Select Branch for Hdfc Bank in Lucknow, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Air Force Station Bakshi Ka Talab

HDFC0005602

HDFC BANK LTD SHOP NO P 343 02 GRD FLOOR AIR FORCE STATION BAKSHI KA TALAB DIST LUCKNOW LUCKNOW UTTAR PRADESH 226201

Branch
Alambagh - Lucknow - Uttar Pradesh

HDFC0000722

GROUND FLOOR, 56 AND 57 ,CHANDER NAGAR,ALAMBAGH

Branch
Aliganj

HDFC0011560

HDFC BANK LTD UPPER GRD FLOOR A 1 1 SECTOR H ALIGANJ LUCKNOW UTTAR PRADESH 226024

Branch
Aliganj Ii

HDFC0008842

B 46 SECTOR J ALIGANJ NEAR MR BROWN BAKERY LUCKNOW UTTAR PRADESH 226024

Branch
Ashiyana

HDFC0001943

A - 849,SECTOR I ASHIYANA KANPUR ROAD PIN 226012

Branch
Ashok Marg

HDFC0007197

GROUND FLOOR HINDUSTAN TIMES HOUSE 25 ASHOK MARG LUCKNOW UTTAR PRADESH 226001

Branch
Atal Medical University Ahmamau

HDFC0011913

GRD FLOOR ATAL BIHARI VAJPAYEE MEDICAL UNIVERSITY NR CANCER INSTITUTE C G CITY SULTANPUR RD LUCKNOW UTTAR PRADESH 226002

Branch
Ayodhya Road

HDFC0008088

GRD FLOOR UGF PDRA TOWER SEMRA CHINHAT LUCKNOW UTTAR PRADESH 226028

Branch
Bakshi Ka Talab

HDFC0009014

HDFC BANK LTD GRND FLR BARGAD MAGATH AWASTHI BHAWAN OPP RAILWAY STATION SITAPUR ROAD LUCKNOW UTTAR PRADESH226201

Branch
Balaganj

HDFC0009509

GROUND FLOOR 546 1247 SARFARAJGAN BALAGANJ HARDOI ROAD LUCKNOW UTTAR PRADESH 226020

Branch
Banthra SikanderPur

HDFC0009186

HDFC BANK LTD GROUND FLR KHASRA NO 1598 PARGANA BIJNAUR TEHSIL SAROJANI NAGAR LUCKNOW UTTAR PRADESH 226001

Branch
Behta Branch

HDFC0008318

HDFC BANK LTD UPPER GROUND FLOOR KHASRA NO 235 AND 236 BEHTA TEHSIL BAKSI KA TALAB DIST LUCKNOW UTTAR PRADESH 226026

Branch
Bharwara

HDFC0009175

HDFC BANK LTD GROUND FLR KHASRA NO 808 CHOTA BHARWARA NR BHARWARA CROSSING GOMTI NGR LUCKNOW UTTAR PRADESH 226028

Branch
Bijnor Road Aurangabad

HDFC0008010

GRD FLOOR MUNICIPAL HOUSE MOHALLA OLD AURANGABAD JAGEER WARD RAJA BIJLI PASI LUCKNOW UTTAR PRADESH 226002

Branch
Budheshwar

HDFC0008023

HDFC BANK LTD UPPER GRD FLOOR 599MR 222 KHASARA NO 694 BHAPTAMAU MOHAN ROAD LUCKNOW UTTAR PRADESH 226017

Branch
Chinhat

HDFC0005822

KHASRA 317 780 KANCHAN PUR MATIYARI WARD SHAHEED BHAGAT SINGH DEVA RD LUCKNOW UTTAR PRADESH 226028

Branch
Daliganj

HDFC0009364

HDFC BANK LTD H NO 352 353 1 MAUSAMBAGH SITAPUR ROAD DALIGANJ LUCKNOW UTTAR PRADESH 226020

Branch
Daliganj

HDFC0007049

HDFC BANK LTD UPPER GRD FLOOR 498 70 BANDANA COMPLEX FAIZABAD ROAD DALIGANJ LUCKNOW UTTAR PRADESH 226007

Branch
Eldeco Lucknow

HDFC0007147

HDFC BANK LTD UPPER GRD FLOOR PLOT NO 1392 ELDECO UDYAN 2 LUCKNOW UTTAR PRADESH 226025

Branch
Golaganj

HDFC0006583

UPPER GRD FLOOR ABM SQUARE 177 96 CHAARBATTI CHAURAHA GOLAGANJ LUCKNOW UTTAR PRADESH 226018

Branch
Gomti Nagar

HDFC0001112

5/19,VISHAL KHANDGOMTI NAGAR

Branch
Gomti Nagar Extension

HDFC0011599

HDFC BANK LTD SHOP NO 002 AND 003 UPPER GRD FLOOR CENTRE POINT EMR SECTOR 7 LUCKNOW UTTAR PRADESH 226010

Branch
Gomti Nagar Ii Ext

HDFC0007106

GROUND FLOOR D 6 861 GOMTI NAGAR EXTENSION NEAR MI RUSTLE COURT LUCKNOW UTTAR PRADESH 226010

Branch
Gomti Nagar Vipul Khand

HDFC0004419

HDFC BANK LTD B1 13 B VIPUL KHAND GOMTINAGAR LUCKNOW UTTAR PRADESH 226010

Branch
GomtiNagar Ext

HDFC0008112

GROUND FLOOR LOCAL BODY DIRECTORATE GOMTI NAGAR EXTENSION SECTOR 7 LUCKNOW UTTAR PRADESH 226010

Branch
GomtiNagar, Lucknow

HDFC0002623

B-3 178, VIBHAV KHAND, GOMTINAGAR LUCKNOW UTTAR PRADESH 226010

Branch
Hewtte - Lucknow

HDFC0002806

HDFC BANK LTD., 102-25A, OLD NO. 8, HEWETTE ROAD, SHIVAJI MARG, LUCKNOW UTTAR PRADESH 226001

Branch
Iim Road Lucknow

HDFC0008579

UPPER GROUND FLOOR KHASARA NO 99SA VILLAGE RAIPUR IIM ROAD LUCKNOW UTTAR PRADESH 226020

Branch
IndraNagar Iii

HDFC0009176

HDFC BANK LTD GROUND FLOOR PLOT NO 2 4 C INDIRANAGAR LUCKNOW UTTAR PRADESH 226016

Branch
Integral University Lucknow

HDFC0011223

HDFC BANK LTD GRD FLOOR INTEGRAL HOSPITAL INSTITUTE OF MEDICAL SCIENCES AND RESEARCH LUCKNOW UTTAR PRADESH 226026

Branch
Ismail Ganj

HDFC0007354

GROUND FLOOR HOUSE NO 8 8 ISMILE GANJ SECTOR 8 INDIRA NAGAR LUCKNOW UTTAR PRADESH

Branch
It College Road

HDFC0007083

498 206 18 1 FAIZABAD ROAD NEAR DUA KA GHAR AND IT COLLEGE MAHANAGAR LUCKNOW UTTAR PRADESH 226020

Branch
JankiPuram

HDFC0001908

B-1/294, SECTOR G, SAHARA STATES ROAD, JANKIPURAM LUCKNOW UTTAR PRADESH

Branch
JankiPuram Extension

HDFC0008172

HDFC BANK LTD GROUND FLOOR 6 1046 JANKIPURAM EXTENSION LUCKNOW UTTAR PRADESH 226031

Branch
Kakori

HDFC0009570

HDFC BANK LTD HOUSE NO 73 BASTI RAM KATRA KAKORI LUCKNOW UTTAR PRADESH 226101

Branch
Kalli Pashchim

HDFC0009487

HDFC BANK LTD RADHEY KRISHNA BUILDING KALLI PASHCHIM RAEBREILLY ROAD LUCKNOW UTTAR PRADESH 226301

Branch
KalyanPur Lucknow

HDFC0009451

UPPER GROUND FLOOR 84 RING ROAD KALYANPUR WEST LUCKNOW UTTAR PRADESH 226022

Branch
Khurram Nagar

HDFC0010024

HDFC BANK LTD UPPER GRD FLOOR SHOP NO UGF 1 AND UGF 2 ROYAL TRADE CENTRE PICNIC SPOT ROAD LUCKNOW UTTAR PRADESH 226022

Branch
Krishna Nagar

HDFC0009367

UPPER GRD FLR METRO HEIGHTS 4 1 4 2 4 3 BEHSA KRISHNA NAGAR KANPUR RD LUCKNOW UTTAR PRADESH 226012

Branch
Kursi Road

HDFC0007053

GROUND FLOOR 660 7 027CC SHANKAR PURWA WARD NO 2 KURSI ROAD LUCKNOW UTTAR PRADESH 226026

Branch
Lalbaug

HDFC0009503

HDFC BANK LTD 4 B N ROAD KAISERBAGH LALBAUG LUCKNOW UTTAR PRADESH 226001

Branch
Lda Colony KanPur Road

HDFC0006262

LDA COLONY KANPUR RAD UPPER GROUND FLOOR B 64 SECTOR B HIND NAGAR LUCKNOW UTTAR PRADESH 226012

Branch
Lucknow

HDFC0001907

HDFC BANK LTD 72/2, USMAN ROAD, NEAR COMMAND CANTEEN, CANTT LUCKNOW UTTAR PRADESH

Branch
Lucknow - Aliganj

HDFC0000412

A1/15, SECTOR H,MAIN PURANIA CHAURAHA,ALIGANJLUCKNOWUTTAR PRADESH226024

Branch
Lucknow - Aminabad

HDFC0000723

A R CENTRE, DR B N VERMA ROAD, OPPOSITE GULMOHAR HOTEL, AMINABAD LUCKNOW UTTAR PRADESH 226018

Branch
Lucknow - Faizabad Road - U P

HDFC0000296

11,RAISED GROUND FLOOR,LEKHRAJ KHAZANA,FAIZABAD ROADLUCKNOWUTTAR PRADESH226016

Branch
Lucknow - Hazratganj

HDFC0000078

31/31, M.G.ROADHAZRAT GUNJLUCKNOWUTTAR PRADESH226001

Branch
Lucknow - Pranay Towers

HDFC0000594

PRANAY TOWERS, 38,DARBARI LAL SHARMA MARG, LUCKNOW UTTAR PRADESH 226001

Branch
Lucknow Chowk - Uttar Pradesh

HDFC0000596

35, KHUNKHUN JI ROAD, CHOWK, LUCKNOW, UP

Branch
MahaNagar

HDFC0009063

HDFC BANK LTD GROUND AND FIRST FLOOR M 17 18 GOLE MARKET MAHANAGAR LUCKNOW UTTAR PRADESH 226006

Branch
Mall

HDFC0009646

HDFC BANK LTD CHIRANJEEV MARKET MALL MALIHABAD LUCKNOW UTTAR PRADESH 227115

Branch
Manas Nagar IndraNagar

HDFC0007668

HDFC BANK LTD GROUND FLOOR KHASARA NO 326 CHANDAN ROAD GOLD COMPLEX MANAS NAGAR INDIRA NAGAR LUCKNOW UTTAR PRADESH 226016

Branch
Munshipulia

HDFC0003941

15 85 SECTOR15 RING ROAD NEAR MUNSHIPULIA CROSSING LUCKNOW UP 226016

Branch
Nadan Mahal Road

HDFC0003950

244 230 NADAN MAHAL ROAD NEAR VERMA STOP YAHIAGANJ LUCKNOW UTTAR PRADESH226004

Branch
Naka Hindola

HDFC0004005

HDFC BANK LTD HOTEL DAYAL BUILDING NO 76 13 GURUDWARA ROAD P S NAKA HINDOLA LUCKNOW UTTAR PRADESH 226004

Branch
Nakkhas

HDFC0005248

SHAMA AFROZ COMPLEX TULSIDAS MARG NEAR PATANANA POLICE STN NAKKHAS CHOWK LUCKNOW U P 226003

Branch
NijamPur Malhor

HDFC0009128

HDFC BANK LTD GROUND FLOOR PLOT NO 51 AND 51A OPP GATE NO 1 OF AMITY UNIVERSITY VILL NIJAMPUR LUCKNOW UTTAR PRADESH 226028

Branch
Nilmatha

HDFC0005159

HDFC BANK LTD UPPER GRD FLOOR ANNAPURNA COMPLEX OPP BHARAT PETROLIUM MALAK ROAD LUCKNOW UTTAR PRADESH 226002

Branch
Nirala Nagar

HDFC0006998

GROUND FLOOR COMMERCIAL PLOT NO 3 NIRALA NAGAR LUCKNOW UTTAR PRADESH 226020

Branch
PatrakarPuram Gomti Nagar

HDFC0007565

HDFC BANK LTD SHOP NO 219 220 SAHARA PLAZA NEAR PATRAKARPURAM CROSSING GOMTINAGAR LUCKNOW UTTAR PRADESH 226010

Branch
Purania Chauraha

HDFC0007733

HDFC BANK LTD FIRST FLOOR PLOT NO A 1 15 SECTOR H PURANIA CHOURAHA ALIGANJ LUCKNOW UTTAR PRADESH 226020

Branch
Raibareilly Road Lucknow

HDFC0004768

HDFC BANK LTD SARDAR PATEL POST GRADUATE INST OFDENTAL AND MEDICAL SCIENCES LUCKNOW UTTAR PRADESH 226025

Branch
RajajiPuram - Lucknow

HDFC0001136

2/CP213/214/215 and 216E-BLOCK MAIN ROAD RAJAJIPURAMRAJAJIPURAM

Branch
Rana Pratap Marg

HDFC0005440

HDFC BANK LTD GROUND FLOOR 29/4 OLD NO 16 RANA PRATAP MARG LUCKNOW UTTAR PRADESH 226001

Branch
Ratan Khand

HDFC0009279

HDFC BANK LTD SAI MUKUT BAZAR CP 2 2 RATAN KHAND SHARDA NAGAR YOJNA LUCKNOW UTTAR PRADESH 226002

Branch
Saadatganj

HDFC0008117

UPPER GRD FLOOR MS PLAZA OPP EXON MONTESORRY SCHOOL PLAYGROUND SAADATGANJ CAMPBEL ROAD LUCKNOW UTTAR PRADESH 226003

Branch
Sarojini Nagar Lucknow

HDFC0008822

HDFC BANK LTD UPPER GROUND FLOOR MOTHER COMPLEX OPPOSITE LAXMAN NURSERY GAURI BAZAR LUCKNOW UTTAR PRADESH 226008

Branch
Sarsawan

HDFC0009568

KHASRA NO 1078 1 1078 2 VILLAGE ARJUNGANJ SARSAWAN PARGANA SAROJNINAGAR LUCKNOW UTTAR PRADESH 226002

Branch
Sec Ix Vikas Nagar

HDFC0007423

UPPER GROUND FLOOR 9 17 SECTOR 9 VIKAS NAGAR NEAR KHURRAM NAGAR LUCKNOW UTTAR PRADESH 226022

Branch
Sector Ii Vrindavan Yojna

HDFC0007758

SHOP NOS 201 204 UGF SANJAR GOLD SECTOR 2D VRINDAVAN YOJNA NEAR KALINDI VAN PARK RAEBARELI RO UTTAR PRADESH 226014

Branch
Sector Xi Vrindawan Yojana

HDFC0007571

AZEA BOTANICA COMMERCIAL COMPOUND GH 8 SECTOR 11 VRINDAWAN YOJANA LUCKNOW UTTAR PRADESH 226029

Branch
Sgpgi

HDFC0007280

SANJAY GANDHI POST GRADUATE INSTITUTE OF MEDICAL SCIENCES SGPG RAE BARELI ROAD LUCKNOW UTTAR PRADESH 226014

Branch
SitaPur Road

HDFC0006591

UPPER GRD FLOOR PLOT NO 14 A SECTOR KS ALIGANJ SCHEME SITAPUR ROAD LUCKNOW UTTAR PRADESH 206021

Branch
Subhash Marg

HDFC0009378

HDFC BANK LTD 215 86 SUBHASH MARG LUCKNOW UTTAR PRADESH 226003

Branch
Sushant Golf City Lucknow

HDFC0007887

HDFC BANK LTD GRD FLOOR SHOP NO 09 AND 10 FELIX SQUARE SUSHANT GOLF CITY DIST LUCKNOW LUCKNOW UTTAR PRADESH 226030

Branch
Tekari Chambers

HDFC0001267

17/3TEKARI CHAMBERSASHOK MARG

Branch
Vardhankahnd,gomtiNagar Ext

HDFC0004956

UPPER GROUND 1ST AND 2ND FLOOR 4B 115 GOMTI NAGAR EXTENSION LUCKNOW UTTAR PRADESH 226010

Branch
Vibhuti Khand Lucknow

HDFC0004805

HDFC BANK LTD TC V 13 2 A VIBHUTI KHAND GOMTINAGAR LUCKNOW UTTAR PRADESH 226610

Branch
Vikas Nagar

HDFC0004492

HDFC BANK LTD UPPER GROUND FLOOR PLOT NO CP 4 SHEKHUPURA YOJNA KURSI ROAD LUCKNOW UTTAR PRADESH 226022

Branch
Vikrant Khand Faizabad Road

HDFC0003802

HDFC BANK LTD GROUND FLOOR CP 8 VIKRANT KHAND FAIZABAD ROAD GOMTINAGAR LUCKNOW UTTAR PRADESH 226010

Branch
Vinay Khand

HDFC0007413

HDFC BANK LTD GROUND FLOOR B 4 57 VINAY KHAND GOMTI NAGAR LUCKNOW UTTAR PRADESH 226010

Branch
Vineet Khand

HDFC0009504

HDFC BANK LTD 142 F VINEET KHANDGOMTI NAGAR NEAR HOSARRIYA CROSSING LUCKNOW UTTAR PRADESH 226010

Branch
Viramkhand

HDFC0008212

GRD FLOOR B 3 48 VIRAMKHAND LUCKNOW UTTAR PRADESH 226010

Branch
Vrindavan Sector Vi

HDFC0008826

UPPER GRD FLOOR M G HEIGHTS 6A PR 2 SECTOR 6 VRINDAVAN YOJANA 1 LUCKNOW UTTAR PRADESH 226023

What are Hdfc Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Hdfc Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Hdfc Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Hdfc Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Hdfc Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.