Select Branch for Central Bank Of India in Lucknow, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
AhibannaPur

CBIN0281832

SITAPUR RD,AHIBANNAPUR, LUCKNOW-226020
Branch
Alambagh

CBIN0280140

TALKATORA RD ALAMBAGH, LUCKNOW-226005
Branch
Aliganj

CBIN0283653

B-1/49, SECTOR-P. ALIGANJ, DIST- LUCKNOW, UP-226021
Branch
Amethi

CBIN0283602

MUNSHI GANJ ROAD AMETHI UTTAR PRADESH 227405
Branch
Aminabad

CBIN0280141

P/B.NO-14,166/11AMINABAD, LUCKNOW-226018
Branch
Arjunganj

CBIN0285172

GROUND FLOOR,GEETA COMPLEX,MAIN SULTANPUR ROAD,LUCKNOW,UTTAR PRADESH ,226002
Branch
Ashiyana

CBIN0283652

K-1186, OPP, ASHIANA POLICE STATION, ASHIANA, DIST- LUCKNOW, UP-226012
Branch
Asset Recovery Branch, Lucknow

CBIN0283753

FIRST FLOOR, AKASHDEEP, 23 VIDHAN SABHA MARG, LUCKNOW
Branch
Bakshi Ka Talab Lucknow

CBIN0281015

BAKSHI KA TALAB,DIST-LUCKNOW,U.PRADESH-227202
Branch
Bani

CBIN0285117

VILL & POST BANI, TEHSIL SADAR, LUCKNOW 226401
Branch
Bhouli

CBIN0284836

VILL- BHOULI, PO- BHOULI , RAITHA ROAD, BAKSHI KA TALAB, PIN CODE-226201
Branch
Budha Inter College KushiNagar

CBIN0283706

AT & P.O. KUSHINAGAR U.P.- 274403, DIST- KUSHINAGAR, UP-274403
Branch
Cantt.road Lucknow

CBIN0281571

CANTT.ROAD,LUCKNOW
Branch
Central Command Hq. Lucknow

CBIN0283937

CENTRAL COMMAND HQ.CENTRAL COMMAND CANTEEN,5,USMAN ROAD,LUCK NOW, DIST- LUCKNOW, UTTAR PRADESH-226001
Branch
Chowk Lucknow

CBIN0280143

210/2-CHOWK_LUCKNOW, LUCKNOW-226003
Branch
Deva Road Ind.area , Lucknow

CBIN0283077

AT DEVA ROAD INDUSTRIAL AREA, MATIYARI CHAURAHA, POST CHINHAT, DIST- LUCKNOW, UP-227105.
Branch
Eram Intermediate College, 'c' Block Indira Nagar

CBIN0283705

ERAM INTERMEDIATE COLLEGE, C-BLOCK, INDIRA NAGAR LUCKNOW
Branch
Faizabad Road

CBIN0280142

FAIZABAD_ROAD, LUCKNOW-226007
Branch
Gomti Nagar Branch

CBIN0285185

GROUND FLOOR OF HOUSE NO. 6/D-802 , GOMATI NAGAR EXTENSION , LUCKNOW 226010
Branch
GomtiNagar

CBIN0283305

4/275 VINEET KHAND, GOMTI NAGAR, LUCKNOW-226010
Branch
I.i.m.lucknow

CBIN0283936

INDIAN INSTITUTE OF MANAGEMENT,IIM CAMPUS,LUCK NOW, DIST- LUCKNOW, UTTAR PRADESH
Branch
Indira Nagar

CBIN0283683

14/38, SECTOR 14, INDIRA NAGAR, LUCKNOW, DIST- LUCKNOW, UP-226016
Branch
JankiPura Extension

CBIN0285006

C/O SHRI UMESH PRASAD TIWARI, 7/743, SECTOR 7, JANKIPURAM EXTENSION, LUCKNOW 226021.
Branch
JankiPuram

CBIN0283654

OPP.GUNDAMBA POLICE STATION,KURSI ROAD, JANKIPURAM, , DIST- LUCKNOW, UP-226021
Branch
Joppling Road

CBIN0282768

25/A JOPPLING ROAD, LUCKNOW-226001
Branch
Kamlabad

CBIN0284651

SUNDER YADAV MARKET,RAITHA ROAD,KAMLABAD BHADAULI,BLOCK/TEHSIL-BAKSHI KA TALAB 226201
Branch
Kamta Chauraha

CBIN0285125

PLOT NO.3E,CHINHAT TIRAHA,FAIZABAD ROAD,LUCKNOW,PIN 227105
Branch
KeshavNagar

CBIN0283655

610/90 D, KESHAV NAGAR, LUCKNOW, DIST- LUCKNOW, UP-226021..
Branch
Khushalganj

CBIN0282649

P.O. KAKORI, BLOCK - KAKORI, DIST-LUCKNOW, UTTAR PRADESH-277107
Branch
Krishna Devi Girls Degree College,alambagh

CBIN0283301

KRISHNA DEVI GIRLS DEGREE COLLEGE, ALAMBAGH, KANPUR ROAD, DIST- LUCKNOW, UTTAR PRADESH-226005
Branch
Lucknow Main

CBIN0280139

72, HAZRATGABJ LUCKNOW- 226001
Branch
Lucknow Regional Office

CBIN0282061

1ST FLOOR,72,MAHATMA GANDHI ROAD, HAZRATGANJDIST-LUCKNOW,UTAR PRADESH-226001
Branch
Lucknow Zonal Office

CBIN0281112

P.B. NO: 10, AKASH DEEP, 23, VIDHAN SABHA ROADDIST- LUCKNOW UTTAR PRADESH-226001.
Branch
MahaNagar

CBIN0282148

B-54,KAPOORTHALA,MAHANAGAR, LUCKNOW-226007
Branch
ManakNagar

CBIN0281722

RDSO,MANAKNAGAR, LUCKNOW-226011
Branch
Nabi Panah

CBIN0282225

AT & POST NABI PANAH, NABI PANAH, TEHSIL - MALIHABAD, BLOCK - MALL, DIST- LUCKNOW, UTTAR PRADESH-227115
Branch
Naka Hindola

CBIN0280144

NAKA HINDOLA, LUCKNOW-226001
Branch
Nakhas

CBIN0281593

299/58, NAZEER BLD NAKHAS, LUCKNOW226003
Branch
Nbo Lucknow

CBIN0283165

73, HAZRATGANJ, JUCKNOW - 226001, UTTAR PRADESH
Branch
Non Conventional Energy Development Agency, Lucknow

CBIN0283946

VIBHUTI KHAND,GOMATINAGAR, DIST- LUCKNOW, UTTAR PRADESH-226001
Branch
Rajaji Puram

CBIN0283404

E-2203, RAJAJIPURAM, FIRST FLOOR, LUCKNOW - 226017
Branch
Rashmi Khand

CBIN0284445

1/44, RASHMI KHAND, SHARDA NAGAR YOJNA, NEAR BANGLA BAZAAR, LUCKNOW, U.P.
Branch
Sahkari Ganna Vikas Samiti Ltd. Lucknow

CBIN0283948

EXTN COUNTER, GANNA VIKAS SAMITI, COURT ROAD, BARABANKI - 225001
Branch
Sarojini Nagar, Lucknow

CBIN0283745

GAURI BAZAR, SAROJINI NAGAR, KANPUR ROAD, LUCKNOW, UP-226008
Branch
St. Fidelis High School, Church Road, Aliganj, Lucknow

CBIN0283717

ST FIDELIS HIGH SCHOOL, CHURCH ROAD, VISHNUPURI, ALIGANJ 226022
Branch
Subhashmarg

CBIN0281359

SUBHASH_MARG, LUCKNOW
Branch
Upsrtc, Lucknow

CBIN0283901

UPSRTC EXTN COUNTER, UTTAR PRADESH RAJYA SADAK PARIVAHAN NIGAM MUKHYALAYA, TEHRI KOTHI, LUCKNOW - 226001
Branch
Vivekanand Polyclinic

CBIN0280145

VIVEKANAD_POLYCLINIC, LUCKNOW-226007

What are Central Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Central Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Central Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Central Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Central Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts