Select Branch for Kotak Mahindra Bank in Gurgaon, Haryana

Choose a branch to view IFSC code and details

Branch
Dlf Phase I Gurgaon Branch

KKBK0004253

DLF PHASE I ,(ARJUN MARG), GURGAON GROUND FLOOR, & MEZZANINE, SHOP NO.27 & 28, SHOPPING MALL BUILDING, DLF QUTAB ENCLAVE COMPLEX, PHASE-I, GURGAON-122002.
Branch
Golf Course Gurgaon

KKBK0004265

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, G-1 & G-2, ATM-1, VIPUL PLAZA, SUN CITY, SECTOR-54, GURGAON-122002, HARYANA
Branch
Gurgaon

KKBK0000261

KOTAK MAHINDRA BANK LTD. UNIT NO. 8&9, SEWA CORPORATE PARK, MG ROAD, REVENUE STATE OF SARHAUL TEHSIL, DISTT,- GURGAON- 122001
Branch
Gurgaon - Sector Fourteen

KKBK0000287

GROUND FLOOR SCO 16 SECTOR 14 GURGAON , HARYANA - 122 001
Branch
Gurgaon Branch

KKBK0000291

SUPER MART 1, DLF PHASE IV, GURGAON, HARYANA -122 007.
Branch
Gurgaon Dlf City Court

KKBK0004378

11, DLF CITY COURT, SECTOR 25A, GURGAON 122022, HARYANA
Branch
Gurgaon Golf Course Road

KKBK0000289

KOTAK MAHINDRA BANK LTD 02 A VIPUL TECH SQUARE TOWER D GOLF COURSE ROAD SECTOR 43 GURGAON 122002
Branch
Gurgaon GuruGram Sec Fifty Six

KKBK0004283

BASEMENT GROUND FLOOR SCO 63 HUDA MARKET SECTOR 56 GURUGRAM 122 001 HARYANA
Branch
Gurgaon Jmd Galleria

KKBK0004266

25 26 AND 27 JMD GALLERIA SOHNA ROAD GURGAON HARYANA 122001
Branch
Gurgaon Market Branch

KKBK0004261

GURGAON SECTOR 10A MARKET SCO 90 GR AND BASEMENT FLOOR NEAR HERO HONDA CHOWK GURGAON HARYANA 122001
Branch
Gurgaon Rosewood Branch

KKBK0004262

EROS CITY SQUARE GR FLOOR UNIT NO G 20 AND 21 A ROSEWOOD CITY SECTOR 49 50 GURGAON 122002 HARYANA
Branch
Gurgaon Sec Eighty Six

KKBK0004286

GROUND FLOOR SHOP NO 9 10 11 12 AND 14 SHOPPING AREA DLF NEW TOWN HEIGHTS SECTOR 86 GURUGRAM 122012
Branch
Gurgaon Sec Forty Nine

KKBK0004387

KOTAK MAHINDRA BANK LTD G29 ELEMENT ONE SECTOR 49 GURUGRAM 122001 HARYANA
Branch
Gurgaon Sec Twenty Nine

KKBK0004388

KOTAK MAHINDRA BANK LTD PLOT NO 307 SECTOR 29 GURUGRAM 122002 HARYANA
Branch
Gurgaon Sector Branch

KKBK0004278

GROUND FLOOR BASEMENT AND MEZZANINE FLOOR DSS 81 SECTOR 40 URBAN ESTATE HUDA MARKET GURGAON 122003 HARYANA
Branch
Gurgaon Sector Branch

KKBK0004280

GROUND FLOOR BASEMENT AND FIRST FLOOR SCO 37 AND SCO 42 SECTOR 17A GURGAON GURUGRAM HARYANA 122001
Branch
Gurgaon Sector Four

KKBK0004264

SCF NO 33 SECTOR 4 GURGAON HARYANA PIN CODE 122001
Branch
Gurgaon Sector Twenty Two Branch

KKBK0004260

GROUND AND BASEMENT FLOOR,SCO 91,SECTOR 22,URBAN ESTATE,GURGAON,HARYANA 122015
Branch
Gurgaon Sohna Road

KKBK0004337

MBS TOWER DELHI ALWAR ROAD SOHNA GURGAON HARYANA 122103
Branch
Gurgaon Sushant Lok Branch

KKBK0004256

SUSHANT LOK BRANCH- GURGAON ( HARYANA) GROUND FLOOR & MEZZANINE FLOOR, SHOP NUMBER GF-21, THE PEACH TREE COMPLEX, BLOCK-C, SUSHANT LOK-1, GURGAON, HARYANA -122 001
Branch
GuruGram - Cyber Green

KKBK0004902

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, DLF CYBER GREEN, E-1B1, E-2A1, E-2B1- DLF PHASE III, GURUGRAM - 122002. HARYANA
Branch
GuruGram - Sec Sixty Five

KKBK0004907

KOTAK MAHINDRA BANK LTD, MTP/R/GL/02/021 (COMMERCIAL UNIT) TOWER-2, M3M TEE POINT, SECTOR-65, GURUGRAM - 122102. HARYANA
Branch
GuruGram - Sec Twenty Seven

KKBK0004918

KOTAK MAHINDRA BANK LTD, TOWER B-001, MILLENNIUM PLAZA, SECTOR 27, GURUGRAM - 122002. HARYANA
Branch
GuruGram - Sector Sixty Six

KKBK0004381

GROUND SHOP NO 7 & 7A GROUND FLOOR, BLOCK R1, PALM SQUARE, GOLF COURSE EXTENSION ROAD, BADSHAHPUR, SECTOR 66, GURUGRAM 122001, HARYANA
Branch
GuruGram Sapphire Branch

KKBK0004276

GROUND FLOOR UNIT NO G20 AND G21 SAPPHIRE 83 SECTOR 83 VILLAGE SIHI GURUGRAM GURGAON HARYANA 122004
Branch
GuruGram Sec Sixty Nine

KKBK0004287

GROUND FLOOR SHOP NO 14 15 16 AND 26 TOWER B SPAZE CORPORATE PARK SECTOR 69 AND 70 GURUGRAM 122 006
Branch
GuruGram Sector Sec Branch

KKBK0004272

GROUND FLOOR BASEMENT FLOOR SCO 119 SECTOR 46 GURGAON
Branch
Old Judicial Complex Branch

KKBK0000299

GROUND FLOOR, FIRST FLOOR & BASEMENT AREA, PLOT NO.61, SECTOR OLD JUDICIAL COMPLEX, GURGAON -122001, HARYANA
Branch
Palam Vihar Branch

KKBK0004273

GROUND FLOOR GF 61 GLOBAL FOYER SECTOR I PALAM VIHAR GURGAON 122017
Branch
Sadar Bazar Branch

KKBK0004361

GR FLR AND BASEMENT 646 B 9 KABIR BHAWAN OLD RAILWAY RD SADAR BAZAAR GURGAON GURUGRAM HARYANA 122001
Branch
Sector Branch

KKBK0004281

GROUND FLOOR UNIT NO 7 AND 8 LANDMARK CYBERPARK SITUATED AT VILLAGE BADSHAHPUR SECTOR 67 GURGAON 122002 HARYANA
Branch
Sector Fifty Eight Branch

KKBK0004282

GROUND FLOOR UNIT N0 1 AND 2 MAGNUM TOWER I OF BUILDING KNOWN AS MAGNUM TOWERS SITUATED AT VILLAGE BEHRAMPUR SECTOR 5 GURUGRAM 122001
Branch
Udyog Vihar Branch Gurgaon

KKBK0004257

BUILDING KNOWN AS ENKAY TOWER, PLOT NO.B & B-1 IN VANIJYA NIKUNJ, UDYOGVIHAR, PHASE V, GURGAON,-HARYANA-122016

What are Kotak Mahindra Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Kotak Mahindra Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Kotak Mahindra Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Kotak Mahindra Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Kotak Mahindra Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts