Select Branch for Indian Overseas Bank in Coimbatore, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Anaimalai

IOBA0003763

KNR TEMPLE CITY SITE NO 2 SETHUMADAI MAIN ROAD ANAIMALAI 642104
Branch
Annur

IOBA0000007

166 A, KOVAI ROAD, ANNUR PIN 638653
Branch
Avinashi

IOBA0001428

N 95 SRINIVASAPURAM AVINASHI PIN 641654
Branch
Coimbatore

IOBA0001746

PARSN SESH NESTLE NANJUNDAPURAM ROAD COIMBATORE PIN 641036
Branch
Coimbatore - Vellalore

IOBA0003564

34,AMMAN NAGAR,ASHOKAR STREET,VELLALORE,COIMBATORE - 641 111
Branch
Coimbatore Idigarai

IOBA0000941

87,THUDIYALUR MAIN ROAD,IDIKARAI COIMBATORE PIN 641022
Branch
Coimbatore Large Co

IOBA0002670

SHANMUGAPRIYA TOWERS 10 KANNUSAMY STRT R S PURAM CBE 641002
Branch
Coimbatore Main

IOBA0000020

1218, BIG BAZAAR STREET, COIMBATORE - 641 001
Branch
Coimbatore Mettupalayam Road

IOBA0001521

37,METTUPALAYAM ROAD,COIMBATORE PIN 641043
Branch
Coimbatore Peelamedu Ind

IOBA0000931

1433,AVINASHI ROAD,PEELAMEDU,COIMBATORE PIN 641004
Branch
Coimbatore Red Fields

IOBA0001465

4 BY 620,COIMBATORE MARKETING COMMITTEE,TRICHY ROAD,RAMANATHAPURAM,COIMBATORE,PIN 641045
Branch
CoimbatoreDistrict Court

IOBA0001708

DIST AND SESSIONS COURT BUILDING, HUZUR ROAD, COIMBATORE PIN 641018
Branch
CoimbatorerathinaPuri

IOBA0001709

ROOTS INDUSTRIES CAMPUS, SANGANUR ROAD, GANAPATHY, COIMBATORE - PIN 641006
Branch
Comibatore Podanur

IOBA0003565

65,5A,CHATRAM STREET,O K S COLONY,PODANUR,COIMBATORE - 641023
Branch
Dhayanur

IOBA0001150

113G THOLAMPALAYAM ROAD,SEELIYUR POST,VIA KARAMADAI DHAYANUR PIN 641113
Branch
Dr Nanjappa Road

IOBA0000419

1ST FLOOR, KINGS COMPLEX, CHURCH COMPOUND, DR NANJAPPA ROAD, COIMBATORE - 6410018
Branch
Edayarpalayam

IOBA0001846

11 BY 40 A J M HOSPITAL CAMPUS, THADAGAM ROAD, EDAYARPALAYAM, COIMBATORE 641025
Branch
Ganapathy

IOBA0000613

SATHY ROAD, GANAPATHY, COIMBATORE - 641 006
Branch
GandhiPuram

IOBA0000130

11 BY 953, CROSS CUT ROAD, GANDHIPURAM, COIMBATORE - 641 012
Branch
Inspectoratecoimbatore

IOBA0002021

11 BY 952 CROSS CUT ROAD GANDHIPURAM COIMBATORE PIN 641012
Branch
Kaniyur

IOBA0000032

4 BY 6A, SHANMUGAM BUILDINGS, MAIN ROAD, KANIYUR PIN 642203
Branch
Karamadai

IOBA0000146

MAIN RD,KARAMADAI 641104
Branch
Kavundampalayam Kongunadu College

IOBA0001707

GNANAMBIKAI MILLS PO, COIMBATORE PIN 641029
Branch
Kollupalayam

IOBA0001004

OPP LAKSHMI MACHINE W UNIT II CAMPUS, KARUMATHAMPATTI PIN 641659
Branch
Komaralingam

IOBA0000168

112 MAIN ROAD KOMARALINGAM PIN 642204
Branch
Kottur

IOBA0000165

5 BY 159 MAIN ROAD,MALAYANDIPATTINAM,POLLACHI TK,KOTTUR 642114
Branch
Kovaipudur

IOBA0001470

V 69,KOVAIPUDUR,COIMBATORE
Branch
Kovilpalayam

IOBA0002671

2BY38 E F EASAN COMPLEX I FLOOR MAIN ROAD KOVILPALAYAM COIMBATORE 641107
Branch
Kuniamuthur

IOBA0001747

EDAYARPALAYAM,PIRIVU,KUNIAMUTHUR,COIMBATORE,PIN,641008,
Branch
Kurichi

IOBA0000106

177, SRI SARADA MILL ROAD, KURICHI COIMBATORE PIN 641024
Branch
Kurudampalayam

IOBA0000616

4A BY 328,NGGO COLONY,KURUDAMPALAYAM,COIMBATORE
Branch
Madampatti

IOBA0001937

M K S COMPLEX KUPPANUR ROAD, MADAMPATTI VILLAGE, COIMBATORE PIN 641010
Branch
Madukkarai

IOBA0002715

SPG BUILDINGS PARVADHA GOUNDER NANJAMMAL AVENUE GANDHI NAGAR MADUKKARAI PO COIMBATORE 641105
Branch
Mettupalayam

IOBA0002340

SARAN VISHNU PLAZA,140,COIMBATORE MAIN ROAD,METTUPALAYAM 641301
Branch
National Banking Coimbatore

IOBA0003284

11 952 CROSS CUT ROAD GANDHIPURAM COIMBATORE 641012
Branch
Ngmcollegepollachi

IOBA0001701

N G M COLLEGE CAMPUS PALAKKAD ROAD POLLACHI PIN 642001
Branch
Oppnakara Street

IOBA0000131

307 OPPANAKARA STREET,COIMBATORE
Branch
Palladam

IOBA0001883

321, THIRU NAGAR, TRICHY ROAD, PALLADAM, COIMBATORE
Branch
Pallapalayam

IOBA0002716

152 A TRICHY ROAD L AND T BYE PASS NEAR SARASWATHI HOSPITAL CHINTHAMANIPUDUR COIMBATORE 641013
Branch
Pappanaickenpudur

IOBA0003099

C1,C2 SRI NAGAR EXTN,MULLAI NAGAR,P N PUDUR,COIMBATORE 641041
Branch
Park Square

IOBA0000150

1027-A, SUBRAMANYA COM.COMPLEX, AVINASHI ROAD, UPPILIPALAYAM, COIMBATORE 641 018
Branch
Perianaickenpalayam

IOBA0002561

KANNAMMAL COMPLEX 40BY661 METTUPALAYAM MAIN ROAD,ERIANAICKENPALAYAM,COIMBATORE 641020
Branch
Perumanallur

IOBA0002669

3BY41 SANDAIKADAI THOTTAM VE TOWERS NH47 MAIN ROAD PERUMANALLUR TIRUPPUR 641666
Branch
Pollachi

IOBA0000299

95, SRI BALAJI COMPLEX 1 FLOOR, NEW SCHEME ROAD, POLLACHI PIN 642001
Branch
Pongalur

IOBA0002718

7BY710 10,TRICHY MAIN ROAD,SAKTHI NAGAR,PONGALUR,TIRUPPUR DIST 641667
Branch
R O Coimbatore

IOBA0000807

POST BOX NO 2905 DOOR NO 11 BY 952,CROSS CUT ROAD GANDHIPURAM COIMBATORE PIN CODE 641012
Branch
R S Puram

IOBA0000079

11 BY 38, DIWAN BAHADUR ROAD, R S PURAM, COIMBATORE - 641 002
Branch
Race Course

IOBA0001413

1420, VINCENT BULDG, GROUND FLOOR, TRICHY RD, COIMBATORE
Branch
Ragalbavi

IOBA0003756

SF NO 209 134A RAGALBAVI VILLAGE POLLACHI UDUMALPET ROAD MUKKONAM POOLANKINARU POST UDUMALPET TALUK TIRUPPUR DIST TAMILNADU 642122
Branch
Ram Ngr

IOBA0001328

131,1 FLOOR,KRISHNA COMPLEX,SASTRI RD,RAM NGR,COIMBATORE
Branch
RamalingaNagar

IOBA0000066

28, ANS RAMASWAMY ROAD, SAIBABA MISSION ROAD, RAMALINGA NAGAR, COIMBATORE- 641 011
Branch
Retail Loan Processing Centre, Coimbatore

IOBA0003850

11/952, CROSSCUT ROAD, GANDHIPURAM, COIMBATORE, TAMIL NADU- 641012
Branch
Saravanampatti

IOBA0001921

5 VILANKURICHI ROAD,SARAVANAMPATTI,COIMBATORE,PIN 641035
Branch
Seerapalayam Karpagam College

IOBA0001700

KARPAGAM ARTS AND SCI. COLLEGE, POLLACHI MAIN ROAD, EACHANARI, COIMBATORE PIN 641021
Branch
Singanallur

IOBA0001844

339 KAMARAJAR ROAD, SINGANALLUR POST, COIMBATORE, PIN CODE:641015
Branch
Sokkampalayam

IOBA0001189

VIA ANNUR SOKKAMPALAYAM PIN 641653
Branch
Somanur

IOBA0002713

15BY231 A B,I FLOOR,SF NO.195,ANNA ROAD,KRISHNAPURAM,SOMANUR,COIMBATORE 641668
Branch
Specializedassetrecov

IOBA0001551

1ST FLOOR,KINGS COMPLEX CHURCH COMPOUND,DR NANJAPPA ROAD COIMBATORE PIN 641018
Branch
Sulur

IOBA0000161

44 THANGAM COMPLEX 1 FLOOR, TRICHY ROAD, SULUR PIN 641402
Branch
Thennampalayam

IOBA0001845

LAKSHMI MACHINE WORKS, MACHINE TOOLS DIVISION, ARASUR, COIMBATORE 641407
Branch
Thirumalayampalayam

IOBA0001329

8 MAIN ROAD,THIRUMALAYAMPALAYAM,MADUKKARAI,THIRUMALAYAMPALAYAM,PIN 641105
Branch
Thirumuruganpoondi

IOBA0003405

2 BY 298 BY 5,RADHAKRISHNA STREET,AMMAPALAYAM,ANUPPARPALAYAM POST,TIRUPPUR 641652
Branch
Thondamuthur

IOBA0000186

8 BY 40 MADAMPATTI ROAD THONDAMUTHUR PIN 641109
Branch
TirupPur-college Road

IOBA0003586

58,D.NO.33/3,K.R.E. LAYOUR,COLLEGE ROAD,TIRUPPUR,641 602
Branch
TirupPurveerapandi Pirivu

IOBA0003098

4 BY 442A PRITHVI COMPLEX,BHARATHI NAGAR,PALLADAM ROAD,TIRUPPUR641605
Branch
TiruPur - Pandian Nagar

IOBA0003530

8/999A MUMMOORTHI NAGAR, POOLUVAPATTI PO P N ROAD, TIRUPPUR - 641602
Branch
Udumalpet

IOBA0000534

210 212,PALANI RD,UDUMALPET, 642126
Branch
Vadambacheri

IOBA0001039

SOWDESWARI AMMAN TEMPL VADAMBACHERRY,VIA SULTANPET VADAMBACHERRY PIN 641669
Branch
Vadavalli

IOBA0001745

MARUTHAMALAI A SSTHSCH MARUTHAMALAI MAIN ROAD VADAVALLI PIN 641041
Branch
VivekanandaPuram

IOBA0000727

KANUVAIPALAYAM PIRIVU,SEELIYUR BUJANGANUR PIN 641113

What are Indian Overseas Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Indian Overseas Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Indian Overseas Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Indian Overseas Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Indian Overseas Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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