IFSC Code of Canara Bank, Maharashtra, Pune, Aptale
CNRB0001579

Canara Bank
IFSC Code |
CNRB0001579 |
---|---|
MICR Code |
411015501 |
Bank Name | Canara Bank |
District | Pune |
State | Maharashtra |
Address | Near S T Staand, Taluk Junnar,, Aptale, Dist Pune - 410502 |
Phone | +912132231111 |
UPI
Available
NEFT
Available
RTGS
Available
IMPS
Available
IFSC Code of the Canara Bank Branch Near You
List of all Canara Bank Branch IFSC Code
Accounts Section Pune Ii
CNRB0015340
712 NARAYANPET 2 ND FLOOR LAXMI RD PUNE 411030
Accunts Section Pune
CNRB0001591
ACCOUNTS SECTION, 571, SADASHIVPET, LAKSHMI RD , GANATRA CHAMBERS,PUNE 411030
Agri. Finance Branch,pune
CNRB0002410
USHAKAL APARTMENTS,I FLOOR, , DEEPBUNGLOW CHOWK, , MODEL COLONY,PUNE 411 016
Aundh Baner Road, Pune
CNRB0003334
CANARA BANK AUNDH BRANCH, NEAR SHIVSAGAR HOTEL,SR NO.183/2, BANER ROAD, PUNE - 411 045
Awhalwadi
CNRB0003793
CANARA BANK, HOUSE NO. 174 MANJARI ROAD POST WAGOLI PIN-412207
Baner Pune
CNRB0015338
WING B BIZ BAY SNO 110 11 23 AUNDH BANER ROAD BANER 411045
Baramati
CNRB0004506
ANUSUYA COMPLEX, GROUND FLOOR, BARAMATI BHIGWAN ROAD, BARAMATI - 423102
Bhavanipet
CNRB0000361
PB 9, 1007-1008, NEHRU MARG,, MAHATMA GANDHI CHOWK,, BHAVANIPETH, PUNE 411 002 MAHARASHTRA
Bhigwan
CNRB0006412
CANARA BANK OPP GRAMPANCHAYAT,BHIGWAN TAL INDAPUR,DIST-PUNE BHIGWAN MAHARASHTRA 413130
Bhor
CNRB0004505
BHAGYASHREE ARCAD, 160 MANGALWAR PETH, BHOR 412206 DIST PUNE
Bibwewadi, Pune
CNRB0001882
S.NO.635, 13/1/1, BIBWEWADI, , PUNE - 411 037
Camp M G Road, Pune
CNRB0000316
PB NO.21, RED CROSS BUILDING, 11 M.G.ROAD, PUNE CAMP, PUNE 411 001
Candi Branch Pune
CNRB0006852
MOUNT CLARE SHOP NO 1 NEXT TO TATA STAR BAZAR BANER PASAN LINK ROAD PUNE 411045 MAHARASTRA
Central Processing Cell Pune
CNRB0003111
FIRST FLOOR, RENUKA COMPLEX 1259, J M ROAD, DECCAN GYMKHANA PUNE 411004
Chakan
CNRB0015355
CHAKAN TALEGAON ROAD CHAKAN KHED TALUK PUNE 410501 410501
Chakan ,pune
CNRB0003281
BUILDING NO 1698/1 NEAR AMBETHAN CHOWK NEXT TO CHAKAN HPCL PETROL DEPOT PUNE NASIK HIGHWAY CHAKAN 410501 KHED TALUK DIST PUNE
Chikhali
CNRB0005435
CANARA BANK PO KARAULI TAL INDAPUR DIST PUNE MAHARASHTRA 413104
Chikhali
CNRB0015335
KAMALPUSHPA LAXMI ROAD HAVELI TALUKA PUNE DIST 412114
Chindhwad,pune
CNRB0002911
16/4/1, WASHERKARWADI, BIJLEE NAGAR, CHINCHWAD, PUNE
Circle Office Pune
CNRB0CO7650
CANARA BANK CIRCLE OFFICE FP 790 (PART),NEAR MANGALA THREATRE, SHIVAJI ROAD,SHIVAJINAGAR PUNE- 411005
Currency Chest Pune Ii
CNRB0012844
588 RASTA PETH JAGTAP ROAD PUNE 411011
Daund
CNRB0002581
1219, OPP.DR SHAH HOSPITAL,, SHIRPUR ROAD,, DAUND, (MAHARASTRA- 413801
Deccan Gymkhana, Pune
CNRB0000382
1259, J.M.ROAD, DECCAN GYMKHANA, PUNE 411 004
Dhankwadi, Pune Dist.
