Select Branch for Central Bank Of India in Thane, Maharashtra

Choose a branch to view IFSC code and details

Branch
Ambadi

CBIN0284927

MADHU MANGESH COMPLEX AMBADI VILL,BHIWANDI WADA RD,POST DIGHASHI,DIST THANE,M H 421302
Branch
Ambernath (east)

CBIN0283672

MEGHDOOT APARTMENT, PLOT NO.236,SHIV GANGA NAGAR, SHIV MANDIR ROAD, AMBERNAH (EAST), MUMBAI-421501
Branch
Asangaon

CBIN0285069

SHOP NO 2 TO 6, GR FLOOR , RAVINDRA ARCADE,TALUKA SHAHPUR, ASANGAON EAST, THANE MAHARASHTRA 421601
Branch
BadlaPur

CBIN0284590

M/S MAHALAXMI DEVELOPERS,SHOP NO 3 & 4, MAHALAXMI ARCADE,STATION ROAD, BADLAPUR EAST,BADLAPUR- 421503,THANE,MAHARASTRA
Branch
Bhayandar

CBIN0283244

BLDG. NO. 1, 1ST FLOOR, OSWAL ORNATE, OPP. JAIN MANDIR, JESAL PARK ROA BHAYANDEREAST MAHARASHTRA 401105
Branch
Bhiwandi

CBIN0280640

BHIWANDI SHAKHA ,MAKAN KRAMANK -5, PRABHU AALI ,MANDAI, DARUL ULUM SAMADIYA TRUST, BHIWAND
Branch
Dhundalwadi

CBIN0282320

AT & POST DHUNDALWADI, TALUKA - DAHANUDIST-THANE,MAHARASHTRA-401606
Branch
Dombivli

CBIN0281715

DOMBIVALI (EAST) SHAKHA, GANESH KRUPA, RAMNAGAR, KELKAR ROAD, DOMBIVLI (E)- DIST- THANE -4
Branch
Ganjad

CBIN0282075

GANJAD VIA DAHANU ROAD, TALUKA - DAHANU,DIST-THANE,MAHARASHTRA-401602
Branch
Kalher

CBIN0284341

SWASTHIK PARK, OPP MAHENDRA SHOWROOM, THANE BHIWANDI ROAD, KALHER, THANE, MAHARASHTRA 421302
Branch
Kalyan

CBIN0280639

KALYAN SHAKHA, SHANKARRAO ZUNZARRAO SANKUL, NEAR AACHARYA ATRE NATYA GRUHA SHANKARRAO CHAW
Branch
Kalyan (east)

CBIN0283773

SHIV SADAN, HOUSE NO-29/8, OPP SATESWAR NATH TEMPLE,MAINPUNE LINK ROAD,TISAGAON, KALYAN (EAST), MAHARASHTRA-421306.
Branch
Kambe

CBIN0282372

VISHAL APTS., TALUKA & P.O. BHIWANDI, KAMBE, TALUKA - BHIWANDI,DIST-THANE,MAHARASHTRA-421302
Branch
Kopparkhairne

CBIN0284519

SHOP NO 4,5,6, ROYAL RESIDENCY SECTOR 5, PLOT NO -34, OPP KOPARKHAIRNE STATION, NAVI MUMBAI, THANE, MAHARSHTRA 400706, P.P. DEB 9969385227
Branch
Kosbad Hill

CBIN0281607

CAMPUS OF AGRICULTURE INSTITUTE, TALUKA - DAHANU, KOSBAD HILL,DIST-THANE,MAHARASHTRA-401703
Branch
Mharal

CBIN0285071

SHOP NO. 3 AND 4, GROUND FLOOR, SHRI GIRIJA ARCADE, KALYAN MURBAD ROAD, MHARAL, MAHARASHTRA 421103.
Branch
Mid Corporate Finance Branch Thane

CBIN0283882

PLOT NO.383/384, PARADISE HEIGHTS, FIRST FLOOR, STATION ROAD, THANE (WEST)-400601
Branch
Mira Road (east)

CBIN0283253

SAI RIDDHI COMPLEX, 1ST FLOOR, OPP. MIRA ROAD POST OFFICE, MIRA ROAD (EAST), THANE - 401107
Branch
ModellaGram

CBIN0280636

MODELLAGRAM SHAKHA, OPP-WAGLE ESTATE, L. B. S. MARG, THANE- 400 604
Branch
Mumbra

CBIN0283774

C/O MR MOHAMMAD MUZAMIL AZMI, GROUND FLOOR, SHOP NO 10 & 11, OASIS ARCADE, OPP KAKA NAGAR, MUMBAI PUNE ROAD,KAUSA, MUMBRA-400512,THANE, MAHARASHTRA
Branch
Murbad

