Select Branch for Kotak Mahindra Bank in Surat, Gujarat

Choose a branch to view IFSC code and details

Branch
Katargam Avalon

KKBK0002868

GROUND FLOOR SHOP NOS 21 22 23 AVALON COMMERCIAL HUB OPP PATIDAR SAMAJ WADI AMBATALAVADI ROAD KATARGAM SURAT 395004
Branch
Katargam Branch

KKBK0002849

GROUND FLOOR SHOP NO 2 3 4 AND 5 SHREEJI PLOT NO 122 KASE NAGAR ROAD KATARGAM SURAT 395004
Branch
Lp Savani Road Branch

KKBK0002855

GROUND FLOOR NO G 17 RIDDHI RESIDENCY LP SAVANI ROAD ADAJAN SURAT 395009
Branch
Puna Surat

KKBK0000883

KOTAK MAHINDRA BANK LTD , VRAJ BHUMI APARTMENT, GROUND FLOOR, SHOP NO. 2 & 3, PUNA, SURAT 395 010
Branch
Ring Road Branch

KKBK0002867

GROUND FLOOR SHOP NOS 2 4 EKKTA TEXTILE MARKET OPP MILLENNIUM MARKET 1 KAMELA DARWAJA RING ROAD SURAT 395002
Branch
Sarthana Branch

KKBK0002862

GROUND FLOOR G 4 B DEEP KAMAL COMMERCIAL COMPLEX SMC SARTHANA SURAT 395006
Branch
Sosyo Circle Branch

KKBK0002864

GROUND FLOOR G4 BLUE SKI OPP HP PETROL PUMP BAMROLI ROAD SOSYO CIRCLE SURAT 395007
Branch
Surat

KKBK0000871

K.G. POINT,GHOD DOD ROAD,NEAR GANGA PALACE,SURAT -395007.
Branch
Surat

KKBK0002852

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, MILESTONE INDIGO, UDHANA DARWAJA, RING ROAD, SURAT - 395002
Branch
Surat - Lalgate Main Road

KKBK0002850

KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, CITY SURVEY NO. 1756/1757/1758, LALGATE, SURAT - 395003 GUJARAT
Branch
Surat - Laskana

KKBK0002891

KOTAK MAHINDRA BANK LTD, 1 - 6, VIPUL NAGAR, LASKANA KAMREJ ROAD, LASKANA, SURAT - 395006. GUJARAT
Branch
Surat - Mota Varaccha

KKBK0002889

KOTAK MAHINDRA BANK LTD, SHOP NO G -1 & 103 & 104, OXYGEN HOUSE, SUDAMA CHOWK, MOTA VARACCHA, SURAT - 394101. GUJARAT
Branch
Surat - Ring Road

KKBK0000876

1ST FLOOR,SHANTI POINT,SURAT - CLOTH MARKET (RING ROAD)SURAT - 395002,GUJARAT,INDIA
Branch
Surat - Ring Road Galaxy

KKBK0002880

GROUND FLOOR, SHOP NO 56, GALAXY ICON, BESIDE DALMIA HOUSE, RAGHUKUL MARKET ROAD, RING ROAD, SURAT 395002
Branch
Surat - Udhna - Udhyog Nagar

KKBK0002888

KOTAK MAHINDRA BANK LTD, PLOT NO A 26/18, ROAD, 10, M G ROAD, UDHYOG NAGAR, UDHNA, SURAT - 394210. GUJARAT
Branch
Surat - Vesu Canal Path

KKBK0002890

KOTAK MAHINDRA BANK LTD, G9, GALLOPING CORRIDOR, VESU CANAL PATH, VESU, SURAT - 395007. GUJARAT
Branch
Surat Adajan Branch

KKBK0002848

ADAJAN BRANCH-SURAT. GROUND FLOOR SHOP NO.25, GREEN ELINA COMPLEX ANAND MAHAL ROAD,ADAJAN SURAT PIN-395009
Branch
Surat Althan

KKBK0002883

KOTAK MAHINDRA BANK LTD 2 3 WESTERN SHOPPERS VIP ROAD VILLAGE ALTHAN SURAT 395007 GUJARAT
Branch
Surat Bhatar Road

KKBK0002870

SHOP NO 3 4 GROUND FLOOR UPPER GROUND FLOOR UMANG APARTMENT BHATAR ROAD BHATAR SURAT 395 001 GUJARAT
Branch
Surat City Light Branch

KKBK0002858

GR FLOOR MEZZANINE FLOOR LEELA ARCADE BESIDE SWEET HOME APARTMENT OPP SBI CITY LIGHT SURAT 395 007
Branch
Surat Hira Baug

KKBK0002856

GROUND FLOOR SHOP NO G1 MANGALDEEP HIRABAUG VARACHHA ROAD SURAT
Branch
Surat Icc Tower Ring Road

KKBK0002853

G 1 A WING INTERNATIONAL COMMERCE CENTRE ICC SAGRAMPURA RING ROAD SURAT GUJARAT 395002
Branch
Surat Magob

KKBK0002887

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, AMBER HOUSE, SURAT KADODARA ROAD, MAGOB, SURAT - 395010. GUJARAT
Branch
Surat Pal Road

KKBK0002886

KOTAK MAHINDRA BANK LTD, G 12 / 112, RIO EMPIRE, PAL ROAD, PAL, SURAT - 395009. GUJARAT
Branch
Surat Pandesara

KKBK0002875

106 AND 107 WADIWALA COMPLEX BATLIBAY CIRCLE UDHNA NAVSARI MAIN ROAD PANDESARA SURAT 394221 GUJARAT
Branch
Surat Parvat Patiya

KKBK0002881

GROUND FLOOR SHOP NO 32 34 ABHILASHA HEIGHTS AAI MATA CIRCLE PARVAT PATIYA SURAT 395010
Branch
Surat Ring Road Branch

KKBK0002847

SURAT RING ROAD BRANCH- GUJARAT SHOP NO. G,1, GROUND FLOOR TOWER, A TWIN TOWER SAHARA DARWAJA, RING ROAD-SURAT-395003 GUJARAT
Branch
Surat Tadwadi

KKBK0002876

GROUND FLOOR PLOT NO 3 14 AND 15 PRERNA NAGAR COOPERATIVE HOUSING SOCIETY LIMITED NEAR NAVYUG COLLEGE TADWADI SURAT 395 009.
Branch
Surat Udhna Road

KKBK0002854

B WING SILICON SHOPPERS MAIN ROAD UDHNA SURAT GUJARAT 394210
Branch
Surat Varachha Rd

KKBK0000885

KOTAK MAHINDRA BANK LTD RAJHANS HOUSE VARACHHA ROAD SURAT GUJARAT 395006
Branch
Surat Vesu

KKBK0002877

GROUND FLOOR G-8 GALLOPING CORRIDOR VESU CANAL PATH VESU SURAT - 395 007.
Branch
Surat Yogi Chowk

KKBK0002872

GROUND FLOOR SHOP NO 16 19 ANUPAM BUSINESS HUB YOGI CHOWK SURAT 395 010 GUJARAT
Branch
Ved Road

KKBK0002869

GR FLR SIDDHESSWAR SOCIETY PLOT 25 26 27 AND 28 REVENUE SURVEY NO 26 2 VILLAGE KATARGAM SUB DIST CHORIYASI DIST SURAT DABHOLI CHAR RASTA VED RD SURAT 395004
Branch
Vesu Branch

KKBK0002866

GROUND FLOOR SHOP NO G 2 TRINITY ORION BESIDE JOLLY RESIDENCY VESU SURAT 395007

What are Kotak Mahindra Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Kotak Mahindra Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Kotak Mahindra Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Kotak Mahindra Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Kotak Mahindra Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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