Select Branch for Indian Bank in Chennai, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Adambakkam

IDIB000A134

43 SAKTHI NAGAR MAIN ROAD ADAMBAKKAM CHENNAI ADAMBAKKAM PIN 600088
Branch
Adhithanar Salai

IDIB000A090

15 ADITHANAR SALAI Pudupet CHENNAI EGMORE PIN 600002
Branch
Arumbakkam

IDIB000A132

44602 LAKSHMI AMMAL STREET AYYAVOO COLONY NEAR MMDA WATER TANK PIN 600029
Branch
Atm Service Centre

IDIB000C108

III FLOOR Head Office Building 66 Rajaji Salai PIN 600001
Branch
Avadi

IDIB000A079

112 New Military Road Avadi CHENNAI AVADI PIN 600054
Branch
Chettiarpatti

IDIB000C212

1/75N2.1/75N3 JEEVA NAGAR MAIN ROAD, KAMARAJAR NAGAR, THALAVAIPURAM
Branch
Chitlapakkam

IDIB000C115

1 RAGHAVENDRA SALAI CHITLAPAKKAM CHENNAI CHITLAPAKKAM PIN 600064
Branch
Choolaimedu

IDIB000C123

No14 I FLOOR NELSON MANICKAM ROAD CHOOLAIMEDU CHENNAI 600094 CHOOLAIMEDU PIN 600094
Branch
Cms Hub Chennai

IDIB000C100

GEE GEE COMPLEX FIRST FLOOR 42 ANNA SALAI CHENNAI 600002
Branch
Cms Unit Chennai

IDIB0CMSV02

3 RD FLOORNO 480 ANNA SALAI NANDNAM
Branch
Co Cms Vertical

IDIB0CMSV01

254-260 AVVAI SHANMUGAM SALAI B WING IST FLOOR ROYAPETTAH
Branch
Co Credit Card Centre

IDIB000C106

INDIAN BANK BLDG III Floor) 66 RAJAJI SALAI CHENNAI CHENNAI GPO PIN 600001
Branch
D B Jain College

IDIB000D052

DB JAIN COLLEGE CAMPUS JOTHI NAGAR OLD MAHABALIPURAM ROAD THURAIPAKKAM PIN 600097
Branch
East AbhiramaPuram

IDIB000E013

Old No48 New No 111 Luz Church Road Near Nageswara Park Mylapore PIN 600004
Branch
Fxcpc Chennai

IDIB000O014

ForexCPC 7 Prakasam Road First Floor Panagal Park TNagar CHENNAI 600017 PIN 600017
Branch
Govt Business Service Branch

IDIB000G069

3RD FLOOR INDIAN BANK ZO BUILDING NO 55 ETHIRAJ SALAI EGMORE CHENNAI PIN 600008
Branch
Ind Msme Branch Mylapore

IDIB000I041

21, FIRST FLOOR, NORTH MADA STREET, MYLAPORE, CHENNAI, TAMILNADU, PIN-600004
Branch
Kelleys

IDIB000K071

6 Harleys Road Kellys CHENNAI KILPAUK PIN 600010
Branch
Kilpauk

IDIB000K037

103 New Avadi Road Kilpauk CHENNAI KILPAUK PIN 600010
Branch
Kothawal Bazaar

IDIB000K048

18660 P V IYER STREET MANNADY NEAR BROADWAY POLICE QUARTERS CHENNAI PIN 600001
Branch
Large Corporate Branch Chennai

IDIB000C188

480 ANNA SALAI IInd FLOOR KHIVRAJ COMPLEX NANDANAM PIN 600035
Branch
Madras High Court

IDIB000M157

MADRAS HIGH COURT CAMPUS HIGH COURT BUILDING CHENNAI MADRAS HIGH COURT PIN 600104
Branch
Madras University Campus

IDIB000M181

I D E OLD BUILDING UNIVERSITY OF MADRAS WALLAJAH ROAD CHEPAUK PIN 600005
Branch
Mcb Anna Salai

IDIB000M372

42 1st Floor Gee Gee Complex Anna Salai Chennai HPO Chennai PIN 600002
Branch
Microsate Branch Chennai Ii