CBIN0284345

GURUKRIPA BUILDING, SHOP NO 1,2,3, ZUNJANAO COMPLEX, SONAR PADA, MURBAD, THANE, MAHARASHTRA 421401
Branch
Nandivli

CBIN0285042

SHOP NO-4 TO 7, GR. FLOOR, SAIRAJ APARTMENT, HAJI MALANG ROAD, KALYAN EAST, CITY-NANDIVLI, DIST-THANE, MAHARASHTRA-421306
Branch
Nerul Seawood

CBIN0284518

SHOP NO 1,2,3,4, PLOT NO 32, CLASSIC RESIDENCE, SECTOR 42-A, NERUL SEAWOOD, NAVI MUMBAI, THANE, MAHARASHTRA 400706, P.P. DEB 9969385227
Branch
Padgha

CBIN0285070

SHOP NO 10 TO 3, GR FLOOR, SURVEY NO 128/129, HISSA NO 1, PADGHA, TALUKA BHIWANDI , THANE , MAHARASHTRA 421101
Branch
Retail Asset Br Sanpada

CBIN0284582

SHOP NO 5 GOPALA BUILDING PLOT NO 27 SEC 24 NEAR SANPADA RAILWAY STATION NAVI MUMBAI
Branch
Sanpada

CBIN0284584

SHOP NO 4 GOPALA BUILDING PLOT NO 27 SEC 24 NEAR SANPADA RAILWAY STATION NAVI MUMBAI
Branch
Thane

CBIN0280637

PLOT NO.383/384, PARADISE HIGHTS, GROUND FLOOR, STN. ROAD,THANE-(W)-400 601
Branch
Thane (east)

CBIN0283664

SARVE SEVA SAMITI (TRUST), FIRST FLOOR SHIVLILA HOUSE, KOPARI COLONY , THANE (E), THANE-400603.
Branch
Thane Regional Office

CBIN0282385

MARATHI GRANTH SANGRAHALAYA, SARASWATI MANDIR,4TH FLOOR, NETAJI SUBHAS CHANDRA BOSE ROAD, OPP. ZILLA PARISHAD OFFICE, THANE (W)-400601
Branch
Tilse

CBIN0282958

AT TILSE, P.O. MOJ, DIST-THANE, MAHARASHTRA-421303
Branch
UlhasNagar (camp 4)

CBIN0283808

COMMERCIAL COMPLEX, 1ST FLOOR, SHOP NO.1375, BLOCK NO.C-688, NETALJI ROAD,CAMP-4, ULHASNGAR-421004
Branch
UllasNagar

CBIN0280638

ULHASNAGAR SHAKHA, 1ST FLOOR, A-WING, WOOD LAND COMPLEX, NEW LINK ROAD, CAMP. NO-3,U
Branch
Vadkun

CBIN0281597

VAKIL'S COMPOUND, DAHANU JUNCTION ROAD, VADKUN, TALUKA - DAHANU,DIST-THANE,M'RASHTRA-401602
Branch
Vasai West

CBIN0283673

SHOP NO,1,2,3 VISHWAKARMA ESTATE,100 FT.ROAD, DIWANMAN,OPP GREEN HOUSE HOTEL, VASAI (WEST), THANE-401202
Branch
Vasant Vihar

CBIN0283330

VASANT VIHAR SHAKHA, AGARWAL ARCADE, OPP- EDENWOOD COMPLEX, NEAR DEMART, MANPADA, CHITALSAR,THANE-(W)- 400
Branch
Virar

CBIN0280641

GOKUL PLAZA FIRST FLOOR OFFICE NO-107 OPP.RLY.CROSSING,GAWADA WADI V S Road VIRAR EAST, MUMBAI 401305
Branch
Virar-w

CBIN0284567

GROUND FLOOR, A-1,A-2,A-13, REGENCY CO-OP HSG SOCIETY LTD, AGASHI ROAD, NEAR VIJAYA BANK, VIRAR WEST-401303, THANE, MAHARASHTRA
Branch
VishnuNagar

CBIN0282379

VISHNU NAGAR SHAKHA, CENTRAL PLAZA, NANA SHANKAR SHETH ROAD, VISHNUNAGAR, DOMBIVLI,
Branch
Washi Turbhe

CBIN0281217

WASHI-TURBHE SHAKHA, NEAR MAFCO MARKET, NAVI MUMBAI THANE- T

What are Central Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Central Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Central Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Central Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Central Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts