695 101
Attukal

CNRB0006156

CANARA BANK T C 70/2387(1) KESHAVAM,INFRONT OF ATTUKAL TEMPLE,ATTUKAL,MANACAUD PO TRIVANDRUM KERALA 695009
BalaramaPuram

CNRB0003498

BUILDING N0 BP III/1424,KATTAKADA ROAD,BALARAMAPURAM-695501,DIST-TRIVANDRUM-KERALA
BalaramaPuram Ii

CNRB0014016

PP VI 1198 1203 SARAH COMPLEX BALARAMAPURAM THIRUVANANTHAPURAM 695 501
Chalai Ii

CNRB0014035

NEAR RAILWAY STATION II ENTRANCE POWER HOUSE ROAD CHENTHITTA CHALAI PO THIRUVANANTHAPURAM KERALA INDIA 695036
Chalai, ThiruvananthaPuram

CNRB0000820

I FLOOR, IBRAHIM CO. BLDG, CHALAI, TRIVANDRUM 695036
Chirayinkeezhu

CNRB0003497

CANARA BANK, PANDAKASALA,CHIRAYINKEEZHU, DIST:TRIVANDRUM(KERALA)-695304
Circle Office ,trivandrum

CNRB0CO7300

TC 26/173,(I), M.G.ROAD TRIVANDRUM - 695039
Contonment, Trivandrum

CNRB0000819

PB NO 5510, CANARA BANK BUILDING, M G ROAD, TRIVANDRUM -695039
Cosmopolitan Hospital, Trivandrum

CNRB0002499

COSMOPOLITAN HOSPITAL BLDG MURINJAPALAM,PATTOM, TRIVANDRUM.695 004
Edathua Ii

CNRB0014115

NOVI 55 56 57 AND 58 EDATHUA PO ALAPPUZHA THIRUVANANTHAPURAM KERALA INDIA 689573
Harippad Ii

CNRB0014113

WARD NO 7 KACHERI JUNCTION ALAPPUZHA DIST HARIPPAD KERALA 690514 INDIA
Iroorpara

CNRB0001053

KATTAIKONAM JN.,, IROORPARA-695584
Kadakkavoor

CNRB0014009

DAS BUILDING KADAKKAVOOR THIRUVANANTHAPURAM DISTRICT THIRUVANANTHAPURAM 695 306
Kamukinicode

CNRB0001566

NITHYA CHAITHANYA A.P.10/555, KAMUKINCODE,, KODANGAVILA P.O., THIRUVANANTHAPURAM DIST, KERALA - 695 123
Karakonam Kunnathukkal

CNRB0014023

DR SM CSI MEDICAL COLLEGE KARAKONAM P O PIN 695504
Kattakada

CNRB0003869

CANARA BANK, NO KP III/1193, CHARIS PLAZA, KATTAKADA - 695572, DIST: TRIVANDRUM (KERALA)
Kattakada Ii

CNRB0014026

FIRST FLOOR SAVYASACHI NEAR IOC PUMP THIRUVANANTHAPURAM PIN 695572
Kazhakkuttom Ii

CNRB0014021

KP 2 BY 1036 SJ TOWERS NH BYEPASS MENAMKULAM VILLAGE KAZHAKOOTAM THIRUVANANTHAPURAM 695 582
Kazhakuttam

CNRB0002762

SAYOOJYAM, KP III/128-E,NH BY-PASS JUNCTION,KAZHAKUTTAM 695582
Kilimanoor

CNRB0003475

CANARA BANK, BUILDING NO. PP 11/1280, FIRST FLOOR, PAZHAYAKUNNUMMAL PANCHAYATH, KILIMANOOR JUNCTION, M C ROAD , KILIMANOOR 695601.
Kunnathukal

CNRB0004215

SARADA ARCADE, MAIN ROAD, KUNNATHUKAL, KARAKKONAM P. O 695 504 TRIVANDRUM DISTRICT.
Kuravankonam

CNRB0005115

T C 4/2603(2) OPPOSITE POTHENS HYUNDAI, MARKET JUNCTION, KURAVANKONAM TRIVANDRUM-695 003
L P C Trivandrum

CNRB0003114

3RD FLOOR SPENCER BUILDING M G ROAD TRIVANDRUM 695001
Malayinkil

CNRB0014038

MP II 347 A SREEBHADRA BUILDING MALAYINKIL THIRUVANANTHAPURAM KERALA INDIA 695571
Manacaud ,trivandrum

CNRB0002906

TC 40/1640, VIJI TOWER, SASTHANAGAR, MANCAUD, TRIVANDRUM
Micro Finance,trivandrum

CNRB0003343

CANARA BANK, 2ND FLOOR, DEVASOM BOARD BUILDING, MG ROAD, TRIVANDRUM 695 001
Msme Sulabh ThiruvananthaPuram I

CNRB0007237

TC 71 707 1 K J COMPLEX POWER HOUSE ROAD TRIVANDRUMKERALA 695036
Msme Sulabh ThiruvananthaPuram Two

CNRB0007238

T C 7 779 4 FIRST FLOOR ASSET BUSSINESS CENTRE MARUTHANKUZHI SASTHAMANGALAM THIRUVANANTHAPURAM
Mudakkal

CNRB0001045

K B M BUILDING, MP III/1426,, MUDAKKAL - 695103, P O MUDAKKAL, TQ:CHIRAYIKEEZH (KERALA)
Mukkolkkal Branch(trivandrum Dist)

CNRB0002966

STCS COMPOUND,MUKKOLAKKAL, DIST TRIVANDRUM (KERALA)-695044
Muttada, ThiruvananthaPuram

CNRB0001595

TC 3/321, TKD ROAD, MUTTADA PO. TRIVANDRUM 695025
Nalanchira

CNRB0005837

CANARA BANK TC 11 268 2 MALACHRUVIL HILLS HILL GARDEN STEP JUNCTION TRIVANDRU NALANCHIRA KERALA 695015
Nedumangad

CNRB0002683

PAC SHOPPING COMPLEX,, SURYA RD,NEAR KSRTC BUS STD, NEDUMANGAD 695 541
Nedumanged Ii

CNRB0014027

BUILDING NO IX BY 201 RAJESWARI TOWERS PALAYAM NEDUMANGAD THIRUVANANTHAPURAM DT NEDUMANGAD 695541
Nedumankavu

CNRB0014512

KPX 352J S N BUILDING NEDUMANKAVU POST KOLLAM DIST NEDUMANKAVU KERALA 691507 INDIA
Nemom, Trivandrum

CNRB0002995

CANARA BANK, NEMOM BRANCH,VELLAYANI JN., NEMOM PO,THIRUVANATHAPURAM - 695020.
Neyyattinkara

CNRB0000716

OPP. KSRTC BUS STAND,AMMANCOIL JUNCTION,NEYYATTINKARA - 695 121
Neyyattinkara Ii

CNRB0014032

GROUND FLOOR HOUSING FINANCE SOCIET BUILDING NEAR CIVIL STATION NEYYATTINKARA HOSPITAL JN THIRUVANANTHAPURAM KERALA INDIA 695121
P And S Section , Trivandrum

CNRB0001638

CANARA BANK POWER HOUSE ROAD TRIVANDRUM KERALA 695036
P T P Nagar, Trivandrum

CNRB0001511

PLOT NO.2, P.T.P. NAGAR, TRIVANDRUM 695038
PallipPuram

CNRB0005513

5183 CD, OPP OFFICERS MESS,NEAR CRPF JUNCTION, PALLIPPURAM,TRIVANDRUM KERALA
Panavoor

CNRB0014012

AJI BUILDINGS PANAVOOR NEDUMANGAD TALUK THIRUVANANTHAPURAM 695 568
Pappanamcode

CNRB0006200

CANARA BANK SHREE BHADRA BUILDING TC 56 123 3 PAPPANAMCODE DIST TRIVANDRUM PAPPANAMCODE KERALA 695018
Paranthode

CNRB0001466

PARANTHODE POST, VIA ARYANAD, TRIVANDRUM DIST., KERALA - 695 542
Parassala

CNRB0003580

CANARA BANK,SIVASHAKTHI COMMERCIAL COMPLEX,PAVATHIYAN VILA,PARASSALA -695 502 DIST:TRIVANDRUM(KERALA)
Parasuvakkal

CNRB0014029

BLDG NO XIX 885 SREERAMA MANDIRAM PARASSALA PANCHAYAT PARASUVAIKKAL KERALA 695508
Pattoor

CNRB0014114

NO IV BY 6 NOORANAD POST KANAKAMANGALAM BLDG ALAPPUZHA DIST PATTOOR KERALA 690529 INDIA
Pattoor Trivandrum

CNRB0002968

TC 27/1764 PATTOOR VANCHIYOOR PO VANCHIYOOR TRIVANDRUM-695035
Peroorkada Trivandrum

CNRB0005116

T C VP II BY 127 NO.1 N V NAGAR PEROORKADA TRIVANDRUM 695005
Pettah,trivandrum

CNRB0002769

TC 31/586, 587, NEAR KANJIRA VILAKAM TEMPLE, BEACH ROAD, PETTAH (PO), TRIVANDRUM-695024
Pongummoodu

CNRB0014037

VIII 201 REVATHY NIVAS MARANALLUR KOOVALASSERY PO PONGUMMOODU THIRUVANANTHAPURAM KERALA INDIA 695512
PoojjaPura

CNRB0002892

PREETHA BUILDING, POOJAPURA, TRAIVANDRUM - 695012
Puthenchanthai, Trivandrum

CNRB0000822

25/1647, DEVASWOM BOARD BLDG M.G.ROAD, P.B.18, TRIVANDRUM 695001
Rah Hub Trivandrum

CNRB0003183

CANARA BANK, RETAIL ASSET HUB, FIRST FLOOR, SPENCER BLDNG, M G ROAD , TRIVANDRUM 695039
Ro Ii ThiruvananthaPuram

CNRB0006945

2ND FLOOR CARMEL TOWER VAZHUTHUCAUD THIRUVANANTHAPURAM 695014
Sasthamangalam, Trivandrum

CNRB0000821

PB 2201, SASTHAMANGALAM TRIVANDRUM 695010
Slbc Kerala Vertical

CNRB0000098

SLBC KERALA VERTICAL 5TH FLOOR CIRCLE OFFICE SPENCER JN_x000D_ MG ROAD THIRUVANANTHAPURAM DIST KERALA 695001
Specialised Large Corporate Branch ThiruvananthaaPuram

CNRB0007074

THIRD FLOOR SPENCER BUILDING M G ROAD PALAYAM THIRUVANANTHAPURAM KERALA 695001
Specializes Govt Business Branch

CNRB0005842

4TH FLOOR SOUTH BLOCK GOVT SECRATARIAT TRIVANDRUM 695001
Spld Mid Corporate Br Trivandrum

CNRB0007017

1ST FLOOR IBRAHIM CO BUILDING CHALAI THIRUVANANTHAPURAM KERALA 695036
Technopark

CNRB0002989

CANARA BANK, TECHNOPARK, NH BYEPASS, KULATHUR POST, TRIVANDRUM - 695583
ThieuvananthaPuram Pettah Ii

CNRB0014036

T C 32 2327 GIRIJA COTTAGE PETTAH CHACKAI ROAD PETTAH THIRUVANANTHAPURAM KERELA PETTAH KERELA INDIA 695024
Thirumala

CNRB0002965

TKNRA-127, THIRUMALA, TRIVANDRUM - 695006
ThiruvananthaPuram Brahmos Aerospace Ltd

CNRB0014022

CHACKAI BEACH POST OFFICE THIRUVANANTHA PURAM THIRUVANANTHAPURAM DT 695 007
ThiruvananthaPuram Fort

CNRB0014005

ANAKOTIL STREET WEST FORT KERALA 695023
ThiruvananthaPuram Killipalam

CNRB0014017

R V TOWERS MAIN ROAD KILLIPALAM KARAMANA PO THIRUVANANTHAPURAM 695 002
ThiruvananthaPuram Kochuveli

CNRB0014006

TC 32 BY 878 1 KOCHUVELI VETTUCADU TTP P O THIRUVANANTHAPURAM 695 021
ThiruvananthaPuram Local

CNRB0014002

ELANKATH COMMERCIAL COMPLEX OPP S L THEATRES OVERBRIDGE THIRUVANANTHAPURAM 695 001
ThiruvananthaPuram Muttathara H F B

CNRB0014030

TC 42 BY 821 3 SVS SHOPPING COMPLEX G K JUNCTION MUTTATHARA THIRUVANANTHAPURAM KERALA 695008
ThiruvananthaPuram Palayam

CNRB0014013

OPP CHANDRASEKHARAN NAIR STADIUM T C 14 BY 241 M G ROAD PALAYAM THIRUVANANTHAPURAM 695 033
ThiruvananthaPuram Pattom Ii

CNRB0014004

TC 13 BY 1791 KESAVADASAPURAM PATTOM P O KERALA 695004
ThiruvananthaPuram Srikariyam

CNRB0014003

TC 8 BY 0562 3 MAIN ROAD SRIKARIYAM THIRUVANANTHAPURAM 695 017
ThiruvananthaPuram Statue M

CNRB0014000

KSCA AND RD BANK BUILDING STATUE JUNCTION KERALA 695001
ThiruvananthaPuram Vellayambal

CNRB0014019

COMPLEX MUSEUM VELLAYAMBALA RD SASTHAMANGALAM THIRUVANANTHAPURAM 695033
Thycadu Trivandrum

CNRB0006646

CANARA BANK ST JOHNS MALANKARA MEDICAL VILLAGE SHOPPING COMPX,THYCADU,PIRAPPANCODE THYCADU TRIVANDRUM KERALA 695607
Trivandrum Airport

CNRB0002943

INTERNATIONAL TERMINAL, ADMINISTRATIVE BLOCK,AIRPORT, TRIVANDRUM - 6950008
Trivandrum Edapazhanji

CNRB0006199

CANARA BANK OPP ARTECH CENTRIX EDAPAZHANJI BEHIND MARGIN FREE SHOP TRIVANDRUM EDAPAZHANJI KERALA 695014
Trivandrum Fort Rah

CNRB0009337

SECOND FLOOR E SYNDICATE BANK BUILDING ANAKOTTIL STREET WEST FORT THIRUVANANTHAPURAM KERALA 695023
Trivandrum Pattom Branch

CNRB0002791

TC NO.2/2464, PATTAM NG ROAD,PATTAMTHIRUVANANTHAPURM 695004
Trivandrum Perunthanni

CNRB0005114

CANARA BANK TC 36 1025 1 4 ARATTU ROAD NEAR ENACHAKKAL JN PERUNTHANNI TRIVANDRUM KERALA 695008
Trivandrum Peyad

CNRB0006603

CANARA BANK SY NO 356/2,PALLIMUKKU,PEYAD,TRIVANDRUM DISTRICT,TRIVANDRUM PEYAD KERALA 695573
Trivandrum R O

CNRB0007962

CANARA BANK 3RD FLOOR,SPENCER BUILDING ( ANNEXUE ) TRIVANDRUM KERALA 695001
Trivikramangalam, Trivandrum

CNRB0001824

T C 20/1241-1 , TRIVIKRAMANGALAM ROAD, TRIVANDRUM - 695 002
Ulloor Savings Branch,trivandrum

CNRB0002608

TC-2/4-1, I FLOOR,, ULLOOR JUNCTION,, THIRUVANANTHAPURAM
Varkala

CNRB0001988

VARKALA, ZEENA COMPLEX,, MAIDANAM TEMPLE ROAD,, VARKALA 695141
Vazhuthacaud Sb, Trivandrum

CNRB0002607

I FLOOR,LAKSHMI CHAMBERS, GANAPATHY KOVIL RD, THIRUVANANTHAPURAM 695 014
Vellanad

CNRB0014008

VP IX 102 VELLANAD THIRUVANANTHAPURAM 695 543
Vembayam

CNRB0003586

CANARA BANK, N N BUILDING, M C ROAD, KANYAKULANGARA PO,VEMBAYAM-695615 DIST-TRIVANDRUM
Venjaramoodu

CNRB0014025

ZAM ZAM PLAZA BLDG NO NP1 BY 381 A AND B M C ROAD VENJARAMOODU 695607
Vilappilsala

CNRB0014040

8 258 A ROHINI NIVAS PO VILAPPILSALAI THIRUVANANTHAPURAM KERALA INDIA 695573
Vithura

CNRB0004678

VPI 845 , 1ST FLOOR BISMI MANZIL , KOPPAM, VITHURA TRIVANDRUM 695551
Vizhinjam

CNRB0003474

CANARA BANK VIZHINJAM BRANCH, KAMALA BUILDING, VIZHINJAM-695521
Vizhinjam Ii

CNRB0014028

BLDG NO X11 VA 114 MUKKOLA JN VIZHINJAM 695523

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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