Select Branch for Hdfc Bank in Bangalore Urban, Karnataka
Choose a branch to view IFSC code and details
Bagmane Tech Park
HDFC0009428
GROUND FLOOR BAGMANE COMMERZ 1 CV RAMAN NAGAR BANGALORE KARNATAKA 560093
Bagmane Tech Park
HDFC0009286
1ST FLOOR VIRGO SOUTH TOWER BAGMANE CONSTELLATION TECHPARK MARATHAHALLI ORR DODENAKUNDI OPP SOULSPACE ARENA BANGALORE KARNATAKA 560037
Bommasandra
HDFC0006704
GR FLR NO 60 D BOMMASANDRA INDUSTRIAL ASSOCIATION BOMMASANDRA IND AREA BENGALURU KARNATAKA 560099
Btm Layout Iii
HDFC0006429
GROUND FLOOR NO 456 7TH CROSS BTM LAYOUT STAGE 2 OPP TO MARIGOLD HOSPITAL BANGALORE KARNATAKA 560076
Divyashree Technopolis
HDFC0009489
DIVYASHREETECHNOPOLIS NO77 DEGREES CENT BLDG NO3 WEST WING HAL AIRPORT RD YEMLUR BGLORE KA 560037
Electronic City
HDFC0000549
SKY WARDS TECH PARK NO 47 11 1ST FLR ELECTRONIC CITY MAIN RD BANGALORE KARNATAKA 560100
Embassy Golf Link Domlur
HDFC0009498
1 FLR PYRAMID FOOD COURT EMBASSY GOLFLINK BUSINESSPARK INTERMEDIATERINGRD BANGALORE KARNATAKA 560071
Embassy Tech Village
HDFC0009400
TOWER 2 C ADJACENT TO FOOD COURT EMBASSY TECH VILLAGE OUTER RING ROAD BANGALORE KARNATAKA 560037
Hoodi Branch
HDFC0009441
ANNAPOORNA ENCLAVE TIN FACTORY ITPL ROAD HOODI BANGALORE 560048
Ideal Homes Township R R Nagar
HDFC0009442
NO 294 A B 12TH CROSS IDEAL HOMES TOWNSHIP RAJARAJESHWARI NAGAR BANGALORE KARNATAKA 560098
J P Nagar Dollars Colony
HDFC0009574
NO 18 SIRI 3RD MAIN ROAD K R LAY NEAR KALYANI MAGNUM TECH PARK BANGALORE KARNATAKA 560078
Jakkur
HDFC0005362
34 MCHS LAYOUT JAKKUR MAIN ROAD JAKKUR BANGLORE KARNATAKA 560064
Kothanur
HDFC0005662
GROUND FLOOR 19 4 KOTHANUR HENNUR MAIN ROAD BANGALORE BANGALORE KARNATAKA 560077
Manayata Tech Park Embassy Block
HDFC0009413
ESC FOOD COURT 1FLR EMBASSY MANYATA BUSS PARK RANCHENAHALLI OUTER RING RD BANGALORE KARNATAKA 560045
Mathekere
HDFC0001047
HDFC BANK NO 86 R C SQUARE HMT MAIN ROAD NEXT TO BATA SHOWROOM MATHIKERE BANGALORE KARNATAKA 560054
Nrupathunga Road
HDFC0009764
GR FLR RASHTROTTHANA BHAVAN MUNCIPAL NO 3 1 WARD NO 77 NRUPATHUNGA ROAD BANGALORE KARNATAKA 560019
Pritech Park Branch
HDFC0009329
LOWER GR FLR PRITECH PARK FOOD COURT ECOSPACE INSIDE RMZ OUTER RING RD BELLANDUR BENGALURU 560103
R T Nagar
HDFC0000140
HDFC BANK LTD GROUND FLOOR NO 178 A MATADAHALLI (NEXT TO KFC) RT NAGAR MAIN ROAD BANGALORE KARNATAKA 560032
RajajiNagar Bashyam Circle Branch
HDFC0001373
HDFC BANK LTD 792 5TH MAIN ROAD 59TH CROSS 5TH BLOCK RAJAJINAGAR BENGALURU KARNATAKA 560010
Rajanukunte
HDFC0005612
GROUND FLOOR 19 HONNENAHALLI VILLAGE RAJANKUNTE YELAHANKA KARNATAKA 560064
Rga Tech Park
HDFC0009406
HDFC BANK LTD RGA TECH PARK SURVEY 31 SARJAPUR MAIN ROAD VARTHUR HOBLI BANGALORE KARNATAKA 562125
SomPura
HDFC0009590
GRD FLR SITE NO 1091 RAJAPPA COMPLEX VIDYA NGR SARJAPUR SOMPURA ANEKAL TQ BANGALORE KARNATAKA 562125
Sri Rama Cooperative Bank Limited
HDFC0CSRCBL
146 7TH CROSS MALLESHWARAM BANGALORE 560003
The Ags Employees Coop Bank Ltd
HDFC0CAGSBK
SANGMESH BIRADAR BANGALORE
The Janatha Co-operative Bank Ltd
HDFC0CJCBKL
NO.156, 17TH CROSS, 8TH MAIN, MALLESWARAM, BANGALORE-560055
Varthur Branch
HDFC0005493
APPLE CITY SR NO 214 6 KHATA NO 786 MUNICI NO 611 214 6 46 GUNJUR VARTHUR HOBLI BANGALORE KA 560087
What are Hdfc Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Hdfc Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Hdfc Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Hdfc Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Hdfc Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
Latest Blog Posts
-
Advance EMIs Explained: How Early Payments Can Save You Money & Strengthen Your Credit
Paying EMIs in advance reduces loan interest, boosts your credit score, and lightens monthly burdens. Discover how advance EMIs improve your financial health.
-
Car Loan EMI Calculation Made Simple: Save More with Smart Planning
Calculate your car loan EMIs in seconds! Use our smart EMI calculator to compare options, save on interest, and plan your finances confidently.
-
Home Loans vs SIP Investments: Choose the Smarter Option for Your Future
Confused between SIP investments and home loans? Learn the pros and cons of each to make smarter, goal-based financial decisions. Find out what suits you best.
-
How to Accurately Calculate EMIs for Car Loans
Learn how to calculate car loan EMIs with precision. Understand key factors, use EMI formulas or calculators, and plan repayments confidently.
-
A Guide on How to Use a Mortgage Loan EMI Calculator
Learn how to use a mortgage loan EMI calculator step by step. Estimate monthly payments, compare loans, and plan better with accurate EMI calculations.