Select Branch for Kotak Mahindra Bank in Bangalore, Karnataka

Choose a branch to view IFSC code and details

Branch
Akshaya Nagar Branch

KKBK0008316

GROUND FLOOR SITE NO 54 YELENAHALLI MAIN ROAD AKSHAYA NAGAR BANGUR HOBLI OFF BANNERGATTA ROAD BANGALORE 560068
Branch
Avenue Road Bangalore

KKBK0008047

489 AVENUE ROAD BANGALORE 560002
Branch
Banashankari

KKBK0000427

SHOP NO 58 & 59 SREE BHAVANI HOUSING CO T BLOCK BANASHANKARI KATHRIGUPPE BANGALORE - 560085
Branch
Banashankari Bangalore

KKBK0008076

GROUND FLOOR, NO60, 80 FT ROAD, PADMANABHANAGAR, NEAR KEDIRAHALLI PETROL BUNK, UTTARAHALLI MAIN ROAD, BANGALORE - 560070
Branch
Bangalore - Bellandur

KKBK0009808

KOTAK MAHINDRA BANK LTD, QUBE SOFTWARE PARK, S. NO. 133/2, ORR, GEAR SCHOOL RAOD, BHOGANAHALLI, BELLANDUR, BANGALORE - 560103, KARNATAKA.
Branch
Bangalore - Cambridge Layout

KKBK0008133

GROUND FLOOR, NO.10, VINYASA, CAMBRIDGE ROAD, ULSOOR, BANGALORE 560008
Branch
Bangalore - Chandra Layout

KKBK0008164

KOTAK MAHINDRA BANK LTD, 1562, CHANDRA LAYOUT, ATTIGUPPE, BANGALORE - 560040. KARNATAKA
Branch
Bangalore - Cunningham Road

KKBK0008130

GROUND FLOOR, MSB I, KSCMF BUILDING NO. 8, CUNNINGHAM ROAD, BANGALORE 560052
Branch
Bangalore - Devanahalli

KKBK0008152

KOTAK MAHINDRA BANK LTD, PILLAPPA ORCHID BUILDING, RANI CIRCLE, DEVANAHALLI TOWN, BANGALORE RURAL, BANGALORE -562110. KARNATAKA
Branch
Bangalore - Hsr Layout, Nineteenth Main

KKBK0008169

KOTAK MAHINDRA BANK LTD, 1783, PHOENIX HOUSE, 1ST SECTOR, 19TH MAIN, HSR LAYOUT, BANGALORE -560102. KARNATAKA
Branch
Bangalore - IndiraNagar

KKBK0000431

KOTAK MAHINDRA BANK, 309,BINNAMANGALA, 100 FEET ROAD, INDIRANAGAR 1ST STAGE, BANGALORE - 560038
Branch
Bangalore - JayaNagar Ninth Block

KKBK0008170

KOTAK MAHINDRA BANK LTD, PID NO.64-134-1, EAST END MAIN ROAD, JAYANAGAR 9TH BLOCK, BANGALORE - 560041. KARNATAKA
Branch
Bangalore - Kadugodi

KKBK0008167

KOTAK MAHINDRA BANK LTD, UPTOWN SQUARE, WHITEFIELD - HOSKOTE ROAD, SEEGEHALLI, KADUGODI, WHITEFIELD, BANGALORE - 560067. KARNATAKA
Branch
Bangalore - Katriguppe Circle

KKBK0008171

KOTAK MAHINDRA BANK LTD, 02, 100 FEET RING ROAD, 5TH BLOCK, 3RD PHASE, KATRIGUPPE CIRCLE, BANASHANKARI 3RD STAGE, BANGALORE - 560085, KARNATAKA.
Branch
Bangalore - Majestic

KKBK0000426

NO.1, GOKUL MAJESTIC, SRINIVASA MANDIRAM ROAD, MAJESTIC (NEXT TO MAJESTIC THEATRE), BANGALORE, KARNATAKA -560 009.
Branch
Bangalore - SarjaPura Road

KKBK0009807

KOTAK MAHINDRA BANK LTD, SANDS GATEWAY, NO. 520/4, KATHA, NO.2224/1120, SARJAPURA MAIN ROOD, BANGALORE 562125. KARNATAKA
Branch
Bangalore - Thippasandra

KKBK0000429

KOTAK MAHINDRA BANK LTD. 28 - MICRO VILLAGE CENTER, H.A.L, 3RD STAGE, 80 FEET ROAD, NEW THIPPASANDRA. PIN CODE - 560 075
Branch
Bangalore - Vijaya Bank Layout

KKBK0008156

KOTAK MAHINDRA BANK LTD, VIJAYA BANK EMPLOYEES HOUSE BLDG CO.OP.SO LTD, VIJAYA BANK LAYOUT, BANGALORE - 560076. KARNATAKA
Branch
Bangalore -jayNagar

KKBK0000421

HEERA PARADISE 487 9TH MAIN RD , 4TH BLOCK JAYNAGAR , BANGALORE - 560 011
Branch
Bangalore -jp Nagar Seventh Phase

KKBK0008128

UPPER GROUND FLOOR, SHOP NO 5 & 6, SAI SUMUKHA CLASSIC, JP NAGAR 7TH PHASE, J P NAGAR, BANGALORE - 560078
Branch
Bangalore -lavelle Road

KKBK0000422

10/7 , UMIYA LANDMARK LAVELLE ROAD NEXT TO CHANCERY HOTEL BANGALORE KARNATAKA - 560 001
Branch
Bangalore Bannerghatta

KKBK0008073

SYNDICATE BANK COLONY B G ROAD BANGALORE KARNATAKA 560076
Branch
Bangalore Bhattarahalli

KKBK0008145

KOTAK MAHINDRA BANK LTD 34 1 MAHAVEER CHALLET OLD MADRAS ROAD K R PURAM BHATTARAHALLI 560049 KARNATAKA
Branch
Bangalore Cash Point

KKBK0008092

KOTAK MAHINDRA BANK NO 130 I FLOOR BRIAND SQURE MYSORE RD NEW THARAGUPET BANGALORE 560002 KARNATAKA
Branch
Bangalore Electronic City

KKBK0008334

GROUND FLOOR SHOP NO 1 AJMERA AVENUE BLOCK S NEELADRI ROAD PHASE I ELECTRONIC CITY BANGALORE 560100
Branch
Bangalore Hennur

KKBK0008150

KOTAK MAHINDRA BANK LTD, 485-B.M.R COMPLEX, HENNUR MAIN ROAD, BANGALORE - 560043. KARNATAKA
Branch
Bangalore Hrbr Layout

KKBK0008054

SITE NO 221 7TH MAIN 2ND BLOCK HRBR LAYOUT KALYAN NAGAR BANGALORE KARNATAKA 560043
Branch
Bangalore Itpl Main Road

KKBK0008155

KOTAK MAHINDRA BANK LTD, KATHA NO. 783/255, PATTANDUR, AGRAHARA, ITPL MAIN ROAD, BANGALORE - 560067. KARNATAKA
Branch
Bangalore Jakkur

KKBK0008146

KOTAK MAHINDRA BANK LTD 4 SAI RAM MCHS LAYOUT JAKKUR BANGALORE 560064 KARNATAKA
Branch
Bangalore Jp Nagar

KKBK0008043

JP NAGAR 6TH PHASE GROUND FLOOR SHRISTI NO 21 24TH MAIN ROAD JP NAGAR BANGALORE 560078
Branch
Bangalore Kengeri

KKBK0008142

KOTAK MAHINDRA BANK LTD 1114 KENGERI SATELLITE TOWN EXTENSION KENGERI BANGALORE 560060 KARNATAKA
Branch
Bangalore Koramangala Branch

KKBK0008040

GROUND FLOOR,CORPORATION NO 13,NATIONAL GAMES VILLAGE RD,4TH BLOCK EXT,KORAMANGALA,BANGALORE 560034
Branch
Bangalore Manyata Tech Park

KKBK0008137

KOTAK MAHINDRA BANK LTD 9 AND 10 PHASE IV GREENHEART MFAR MANYATA TECH PARK NAGAWARA BANGALORE 560045 KARNATAKA
Branch
Bangalore Mathikere

KKBK0008149

KOTAK MAHINDRA BANK LTD 4 SANDEEP MATHIKERE EXTENSION H M T MATHIKERE MAIN ROAD MATHIKERE BANGALORE 560054 KARNATAKA
Branch
Bangalore Nagarbhavi

KKBK0008141

KOTAK MAHINDRA BANK LTD 220 6TH BLOCK DR B R AMBEDKAR ROAD NAGARBHAVI 2ND STAGE BANGALORE 560056
Branch
Bangalore Peenya

KKBK0008339

GROUND FLOOR D 436 PEENYA 2ND STAGE INDUSTRIAL AREA 10TH MAIN ROAD 14TH CROSS BANGALORE 560058
Branch
Bangalore Raja Rajeshwari Nagar

KKBK0008337

GROUND FLOOR NO 916 A IDEAL HOMES CO OPERATIVE SOCIETY RAJA RAJESHWARI NAGAR BANGALORE 560098
Branch
Bangalore Sahakara Nagar Branch

KKBK0008045

GROUND FLOOR FORTUNA SQUARE SITE NO 41 AND 42 SAHAKARA NAGAR BANGALORE 560092
Branch
Bangalore T C Palya Main Road

KKBK0008151

KOTAK MAHINDRA BANK LTD, R E COMPLEX, NO.21 & 22, AKSHAY NAGAR, KOWDENAHALLI, T.C. PALYA MAIN ROAD, BANGALORE - 560016. KARNATAKA
Branch
Bangalore Thannisandra

KKBK0008083

84 2 MONARCH SRENITY RK HEDGE NAGAR THANISANDRA MAIN ROAD BANGALORE KARNATAKA 560077
Branch
Bangalore Varthur Main Road

KKBK0008134

KOTAK MAHINDRA BANK LTD 225 1 AND 2 GUNJUR VARTHUR MAIN ROAD BANGALORE 560087
Branch
Bangalore White Field

KKBK0008042

75 2 GIDDENS LAYOUT WHITE FIELD MAIN ROAD BANGALORE KARNATAKA PIN CODE 560 066
Branch
Basaveshwara Nagar Branch

KKBK0008035

BASVESHWARA NAGAR BRANCH-BANGALORE GROUND FLOOR, YASHODHARA , CORPORATION NO.881/A, MODI HOSPITAL ROAD, BASAVESHWARA NAGAR 2ND STAGE, WEST OF CHORD ROAD, BANGALORE-560079
Branch
Bellandur Branch

KKBK0008122

UPPER GROUND FLOOR GMR COMPLEX NO 74 3 OUTER RING ROAD BELLANDUR BANGALORE 560103
Branch
Bommanahalli Bangalore

KKBK0008057

NO 220 3 54 SIDDAPPA COMPOUND HOSUR MAIN ROAD BOMMANAHALLI BANGALORE 560068
Branch
Btm Layout Bangalore

KKBK0008077

NO 740 MICO EMPLOYEES GRUHA NIRMANA SANGHA LAYOUT BTM LAYOUT BANGALORE 560076
Branch
Chamrajpet Branch

KKBK0008124

GR FLR NO 49 40 61 5TH MAIN ROAD K P PUTTANNA CHETTY ROAD CHAMARAJAPET K G NAGAR BANGALORE 560018
Branch
Chickpet Bangalore

KKBK0008048

234 I FLOOR GARUDACHAR COMPLEX CHICKPET BANGALORE 560053
Branch
Coffee Board Branch

KKBK0008321

GR FLR 228 227 267 WARD NO7 AT COFFEE BOARD EMPLOYEES CO OP HOUSING SOCIETY LAYOUT YELAHANKA HOBI KEMPAPURA HEBBAL BANGALORE 560024
Branch
Devasandra Bangalore

KKBK0008075

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, NO. 587, AECS LAYOUT, C BLOCK, KUNDALAHALLI, WARD NO. 85, BANGALORE - 560037, KARNATAKA
Branch
Frazer Town Bangalore

KKBK0008061

NO 44 COLES PINNACLE COLES ROAD FRAZER TOWN BANGALORE 560005
Branch
H S R Layout Bangalore

KKBK0008072

12 BDA COMMERCIAL COMPLEX H S R LAYOUT BANGALORE 560102
Branch
High Court Bangalore

KKBK0008085

HIGH COURT OF KARNATAKA HIGH COURT BUILDINGS DR AMBEDKAR VEEDHI BANGALORE 560001
Branch
Hsr Layout Main Branch

KKBK0008112

GROUND FLOOR NO 240 A 27TH MAIN SECTOR II HSR LAYOUT BENGALURU 560102
Branch
IndiraNagar Bangalore

KKBK0008068

KOTAK MAHINDRA BANK LTD GROUND FLOOR , NO.4002/A , 100FT ROAD, HAL II STAGE, INDIRANAGAR, BANGALORE - 560 008, KARNATAKA
Branch
Infantry Road Bangalore

KKBK0008059

9 OLD NO 7 SRI VARDHAMAN MAHAVIR JAIN SANGHA INFANTRY ROAD BANGALORE 560001
Branch
JayaNagar Bangalore

KKBK0008058

KOTAK MAHINDRA BANK LTD,GROUND FLOOR, 176/42, DINAKARAN COMPLEX, 22ND CROSS, 3RD BLOCK, NEAR NANDA THEATRE,JAYANAGAR, BANGALORE , 560011
Branch
Jp Nagar

KKBK0000433

MUNICIPAL CORPORATION NO.27, AND 28, 15TH CROSS ROAD, 100 FT ROAD, JP NAGAR, 4TH PHASE, WARD NO. 57, BANGALORE-560078
Branch
Jp Nagar Bangalore

KKBK0008081

NO 457 14TH MAIN 9TH CROSS J P NAGAR II PHASE BANGALORE 560078
Branch
K R Road Bangalore

KKBK0008074

NO 757 11 OCEANA CHAMBERS 13 TH CROSS STREET 7 TH BLOCK K R ROAD JAYANAGAR BANGALORE 560082
Branch
Kadabagere

KKBK0008262

GROUND FLOOR, 1 PRAGATHI LAYOUT, OPP. TO JANAPRIYA APT, POST & VILLAGE , KADABAGERE, BANGALORE NORTH , 562 130.
Branch
Kammanahalli Main Road

KKBK0000432

NO.4M-411, PID NO.89-397-4M-411, 4TH MAIN ROAD, HENNUR ROAD BANASWADI ROAD EXTENSION, 3RD BLOCK, KAMMANAHALLI MAIN ROAD, WARD NO.89, BANGALORE-560064
Branch
KanakPura Road Bangalore

KKBK0008344

GROUND FLOOR NO 3517 A 4TH H BLOCK VITHSTAGE BANASHANKARI FURTHER EXTENSION OFF KANAKPURA ROAD BANGALORE 560062
Branch
Kasturi Nagar Branch

KKBK0008125

601 5TH MAIN VEGA ETERNITY OMBR LAYOUT BHUVANGIRI BANASWADI KASTURI NAGAR BANGALORE 560043
Branch
Kempegowda Road Bangalore

KKBK0008050

CHAMBER OF COMMERCE BUILDING KEMPEGOWDA ROAD BANGALORE 560009
Branch
Kh Road Dhondusa Complex Bangalore

KKBK0008071

KOTAK MAHINDRA BANK LTD. GROUND FLOOR, THUNGA TOWERS, NO. 94, KENGAL HANUMANTHAIAH ROAD, DOUBLE ROAD, WARD NO. 118 - SUDHAMA NAGAR, BANGALORE - 560027, KARNATAKA
Branch
Koramangala

KKBK0000424

THE PINNACLE, GROUND FLOOR, NO 8 5TH BLOCK KORAMANGALA BANGALORE KARNATAKA 560 076
Branch
Koramangala Bangalore

KKBK0008079

KOTAK MAHINDRA BANK LTD GROUND FLOOR NO 586 8TH BLOCK 80 FEET ROAD OPP BETHANY SCHOOL KORAMANGALA BANGALORE 560095
Branch
Kotak Mahindra Bank Limited

KKBK0008154

KOTAK MAHINDRA BANK LTD, 45 SHUBH ENCLAVE, PURESTONE PAVILLION, HARALUR MAIN ROAD, AMBALIPURA, BANGALORE - 560103. KARNATAKA
Branch
Mahalakshmi Layout Branch

KKBK0008120

GROUND FLOOR NEW NO 55 OLD NO 215 12TH CROSS MAHALAKSHMI LAYOUT MAHALAKSHMIPURA BANGALORE 560086
Branch
Malleswaram Bangalore

KKBK0008056

25 AND 26 3RD MAIN ROAD MARGOSA ROAD 10TH CROSS MALLESWARAM BANGALORE 560003
Branch
Marathahalli

KKBK0008336

GROUND FLOOR NO755 95 3 KOTE M R PLAZA MARATHAHALLI RING ROAD DODDANEKKUNDI BANGALORE 560037
Branch
Mgroad Bangalore

KKBK0008066

22 GROUND FLOOR ING VYSYA HOUSE M G ROAD BANGALORE 560001
Branch
Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch

KKBK0MSCMB2

MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH NO 730, 14TH MAIN, 1ST STAGE, NEAR KUMARASWAMY LAYOUT POLICE STATION, BANGALORE- 560078
Branch
Nandidurga Road Branch

KKBK0008317

GROUND FLOOR SITE NO 20 AND 20A NANDIDURGA ROAD JAYAMAHAL EXTENSION BANGALORE 560046
Branch
Netkallappa Circle Bangalore

KKBK0008052

KOTAK MAHINDRA BANK LTD, GROUND FLOOR & FIRST FLOOR , NO.78, SOUTH END ROAD, OPP. BHARTI NURSING HOME, BASAVANGUDI, BANGALORE - 560004, KARNATAKA
Branch
Old Airport Road

KKBK0008109

GROUND FLOOR NO 29 OLD AIRPORT ROAD KODIHALLI OPP ICICI BANK BANGALORE 560 017
Branch
Peenya Branch

KKBK0008036

HOTEL UJJAWALA INTERNATIONAL BEARING MUNICIPAL CORPORATION NO-V-2, SITUATED AT 1ST PHASE, PEENYA INDUSTRIAL ESTATE, NEAR TVS CROSS, INT THE CORPORATION WARD NO.38, BANGALORE-560058
Branch
Race Course Road Bangalore

KKBK0008082

KOTAK MAHINDRA BANK LTD, 209, GROUND FLOOR, 1ST MAIN ROAD, SHESHADRIPURAM, BANGALORE - 560020
Branch
Rajaji Nagar Bangalore

KKBK0008078

PANCHAJANYA TOWERS NO 1022 DR RAJKUMAR ROAD OPP SUGUNA HOSPITAL RAJAJINAGAR BANGALORE 560010
Branch
RajajiNagar

KKBK0000423

KOTAK MAHINDRA BANK LTD. GROUND FLOOR, MUNICIPAL CORPORATION NO. 60, OLD NO.62, GANDHI BAZAR, BASAVANGUDI, BANGALORE, KARNATAKA - 560 004 TEL - 080 67178900
Branch
Rt Nagar Bangalore

KKBK0008070

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, NO. 160, MATADAHALLI, RT NAGAR MAIN ROAD, BANGALORE - 560032, KARNATAKA
Branch
Rvcollege Of Engineering Bangalore

