Select Branch for Federal Bank in Ernakulam, Kerala

Choose a branch to view IFSC code and details

Branch
Ccsc Ernakulam

FDRL0009982

GROUND FLOOR, FEDERAL TOWERS, MARINE DRIVE, ERNAKULAM 682031
Branch
Chowara

FDRL0002114

THE FEDERAL BANK LTD,BUILDING NO II-256E ST.MARYS BLDG,NEAR POST OFFICE,CHOWARA PO
Branch
Cims

FDRL0CIMS00

CORPORATE PLANNING DEPARTMENT, SIXTH FLOOR, FEDERAL TOWERS ALUVA, 683101
Branch
Collection Hub-ksfe

FDRL000KSFE

THE FEDERAL BANK LTD, INFORMATION TECHNOLOGY DEPARTMENT, FEDERAL TOWERS, HO, BANK JUNCTION, ALUVA, KERALA -683101
Branch
Cpc Operations

FDRL0009998

THE FEDERAL BANK LTD,CENTRAL PROCESSING CENTER,OPERATIONS DEPARTMENT PARAVURKAVALA ALUVA
Branch
Credit Card

FDRL0000018

PARACKAL TOWERS,THOTTAKKATTUKARA,ALUVA,ERNAKULAM,KERALA-683101
Branch
Credit Card

FDRL00CARDS

THE FEDERAL BANK LTD,PARACKAL TOWERS, PARUR JUNCTION, THOTTAKATTUKARA, KERALA - 683102
Branch
Dps Divison Ernakulam

FDRL0000401

DEPOSITORY SERVICE DIVISION, FEDERAL TOWERS MARINE DRIVE ERNAKULAM , KOCHI 682031
Branch
Edappally

FDRL0001184

ST.GEORGE S CHURCH BUILDING EDAPPALLY EDAPPALLY
Branch
Epifi Federal Neo Banking

FDRL0005556

FINTECH PARTNERSHIPS DEPARTMENT, THE FEDERAL BANK LTD, GROUND FLOOR, KSUM, KINFRA HI-TECH PARK, KALAMASSERY, ERNAKULAM, KERALA - 683503
Branch
Ernakulam Cms Branch

FDRL0001424

FEDERAL TOWERS MARINE DRIVE ERNAKULAM
Branch
Ernakulam Elamakkara

FDRL0001949

BLDG NO.337-J, PERANDOOR VAYANASALA, ELAMAKKARA, ELAMAKKARA PO,
Branch
Ernakulam Kathrukadavu

FDRL0001686

PARIYATH BUILDING, KUMARANASAN JUNCTION KALOOR- KADAVANTHRA ROAD
Branch
Ernakulam - Mg Road

FDRL0001238

THE FEDERAL BANK LTD, BR. ERNAKULAM / SOUTH, GRACE, NEAR SRV SCHOOL, CHITTOOR ROAD, ERNAKULAM, KERALA - 682016
Branch
Ernakulam Asset Recovery

FDRL0001435

FEDERAL TOWERS 8TH FLOOR MARINE DRIVE ERNAKULAM
Branch
Ernakulam Broadway

FDRL0001283

CATHOLIC CENTRE BROADWAY KOCHI
Branch
Ernakulam Bye Pass

FDRL0001608

SG BUILDING, NH BYE PASS, NEAR EMC ERNAKULAM, KOCHI, ERNAKULAM DIST, KERALA
Branch
Ernakulam Marine Drive

FDRL0001375

GROUND FLOOR FEDERAL TOWERS ERNAKULAM
Branch
Ernakulam North

FDRL0001004

P B NO. 1927 BANERJI ROAD ERNAKULAM NORTH KOCHI
Branch
Ernakulam Palarivattom

FDRL0001380

35/37A PALARIVATTAM ERNAKULAM
Branch
Ernakulam Panampilly Nagar

FDRL0001316

28/105 A OPP HOUSING BOARD BLDG PANAMPILLY NAGAR KOCHI
Branch
Ernakulam Service

FDRL0000501

SERVICE BRANCH, GROUND FLOOR FEDERAL TOWERS, ERNAKULAM
Branch
Ernakulam South

FDRL0001153

P B NO.1731 M G ROAD SOUTH KOCHI
Branch
Ernakulam Vyttila

FDRL0001410

31/758 THAMMANAM ROAD VYTTILA JUNCTION KOCHI
Branch
Ernakulam Zonal Office

FDRL0000141

ZONAL OFFICE 6TH FL FEDERAL TOWERS MARINE DRIVE ERNAKULAM
Branch
Eroor

FDRL0002004

VENDRAPPILLY BUILDING , NEAR POTTAYIL TEMPLE EROOR SOUTH PO, TRIPUNITHURA
Branch
GiriNagar

FDRL0001058

GIRINAGAR ELAMKULAM KADAVANTHRA P O KOCHI
Branch
Ibd

FDRL0009995

INTERNATIONAL BANKING DIVISION, FIRST FLOOR, FEDERAL TOWERS MARINE DRIVE, ERNAKULAM 682031
Branch
Information Technology Department

FDRL0009993

INFORMATION TECHNOLOGY DEPARTMENT, FEDERAL TOWERS, HO , THE FEDERAL BANK LTD, BANK JUNCTION ALUVA
Branch
International Banking Dept.

FDRL0009997

INTERNATIONAL BANKING DIVISION, 1ST FLOOR, FEDERAL TOWERS , MARINE DRIVE,
Branch
International Banking Division

FDRL0009994

FIRST FLOOR MARINE DRIVE ERNAKULAM
Branch
Koonammavu

FDRL0002005

JOYS ARCADE OPP CHAVARA DARSHAN CMI PUBLIC SCHOOL,KOONAMAVU,ERNAKULAM,683518
Branch
Kothamangalam Town

FDRL0001999

C P BAWA TOWER, MUVATTUPUZHA ROAD,
Branch
Kundannoor

FDRL0002003

GROUND FLOOR, AMV TOWERS, NH-47 BYEPASS KUNDANNOOR, MARADU,
Branch
Muppathadam

FDRL0001841

BLDG NO V/264B, MUPPATHADAM JN MUPPATHADAM,
Branch
Neo Banking-jupiter

FDRL0007778

FEDERAL TOWERS, MARINE DRIVE, ERNAKULAM, KERALA- 682031
Branch
Panangad

FDRL0001114

BR. PANANGAD, GROUND FLOOR, RL TOWERS, PANANGAD ROAD, PANANGAD, ERNAKULAM, KOCHI, KERALA - 682506
Branch
Pathadippalam

FDRL0001947

GROUND FLOOR, ELLICKAL ESTATE BUILDING N H 47, EDAPPALLY P O, PATHADIPPALAM
Branch
S H College Thevara Extn Count

FDRL0001753

SACRED HEART COLLEGE , THEVARA KOCHI
Branch
Transaction Banking Department

FDRL0002293

TRANSACTION BANKING DEPARTMENT, PARACKAL TOWERS, PARUR JUNCTION , THOTTAKATUKARA, ALUVA 683102
Branch
Vengola

FDRL0001824

GUARDIAN ANGEL CARE CHARITABLE SOCIETY BEDSEDA , ARAKKAPADI VILLAGE, ERNAKULAM DIST

What are Federal Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Federal Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Federal Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Federal Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Federal Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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