Select Branch for Indian Overseas Bank in Tirunelvali, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Achanpudur

IOBA0003541

436/14,MAIN ROAD,ACHANPUDUR,SHENCOTTAH TK,TIRUNELVELI DIST - 627801
Branch
AlagiapandiaPuram

IOBA0003333

4 BY 36C,SANKARANKOIL MAIN ROAD,ALAGIAPANDIAPURAM,TIRUNELVELI,627201
Branch
Alangulam

IOBA0000759

1 TYPE IV QUARTERS TAMILNAD CEMENTS, ALANGULAM PIN 626127
Branch
Alangulam

IOBA0000290

1 TYPE IV QUARTERS,TAMILNAD CEMENTS,ALANGULAM 626127
Branch
Ambasamudram

IOBA0001011

369 BY 2A BY A 298A MAIN ROAD,PAPANASAM HIGH ROAD,AMBASAMUDRAM PIN 627401
Branch
Aravind Eye Hospital

IOBA0001765

SWAMI NELLAIAPPAR HIGH ROAD TIRUNELVELI JUNCTION TIRUNELVELI PIN 627001
Branch
Ayikudi

IOBA0001378

3 1 56,KRISHNAN KOIL STREET,AYIKUDI,PIN 627852
Branch
Cheranmahadevi

IOBA0001767

20 BY 2 RAILWAY FEEDER ROAD ,CHERANMADEVI PIN 627414
Branch
Curtallam

IOBA0000235

BUSSTAND SHOPPING COMPLEX MAIN ROAD COURTALLAM PIN 627802
Branch
Donavoor

IOBA0001379

CHURCH STREET,DONAVOOR,PIN 627102
Branch
Eruvadi

IOBA0001380

91 BY 16 2A, NORTH MAIN ROAD, ERUVADI627103
Branch
Ilanji

IOBA0000259

7 JUBILLE ROAD,OPP POST OFFICE,ILANJI,PIN 627805
Branch
Kadayam

IOBA0001381

SHANMUGAM BUILDING PERUMAL SANNADHI STREET KADAYAM PIN 627415
Branch
Kadayanallur

IOBA0000324

113 A,UPSTAIRS MAIN ROAD,KADAYANALLUR PIN 627751
Branch
Kadayanallur Bazaar St

IOBA0001382

196 MAIN BAZAAR,KADAYANALLUR PIN 627751
Branch
Kalakad

IOBA0001383

21 BY 10,ANNA SALAI,KALAKAD PIN 627501
Branch
Kallidaikurichi

IOBA0001384

11 SARMAJI ROAD,KALLIDAIKURICHI,PIN 627416
Branch
Karivalamvandanallur

IOBA0000225

9 BY 112 B NEW NO 10 BY 185 MAIN ROAD KARIVALAM VANDANALLUR PIN 627753
Branch
Kurukkalpatti

IOBA0000757

2 BY 96,SANKARANKOILTIRUNELVELI MAIN ROAD KURUKKALPATI PIN 627955
Branch
Kuthukalvalasai

IOBA0002750

5BY156,KAMARAJ NAGAR,KUTHUKALVALASAI,TENKASI TALUK,TIRUNELVELI DIST,PIN 627803
Branch
Kuttam

IOBA0000887

KOIL STREET KUTTAM,RADHAPURAM TALUK KUTTAM PIN 627651
Branch
Maharaj Ngr High Rd

IOBA0001385

PLOT 42, 19TH CROSS STREET, MAHARAJA NGR, TIRUNELVELI
Branch
Marandai

IOBA0003539

3/332-2 COURTALAM MAIN ROAD,MARANDAI POST,ALANGULAM TALUK,TIRUNELVELI DIST - 627851
Branch
MeenakshiPuram

IOBA0001397

13 PERUMAL WEST CAR STREET,TIRUNELVELI JUNCTION,TIRUNELVELI
Branch
MelamaruthappaPuram

IOBA0002751

1BY256 1,MAIN ROAD,MELAMARUTHAPPAPURAM,VEERAKERALAMPUDUR T.K,TIRUNELVELI 627860
Branch
Melapalayam

IOBA0002372

58,METHAMARPALAYAM 2ND STREET,MELAPALAYAM,TIRUNELVELI 627005
Branch
Munanjipatti

IOBA0001386

136B R V ROAD MUNANJIPATTI PIN 627355
Branch
Munnirpallam

IOBA0003542

7/27B,AMBAI MAIN ROAD,OPP TO POLICE STATION,KEELA MUNNIRPALLAM,PALAYAMKOTTAI TK,TIRUNELVELI DIST - 627356
Branch
Nainaragaram

IOBA0002752

527BY20 PERUMAL KOIL STREET,NAINARAGARAM,TIRUNELVELI 627804
Branch
Nanguneri

IOBA0001387

70 MAIN ROAD,NANGUNERI 627108
Branch
NaranammalPuram

IOBA0001388

81 C BY 1, MADURAI MAIN ROAD, SANKARNAGAR, TIRUNELVELI627357
Branch
Palavoor Avaraikula

IOBA0002763

NPS KALYANA MANDAPAM,3BY6E MADHAGANERI MAIN ROAD,RADHAPURAM TALUK,TIRUNELVELI 627133
Branch
Palayamkottai

IOBA0000067

124 B,THIRUVANANTHAPURAM RD,PALAYAMKOTTAI,TIRUNELVELI
Branch
Pambukoilshandy

IOBA0000962

111 A,POST OFFICE STREET PAMBUKOILSHANDY PIN 627862
Branch
Panagudi

IOBA0000180

23 POLICE LINE STREET PANAGUDI PIN 627109
Branch
Panpoli

IOBA0001390

18 E SHANTHI MAHAL PERUMAL KOVIL STREET PANPOLI PIN 627807
Branch
Pavoorchatram

IOBA0002345

10 BY 508,TENKASI TIRUNELVELI MAIN ROAD,KAMARAJ NAGAR,PAVOORCHATRAM 627808
Branch
PerumalPuram

IOBA0001507

10 MAIN RD, PERUMALPURAM, TIRUNELVELI
Branch
Ponnakkudi

IOBA0003538

3/646,SCAD TRUST,SCAD MEDICAL & DISABILITY REHABILITATION CENTRE,PONNAKKUDI,TIRUNELVELI DIST - 627151
Branch
Pottalpudur

IOBA0001391

8 BY 124 MAIN ROAD POTTALPUDUR PIN 627423
Branch
Puliyangudi

IOBA0000074

J59 D VIJAYA PAULVANNAN ARANGAM, GANDHI BAZAAR STREET, PULIYANGUDI PIN 627855
Branch
R O Tirunelveli

IOBA0000817

POST BOX NO 14 DOOR NO 131,EAST CAR STREET TIRUNELVELI TOWN TIRUNELVELI PIN CODE 627006
Branch
Ramayanpatti

IOBA0002888

5BY58F,SANKARANKOIL ROAD,SRIRAM NAGAR,RAMAYANPATTI,THATCHANALLUR POST,627358
Branch
Rayagiri

IOBA0003626

13 AND 14,GANDHI ROAD,RAYAGIRI,SIVAGIRI TALUK,TIRUNELVELI DIST 627757
Branch
Sankarankoil

IOBA0000848

248, PR PERUMAL RAJA BUILDING, RAJAPALAYAM MAIN ROAD, SANKARANKOIL, PIN 627756
Branch
Sendamaram

IOBA0001393

GOOD SHEPHERD COMML COMPLEX,MAIN ROAD SENDAMARAM PIN 627857
Branch
Sevalkulam

IOBA0001222

1 BY 198,199 YADAVAR STREET SEVALKULAM PIN 627754
Branch
Shanthi Nagar

IOBA0003540

2A,SIVALAPERI MAIN ROAD,PALAYAMKOTTAI,TIRUNELVELI-627002
Branch
Shencottah

IOBA0001394

T S NO, 123 127, JAWASHARLAL MAIN ROAD, SHENCOTTAH627809
Branch
Sivalarkulam

IOBA0000954

MUPPIDATHI AMMAN KOIL SIVALARKULAM PIN 627853
Branch
South Vijayanarayanam

IOBA0001186

MAIN ROAD,SOUTH VIJAYANARAYANAM,PIN 627118
Branch
Surandai

IOBA0001395

17 8, WARD 7, MAHALAKSHMI CO WATER TANK ROAD, SURANDAI627859
Branch
Tenkasi

IOBA0001396

339 340,SWAMY SANNATHI STREET,TENKASI PIN 62781
Branch
Thenmalai

IOBA0000981

MAIN ROAD THENMALAI PIN 627770
Branch
Tirunelvel I MaharajNagar

IOBA0000292

A 63, 5TH CROSS STREET, MAHARAJANAGAR COLONY, TIRUNELVELI PIN 627011
Branch
Tirunelveli District Court

IOBA0001766

COURT BUILDING TIRUCHENDUR ROAD PALAYAMKOTTAI TIRUNELVELI PIN 627002
Branch
Tirunelveli Junction

IOBA0000570

25 C 2,MADURAI RD,TIRUNELVELI JUNCTION,TIRUNELVELI
Branch
Tirunelveli Pettai Sipcot

IOBA0002712

A 4,VEERABAHU NAGAR,CHERANMAHADEVI ROAD,PUDUPETTAI,TIRUNELVELI 627004
Branch
Tirunelveli Town

IOBA0000094

1 4,SOUTH CAR STREET,TIRUNELVELI
Branch
Tirunelvelipettai

IOBA0001686

426 BY 427 ODAIKARA STREET CHERANMAHADEVI ROAD PETTAI TIRUNELVELI PIN 627004
Branch
Tisayanvilai

IOBA0001948

194 E,MAIN ROAD,TISAYANVILAI,TIRUNELVELI DIST,PIN 627657
Branch
Valliyoor

IOBA0001881

OLD NO 156 A B NEW NO 904 BY 156A,905 BY 156B,MAIN ROAD,VALLIYOOR 627117
Branch
Veeranam

IOBA0000987

4 BY 1 C MAIN ROAD VEERANAM PIN 627866
Branch
VickramasingaPuram

IOBA0001399

111144 MAIN ROAD VICKRAMASINGAPURAM PIN 627425

What are Indian Overseas Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Indian Overseas Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Indian Overseas Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Indian Overseas Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Indian Overseas Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts