Select Branch for Indian Overseas Bank in Kolkata, West Bengal

Choose a branch to view IFSC code and details

Branch
Amratolla

IOBA0000720

4 A, 1ST FLOOR, RUPCHAND RAI STREET, AMRATOLLA, KOLKATA - 700007
Branch
Ananda Palit Road

IOBA0001108

38 BY B,ANAND PALIT RD,ENTALLY POST KOLKATA
Branch
Arm Branch

IOBA0001996

INDIAN OVERSEAS BANK, ASSET RECOVERY MANAGEMENT BRANCH, NO 3 CHOWRINGHEE APPROACH, KOLKATA - 700072
Branch
Baghajatin

IOBA0002194

68 B BY 30 AMARESH BHAVAN,RAJA S.C. MALLICK ROAD,KOLKATA,PIN 700092,DIST KOLKATA
Branch
Ballygunge

IOBA0000013

13/2,ANIL MOITRA ROAD, 1ST FLOOR, OPPOSITE CITIZENS PARK, BALLYGUNGE KOLKOTA-700019,WEST BENGALB
Branch
Ballygunge Park Road

IOBA0000477

22, BALLYGUNGE PARK ROAD, OLD BALLYGUNGE, KOLKATA - 700019
Branch
BaraNagar

IOBA0000566

137,BARRACKPORE TRUNK RD,24 PARAGANAS DT,KOLKATA
Branch
Behala

IOBA0001224

1 SATYAN ROY RD,BEHALA,KOLKATA
Branch
Bhowanipore

IOBA0000908

84, CHOWRINGHEE ROAD, LALA LAJPAT RAI SARANI, BHOWANIPORE, KOLKATA - 700020
Branch
Birati

IOBA0003558

I FLOOR,SWASTIKA MARRIAGE HALLL,54 BY 120 M B ROAD,BIRATI,KOLKOTA 700005,WEST BENGAL
Branch
Calcutta Hospital Kolkata

IOBA0002321

7 BY 2 DIAMOND HARBOUR ROAD,KOLKATA 700027
Branch
Chakgaria

IOBA0003273

18 SREENAGAR MAIN ROAD RANI MANZIL PO PANCHASAYAR KOLKATA PIN 700094
Branch
Chowringhee

IOBA0000319

NO 9, 1 FLOOR, CHITTARANJAN AVENUE, CHOWRINGHEE, KOLKATA - 700072
Branch
Corporate Credit Processing Centre

IOBA0002455

119,WHITE HOUSE,PARK STREET KOLKATA 16 PIN 700016 DIST KOLKATA
Branch
Dhakuria

IOBA0001427

2,KALIBARI LANE,DHAKURIA KOLKATA
Branch
Dharamtolla St

IOBA0000586

141 BY 1A LENIN SARANI DHARAMTOLLA STREET,KOLKATA
Branch
Diamond Harbour Road

IOBA0000440

23 BY 17S, BASANT VIHAR, DIAMOND HARBOUR ROAD, BLOCK A, NEW ALIPORE, KOLKATA - 700053
Branch
Dum Dum Park

IOBA0000621

P 498, DUM DUM PARK, SOUTH DUM DUM, KOLKATA - 700055
Branch
Garia

IOBA0001426

1245 A BY 1 RAJA SCMALLICK RD,GARIA,KOLKATA
Branch
Gol Park

IOBA0000509

NO 4, BALLYGUNGA TERRACE, GOL PARK, KOLKATA 700029
Branch
Howrah

IOBA0000151

123 BY 2, NETAJI SUBHAS ROAD, HOWRAH, PIN- 711011
Branch
India Exchange Place

IOBA0000015

P 35, INDIA EXCHANGE PLACE, KOLKATA - 700001
Branch
Intl Business Branch

IOBA0000585

NO 2,WOOD STREET, KOLKATA -700016
Branch
J M Avenue

IOBA0000519

54,1 FLOOR,JATINDRA MOHAN AVENUE,KOLKATA
Branch
Kadamtala

IOBA0000512

159 BY 9,BELILIOUS RD,KADAMTALA,HOWRAH
Branch
Kalighat

IOBA0000114

52 - B, KALI TEMPLE ROAD, KALIGHAT, KOLKATA - 700026
Branch
Kankurgachi

IOBA0002237

P185 CIT ROAD,SCHEME VI M KOLKATA 700 054
Branch
Kasba Gold Park

IOBA0001517

SECTOR 1 1 F B,AGRO BLDG,EAST KOLKATA TOWN SHIP KASBA,KOLKATA
Branch
KestoPur

IOBA0003579

434, UHSALAY SAMRPALLY, CAPMO NO 3, ALLEN BHAWAN, KESTOPUR MAIN ROAD,SAMARPALLY 700102
Branch
Kolkata New Market

IOBA0001776

48 MARKET STREET KOLKATA PIN 700087
Branch
Kolkata Hrbc Hastings

IOBA0002275

ST GEORGES GATE ROAD,HASTINGS,KOLKATA,KOLKATA,PIN 700021,WEST BENGAL
Branch
Kolkata Pratt Memorial Beniapukur

IOBA0001494

168, ACHARYA J C BOSE ROAD, KOLKATA PIN 700014
Branch
Kolkata Tegharia

IOBA0001536

137, PODDAR VIHAR, V I P ROAD, KOLKATA 700052
Branch
Kolkatabaguiati

IOBA0002122

ANAND NIVAS, RAGHUNATHPUR, DE BY 3, D B NAGAR, VIP ROAD, KOLKATA 700059
Branch
Kolkataport

IOBA0001582

NO 15 STRAND ROAD KOLKATA PIN 700001
Branch
Kolkatasector V Salt Lake

IOBA0001642

GN 34 BY 2 SECTOR V IIEM CAMPUS NEAR AURORA STUDIO SALT LAKE KOLKATA PIN 700091
Branch
Kpt Fairle Place Kolkata

IOBA0002270

15,STRANDROAD,KOLKATA 1,PIN 700001
Branch
Kudghat

IOBA0002986

SPRNIGDLE,1ST FLR,3,N N DUTTA ROAD,KOLKATA PIN 700040
Branch
Lake Market

IOBA0000739

89,RASHBEHARI AVENUE,LAKE MRKT,KOLKATA
Branch
Lansdowne Market

IOBA0000135

63 BY 1-A, SARAT BOSE ROAD, KOLKATA - 700025
Branch
Large Corporate

IOBA0002987

INDIAN OVERSEAS BANK,LARGE CORPORATE BRANCH,6 ROYD STREET,KOLKATA 700016
Branch
MukundaPur

IOBA0002623

MUKUNDAPUR BRANCH,1,GREEN LAND,MUKUNDAPUR,P.S SONARPUR,SOUTH 24 PARGANAS,KOLKATA 700099
Branch
National Banking Kolkata

IOBA0003286

119 PARK STREET WHITE HOUSE FIRST FLOOR KOLKATA 700016
Branch
New Alipore

IOBA0000178

P 23A, 594, TOLASARIA SADAN, DIAMOND HARBOUR ROAD, BLOCK O , NEW ALIPORE, KOLKATA - 700053
Branch
Par Dankuni

IOBA0001160

DELHI RD,POCHAKUNDI P S CHANDITALA
Branch
Patuli

IOBA0001930

R1 HIG,VAISHNAVA GHATA,PATULI,KOLKATTA,PIN 700094
Branch
Posta

IOBA0000345

45 A,ADYA SRADHYA GHAT RD,POSTA KOLKATA
Branch
Prince Anwarsha Rd

IOBA0001929

NO 85 KALI THALA RD,PURVACHAL NORTH,KOLKOTTA PIN 700078
Branch
R O Kolkata Metro

IOBA0000802

POST BOX NO 9004 DOOR NO 119,1ST FLOOR PARK STREET CALCUTTA PIN CODE 700016
Branch
R O Kolkata Non Metro

IOBA0000818

POST BOX NO 784 DOOR NO 119,WHITE HOUSE PARK STREET KOLKATA PIN CODE 700016
Branch
Rapid Retail Centre

IOBA0003363

RO KOLKATA-II ,119, PARK STREET, KOLKATA 700016
Branch
Rlpc Kolkata

IOBA0003852

P BY 35 INDIA EXCHANGE PLACE CLIVE ROW KOLKATA 700001 WEST BENGAL
Branch
Salt Lake City

IOBA0000893

BLOCK EA, OPP LABONY ESTATE, SALT LAKE CITY, SECTOR 1, KOLKATA - 700064
Branch
SantoshPur

IOBA0001453

B 175,SURVEY PARK,SANTHOSHPUR P S PURBA JADAVPUR,KOLKATA
Branch
Sarsuna

IOBA0002810

1BY10,BANERJEE PARA ROAD,SARSUNA,KOLKATA 700061
Branch
Sealdah

IOBA0000127

146 BY 1, BIPIN BIHARI GANGULIS, SEALDAH, KOLKATA - 700012
Branch
Sheoraphuli

IOBA0001553

PLOT NO 12, NISTARINI SUPER MARKET, 1 FLOOR, G T ROAD, SHEORAPHULI, PIN 712223
Branch
Shyam Bazaar

IOBA0000082

70 BY 1 BY 2 GOWRI BARI LANE,SHYAM BAZAAR,KOLKATA
Branch
Sonapatti

IOBA0000497

35,NALINI SETT RD,SONAPATTI,KOLKATA
Branch
Sreemani Market

IOBA0001035

204 BY 1, BIDHAN SARANI, KOLKATA - 700006
Branch
Strand Road

IOBA0000675

13 BY 3, STRAND ROAD, KOLKATA - 700001
Branch
Tollygunge

IOBA0001982

5 DESHAPRAN SASHMAL ROAD,KOLKATA,PIN 700033
Branch
Zonal Audit Office - Kolkata

IOBA0002020

EA -BLOCK,SECTOR -1,SALT LAKE OPPOSITE,LABONY ESTATE

What are Indian Overseas Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Indian Overseas Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Indian Overseas Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Indian Overseas Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Indian Overseas Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts