Select Branch for Indian Overseas Bank in Thanjavur, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Akkur

IOBA0000228

1 BY 315, GANDHI ROAD, AKKUR609301
Branch
Alathur

IOBA0002296

3 BY 308 BY 1A,FIRST FLOOR,MAIN ROAD,PATTUKOTTAI TALUK 614901
Branch
Avanam

IOBA0000788

PATTUKOTTAI MAIN ROAD,AVANAM PIN 614623
Branch
Budalur

IOBA0000216

MAIN ROAD BUDALUR POST BUDALUR PIN 613602
Branch
Chakrapalli

IOBA0000961

470,RAHMANIA STREET,CHAKRAPALLI, 614211
Branch
Dharasuram

IOBA0000233

52 BY 203 A T M COMPLEX,MAIN ROAD,DHARASURAM,VIA KUMBAKONAM,DHARASURAM,PIN 612702
Branch
Ganapathy Agraharam

IOBA0001268

642 NORTH STREET GANAPATHI AGRAHARAM PIN 614202
Branch
KadamBankudi

IOBA0001223

KADAMBANKUDI VILLAGE MEKALATHUR POST BUDALUR BLOCK KADAMBANKUDI PIN 613102
Branch
Kallaperambur

IOBA0001359

2 BY 182 MAIN ROAD KALLAPERAMBUR PIN 613601
Branch
KalyanaPuram

IOBA0000935

3 BY 36, MAIN ROAD, NADUKKADAI, KALYANAPURAM THIRUVAIYARU TK PIN 613201
Branch
Kandiyur

IOBA0001360

1 BY 52 THIRUKATTAPALLI MAIN RD KANDIYUR PIN 613202
Branch
Kumbakonam

IOBA0000044

GOPALA RAO PUBLIC LIBRARY,TOWN HALL ROAD,KUMBAKONAM,PIN 612001
Branch
Kumbakonam Court

IOBA0001797

COURT COMPLEX,DR MOORTHY ROAD KUMBAKONAM PIN 612001
Branch
Kumbakonam Gandhiadigal Salai

IOBA0001361

29, GANDHI ADIGALSALAI, KUMBAKONAM PIN 612001
Branch
Kumbakonam Kamaraj Road

IOBA0000990

93, BISHOP HOUSE COMPLEX, KAMARAJ ROAD, KUMBAKONAM, PIN 612001
Branch
Kurungulam

IOBA0000600

A.A.SUGAR MILLS COMPLEX, KURUNGULAM 613303, THANJAVUR DT.
Branch
Mallipattinam

IOBA0000833

SETHU ROAD,MALLIPATTINAM PATTUKOTTAI TALUK MALLIPATTINAM PIN 614723
Branch
Melaulur

IOBA0001362

PATUUKOTTAI MAIN ROAD, MELAULUR PIN 614904
Branch
Nachiarkoil

IOBA0000211

MAIN ROAD NACHIARKOIL PIN 612602
Branch
Nanjikottai

IOBA0002753

RASI COMPLEX,ANNAI INDIRA NAGAR,PUDUKOTTAI ROAD,THANJAVUR 613005
Branch
Nattuchalai

IOBA0000789

RSNO31 BY 10A V 51 MRR CHAMBERS MAIN ROAD, NATTUCHALAI PIN 614906
Branch
Nilagirivattam

IOBA0000212

37, ESWARI NAGAR, MEDICAL COLLEGE ROAD, NILAGIRIVATTAM, THANJAVUR - 613004
Branch
Orathanadu

IOBA0003939

S.NO 47,KOMUTTY STREET,ORATHANADU, THANJAVUR 614625
Branch
Pampapadayur

IOBA0003234

SAMATHUVAPURAM, MUZHAIUR, ARIYAPADAIVEEDU, PAMPAPADAYUR, THANJAVUR DIST 612703
Branch
Pattukottai

IOBA0000888

148, A V C COMPLEX, BIG STREET, PATTUKOTTAI PIN 614601
Branch
Periyar Maniammai University

IOBA0001961

PERIYAR MANIAMMAI UNIVERSITY CAMPUS,PILLAIYARPATTI,PIN 613403
Branch
Perumagalur

IOBA0000582

29 JEEVA NAGAR PERUMAGALUR PIN 614612
Branch
Pookkollai

IOBA0000749

SETHU ROAD,POOKKOLLAI POONAIKKUTTIKADU,PERAVURANI TK POOKKOLLAI PIN 614814
Branch
Poondi

IOBA0000293

SRI PUSHPAM COLLEGE COMPOUND POONDI POST POONDI PIN 613503
Branch
Pulavarnatham

IOBA0002522

VANDAYAR ENGG COLLEGE CAMPUS,THANJAI NAGAI ROAD,PULAVARNATHAM 613501
Branch
Punganur

IOBA0000988

SCHOOL STREET PUNGANUR,PIN 609112
Branch
R O Tanjore

IOBA0000816

POST BOX NO 216 DOOR NO 85 BY P,MARKET ROAD EXTENSION THANJAVUR PIN CODE 613001
Branch
Rajagiri

IOBA0000555

5 BY 51 B JAMALIA STREET RAJAGIRI PIN 614207
Branch
Sakkottai

IOBA0002828

3 KURINJI NAGAR,NACHIARKOIL MAIN ROAD,SAKKOTTAI 612401 KUMBAKONAM T.K
Branch
Saliyamangalam

IOBA0001363

2 BY 479 GROUND FLOOR,NAGAI MAIN ROAD,SALIYAMANGALAM,PIN 613504
Branch
Sastra

IOBA0001798

SHANMUGA COLLEGE OF ENGG. THIRUMALAI SAMUDRAM, THANJAVUR PIN 613402
Branch
Sengipatti

IOBA0001008

TRICHY THANJAVUR MAIN RD SANOORAPATTI SENGIPATTI613402
Branch
SholaPuram

IOBA0001075

MIDDLE STREET,SHOLAPURAM,PIN 612503
Branch
Siramelkudi

IOBA0001954

MAIN ROAD,SIRAMELKUDI POST,PATTUKOTTAI TALUK,SIRAMELKUDI PIN 614903
Branch
Specialised Sme Thanjavur

IOBA0003784

NEW DISTRICT COLLECTOR OFFICE TRICHY THANJAVUR HIGHWAY DIST THANJAVUR PIN 613010
Branch
Swamimalai

IOBA0000217

10 NORTH SOUTH RAJAVEEDHI SWAMIMALAI VIA KUMBAKONAM PIN 612302
Branch
Thambikottai Vadakadu

IOBA0002827

4BY288 EAST COAST ROAD THAMBIKOTTAI VADAKADU PATTUKOTTAI TLK THANJAVUR 614704
Branch
Thanjavur

IOBA0001796

DISTRICT COURT COMPOUND THANJAVURPIN 613001
Branch
Thanjavur Main

IOBA0000088

TS 1604, SOUTH MAIN STREET, THANJAVUR - 613009
Branch
Thanjavur North Main Street

IOBA0001364

377, NORTH MAIN STREET, THANJAVUR PIN 613009
Branch
Therezhundur

IOBA0000591

4 BY 87, PYAAR MAHAL, PERUMAL SANNIDHI STREET, THEREZHUNDUR PIN 609808
Branch
ThippirajaPuram

IOBA0001368

3 BY 105 NORTH STREET THIPPIRAJAPURAM PIN 612402
Branch
Thirubhuvanam

IOBA0000275

86 EAST CAR STREET THIRUBHUVANAM PIN 612103
Branch
Thirumangalakudi

IOBA0001366

998 NEW BAZAAR STREET THIRUMANGALAKUDI PIN 612102
Branch
ThiruPurambiam

IOBA0001367

WEST STREET THIRUPPURAMBIAM PIN 612303
Branch
Ullur Kumbakonam

IOBA0002523

NO 490,VATTIPILLIAR KOIL MAIN ROAD,ULLUR,KUMBAKONAM,612001

What are Indian Overseas Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Indian Overseas Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Indian Overseas Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Indian Overseas Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Indian Overseas Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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