Select Branch for Central Bank Of India in Patna, Bihar

Choose a branch to view IFSC code and details

Branch
AlamPur GonPura (babhanPura)

CBIN0284771

VILL - BABHANPURA, PO - MUBARAKPUR,PS - PHULWARISHARIF, PATNA, BIHAR-801505
Branch
Barh Bazar Area(patna)

CBIN0282429

BARH BAZAR AREA, GOLA ROAD, ,DIST-PATNA,BIHAR-802213
Branch
Bihta

CBIN0284443

MAIN ROAD, MAHAVIR NAGAR, AT/PO-BIHTA, BIHTA , 801103, PATNA, BIHAR
Branch
Birla Mandir Rd., Patna

CBIN0280007

BIRLA MANDIR ROAD, PATNA, DIST-PATNA, BIHAR-800014
Branch
Boring Road

CBIN0280008

LAXMI COMPLEX,BORING ROAD,PATNA-800001
Branch
Budhmarg

CBIN0281488

K.P.MALL,NEAR GPO,BUDHMARG,PATNA-1
Branch
Chiraiantaur, Patna

CBIN0282213

MALTI MARKET, 1ST FLOOR, CHIRAYANTAUR, PATNA,DIST-PATNA,BIHAR-800020.
Branch
Chitkohra

CBIN0282779

CHITKOHRA,PO.-ANISHABAD,PATNA-800002
Branch
Choudhary Tola

CBIN0283732

JAGANNATH SINGH LANE,
Branch
College Of Commerce, Patna

CBIN0283757

COLLEGE OF COMMERCE, PATNA BRANCHCOLLEGE OF COMMERCE PATNA DIST-PATNA,BIHAR--800 020
Branch
Danara

CBIN0282477

AT DANARA, P.O. BIKRAM, DIST- PATNA, BIHAR-801104
Branch
Digha, Patna

CBIN0281327

GANDHI CHOWK, DIGHA, P.O. BETAGANJ,DIST-PATNA,BIHAR-800018.
Branch
DinaPur

CBIN0281662

MAIN ROAD,P.O. DINAPUR CANNT.,PATNA-801503
Branch
Frezer Road

CBIN0281668

FREZER ROAD,PATNA-800001
Branch
Ganga Devi Mahila Mahavidyalaya

CBIN0284066

GANGADEVI MAHILA MAHAVIDYALAYA, KANKARBAGH PATNA 800020DIST-PATNABIHAR
Branch
Gaurichak

CBIN0282350

VILLAGE GAURICHAK, P.O. FATEHPUR,DIST-PATNA,BIHAR-803206
Branch
Gola Road

CBIN0285176

NEAR T-POINT ,GOLA ROAD,PATNA,BIHAR,801503
Branch
Gulzarbagh

CBIN0284506

CENTRAL BANK OF INDIA, BALLABH COMPLEX, OPP-PATNA CITY CINIL COURT,(OLD COURT), ASHOK RAJPATH,PATNA-800007,BIHAR
Branch
GyasPur

CBIN0281983

VILLAGE GYASPUR, POST KARAUTI,DIST-PATNA,BIHAR-803202
Branch
HanumanNagar

CBIN0283353

HANUMAN NAGAR,PATNA-800020
Branch
Ilahibag

CBIN0284775

VILL ILAHIBAG NEAR BRAHMASTHAN, PATNA MASAURI MAIN ROAD PO BAIRIYA, PS - GOPALPUR PATNA
Branch
Jhauganj Patna City

CBIN0280010

JHAUGANJ, PATNA,DIST-PATNA,BIHAR-800008.
Branch
Kadamkuan New Area, Patna

CBIN0282403

D' BLOCK, KADAMKUAN NEW AREA, PATNA,DIST-PATNA,BIHAR-800003.
Branch
Karnauti

CBIN0282010

AT & POST KARNAUTI VIA BAKHTIARPUR, DIST- PATNA, BIHAR-803212
Branch
Khagaul Road

CBIN0285175

PGS MORE,OPP. DADAN HANDI,DANAPUR ,KHAGAUL ROAD,801105
Branch
Khemnichak

CBIN0285212

NANDAN COMPLEX, SEKHPURA ROAD, SOUTH RAMKRISHNA NAGAR, PATNA, BIHAR, 800027
Branch
LohiaNagar

CBIN0281316

AT/P.O.-LOHIANAGAR,PATNA-800020
Branch
Mahendru

CBIN0284079

NEAR MAHENDRU POST OFFICE, ASHOK RAK PATH, PATNA-800006, BIHAR
Branch
Masaurhi

CBIN0284349

MAIN ROAD, MASUARHI, OPP. MASUARHI POLICE STATION, MASUARAHI PO, PATNA, PATNA PIN 804452
Branch
MithaPur Bus Stand Patna

CBIN0284778

BUS STAND ROAD, NEW BANGALI TOLA,SHANTI MARKET, JAKKANPUR, PATNA-800001
Branch
MoradPur

CBIN0281318

MORADPUR,ASHOK RAJPATH,PATNA-800004
Branch
Nayatola

CBIN0281434

NAYATOLA,PATNA-800004
Branch
Nbo,patna

CBIN0283143

NBO,FRAZER ROAD,PATNA-1
Branch
Notre Dame Academy, Patna

CBIN0284068

NOTREDAME ACADEMY,PATNA,BIHAR-800013
Branch
Office Of Cds

CBIN0284069

OFFICE OF CONTROLLER OF DEFENCE ACCOUNTS (C.D.S.) PATNA BRANCHCDA BUILDING,RAJENDRAPATH,PATNA-800 019,BIHAR
Branch
Pakri

CBIN0284774

VILL PAKRI,BLOCK ROAD, PO/PS PUNPUN,PATNA,804453
Branch
Patel Nagar

CBIN0283074

PATEL NAGAR, BSEB COLONY,P.O.SHASTRINAGAR,PATNA-800023
Branch
Patliputra Colony, Patna

CBIN0281441

LAXMI NIVAS, 154-B , PATLIPUTRA COLONY,DIST-PATNA,BIHAR-800013
Branch
Patna Main Office

CBIN0280009

NEW DAK BUNGALOW, PATNA -800001
Branch
Patna Regional Office

CBIN0281977

BLOCK 'B', 2ND FLOOR, MAURYA LOK COMPLEX, DAK BANGLA ROADDIST-PATNA,BIHAR-801001
Branch
Patna Zonal Office

CBIN0281108

2ND FLOOR, BLOCK B, MAURYA LOK COMPLEX,DAK BUNGALOW ROADDIST- PATNA BIHAR-800001.
Branch
Phulwarisharif

CBIN0283728

CBI, PHULWARISHARIF BRANCH, ,OPP.-BLOCK OFFICE,BSNL BUILDING, PO-PHULWARISARIF, DIST- PATNA, BIHAR-801505. TEL NO-0612-2556049.
Branch
Rajendra Nagar

CBIN0280011

PATLIPUTRA PATH RAJENDRA NAGAR PATNA-800016
Branch
Rajiv Nagar

CBIN0283352

RAJIV NAGAR,PO. RAJIV NAGAR,PATNA
Branch
RajwanshiNagar, Patna

CBIN0281998

SHASTRI NAGAR, PATNA,DIST-PATNA,BIHAR-800023.
Branch
RukanPura Patna

CBIN0282384

VILLAGE RUKANPURA, P.O.B. V. COLLEGE, PATNA,DIST-PATNA,BIHAR-800014
Branch
Saguna More

CBIN0284605

CENTRAL BANK OF INDIA, MANDAL MARKET, MAIN ROAD, MAENPUR, NEAR SAGUNA MORE, PO & PS - DANAPUR, PATNA-801503, PATNA, BIHAR
Branch
Sikaria

CBIN0282503

VILLAGE SIKARIA, P.O. TARANAGAR,DIST-PATNA,BIHAR-801103
Branch
T.p.s.college, Patna

CBIN0284065

T.P.S.COLLEGE, PATNADIST-LOHIANAGARBIHAR-
Branch
YarPur

CBIN0281232

NEAR MITHAPUR CHOWK,YARPUR,PATNA-800001

What are Central Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Central Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Central Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Central Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Central Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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