KKBK0008053

R V C E CAMPUS 8TH MILE MYSORE ROAD BANGALORE 560059
Branch
Sadarnagala

KKBK0000418

KOTAK MAHINDRA BANK LTD. MAKAM PLAZA , 3RD MAIN ROAD, 18TH CROSS ROAD, MALLESHWARAM,BANGALORE & KARNATAKA - 560055
Branch
Sadashiva Nagar Bangalore

KKBK0008060

G 2 NO 19 OLD NO 86 LOWER PALACE ORCHARDS II MAIN ROAD SANKEY ROAD SADASHIVANAGAR BANGALORE 560003
Branch
Sanjay Nagar Bommanahalli

KKBK0008080

GOURND FLOOR 102 NO 21 3B NO 24 D RAJAGOPAL RD OPP VAIBHAV THEATRE SANJAYNAGAR BANGALORE 560094
Branch
SarjaPura Main Road Branch

KKBK0008107

GROUND AND MEZZANNIE FLOOR 359 39 BREN MERCURY KOIKONDRAHALLI SARJAPUR MAIN ROAD BANGALORE 560102
Branch
Silver Jubilee Park Road Branch Bangalore

KKBK0008038

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, NO. 7, NARASIMHARAJA ROAD, NEAR KAMATHA HOTEL, WARD NO. 119, BANGALORE 560002, KARNATAKA
Branch
Smvit Bangalore

KKBK0008084

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, NO. 1/1A, ANJANAPPA LAYOUT, KATTIGENAHALLI, BAGALURU MAIN ROAD, BANGALORE - 560063
Branch
Sondekoppa

KKBK0008297

292 MAIN ROAD VIA TAVAREKERE MAGADI SONDEKOPPA 562130
Branch
SrinivasaNagar Bangalore

KKBK0008063

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, 10TH CROSS, GIRINAGAR II PHASE, BANGALORE - 560085, KARNATAKA
Branch
Thubrahalli Branch

KKBK0008121

GR FLR PLOT 6 SRVY 1 AND 2 TMR TOWER THUBARAHALLI VILLAGE VARTHUR RD VARTHUR HOBLI BANGALORE 560066
Branch
Tunga Complex JayaNagar Branch

KKBK0008039

BANGALORE TUNGA COMPLEX 7TH BLOCK JAYANAGAR BRANCH PIN CODE 560082
Branch
VidyaranyanPura Branch

KKBK0008094

GR FLOOR R R COMPLEX NO 964 BEL LAYOUT 2ND BLOCK MAIN ROAD VIDYARANYAPURA BANGALORE 560097
Branch
VijayaNagar Bangalore

KKBK0008067

KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR,65/1,4TH MAIN ROAD,OPP BHARATIYA SANSKRUTHI VIDYAPEETHA SCHOOL, VIJAYANAGAR,BANGALORE-560040
Branch
VisweswaraPuram Bangalore

KKBK0008055

3 MIDDLE SCHOOL CROSS ROAD VISWESWARAPURAM BANGALORE 560004
Branch
Vittal Mallya Road Bangalore

KKBK0008065

KOTAK MAHINDRA BANK LTD,GROUND FLOOR, 01- 03 & 04 CITY MANSION, 54 LANGFORD ROAD , BANGALORE , 560 025
Branch
Yelahanka New Town Branch Bangalore

KKBK0008034

GROUND FLOOR NO.687, MIG, SECTOR A YELAHANKA NEW TOWN, NEW 3RD STAGE EXTENSION, BANGALORE -560064
Branch
YeshwantPur Bangalore

KKBK0008062

KOTAK MAHINDRA BANK, NO - 247, 7TH CROSS, 5TH MAIN, APMC YARD, YESHWANTPUR, BANGALORE - 560022.

What are Kotak Mahindra Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Kotak Mahindra Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Kotak Mahindra Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Kotak Mahindra Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Kotak Mahindra Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

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  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
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Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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