Select Branch for Hdfc Bank in Amritsar, Punjab
Choose a branch to view IFSC code and details
Amritsar
HDFC0000856
273 EAST MOHAN NAGAR,OPPOSITE JAY CEE MOTORS,100 FT ROAD,
Amritsar - Hall Bazar
HDFC0000263
R S TOWERSHALL BAZARAMRITSARPUNJAB143001
Amritsar - Kabir Park
HDFC0000476
38, KABIR PARK, OPPOSITE GURUNANAK DEV UNIVERSITY, AMRITSAR, PUNJAB - 143001
Amritsar Green Avenue
HDFC0001407
CENTRE ONE MALL, OLD JAIL ROADOPP DISTT SHOPPING COMPLEXRANJIT AVENUE
Amritsar Spring Dales Senior School
HDFC0001367
FATEHGARH CHURIAN ROADFATEHGARH CHURIAN ROADFATEHGARH CHURIAN ROAD
Basant Avenue
HDFC0007020
BASEMENT AND GRD FLOOR PLOT NO 483 BASANT AVENUE NEAR AJANTA PUBLIC SCHOOL AMRITSAR PUNJAB 143001
Batala Road - Amritsar
HDFC0001822
ADJOINING MILAN PALACE VIJAY NAGAR BATALA ROAD
Chabal Kalan
HDFC0002909
HDFC BANK LTD., AMRITSAR ROAD, CHABAL, KALAN THE, AMRITSAR PUNJAB 143301
Chawinda Devi
HDFC0003250
HDFC BANK LTD., TALI SAHIB ROAD, VPO CHAWINDA DEVI, VPO CHAWINDA DEVI, AMRITSAR PUNJAB 143504
Chheharta - Amritsar
HDFC0002759
HDFC BANK LTD., KHASRA NO 38, SUB DIVIS ION NO 2, GT ROAD, NH-1, CHHEHARTA, AMRITSAR PUNJAB 143105
City Centre Idh Market
HDFC0008471
GROUND FLOOR CITY CENTER OPP IDH MARKET AMRITSAR PUNJAB 143001
Court Road
HDFC0001359
NEAR DOABA AUTOMOBILESCOURT ROADCOURT ROAD
Dera Baba Jaimal Singh
HDFC0002668
FIRST FLOOR, NEAR CANARA BANK, DERA BABA JAIMAL SINGH BEAS, DIST. AMRITSAR, PUNJAB 143204
Dera Baba Nanak
HDFC0003239
HDFC BANK LTD., KHASRA NO. 382-2, VPO DERA BABA NANAK,DISTGURDASPUR, AMRITSAR PUNJAB 143604
Gharyala
HDFC0004939
GROUND FLOOR VPO GHARYALA KHEMKARA PATTI ROAD DIST TARN TARAN PUNJAB AMRITSAR PUNJAB 143416
Golden Temple Amritsar
HDFC0001313
HDFC BANK LTD,PLOT NO 4 BAZAR DHOBIAN,OPPOSITE GOLDEN TEMPLE,AMRITSAR
Gt Road Putlighar
HDFC0007851
GROUND FLOOR GT ROAD PUTLIGHAR AMRITSAR PUNJAB 413001
Hindu College
HDFC0008615
GRD FLOOR T15 361 DHAB KHATIKAN OPP HINDU SABHA COLLEGE AMRITSAR PUNJAB 143001
Kohali
HDFC0003537
V.P.O. KOHALI, TEH AND DISTT - AMRITSAR, AMRITSAR PUNJAB 143109
Lawrence Road
HDFC0001580
SHOP NO 5 ,6, GALI NO 6LAWRENCE ROADAMRITSAR
Loharka
HDFC0003142
KHASRA NO. 60/6/1 3-6, GUMTALA SUBURBAN, ABADI NEW RANJIT VIHAR, LOHARKA, AMRITSAR PUNJAB 143001
Lopoke
HDFC0003140
HDFC BANK LTD PREET NAGAR ROAD, VPO. LOPOKE DISTT. AMRITSAR, LOPOKE PUNJAB 143110
Majhwind
HDFC0003379
HDFC BANK LTD.,PREMISES INSIDE SHRI GURU HARKRISHAN PUBLIC SCHOOL, MAJHWIND GOPALPURA, AMRITSAR PUNJAB 143001
Majitha
HDFC0002317
HDFC BANK LTD. OPP. OBC MAJITHA ROAD MAJITHA TEHSIL DISTT AMRITSAR PUNJAB
Naushera
HDFC0003392
KHASRA NO. 97/8, 9 0-12, VILLAGE NAUSHERA, P.O. NAGH, NAUSHERA TEHSIL, DISTT-AMRITSAR NAUSHERA PUNJAB 143001
New Amritsar
HDFC0010975
HDFC BANK LTD GROUND AND FIRST FLOOR SCO 90 NEW AMRITSAR AMRITSAR PUNJAB 143001
PakharPur
HDFC0003390
HASRA NO. 11//25 0-12, 13/4/2 4-0, 5/25 6-8, 6/1 2-9 7/1 5-16, VPO. PAKHARPUR, AMRITSAR PUNJAB 151509
R S Towers - Amritsar - Punjab
HDFC0000730
HDFCBANK LTD. WHOLESALE BANKING OPERATIONS, 1ST FLOOR, R S TOWERS HALL BAZAR AMRITSAR PUNJAB 143001
Ranjit Avenue
HDFC0008385
HDFC BANK LTD GRD FLOOR SCO 25 SHOPPING COMPLEX CENTER RANJIT AVENUE B BLOCK OPP AJIT HOSPITA AMRITSAR PUNJAB 143001
Shastri Market Amritsar
HDFC0007725
GRD AND 1ST FLOOR 1409 12 KATRA SHER SINGH NEAR FARID CHOWK AMRITSAR PUNJAB 143006
Sursing
HDFC0003374
HDFC BANK LTD., LINK ROAD, VPO SURSINGH, TEHSIL-PATTI AMRITSAR PUNJAB 143302
Tarn Taran Road
HDFC0007820
GRD FLOOR KHASRA NO 1052 MIN SULTANWIND URBAN DERA BABA BHURI WALA TARN TARAN RD AMRITSAR PUNJAB 143001
The Mall Amritsar
HDFC0000115
HDFC BANK LTD PLOT NO 1120 MALL ROAD AMRITSAR PUNJAB 143001
Verka
HDFC0007663
HDFC BANK LTD GROUND FLOOR MAIN BATALA ROAD DIST AMRITSAR PUNJAB AMRITSAR PUNJAB 143501
What are Hdfc Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Hdfc Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Hdfc Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Hdfc Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Hdfc Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
Latest Blog Posts
-
Advance EMIs Explained: How Early Payments Can Save You Money & Strengthen Your Credit
Paying EMIs in advance reduces loan interest, boosts your credit score, and lightens monthly burdens. Discover how advance EMIs improve your financial health.
-
Car Loan EMI Calculation Made Simple: Save More with Smart Planning
Calculate your car loan EMIs in seconds! Use our smart EMI calculator to compare options, save on interest, and plan your finances confidently.
-
Home Loans vs SIP Investments: Choose the Smarter Option for Your Future
Confused between SIP investments and home loans? Learn the pros and cons of each to make smarter, goal-based financial decisions. Find out what suits you best.
-
How to Accurately Calculate EMIs for Car Loans
Learn how to calculate car loan EMIs with precision. Understand key factors, use EMI formulas or calculators, and plan repayments confidently.
-
A Guide on How to Use a Mortgage Loan EMI Calculator
Learn how to use a mortgage loan EMI calculator step by step. Estimate monthly payments, compare loans, and plan better with accurate EMI calculations.