IDIB000M174

58 Lattice Bridge Road FIRST FLOORCHENNAI CHENNAI TIRUVANMIYUR PIN 600041
Branch
Mrc Nagar

IDIB000M163

IMAGE CAMPUS MRCNAGAR RAPURAM Chennai RAPURAM PIN 600028
Branch
Neelankarai

IDIB000N089

No4/112 E C R Neelankarai CHENNAI NEELANKARAI PIN 600115
Branch
Neft Service Center

IDIB000NEFT

66,RAJAJI SALAI,CHENNAI 600001
Branch
Otteri

IDIB000O004

112 Strahans Road Otteri CHENNAI OTTERI PIN 600012
Branch
Park Town

IDIB000P024

53 Rajamuthiah Salai Periamet CHENNAI PERIAMET PIN 600003
Branch
Perambur

IDIB000P034

85 Paper Mills Road Perambur CHENNAI PERAMBUR PIN 600011
Branch
Periyar Nagar

IDIB000J587

12/35 FIRST MAIN ROAD JAWAHAR NAGAR CHENNAI PERAMBUR PIN 600082
Branch
Perungudi Chennai

IDIB000P258

PLOT NUMBER 59 THIRUMALAI NAGAR ANNEXURE SECOND MAIN ROAD PERUNGUDI PIN 600096
Branch
Pool Assets Chennai

IDIB000P274

G Floor Kannammai Building 611 ANNA SALAI Opp American Consulate THOUSAND LIGHTS PIN 600006
Branch
Porur

IDIB000P047

225 Trunk Road Porur CHENNAI PORUR PIN 600116
Branch
Purasawalkam

IDIB000P056

30/275 Purasawalkam High Road Purasawalkam CHENNAI 600007 CHOOLAI POST OFFICE PIN 600007
Branch
Puzhal

IDIB000P162

170 G N T ROAD PUZHAL CHENNAI PUZHAL PIN 600066
Branch
Rajakilpakkam

IDIB000R053

Plot No40 Ranga Colony Rajakilpakkam CHENNAI SELAIYUR PIN 600073
Branch
RoyaPuram

IDIB000R022

151 Mannarsamy Koil St Royapuram CHENNAI ROYAPURAM PIN 600013
Branch
Senior Konnect

IDIB000S356

NO 91, 1ST MAIN ROAD, GANDHI NAGAR, ADYAR, CHENNAI
Branch
Service Branch Chennai

IDIB000M094

Service Branch Chennai:CTS Issues Krishnamurthy 7449181866 ZO BldgEthiraj Salai3rd Floor55 claims:8447391292 INW:94448531548668146066 PIN 600008
Branch
Sfms Branch Server

IDIB0NEFTMU

66,RAJAJI SALAI,CHENNAI 600001
Branch
Sholinganallur

IDIB000S092

VAIKUNTH GOVARDHAN GROUND FLOOR NEAR SHOLINGANALLUR JUNCTION OMRSHOLINGANALLUR PIN 600119
Branch
T Nagar

IDIB000T014

No 7 Prakasam Road Panagal Park Opposite T Nagar T NAGAR CHENNAI CHENNAI PIN 600017
Branch
Thousand Lights

IDIB000T020

G Floor Kannammai Building 611Anna Salai Opp American Consulate THOUSAND LIGHTS PIN 600006
Branch
Tirumullaivayil

IDIB000T131

61 C T H ROAD CHENNAI THIRUMULLAIVOYAL PIN 600062
Branch
Triplicane

IDIB000T055

84 BIG STREET TRIPLICANE CHENNAI TRIPLICANE PIN 600005
Branch
Uttamar Gandhi Salai

IDIB000N061

Old No 19 New No 41 Anugraha Apartments Nungambakkam High Road Next to Taj Coromandal Hotel PIN 600034
Branch
Virtual Banking Vertical

IDIB000V181

254-260, AVVAI SHANMUGHAM SALAI, PUDUPET, GOPALPURAM, CHENNAI 600014
Branch
Washermanpet

IDIB000W009

530 Tiruvottiyur High Road Washermanpet CHENNAI NEAR MAHARANI THEATRE PIN 600021

What are Indian Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Indian Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Indian Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Indian Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Indian Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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