CNRB0003265
CANARA BANK, SURVEY NO 29, PLOT NO 47, OMKAR CHAMBERS, PUNE SATARA ROAD, DHANKAWADI , PUNE -411043
Dhanori , Pune
CNRB0003893
CANARA BANK, SHOP NO. 3,4,5 CELESTINO S R NO. 17/1-A, DHANORI LOHAGAON ROAD, DHANORI PUNE
Hadapsar
CNRB0000259
I FLR, VAIBHAV CHITRA MANDIRA, COMPLEX,PUNE-SHOLAPUR ROAD,, HADAPSAR, PUNE 411 028, MAHARASHTRA
Hinjewadi
CNRB0001971
145/1, MAIN CHOWK, HINJAWADI, MULSHI TQ - 411018
Junnar
CNRB0000274
TAWAKAL TO ALLA APARTMENTS,, CHANDIPURA, JUNNAR,DIST PUNE - 410 502
KarveNagar, Pune
CNRB0002644
1ST FLOOR, SILVER FERN, KARVE ROAD, OPP. KOTHRUD BUS STAND , KOTHRUD , PUNE - 411038
Kavathe
CNRB0015330
MALTHAN VIA SHIRUR TQ PUNE DIST 412218
Kendur
CNRB0015333
SIRUR TQ DIST PUNE 412413
Khadakwasla
CNRB0002580
C W P R S CAMPUS,, SINHAGAD ROAD,, POST KHADAKWASLA, PUNE (MAHARASTRA)
Khandala
CNRB0015328
HOTEL SHABANA BLDG SHIVAJIPATH PUNE 410301
Kharadi
CNRB0006415
CANARA BANK STELLERAS SPACES,S NO 6,OPP ZENSAR COMPANY,KHARADI,PUNE KHARADI,PUNE DISTRICT MAHARASHTRA 411014
Kirkee Bazar,pune
CNRB0000161
OFFICE NO.5 & 6,, KIRKEE BUSINESS CENTRE,, DR BABASAHEB AMBEDKAR MARG,, KIRKEE, PUNE
Koregaon Park(ghorpadi), Pune
CNRB0000263
MADHUBAN, S NO.31, NORTH MAIN RD,KOREGAON PARK PUNE
Kothrud, Pune
CNRB0002079
P O - PAUD ROAD, RAMBAUG COLONY, KOTHRUD PUNE 411038
Krishi Samruddhi Kendra Pune
CNRB0006297
CANARA BANK 3RD FLOOR,RED CROSS BLDG,1,M G ROAD,CAMP,PUNE MAHARASHTRA 411001
Lohagaon
CNRB0000220
AIR FORCE STATION, LOHAGAON PUNE 411 032
Lonavala
CNRB0000273
HOTEL INN ONE-0-FIVE RESORT, , FRITCHLY HILL, MUMBAI-PUNE RD,, LONAVALA-RPTS 410302
Lonavala
CNRB0015326
INDRALOK COMPLEX MUMBAI PUNE ROAD 410401
Loni
CNRB0015336
LONI DHAMANI POST AMBEGAON TQ PUNE DIST 410510
Magarpatta
CNRB0006176
MATE HEIGHTS,SURVEY NO 151 MAGARPATTA ROAD,BESIDE NOBAL HOSPITAL,HADAPSAR PUNE MAHARASHTRA 411013
Mah State Farming Corpn,pune
CNRB0002829
MSFC BUILDING, SENAPATI, BAPAT ROAD,, P U N E,
Manjri Khurd
CNRB0003775
CANARA BANK, PROPERTY NO. 0138 NEAR ZILLA PARISHAD PRIMARY SCHOOL NILESH MAHARAJ CHOWK MANJARI KHRUD TALUK HAVELI DIST PUNE-412307
Micro Finance Pune
CNRB0003406
CANARA BANK, SHOP NO. 19,20, RASKAR PALACE, 645/2, OPP: HOTEL JAIPUR GARDEN, BIBWEWADI, INDIRANAGAR,PUNE -411 037
Model Colony, Pune
CNRB0000262
CHINAR HEIGHTS, I FLOOR,1010, DEEP BUNGLOW CHOWK MODEL CLY SHIVAJINGR, PUNE
Msme Sulabh Pune
CNRB0007220
PANCHAVATI PARSHAN PUNE 411021
Msme Sulabh Pune Ii
CNRB0007221
3RD FLR LAL BAHADUR SHASHTRI ROAD NAVI PETH BHARATI VIDYAPEETH BHVN PUNE MAHARASHTRA 411012
Narayangaon
CNRB0002569
SOMWANSH BUILDING, , PUNE NASIK ROAD, , NARAYANGAON, DIST PUNE (MAHARASHTRA) - 410 504
Narhe
CNRB0006636
CANARA BANK S NO 37/2,DHAYARI BORDER,NARHE,PUNE NARHE,PUNE DISTRICT MAHARASHTRA 411041
Nimdari
CNRB0005463
AT NIMDARI POST SAWARGAON TAL JUNNAR DIST PUNE STATE MAHARASHTRA
Pachvati-pashan
CNRB0002811
PANCHAVATI TOWNSHIP (SSB),PLOT NO.1, S NO.36/1/1A & 37/,1/1A, MADHUKUNJ CHS,PAN- CHAVATI,PASHAN, PUNE 411008
Pimpale Saudagar
CNRB0015350
SNO 141 2 3 4 5 SHOP NO 2 PART RAJVEER PALACE PHASE II PIMPALE SAUDAGAR 411027
Pimpri Ii
CNRB0015354
S NO 8 HISSA NO 3 11 SUKHWANI CASTLE TAPOVAN MANDIR ROAD PIMPRI WAGHERE PUNE MAHARASHTRA INDIA 411018
Pimri , Pune
CNRB0000418
UMED BHAVAN, STATION ROAD, PIMPRI 411 018
Pirangut
CNRB0003779
CANARA BANK, SHOP 2 GHOTAWADE PHATA KASARAMBOLI PIRANGUT POST-AMBADWET MULSHI TALUK DIST-PUNE
Prime Corporate Branch Pune
CNRB0002551
P B NO.34,I FLOOR, RED CROSS BLDG,11,M.G.ROAD PUNE 411001
Pune Akurdi
CNRB0015348
PLOT NO SD5 AND 6 SECTOR 32A NEAR DY PATIL COLLEGE PRADHIKARAN PUNE MAHARASHTRA 412101
Pune Aundh
CNRB0015342
BUNGLOW NO 3 SHRIKRUPA BHUWANESHWAR SOCIETY POST OFFICE PUNE 411008
Pune Camp Ii
CNRB0015324
PARMAR CHAMBERS CONNAUGHT ROAD PUNE PUNE 411 001
Pune Chinchwad Bajaj Auto Ltd
CNRB0015341
BAJAJ AUTO LTD BOMBAY PUNE RD 411035
Pune Gultekadi New Market
CNRB0015327
NEW MARKET ROAD PLOT NO 473 BY 474 GULTEKDI PUNE
Pune Hadapsar Ii
CNRB0015343
S NO 13 BY 3A BY C OPP AKASHWANI BAUKAR COLONY HADAPSAR
Pune Karve Nagar
CNRB0015339
S NO 11 BY 2 LANE NO 1 VARDHAMAN NAGAR RIVER RD KARVE NAGAR PUNE 411052
Pune Karve Road Ii
CNRB0015332
47 BY 23 ERANDAVANA OFF KARVE RD LAW COLLEGE RD PUNE 411004
Pune Laxmi Road City
CNRB0000309
PB NO. 524, 572 SADASHIVPETH, LAXMI ROAD, BELBAUG CHOWK,, PUNE 411002.
Pune Laxmi Road Ii
CNRB0015320
712 NARAYANPETH IST FLR LAXMI RD PUNE 411030
Pune Pimple Saudagar
CNRB0006414
CANARA BANK JARVARI COOP HSG SOCIETY,SURVEY NO 153/1-3,SHOP NO 13-15,PIMPLE SAUDAGAR,PUNE MAHARASHTRA 411027
Pune R O
CNRB0008355
CANARA BANK FP 790,NEAR MANGALA THEATRE,SHIVAJI ROAD,SHIVAJI NAGAR,PUNE MAHARASHTRA 411005
Pune Rasta Peth
CNRB0015331
588 RASTAPETH PUNE 411030
Pune Retail Asset Hub
CNRB0003215
CANARA BANK 1ST FLOOR,RAMBAUGH COLONY,PAUD ROAD KOTHRUD,PUNE MAHARASHTRA 411038
Pune ShivajiNagar
CNRB0015321
SNEHA CENTRE CTS NO 1182 BY 2 FERGUSAN COLLEGE RD SHIVAJINAGAR PUNE 411005
Pune Specialised A R M
CNRB0005208
CANARA BANK FP 790 NEAR MANGALA THEATRE SHIVAJI ROAD SHIVAJI NAGAR PUNE MAHARASHTRA 411005
Pune Warje
CNRB0008527
CANARA BANK, SR NO 137/2 PLOT 24 NEAR DIGAMBAR WADI PMC SCHOOL NDA RD WARJE MALWADI PUNE 411058
Rah Pune Ii
CNRB0009300
S NO 473 474 GATE NO 4 MARKET YARD HAVELI PUNE MAHARASHTRA 411037
RajguruNagar
CNRB0008649
CANARA BANK, APMC BUILDING, KRUSHI UTPANNA BAZAR SAMITI, PUNE-NASHIK ROAD 165581 TALUKA : KHED DISTRICT : PUNE;STATE : MAHARASHTRA
Ramwadi,pune
CNRB0000261
PRATHMESH APARTMENTS,, TIRUPATI NAGAR,TOKAR KHADA, SILVASSA 396230
Ranjangaon
CNRB0003407
CANARA BANK, GAT NO. 1794, POST. RANJANGAON GANAPATI - 412 209, SHIRUR TALUK, DIST. PUNE, MAHARASHTRA.
Regional Office Pune Ii
CNRB0006952
LAL BAHADUR SHASTRI ROAD NAVI PETH BHARATI VIDYAPEETH BHAVAN PUNE
S T E S Kondhwa
CNRB0008662
SINHGAD ENGG INST.CAMPUS NEAR YEOLEWADI SASWAD ROAD PUNE - 411048
Savindane
CNRB0015446
SAVINDANE TAL SHIRUR DISTRICT PUNE 410510
ShikraPur
CNRB0003774
CANARA BANK, GAT NO. 1104 BANDAL COMPLEX SHIKRAPUR-412208
Shirur
CNRB0002582
1524,I FLOOR,DAULAT, CHAMBERS,NAGAR-PUNE ROAD,, SHIRUR , DIST PUNE (MAHARASHTRA) - 412 210
Sme Pune Branch
CNRB0002431
MCCIA BUILDING J 462 MIDC GR FLOOR GANESH NAGAR TELCO ROAD BHOSARI PCMC PUNE 411026
Specialised Mid Coporate Pune I
CNRB0003776
CANARA BANK IIND FLOOR, RENUKA COMPLEX 1259,JM ROAD DECCAN GYMKHANA PUNE MAHARASHTRA 411004
Specialised Mid Corporate Branch Pune Navinpeth
CNRB0015351
3RD FLOOR BHARATI VIDYAPEETH BHAVAN LAL BAHADUR SHASTRI MARG PUNE 411030
Specialised Mid Corporate Pune-ii
CNRB0004797
CANARA BANK IIIRD FLOOR, RED CROSS BUILDING MG ROAD, CAMP PUNE PUNE MAHARASHTRA 411001
Specialised Sme Branch Pune Chinchwad
CNRB0015322
202 GAWADE ESTATE MUMBAI PUNE ROAD CHINCHWAD EAST PUNE PUNE MAHARASHTRA 411019
Specialized Arm Branch Pune Ii
CNRB0015349
3RD FLR BHARATHI VIDYAPEETHA BHAVAN LBS MARG NAVIPETH PUNE MAHARASHTRA 411030 INDIA
Sudumbre
CNRB0015346
SIDDHANT COLLEGE OF ENGINEERING PO SUDUMBRE TAL MAVAL DIST PUNE 412109
Swargate, Pune
CNRB0000383
501, GHARPADEPETH, SHIVAJI ROAD,SWARGATE, PUNE 411042
Talegaon Dabhade
CNRB0005938
SHANTAI CITY CENTRE,NEAR NAGAR PARISHAD,TALEGAON DABHADE,TALUKA MAVAL,PUNE 410506
Talegaon Dabhade
CNRB0015323
SATYAKAMAL CHAKAN ROAD TALEGAON DABHADE 410507
Umbare Navalkh
CNRB0015344
MIDC EXTENTION AREA NEAR MIDC TALEGAON DABHADE MAVAL TQ PUNE DIST 410507
Urali Kanchan
CNRB0015352
JAGTAP PRIDE URALI KANCHAN TAL HAVELI DISTRICT PUNE 412202
Uruli Kanchan
CNRB0006413
CANARA BANK NEAR MOTOR STAND,SAURAB MANGAL KARYALAY URULI KANCHAN,PUNE DIST MAHARASHTRA 412202
VimanNagar Pune
CNRB0008524
AIR FORCE STATION VIMANNAGAR PUNE 411014
Wadgaon Shinde
CNRB0003771
CANARA BANK, GAT NO. 284 VADAGAON SHINDE POST-WAGHOLI TALUK HAVELI DIST-PUNE 412207
Wagholi
CNRB0000181
NEAR P.M.T. BUS STAND,, WAGHOLI , DIST PUNE - 412207
WalchandNagar
CNRB0000275
BAZAR PETH, WALCHANDNAGAR ,DIST PUNE - 413114
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.
IFSC Code Structure
The IFSC code is an 11-character code that follows the structure below:
- First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
- Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
- Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.
Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.
How to Obtain the IFSC Code
Finding an IFSC code is easy. Here are a few methods:
- Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
- Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
- Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
- Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
- Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
- RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
- Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.
Why is the IFSC Code Important in Fund Transfers?
The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:
- NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
- RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
- IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
- Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.
What is the Use of an IFSC Code?
The IFSC code has numerous uses within the banking system:
- Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
- Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
- Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
- Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.
Importance of Loan and Interest Calculator
Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:
Loan Calculators
- Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
- Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.
EMI Calculators
- EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 years: Estimates returns over a 15-year period.
- PPF Calculator 30 years: Projects returns over a 30-year period
Conclusion
The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.
Frequently Asked Questions
The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.
The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.
No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.
If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.
The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.
No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.
Latest Blog Posts
-
Advance EMIs Explained: How Early Payments Can Save You Money & Strengthen Your Credit
Paying EMIs in advance reduces loan interest, boosts your credit score, and lightens monthly burdens. Discover how advance EMIs improve your financial health.
-
Car Loan EMI Calculation Made Simple: Save More with Smart Planning
Calculate your car loan EMIs in seconds! Use our smart EMI calculator to compare options, save on interest, and plan your finances confidently.
-
Home Loans vs SIP Investments: Choose the Smarter Option for Your Future
Confused between SIP investments and home loans? Learn the pros and cons of each to make smarter, goal-based financial decisions. Find out what suits you best.
-
How to Accurately Calculate EMIs for Car Loans
Learn how to calculate car loan EMIs with precision. Understand key factors, use EMI formulas or calculators, and plan repayments confidently.
-
A Guide on How to Use a Mortgage Loan EMI Calculator
Learn how to use a mortgage loan EMI calculator step by step. Estimate monthly payments, compare loans, and plan better with accurate EMI calculations.