Select Branch for Indian Overseas Bank in Tiruchirapalli, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Allur

IOBA0001370

2 BY 16 ALLUR AGRAHARAM ALLUR PIN 620101
Branch
Bikshandarkoil

IOBA0002814

6BY1679 RAGHAVENDRA NAGAR,NO.1 TOLGATE,BIKSHANDARKOIL POST,MANACHANALLUR T.K.TRICHY 621216
Branch
Eragudi

IOBA0000767

2 BY 48, REDDIAR STREET ERAGUDI,THURAIYUR TALUK ERAGUDI PIN 621001
Branch
Inamkulathur

IOBA0002709

NO 1 BY 52 INAMKULATHUR ST INAMKULATHUR SRIRANGAM TALUK
Branch
Kadavoor

IOBA0001371

22A SOUTH STREET VIA THARANGAMPATTI KADAVOOR PIN 621315
Branch
Kallikudy

IOBA0002577

DOOR NO 130 BY 1F BY 1 JC COLLEGE ROAD BHOGADI MYSORE 570026
Branch
Kannanur

IOBA0002708

1BY8A PERUMAL KOIL STREET,KANNANUR VIL.THURAIYUR T.K.TRICHY 621206
Branch
Karur

IOBA0000036

1,K V R COMPLEX,80 FEET ROAD,SENGUNTHAPURAM,KARUR PIN 639001
Branch
Karur GandhiGramam

IOBA0002701

18BY4 MIG TAMILNADU HOUSING BOARD,NORTH GANDHIGRAMAM,PASUPATHIPALAYAM,KARUR 639004
Branch
Kattuputhur

IOBA0000713

58 BY 2,BAZAR STREET KATTUPUTHUR WEST PIN 621207
Branch
Kattur

IOBA0000107

KATTUR,LALGUDI TALUK,KATTUR,PIN 621706
Branch
Kolakudi

IOBA0000947

45,OPP MARIAMMAN KOIL KOLAKUDI PIN 621208
Branch
Kulamanickam

IOBA0000790

4 BY 95 UPSTAIRS,MAIN ROAD,KULAMANICKAM,PIN 621722
Branch
Lalgudi

IOBA0000046

41 POPULAR ARCADE MAIN ROAD LALGUDI PIN621601
Branch
Mannachanallur

IOBA0001678

19, NATHAMVARI STREET, MANNACHANALLUR PIN 621005
Branch
Manthurai

IOBA0001373

121 LAKSHMI PRIYA BUILDING,MAIN ROAD,MANTHURAI,LALGUDI,MANTHURAI 621703
Branch
Maravanur

IOBA0001175

S.NO. 1140 BY 3 K.PERIYAPATTI VILLAGE,SAMUDRAM PO MANAPARAI TALUK MARAVANUR PIN 621306
Branch
MarungaPuri

IOBA0000754

MAIN ROAD,MARUNGAPURI MANAPARAI TALUK MARUNGAPURI PIN 621306
Branch
MathuraPuri

IOBA0000996

2 BY 108A EXT A B M ILLAM, MATHURAPURI,THURAIYUR TALUK MATHURAPURI PIN 621010
Branch
Molvai

IOBA0001081

54 PILLAIYAR KOIL STREET,MOLVAI,LALGUDI TALUK,MOLVAI,PIN 621652
Branch
Musiri

IOBA0000059

35 PARISAL THURAI ROAD MUSIRI TALUK MUSIRI PIN 621211
Branch
Nachikurichi

IOBA0002477

KAIRASI NAGAR,RAJIV GANDHI BUS STOP,NACHIKURICHI PANCHAYAT,MALLIAMPATHU POST,TRICHY 620 102
Branch
Perungamani

IOBA0002710

2 BY 208 NANGAVARAM MAIN ROAD PERUGAMANI TRICHY 639115
Branch
Pirampatti

IOBA0002817

SF NO 308BY1B25B,DOOR NO 182,SOUTH PIRAMPATTI,PIRAMPATTI VILL,MANAPARAI TK,TRICHY 621305
Branch
Pullambadi

IOBA0003610

NO.122,RAVI ILLAM,THIRUMALAPADI ROAD,PULLAMBADI 621713,LALGUDI TALUK,TRICHI DISTRICT
Branch
Purathakudi

IOBA0000989

MAIN ROAD,PURATHAKUDI,LALGUDI TALUK,PURATHAKUDI,PIN 621111
Branch
Puthanatham

IOBA0000798

KERUPPER ROAD PUTHANATHAM PIN 621310
Branch
Puthur

IOBA0002195

PUTHUR MAIN ROAD,TIRUCHIRAPALLI,PIN 620017,DIST TIRUCHIRAPALLI
Branch
Puvalur

IOBA0001374

91 MAIN ROAD PUVALUR POST,LALGUDI TALUK PUVALUR PIN 621712
Branch
R O Tiruchirapalli

IOBA0000806

POST BOX NO 10 DOOR NO 4,BHARATHIDASAN SALAI,CANTONMENT,TIRUCHIRAPALLI PIN CODE 620001
Branch
Sengattupatti

IOBA0003585

61 A, PERUMAL KOIL ST. SENGATTUPATTI - 621 002 THURAIYUR TALUK TRICHY DIST.
Branch
Sikathambur

IOBA0002088

1 BY 100, MAIN ROAD, SIKKATHAMBUR PIN 621008
Branch
Sirugambur

IOBA0000255

44 C BAZAAR STREET SIRUGAMBUR PIN 621213
Branch
Siruganur

IOBA0001016

S.NO.225 MAIN ROAD SIRUGANUR PIN 621105
Branch
Srirangam

IOBA0001661

TRICHY
Branch
Thalavapalayam

IOBA0002462

SF 146A,THOTTAKURICHI VILLAGE,THALAVAPALAYAM POST,KARUR DIST
Branch
Thandalaiputhur

IOBA0003699

269,AGRAHARAM STREET,THANDALAIPUTHUR POST,MUSIRI TALUK,TRICHY DISTRICT PIN 621217
Branch
Thathaiyengarpettai

IOBA0002816

DOOR NO 32BY1 2,VANNIYAR STREET,THATHAIYENGARPETTAI,MUSIRI TK,TRICHY DIST 621214
Branch
Thiruvellarai

IOBA0002707

DOOR NO 286 SANNATHI ST THIRUVELLARAI TRICHY 621009
Branch
Thottiam

IOBA0000117

27 SAS COMPLEX TRICHY MAIN ROAD THOTTIAM PIN 621215
Branch
Thuvarankurichi

IOBA0002277

6163 VELLAI VINAYAKAR KOIL ST TRICHYMADURAI MAIN RD,THUVARANKURICHI 621314
Branch
Tiruchirapalli

IOBA0001753

NATIONAL COLLEGE CAMPUS DINDIGUL ROAD KARUMANDAPAM TRICHY PIN 620001
Branch
Tiruverumbur

IOBA0001920

TRICHYTANJORE,MAIN RD,TIRUVERUMBUR,TRICHY,PIN 620013
Branch
Trichy Woraiyur

IOBA0003253

76B PALAYAM BAZAAR,WORAIYUR,TRICHY 620003
Branch
UppiliaPuram

IOBA0000256

65 MAIN ROAD,UPPILIAPURAM,PIN 621011
Branch
Vaiyampatti

IOBA0000520

MAIN ROAD,VAIYAMPATTI,PIN 621315
Branch
Valavanthankottai

IOBA0002815

4BY185 VALAVANTHANKOTTAI MAIN ROAD,VALAVANTHANKOTTAI VIL.TIRUVERUMBUR T.K,TRICHY DIST.620015

What are Indian Overseas Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Indian Overseas Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Indian Overseas Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Indian Overseas Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Indian Overseas Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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