Select Branch for Indian Overseas Bank in KancheePuram, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Acharapakkam

IOBA0000214

24 NADAR COMPOUND,I FLOO OLD NO 84,G S T ROAD ACHARAPAKKAM MADURANTAKAM TK PIN 603301
Branch
Agaramthen

IOBA0003597

7,AGARAMTHEN MAIN ROAD,PADUVANCHERRY,CHENNAI 600126
Branch
Alapakkam

IOBA0003596

74/2 GANDHI ROAD, SREENIVASA NAGAR POST,NO-9 ALAPAKKAM CHENNAI 600063
Branch
Anakaputtur

IOBA0002278

96 JAWAHARLAL NEHRU STREET,ANAKAPUTTUR CHENNAI 600070
Branch
Attoor

IOBA0002724

DOOR NO.II V 162 12,ATTOOR,THIRUVATTAR PO
Branch
Chingleput

IOBA0000362

35, VARADANAR STREET, VEDACHALA NAGAR, CHINGLEPUT, PIN 603001
Branch
Chingleputalagesan Nagar

IOBA0001698

GST ROAD, CHINGLEPUT PIN603001
Branch
Chinna KancheePuram

IOBA0001697

PERIYAR NAGAR CHINGLEPUT MAIN ROAD KANCHIPURAM631 503
Branch
Chithalapakkam

IOBA0003116

1 BY 189 OTTIYAMBAKKAM MAIN ROAD,CHITHALAPAKKAM,CHENNAI600126
Branch
Chunampet

IOBA0000260

ZAMIN STREET, CHUNAMPET PIN 603401
Branch
Ennaikkaran Street

IOBA0001318

122 F, ENNAIKARA STREET, KANCHEEPURAM 631501
Branch
Gerugambakkam

IOBA0003048

1 BY 183,SANKARLINGA NAGAR,GERUGAMBAKKAM CHENNAI 600122
Branch
Irungattukottai

IOBA0001452

SIPCOT PROJECT OFFICE, SIPCOT INDUSTRIAL PARK, IRUNGATTUKOTTAI, SRIPERUMBUDUR
Branch
Iyyappanthangal

IOBA0002280

1 PUSHPA NAGAR,FIRST FLOOR,MT POONAMALLEE ROAD,IYYAPPANTHANGAL,CHENNAI 600 056
Branch
KancheePuram

IOBA0000157

61, GANDHI RD, KANCHEEPURAM
Branch
KancheePuram Kumara Kottam

IOBA0001632

6 8 KOLLACHATRAM STREET KANCHEEPURAM
Branch
Kannathur Reddykuppam

IOBA0002822

NO 257 EAST COAST ROAD KANNATHUR REDDYKUPPAM KANNATHUR KANCHEEPURAM 603112
Branch
Koilambakkam

IOBA0001941

2 BY 522 MEDAVAKKAM MAIN ROAD KOVILAMBAKKAM CHENNAI PIN 600117
Branch
Kuppusamy Nagar Chitlapakkam

IOBA0003680

NO 28 OLD NO.38 MARUDU PANDIAR STREET CHITLAPAKKAM CHENNAI 600064
Branch
L Endathur

IOBA0001154

MARIAMMAN KOIL STREET L.ENDATHUR P.O. VIA UTHIRAMERUR L.ENDATHUR PIN 603406
Branch
Madambakkam

IOBA0002852

72,SHANTHINIKETAN SUDARSAN NAGAR BUS STOP,MADAMBAKKAM MAIN ROAD,MADAMBAKKAM,CHENNAI 600073
Branch
Madipakkam

IOBA0002281

4 VELACHERRY MAIN ROAD,PILLAYAR KOIL STREET,MADIPAKKAM,CHENNAI 600 091
Branch
Madurantakam

IOBA0000154

132 CAR STREET MADURANTAKAM PIN 603306
Branch
MahabaliPuram

IOBA0000050

THIRUKAZHUKUNDRAM ROAD, MAHABALIPURAM 603104, KANCHEEPURAM DISTRICT
Branch
Mambakkam

IOBA0003623

1,KELAMBAKKAM VANDALUR ROAD,MAMBAKKAM CHENNAI 600127 TAMIL NADU
Branch
Manapakkam

IOBA0002853

NO 3BY121 MANAPAKKAM MAIN ROAD MANAPAKKAM KANCHEEPURAM 600116
Branch
Manniwakkam

IOBA0003172

NO.2 BY 235,MUDICHUR ROAD,MANNIVAKKAM,CHENNAI 600048
Branch
Marimalai Nagar

IOBA0000761

34, NANDANAR ST, OPP AUDCO, NH 2, MARAMALAINAGAR - 603209
Branch
Mudichur

IOBA0002823

NO4 SURVEY 6BY8,6BY10 I FLOOR MUDICHUR MAIN ROAD MUDICHUR KANCHEEPURAM 600048
Branch
Mugalivakkam

IOBA0002748

1 BY 42 MUGALIVAKKAM MAIN ROAD SUBASHREE NAGAR EXTN 4 OPP KEDHAR HOSPITAL
Branch
Nandivaram Guduvancheri

IOBA0002749

NO 9,GANDHI ROAD,NEAR THROUPATHY AMMAN KOIL,GUDUVANCHERI 603202
Branch
Padappai

IOBA0001885

539 BY 3, BAZAR STREET,PADAPPAI,KACHIPURAM DT 601301
Branch
Padur

IOBA0002554

HINDUSTHAN UNIVERSITY CAMPUS,POST BOX NO 1,RAJIV GANDHI SALAI,T N 603103
Branch
Pallikaranai

IOBA0002279

195 IIT COLONY,NARAYANAPURAM,PALLIKARANAI,CHENNAI 600 100
Branch
Perumbakkam

IOBA0003270

51,RUKMANI NAGAR SHOLINGANALLUR MAIN ROAD,PERUMBAKKAM,CHENNAI 600100
Branch
Perungalathur

IOBA0000412

STANDARD MOTOR PRODUCT LTD, G S T ROAD, PERUNGALATHUR PIN 600063
Branch
Perungudi

IOBA0001936

134 AND 135 MGR HIGH ROAD,GOVINDASAMY NAGAR, KANDANCHAVADI ,PERUNGUDI PIN 600096
Branch
Polambakkam

IOBA0003308

9 PAYYAMBADI VILLAGE,POLAMBAKKAM,CHEYYUR TALUK,KANCHEEPURAM DIST 603309
Branch
Polichalur

IOBA0002747

14 BY 114 5TH STREET VENKATESWARA NAGAR POLICHALUR MAIN ROAD POLICHALUR
Branch
Ro KancheePuram

IOBA0002000

69 70,SHEIKPET NADU STREET,KANCHEEPURAM 631501
Branch
Selaiyur

IOBA0002821

RAJAKILPAKKAM VIL,GANESH NAGAR,VELACHERRY MAIN ROAD,SELAIYUR,CHENNAI 600073
Branch
Semmancherry

IOBA0003440

715,I FLOOR,GANAPATHY SYNDICATE COLONY,SEMMANCHERRY,CHENNAI 600 119
Branch
Sevilimedu

IOBA0000949

42 GANDHI NAGAR OPP COLLECTORATE SEVELIMEDU PIN 631501
Branch
Sholinganallur

IOBA0001956

CAMPUS OF MOHAMMED COLLEGE OF ARTS AND SCIENCE SHOLINGANALLUR,CHENNAI PIN 600119
Branch
Singaperumalkoil

IOBA0001886

5 BY 81A, GST ROAD,SINGAPERUMALKOIL, KANCHEEPUR DT 603204
Branch
Siruseri

IOBA0001740

1 BY 33 PADMAVATHY COMPLEX,RAJIV GANDHI SALAI,OMR,SIRUSERI,PIN 603103
Branch
Sriperumbudur

IOBA0001782

1 BY 68, NATIONAL HIGH WAY, MAMBAKKAM, OPP SAINT GOBAIN GLASS INDIA, SRIPERUMBUDUR602015
Branch
Sunguvarchatram

IOBA0002667

THIRUMANGALAM MADURA SUNGUVARCHATTRAM SRIPERUMBUDUR KANCHEEPURAM 602105
Branch
Thammampatti

IOBA0002784

100,TRICHY ROAD,THAMMAMPATTI 636113
Branch
Tirukalukundram

IOBA0002729

161,KAVARAI STREET,TIRUKALUKUNDRAM 603109
Branch
Uttiramerur

IOBA0000148

10, PERUMAL SANNADHI STREET, UTHIRAMERUR 603406
Branch
Walajabad Town

IOBA0002555

13,RAJA STREET,WALAJABAD,KANCHEEPURAM
Branch
Zameen Pallavaram

IOBA0003114

61 BY 1 PV VAIDYANATHAN ROAD,OLD PALLAVARAM,CHENNAI600117

What are Indian Overseas Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Indian Overseas Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Indian Overseas Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Indian Overseas Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Indian Overseas Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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